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How to Get the Best Deals When Purchasing Apple Products

How to Get the Best Deals When Purchasing Apple Products

Apple is a company that has its staunch haters and its “fanboys”. However, two things that both groups can agree are, for one, Apple does not always give deals, and for two, their items are a bit on the high side compared to other manufacturers. However, consumers have come to learn that quality comes at a price, and many will accept Apple’s pricing without any fuss. Consumers would be surprised to learn that there are some ways you can still enjoy all that Apple has to offer without having to break the bank. Today, we will go over a couple of ways this is possible.

Third-Party Retailers

Apple and mobile carriers aren’t the only locations where you can get Apple items. Actually, due in part to how many individuals think this is fact, these are the stores that are quite busy during the holiday shopping season. However, there are many other amazing places to pick up your Apple items.

First off, if you are looking into purchasing iPhones for the holiday season, you are in for a greater savings. First off, let’s look at all of the retailers you can choose from. There is the Apple Store, Best Buy, Wal-Mart, and Target. Two choices I would immediately rule out would be Wal-Mart and Target. While they are great for you other needs, in terms of iPhones, I would not say so.

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They don’t provide the option to purchase iPhones in all of their locations. In my area alone, I would have to drive an extra 20 miles to the closest Target and about 15 miles to the closest Wal-Mart providing this option. I would be passing one other Target and two Wal-Marts doing this, yes I looked! Also, Target doesn’t have a financial incentive in purchasing their way, unlike Wal-Mart who is cutting around $10 to $15 off the average price.

So then we have Best Buy and Apple. In terms of guaranteed amazing customer service, available options, and expert knowledge, Apple would be the obvious way to go. So, why would I recommend Best Buy over Apple this year? Their deals! Best Buy is offering all iPhones at $50 off. That’s the lowest price, ever! iPhone 4S will go for $49.99, iPhone 5 for $149.99. That’s just amazing and will save you more money for other things, like cases and Lightning adapters!

Don’t Pass Up Refurbished

If you haven’t heard, Apple is selling Macbook Air laptops for $719 and even Mac Minis for under $800. No, these aren’t back alley deals, the only catch is that they are refurbished. Don’t scroll to the next bullet just yet. Refurbished products seemed to have always gotten a bad wrap, causing it to be developed as a shameful word. However, this isn’t rightfully so.

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Apple has always offered high quality refurbished items since the program debuted. While they aren’t offering refurbished iPhones, amazing deals for Macs, iPods, and especially iPads have always been there. So why exactly should you go refurbished this holiday season? First off, Apple inspects all refurbished items before putting them for sell. We always expect Apple to provide the highest integrity in their items, refurbished is no different.

Refurbished items range any from formerly dropped items that have been factory repaired to some that were just returned for a different color. One thing both items share is that they come out looking perfect and they always get a new battery and outer shell, regardless of the condition. Lastly, you always get a one year warranty, so if you find an issue, Apple gives you a new device. Apple brings new hope to the title, refurbished.

Make Use of Trade-Ins

If you are still a bit freaked out by purchasing refurbished but still can’t afford to give the gift of Apple, you still have a couple of options. One option is to make use of trade-ins. If you have old iPhones just lying around the house, why not give them new life and trade them in for cash.

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Gazelle is a wonderful option for trade-ins. In general, most trade-in services work the same. Just go on their respective websites, answer a couple of questions regarding the item’s condition and what you have with it (chargers, etc). Then, you are given an amount that they will pay you. Then, receive an email with your item list and shipping label, and send it off.

You only make money with these services, so they shouldn’t charge you for shipping. Also, due to the fact that they must receive your item before you receive your money, it’s important to only work with a reputable trader. Glyde is also another great choice, allowing you to not only trade-in your item, but also purchase an item through Glyde at a low price.

As you’ve just learned, it is quite easy to spend less on the Apple gadgets you are purchasing this holiday season. If you are willing to venture out to other retailers like Best Buy, you can garner a huge discount. We also learned that the largest deal comes when purchasing refurbished. Trade-ins from websites like Glyde and Gazelle are also great ways to save a penny or two. Which option are you doing this holiday season? Let us know in the comments below.

