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7 Facts Every Online Shopper Must Know

7 Facts Every Online Shopper Must Know

Have you ever bought a shirt or dress online only to later find out when it was delivered to you that what you saw online was quite different from what you received? In this scenario, what do you think would be your next line of action? Well, you can either throw your hands up in the air while running around your neighborhood yelling, “I’ve just been cheated!” or you could try to return the shirt you just purchased. Whichever one you choose, the deed had been done. You already have made payments even before your shirt was delivered to you.

If you have gone through such an experience as this, you’d find out that more often than not, it is usually a ‘not too good’ experience. You will begin to regret why you ordered and paid for what you don’t like. And I bet that nobody bargains for such an experience. This is why it is very important for you to be double sure that you are spending your hard earned money on what you truly want.

With the emergence of the World Wide Web in the early 90s, a lot of things became possible to achieve, including online banking and online shopping or e-commerce. The days of waiting on a queue to get that very important product at the stores then became drastically reduced; as online shopping evolved with the promises of salvaging so many people who don’t have time to check at different shops for what they wanted before buying.

It is therefore very expedient for every shopper to be armed with the very right information, before shopping online so as to save the stress of regretting the purchase. So, here are 7 facts you, as an online shopper, must know in order to have a successful shopping experience always.

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1. Shipping Might Not Be Entirely Free

Before you purchase an item online, be sure to ascertain if what you are buying has a free shipping tag. This is so that you don’t have to overshoot your budget. If what you have planned to spend on a product is 70 dollars, and the shipping costs an extra 20 dollars, it would be better for you to decide from the onset if you are ready for the extra cost.

Before you make a purchase, go to the site and read the description and product information to be sure it has a free shipping tag or not. However, one good way to be sure is to actually contact the product owner. This gives you extra assurance of the true cost of shipping.

2. Be Thorough In Your Search

Next you must do a thorough research on the product so that you have enough information about the products you intend purchasing. One of the advantages of doing a vast research on the kind of products you want is that it gives you the ability to locate the right kind of brands. By combing a lot of online stores, you become a smarter shopper. You can take advantage of the internet and its offers by going to possible manufacturer sites, as well as industry sites to know more about the products you want to purchase.

3. Product Reviews Always Help

If you have always ignored product reviews on several shopping sites, quit that attitude! Good product reviews are written for one thing: to give you an idea of what to expect when you actually start using the product. With this in mind, why should you as a shopaholic ignore such reviews?

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Whether there are reviews of praise or reviews of condemnation about a product, they both help you to make a very wise decision about the type of product to eventually settle for and purchase. You’ll save yourself a lot of stress and time.

4. There Is an Avenue to Compare Prices

There is an avalanche of stores for you to check out different types of goods. Therefore without doubt, the availability of several other online stores makes it very easy for you to compare prices of these different products. This eventually helps you to arrive at the best product with the best price.

The best price here doesn’t necessarily mean the store with the cheapest price for your purchase. Sometimes, cheap isn’t good. It simply means the price that fits your budget. These stores offer discounts from time to time that you can cash in on to get the very best of deals.

5. Looks Can Be Deceptive

With the advent of Photoshop and other photo editing software that can make an ugly duckling look like a swan, you can be sure that some of these product images have been fine-tuned in order to be more attractive and gain attention from potential buyers like you. Therefore you must have this at the back of your mind when you are looking to see what product to settle for.

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Also, some of these high quality products might be unavailable on the sites, so be sure not to waste your time with such sites. You must be sure you are dealing directly with the manufacturer or a reliable retailer or dealer. One way to ensure this is to contact the dealer directly and ask all necessary questions.

6. There Might Be a Long Period of Waiting

It is very important for you to know that there might be a delay in shipment. This can be due to several unforeseen circumstances on the path of the company, supplier or dealer. Sometimes you need to give room for the delay such as your order being too small for the supplier to send alone or goods being held up at the customs if you’re buying from an international seller. It could also occur due to your location or your mode of delivery.

Sometimes, our purchases don’t arrive on their specified delivery dates and this often makes us shoppers pretty apprehensive. After all the effort involved in searching for the product and debiting our credit cards in the process, what else would you expect? However, giving room for delay will lower your chance of being apprehensive when your purchase doesn’t arrive on time.

