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8 Ways to Ration Your Mobile Data Usage

8 Ways to Ration Your Mobile Data Usage
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Mobile phones make it easy to connect to the Internet, but they can also make it easy for you to outgrow your data plan in a hurry. Try these 8 ways to ration your mobile data usage so you can spend less money on your phone plan.

Keep an Eye on Your Plan With the Data Usage App

Data Usage is an essential app for anyone who wants to stay within their plan’s limits. Data Usage not only tells you how much data you have used, it even tells you what percentage of your plan you have used this month. If you’re only half way through the month and you have already used 90 percent of your plan’s data allotment, the app alerts you to ease up on your data usage.

Data Usage will even send you a push notification if you exceed a certain percentage of your plan. It’s the tech equivalent of someone reminding you how many calories are in a piece of cake before you decide to have a second slice.

Let Opera Mobile Squash Your Data

Opera Mini and Opera Mobile compress data so you save money on your wireless plan. Can the browser you use really make a significant difference in your data rates? Opera says that its Mini browser compresses websites by 90 percent and that Operate Mobile compresses them by up to 80 percent.

Compressing website data is optional with Opera, so you can turn off the feature when browsing the Web with a Wi-Fi connection.

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Let Mailsuite Squash Your Email

If you use your mobile device to check email, then it makes sense to rely on a service like Mailsuite to reduce your data usage: Mailsuite can compress your emails by up to 98 percent. The company’s tests show that the average user sees a 93 percent reduction.

Mailsuite’s compression makes it easier for you to use push notifications without going overspending your data plan. If you want push notifications from email and Twitter accounts without burning through your data, this is a good option.

Set Your Email Notification to Manual

You can also set your phone’s email notification feature to manual. This prevents the phone from constantly checking your email, Facebook, and Twitter accounts for updates.

Automatic notifications can eat up a lot of data even for people who don’t get a lot of messages. Every time the phone asks your accounts whether you have messages, it uses a little bit of data. It’s not a lot, but it’s important to monitor if you want to reserve your data for more useful things.

Turn Off Unnecessary Apps

Some apps try to constantly connect to the Internet even when you don’t need them to. They sit there in the background silently destroying your data plan. You might think it’s cool that your phone automatically syncs its contacts and calendar to your other devices, but that convenience could cost you a lot more than you realize.

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Take a look at your apps and disable automatic connections for those that aren’t important to you. You can always turn them back on when you want them.

Use Wi-Fi Whenever You Can

Instead of using your cell network to download large files like movies, apps, and pictures, wait until you have access to a Wi-Fi network.

Assuming that you have Wi-Fi at home, plan ahead so that you don’t need to rely on your cellular connection during the day. If you know you will want to play online poker during your lunch break, download the app at home so you can use more data playing games instead of downloading the software you need to play them.

Knowing the Wi-Fi hotspots in your area will make this option easier. Remember that it’s unsafe to access private accounts through a public Wi-Fi network, though. If you’re on a public network, don’t check your bank or credit card accounts. It’s not worth the risk.

Avoid Streaming Except With Wi-Fi

Few things use more data than streaming. Even if you’re just streaming 128 kbps songs, they can add up to several GBs a month. That means you shouldn’t stream music in your car, when you’re cutting the grass, or when you’re trying to kill time before a meeting. You’ll get more out of your data plan by downloading songs at home and listening to them directly from your device.

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If you must stream, or you just really want to, stick to the lowest bit rate options available.

The last thing you should do is stream HD movies. Streaming HD movies for 10 hours can take 3GBs off your plan. That’s a waste of data, especially since you’re trying to watch a high-definition movie on a tiny smartphone screen.

Don’t Get Too Attached to Siri

iPhone users who get too attached to Siri could find that the voice recognition software does more than they think. Siri could be eating up your data allotment without the slightest hint.

Of course Siri uses data when you ask a question that requires searching the Internet. According ArsTechnica, the typical Siri query uses about 64kb. That’s a huge amount even for someone who only uses Siri on occasion. It’s much better to talk to your phone than try to use its screen while driving. That’s a no-brainer.

The problem with Siri is that it needs to access the Internet to interpret your speech. That means the software uses data even when you ask it to do something that doesn’t have anything to do with the Web. When you mark an appointment on your calendar or set an alarm, using Siri burns some data.

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You don’t have to totally dump Siri, but it makes sense to learn how to use your iPhone instead of relying on voice recognition that will raise your monthly bill.

Have you found other effect techniques to keep your data in check?

Smart mobile technology is changing the way kids are educated: How Mobile Technologies are Changing the Way Education Works

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Last Updated on July 20, 2021

Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

Financial Freedom is Not a Fantasy: 9 Secrets to Get You There
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Have you ever considered your life now, and how it would be if you had more time to spend with your family and less worries about money?

Nowadays, financial stress is one of the most troublesome weights in life. If you’ve ever encountered financial stress, you know the difficulty of not having enough income to pay your obligations or bills.

Many people say that money is not the ultimate goal of life. While that’s true, money certainly plays a very significant role. The meaning of financial freedom changes with the different phases of our life, but ultimately, it is something that many people strive for.

In this article, we’ll explain how to capture that financial freedom you’ve been looking for. Read on to learn the secrets to financial freedom.

Break Free of Your Finances

Financial freedom is about having a constant flow of cash from your assets to cover all your regular needs.

When you are not worried about your income, or living paycheck to paycheck, you gain a great sense of freedom. It’s the freedom to be obtain and do what you truly need to make your way through everyday life.

Gaining financial freedom, though, is a process of growth, making small improvements and gaining emotional strength.

Though it seems hard to believe, it is really very simple to get financial freedom.