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Featured photo credit:  BOLOGNA, ITALY – AUGUST 6 via Shutterstock

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Last Updated on April 28, 2020

9 Millionaire Success Habits That Will Inspire Your Life

9 Millionaire Success Habits That Will Inspire Your Life

As technology evolves and information becomes more accessible, it has also become more challenging to define success. A lot of people are trapped in the rat race while trying to discover the actual formula for success.

You could become overwhelmed with what tools, techniques or philosophies to imbibe while trying to get tips over the internet. At every click and turn, there are ‘how-tos and quick-fix’ on how to become successful overnight. You will find several courses, articles, videos and books on how to achieve financial success.

But what if I tell you it doesn’t have to be complicated as people made it out to be? What if you could achieve success by merely following these 9 millionaire success habits?

1. Read for Personal Development

A daily habit I have discovered millionaires share in common is reading. For instance, if you are an entrepreneur, you need to read to become an efficient leader and a productive business owner. Reading helps you to grow and learn without going to a business school.

A research conducted by Thomas Crowley indicates about 85% of self-made millionaires read at least two or more books each month. [1] Warren Buffett is one of these examples. He spends 80% of his day reading. In the early days of his investment career, he would read 600 to 1000 pages in a single day.

While millionaires sometimes read for pleasure, they also learn to improve themselves. They read topics on leadership, how-tos, self-help, biographies, lifehacks and also follow current events.

Here’re some recommendations for you: 25 Best Self Improvement Books to Read No Matter How Old You Are

2. Establish Multiple Sources of Income

Another success habit I noticed about successful people is that they don’t depend on a single income source. Every millionaire possesses multiple sources of income. This helps them to manage economic challenges and also make more money.

They are passive income addicts. They earn interests from loans, rental income from real estate, royalties from intellectual properties, dividends from investments. They also launch a side business or run a website or sell information products.

How income is made either passively or actively is what separates the successful from the wannabes. They are always learning ways to build multiple streams of income.

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3. Live on a Stipulated Monthly Budget

An average millionaire does not believe in luck and jackpot. They take the time to understand cash flow-income and expenses. Based on this, they establish a monthly budget and religiously stick to it.

The essence of the budget is to minimize unnecessary expenses. This will help you gain complete control of your financial life. Budgeting helps you to avoid overspending to achieve your financial goals. Here’re some tips to help you stuck to your budget: 32 Hacks for Sticking to Your Budget

4. Manage and Maximize Money

The most significant education for a millionaire is financial intelligence. Nobody attains financial freedom without gaining financial intelligence. This is the more reason millionaire, regardless of their income, keep their knowledge about tax strategies updated.

They always seek to reduce their tax bills. One approach they employ is by living or incorporating their business in states with no income tax.

Do you know that about 60 companies paid $0 legally in the 2018 tax year? Some of these companies that ‘avoided'(note: not evaded) federal income tax include Chevron, Amazon, Halliburton, General Motors, Delta. Their US income was totaled at $79 billion with an effective tax rate of -5%.

What’s the deal? They got a tax refund.

How do they accomplish these?

An ITEP report indicated that they have the culture of throwing huge sums at tax experts who assist them in discovering creative, as well as convoluted means of paying little tax as much as possible.[2]

5. Avoid Debt

Another habit that separates the millionaires from the rest of the world is how they manage debt.

They don’t live an extravagant lifestyle; instead, they only buy what they need and can pay for. They do not book hotels and flights by using their credit cards to pay for them.

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They are conscious of the interest rates even when they use credits cards or take loans. If possible, they try to pay with cash because of its zero percent interest rate.

6. Set Daily Goals

It does not matter if they are setting up a business, a career, or financial projections; they have the success habit of setting short term goals. They plan daily and weekly goals to generate momentum in achieving their long-term goals.

Ensure you prioritize when setting daily goals. This will help you to achieve the most important to-dos on your list.

Setting priorities will help you to focus on highly rewarding activities. If you desire financial freedom, it is wise to pursue activities that earn you thousands of dollars rather than hundreds of dollars.