7. Beware Of Fraud

To avoid being scammed while shopping online, it is important that you avoid making online purchases with a wire transfer or a checking account. Although many reputable companies offer this option, this is also the great way for a fraudster to embezzle your money from your bank account. Don’t ask me how they do it.

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Verify the source you are buying from thoroughly. This’ll help you ensure that you are not giving your account information to a crook that will end up stealing your money from your account.

So there you are. These facts provided above, will serve you so well if you take the actionable steps given seriously. Shopping online can be a wonderful and fruitful experience for you when you are armed with the necessary and important information.

When searching for the next product to buy online, remove all the guesswork and have these facts at the back of your mind. They’ll not only help you stay relaxed when shopping, but they’ll guarantee that you get the very best of what you want, without overshooting your budget. That’s the trait of a successful online shopper, and you can be one too.

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7 Facts Every Online Shopper Must Know

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Last Updated on June 26, 2020

25 Easy Tips on How to Save Money Fast

25 Easy Tips on How to Save Money Fast

“How to save money fast?” This is the question asked by all of us not in the top 1% of rich people.

If you are looking for ways to drastically reduce your expenses immediately, first look at what you need to spend money on every week. And I mean really need.

You don’t really need to order in food. You don’t really need to buy expensive perfume.

Building from that, you can work out how your regular expenses can be reduced.

As for irregular expenses, they can also be deceptively costly in the long run. Once-off buys can also be tackled with some prudent planning and a little extra research.

And remember: a budgeted lifestyle does not mean a bad or boring one!

But first, understand what budget you can cut down on daily:

  • Regular expenses for the average adult (can be trimmed but not eliminated):
    • food
    • rent/mortgage
    • cell phone
    • insurance
    • socializing/entertainment
    • transportation
    • hygiene products
    • household bills
  • Irregular expenses for the average adult (can be eliminated or cut down a lot):
    • travel
    • clothing
    • medication (*depends)
    • grooming (hair, nails etc.)
    • gifts

Now, let’s dive right into the 25 ways to save money fast:

Save Money on Food

1. Bring a stock of food to the office/work

Instead of popping out for an overpriced salad and a smoothie, leave a set of basic utensils at the office as well as a stock of non-perishable goods such as tinned fruit, tuna, rice crackers and so on (try to avoid the junk food and this can turn into a pretty great diet!).

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Stocking up means you won’t forget or say “I didn’t have the time” when you rushed out to work in the morning.

2. Buy the store-brand version

Many basic foods, such as bread and milk, will taste exactly the same as their branded alternatives. Go for stuff with minimal additives and preservatives. Meat in a tube is probably insanely unhealthy!

3. Eat cheaper cuts of meat

Learn how to tenderize and flavour cheaper meat and fish, and save on the (typically) most expensive item on your grocery bill.

4. Have group dinners

If 10 friends put $5 each in the kitty, it’s pretty easy to make a giant lasagne and get refreshments, as well as hang out with your favourite people.

Save Money in Transport

5. Get a bicycle

Save on gas money and bus/metro fares with this underrated mode of transport.

6. Use public transport and/or don’t get taxis

Some places can only be reached by car. But as a good practise, check your public transport website and see if any routes pass nearby where you need to get to. Walk as much as you can.

7. Find the cheapest gas

Regularly check out where the cheapest gas can be bought.

Save Money in General Shopping

8. Shop online

Not only will you save on the gas or transport fares from going to the shopping mall but you will also find better deals

9. Sell your old stuff

Get your unwanted belongings up on eBay ASAP and earn a few dollars.

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Here’re more ideas for you: 25 Things to Sell to Make a Lot of Money

10. Bulk buying stores

For regular non-perishable/slow perishable purchases such as toilet paper, cat food, pasta, washing powder and so on, do an epic stocking-up trip to a co-op or equivalent (my mum used to go to a place that restaurants buy from).

Be wary of supermarket “deals”, as some have been found to be fraudulent after working out a simple calculation.