To do so, you simply need to make sure that your assets exceed your liabilities. In other words, you’ll need to find the sweet-spot where your residuals meet or surpass your expenses. This is something that you can achieve with the proper plan.

While not every person will accomplish financial freedom, the potential for anyone to do so is certainly there. Anyone can achieve this success, regardless of their income level.

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Outlined below are 9 secrets that will help you in your goals of achieving financial freedom.

1. Stop Unnecessary Spending

We often spend money inwardly, instead of objectively.

For example, you may spend when you’re anxious, depressed, restless, exhausted, from fear of missing out, or to please others. This is a very unhealthy way to handle your finances.

To stop this habitual spending, log down all your spending over the course of a month.

Just as some people keep a food diary, keep an expense diary. Remember not to just write down how much and what you spent the money on, also include the circumstances of why you spent the money. Was it an impulse buy at the checkout line or was it something you planned to purchase?

This increased self-awareness could enable you to avoid triggering situations in the future when you are considering an impulse buy.

2. Plan a Monthly Budget

This is a great opportunity to get serious.

Take a seat with your spouse or partner and make a monthly budget based on your income, not your expenses. You are never again going to spend more cash then you have on hand.

Overspending is the thing that led you to more financial obligations. Make sure you decide every month what is coming in and what will be going out and stick to that budget… no matter what.

3. Cut-up Credit Cards

Perhaps you are the type of person who always pays your credit card balance in full before the end of your billing cycle, and enjoys the reward points you gain. If this is the case, then you’re already way ahead of the game.

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If not, you may want to consider ridding your life of the burden that credit cards bring.

Many cards have strategies set up so that if you make a certain number of late payments, they will raise your interest rate much higher. This can really add up in the long run and you won’t be doing your financial situation any favors. If you’re prone to late payments or have a large balance due on your cards, cut them up!

Without proper self control on credit card spending and payments, you are basically throwing your money away. To ensure that you have better control over your spending, use only cash or debit for all future purchases (and don’t forget to pay at least your minimum payment on your cut-up cards each month!).

4. Increase Savings

There is no doubt that for a comfortable retirement you must accumulate satisfactory savings throughout your working life.

It’s good practice to save up to 15% of your income.

Start with your workplace 401(k), if you have one. If not, a Roth IRA (if you are eligible) or a traditional IRA (if you are not eligible for the Roth) are the next logical steps.

Increase in longevity means you might be able to look forward to 25 to 30 years in retirement, or possibly even significantly more. Investing now in good retirement plans will ensure that you have a guaranteed a stable monthly income when the time comes to stop working. [1]

5. Invest Wisely

Consider investing in funds.

Specifically, you will gain higher returns if you invest in different types of mutual funds such as Debt funds, Equity funds and Hybrid funds with a proper balance, although it absolutely relies on your personal preferences and sense of risk taking.

To get the most of these benefits, make sure you are investing in a variety of assets. Another resource of investing in mutual funds is SIP (Systematic Investment Plan) where you invest some money every month in funds. SIP works by averaging the per unit price of the stock.

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Mutual fund investors are aware of the benefits of an SIP (Systematic Investment Plan). For one, it is the most secure way to invest in equity mutual plans so that wealth is created over a long period of time. This plan also helps you to gain a better sense of financial discipline, which will come in handy in all your financial endeavors.

6. Invest in Gold

There isn’t really a better way to invest in gold than to have the physical gold itself in your possession.

You can purchase gold coins and bars from mints as well as from coin dealers and other private sellers.

Another way to invest in gold is through ETFs (Exchange Traded Funds).

These are is similar to mutual funds but they are exclusively investments of gold. ETFs are great because they offer more liquidity; the ETF owns the actual physical gold, stores it, and retains the value of the shares. These shares can then be bought and sold in the stock market, and one big benefit is that the transaction costs of gold ETFs are much lower than the that of physical gold.

With its consistently-increasing demand, investment in gold can be very wise long-term investment to make.

7. Stash Emergency Funds

Whether it’s a cash gift or a work bonus, always try to save any extra money that comes your way rather than making unneeded purchases.

If you get paid every other week, you’ll get an “extra” paycheck (three rather than the usual two) twice a year. Either save those paychecks towards your emergency funds or utilize the money to pay down other obligations, such as loans, credit cards or other debts.

Make it hard to get your cash.

Put your savings in an alternate bank, maybe an online bank that forces you to delay for several business days before transferred money hits your regular bank account.

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8. Find Fabulous Mentors

Find a mentor, such as a friend or family member, who has exceptional control over their finances and pay attention to everything they do.

If you do not have any friends or family that are enjoying financial freedom, then find a mentor online! There are numerous blogs and guru websites featuring the advice of many people who have reached financial freedom, and they exist primarily to let you in on how to achieve it for yourself.

There are also plentiful forums available that share tips and tricks on how to best achieve financial freedom. Read as much as you can and start changing your habits for the better.

9. Be Extra Patient

Patience is the key of financial success.

Being patient can be quite tough, especially when you’re struggling with your finances, but having faith is worth it. You’ll continuously be on the right track if you are taking the proper steps above.

So don’t be discouraged, even if you are only saving a few dollars a month; it all adds up. Within just a few years you’ll look back proudly at your accomplishments and be glad that you had the patience to get there.

Financial Freedom for All

Anyone can achieve financial freedom, regardless of their financial circumstance.

Use the tips provided above to get yourself on the track to financial freedom and toss your monetary concerns out the window. If you wish to achieve a life with financial freedom for yourself and your family then you must adopt a disciplined approach towards your finances.

Following the simple secrets above is a great start to making your money work for you, so you can work less and live more!

Featured photo credit: rawpixel via unsplash.com

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Reference

[1] Hartford Gold Group: IRA Retirement Accounts

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