7. Don’t Act Rich

The goal is not to act rich but to be productive. Interestingly, Thomas Stanley buttressed in his book that for the most prestige brands of cars, about 86% percent are toys of the non-millionaires. While most believe that people with huge fortunes tend to drive exotic cars, in reality the largest consumers of pricey cars are aspiring millionaires.[3]

According to findings by Experian Automotive Researchers, 61% of individuals who earn $250,000 or more rarely buy luxury brands. Instead, they buy Hondas, Toyotas, and Fords like the rest of the world. The reason is they are not ready to spend money on premium cars that tend to drop in value in a couple of years as it would cost money. Millionaires invest in assets that appreciate.[4]

8. Own or Buy Businesses

In Robert Kiyosaki’s cashflow quadrant, he divided how you earn income into four quadrants. The E and the S quadrants take the left position while the B and the I are on the right side. According to Robert, it is possible to be on all quadrants, but the millionaires are not.[5]

  • E stands for employee – they work for others
  • S stands for self-employed – they work for themselves
  • B stands for a Business owner- employees work for them (500 or more employees)
  • I stand for Investors – Money work for them like Warren Buffet.

Your goal is to move from the left quadrant to the right quadrants where you own big businesses or make money work for you.

It is possible to become financially successful by pursuing what you love. For instance, if you love writing, aspire to be the best seller. Wealth and passion work together.

Check out How to Start a Small Business with Little to No Money for tips.

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9. Avoid Get-Rich-Quick Scheme

A millionaire holds patience as an essential virtue. It takes patience to become successful, not only in finance but in every aspect of life. While it is possible to become financially successful at an early age, most millionaires hit it at age 50. They live a moderate life, invest in their future and retire rich.

Bonus: How to Develop the Millionaire Success Habits?

Having learned these habits, the next question is,

How can I develop the Millionaire Success habits?

Here are six values you will need to develop:

Establish Your Life Vision

You need to be clear about what you want in life to set yourself for a life of success. Your vision has to go beyond becoming a millionaire to understanding why you want to become one. Any great entrepreneur you will ever find has a clear vision and an established mission.

Understanding why you are doing what you do will drive you to become the kind of successful person you want to be.

Make Your Passion a Profession

When your passion becomes your profession, work becomes pleasurable. Loving what you do enables money to flow to you and through you.

So what’s going to be? Wake up every morning by speaking positive words into your work, love what you do, and focus on the work that brings you joy.

Take a look at this article and learn how to make it happen: 5 Steps To Turn Your Passion Into A Career

Focus on Solution

Focusing on the solution means establishing the problem that you or your business address. This will help you focus on the solutions when others are faced with challenges.

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A millionaire has a mindset that is fixed on the solution. He or she knows there’s a way out, and that every problem is an opportunity in disguise.

Improve your problem solving skills with these tips: 6 Effective Ways to Enhance Your Problem Solving Skills

Develop Your Leadership Skills

Leadership skills are an asset that is indispensable if you want to develop a millionaire success habit. The more you hone your leadership skills, the more you will attract leaders who share your values.

Be Growth-Focused

Millionaire entrepreneurs prioritize self-improvement. Here’s how to achieve it:

  • Get a coach. Coaching will impact your life, and you will achieve peak performance in life and business when you have a life coach.
  • Be coachable. It is not enough to have a coach; you must be coachable. Sometimes, you need feedback and counsel to reposition your life and business. A coach has the wisdom and experience to counsel you from a higher perspective. The more you receive feedback and work on yourself, the more you become better at what you do and who you are.

Flip Your Thought Pattern From Acting To Being

It is not enough to have a millionaire success habit, you must also become a person of positive influence. This is how you can become significant. Bill Gates is not only rich; he is changing lives in Africa and different parts of the world.

If you want to become successful, you must first be and think like a successful person. This is how resources you need can flow into your life.

Here’s a final thought from me:

It is not enough to do something to have something; success is about being someone who possesses what is needed to take positive and inspired actions.

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Featured photo credit: Austin Distel via unsplash.com

Reference

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