11. Become a flea market/car boot sale/street market guru

You can find original gifts and develop good negotiation skills at these places.

12. Generic brand medication

More often than not, the generic version of paracetamol and other basics work the same as the branded version.

13. Choose deodorant, not perfume

It blows my mind when someone drops $70 on a bottle of spray. Stick with a nice deodorant, and not only will you smell just fine but you’ll be sweat-free as well!

Cut Down on Household Expenses

14. Printing

Ink is one of the most expensive substances in the office and coloured ink is doubly so. B

e more efficient and choose black and white, and if your printer doesn’t have a print-both-sides options, just print odd pages first, re-insert the paper and print even pages.

Expand the margins of what you are printing as often as you can to save on paper.

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15. Minimize SMS and phone calls

A combination of a free chat service such as WhatsApp and a free call service such as Skype can reduce your bill to nothing (so long as you have a decent Wifi connection).

16. Shop around for insurance

Most people don’t spend enough time searching for the best insurance deal.

Keep a watchful eye out for deals and new competitors in the market.

17. Try re-negotiating your rent/mortgage

If you have built up a good credit history or a good rapport with your landlord, then chances are a frank chat about needing to tighten your spending could result in lowering your payments. You’ve nothing to lose from trying.

18. Don’t get a TV

Invest in a computer/laptop and an internet-only package. You can watch more (and often better) entertainment on the web, and skip the advertisements as well.

19. Pool your internet bill with a neighbour

My apartment building is basically a big old house split into three apartments. There are five of us in total. We pool the internet bill, making it crazy cheap.

Save Money in Socializing, Entertainment And Travel

20. Have house parties

Instead of paying for overpriced drinks, set up a series of in-house get-togethers with your friends. Everyone takes a turn, so it’s not always your house that needs cleaning.

For sound insulation, hang heavy drapes on the walls and windows. For music, invest in a good second-hand set of speakers which you can connect to your computer. Let Spotify or Grooveshark playlists do the rest.

21. Open festivals, meetups and events

It never fails to surprise me how much underground stuff goes on around me for free or for very cheap. Find out who runs the blogs and websites that list all the less well-known cultural activities.

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22. Volunteer

If you can’t pay for a ticket, volunteer and get to be there anyway.

23. Housesit

There are multiple housesitting websites offering you the possibility to avoid paying hotels and skip the discomfort of crummy hostels.

Save Money on Hygiene and Beauty

24. DIY beauty

French manicures, pedicures, waxing, eyebrows… pretty much all of these can be achieved at home (and done well) with some practise. There are plenty excellent blogs and YouTube tutorials to help.

25. Fewer haircuts/volunteer at a trainee hairdresser

If you can’t bear the risk of a trainee touching your locks, learn more ways to manipulate your hair as it grows and get haircuts sparingly. Women’s haircuts are outrageously priced in many cities.

Bonus: Effective Money-Saving Tips for Everything

Here’s a summary of what you can generally do to save more money:

  • Share/pool resources. Organize a neighbourhood sharing scheme, common resources for your apartment block or with your friends. Not everybody needs an individual lawnmower.
  • Buy energy-saving everything. The easiest way to lower your bills – replace those lightbulbs!
  • Buy in bulk. Be sensible about it (i.e. make sure you have space!), and drastically reduce weekly expenditure.
  • DIY. Skill up using YouTube tutorials on plumbing and many other essential services so you never have to pay for simple problems again.
  • Research a lot before making a decision. Most money-wasting is the result of poor preparation and planning. Don’t shirk this part just because you don’t like it!
  • Use your network. Your network is full of resources that can ease the pain of budgeting. Ask for help.
  • Stop and think. Do I really need it?

Unfortunately, there are some things that require plain ol’ giving up for the time being. This can include high-cost sports such as skiing, the latest versions of some technologies, the finest brands of food/drinks, premier seats at the opera and most other indulgences.

What is important to remember during lean times is that when you look back on your life, it will be the experiences that stand out, not the extra comforts.

Living on a budget can teach you a lot about how much you can really get out of your paycheck. We only live one life, so make the most of every penny you earn!

More Tips for Personal Finance Management

Featured photo credit: Unsplash via unsplash.com

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