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7 Best Prepaid Debit Cards You Should Know

7 Best Prepaid Debit Cards You Should Know

Prepaid debit cards are a great way for individuals to learn how to be financially responsible. In our world today, cash is starting to become obsolete in comparison to the use of plastic to make purchases. When you go online to purchase items, a place that can offer amazing deals, cash isn’t accepted but credit or debit cards are. This means that missing out on a debit card results in possibly missing out on some amazing cyber deals. But not all prepaid debit cards are made equal. Some come with outrageous fees, difficulties with ATM access, and multiple regulations. Today, we will give a nice overview of six of the best prepaid debit cards on the market today.

1. American Express Serve

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    American Express used to be considered a company for those with higher incomes. With the release of credit cards along with charge cards, this reputation changed and the company became open to more individuals. Now, with American Express Serve, as well as Bluebird, American Express is open to just about anyone. For only $1 a month if you don’t use Direct Deposit or load less than $500 a statement, you can enjoy a prepaid debit card with some of the same benefits I enjoy as an American Express credit card holder. ATM is free at a variety of select locations. Serve is loadable at thousands of locations across the US.

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    2. GreenDot Card

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      Greendot is considered by many to be a top prepaid debit card to choose. The card is free to purchase online. You do have a higher monthly fee of $4.95 compared to American Express. However, if you load more than $1000 a statement, it is a waived fee. In addition, unlike having to either load $500 or use Direct Deposit with American Express to be eligible for a fee waiver, you can have fees waived with Greendot by making 30 or more purchases of any value in a statement. ATM access is free at select locations.

      3. Simple

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        Simple has a unique concept compared to the other cards listed in this article. This Visa card is focused more on saving rather than spending for the individual. You are able to make goals, partitioning money to a specific part of your card reminiscent of a savings account but without being able to make interest. This is all on a contemporary, mobile phone-focused experience. Simple is very simple to sign up for and the savings benefits is a big draw for individuals. It is free to get and there are no fees as long as you keep the card active at least once within a six month period. There are other fees, including when you perform ATM withdrawals internationally, however they are small. You can access your money for free at over 55,000 ATMs across the country.

        4. H&R Emerald Prepaid MasterCard

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          The H&R Emerald Card with MasterCard is a great option from the company that we all know of with filing taxes. The Emerald Card doesn’t come with any monthly fees. There is a one-time loading fee of $4.95 to get started. ATM fees are $2.50, regardless of where you go. That’s a big reason why it isn’t in the top half of our list. However, the quality of the card and company behind it, along with the lack of monthly fees makes it a very competitive card. Just like all of the cards mentioned on the list, the FDIC insurance protects you as a user, ensuring that your money is safe and secure.

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          5. BB&T Money Account

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            The BB&T Money Account card makes the lower half of our list due to the fees associated with the card. While there are a fewer number of fees compared to the other cards on the list, one thing that is certain with this card is that you will pay something every month. As long as you use a BB&T ATM domestically, you are safe from those fees. However, you can’t escape the $6 a month fees that come with holding the card. Even if you load $1000 or more a month, this fee only reduces to $3 a month. If you are a student, look into their special card for the younger crowd, you’ll always pay $3 a month, no matter what. Despite this, it is a card we can recommend because the BB&T name behind this card is very strong. You’ll have almost no trouble finding a BB&T ATM to use, and the features with this card are numerous.

            6. Chase Liquid

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              Chase is a well known credit card company, but little did you know, their prepaid debit cards are just as good. If you are in the market for a debit card, you may find them even better. Their monthly fee of $4.95 makes it the most expensive on the list. Yes, while the Greendot card allows you to get out of the monthly fee if you deposit $1000, there’s no such grace period with the Chase Liquid card.

              Despite this, chances are you won’t be paying anything else. You can use the Chase app to keep track of your transactions, and this card comes with most of the same features mentioned about the other cards in this article. With the name Chase having your back, this is a great card and one of the best to finish off this list.

              Now that you know which of the best prepaid debit cards are out there, why not go out and get one for yourself today.

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              Featured photo credit: Financial Queries via financialqueries.com

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              Last Updated on April 19, 2021

              40 Healthy And Really Delicious Meals You Can Make Under $5

              40 Healthy And Really Delicious Meals You Can Make Under $5

              Ever had those moments where you really wanted to eat something delicious and healthy but didn’t have the financials means to do so? Whether you’re a student or parent, this compilation of 40 great, healthy, and inexpensive recipes will make every night special and help you get fit! No more meals where you have to force the food down! It’s time to make that budget your best friend and turn it into great recipes. Enjoy!

              1. Fish Tacos in Crunchy Shells ($3.56 per serving)

              Is there a better way to end the day than a Fish Taco dinner filled with protein and nutrients and is easy on the wallet? This recipe calls for a boys’ or girls’ night in front of a good movie or game.

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                2. Mini-Meatball Noodle Soup ($3.43 per serving)

                We’ve heard of the delicious spaghetti and meatballs recipes, but imagine having that same meatball goodness in a soup? It’s like Christmas in a bowl. Healthy, warm, and only $3.43 per serving.

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                  3. Spaghetti and (Vegan) Meatballs ($2.13 per serving)

                  Now it’s time to look at the traditional spaghetti and meatballs recipe, but with a little twist: vegan meatballs. This way, you can enjoy the Italian tradition without adding on the extra calories. I’m sold!

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                    4. Kabocha Squash and Lentils ($3.12 per serving)

                    Absolutely delicious way to end the day with a Kabocha Squash and lentils dinner. The beauty of this recipe is that you can actually make many other things from the mixture, from dips to full-on meals. All under $5 per serving.

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                      5. Baked Coconut Lentils ($0.91 per serving)

                      Coconuts are always a good idea, but it doesn’t have to be eaten only for dessert or breakfast. With this great recipe, you can now eat a lunch or dinner filled proteins and a coconut twist. Yum!

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                        6. Easy Marinated Roasted Chicken ($3.40 per serving)

                        We love chicken and at less than $5 per serving, we are in heaven with this recipe. Add some vegetables and rice on the side and you’ve got yourself a full meal!

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                          7. Organic Greens and Goat Cheese Gratin ($2.36 per serving)

                          This is absolutely divine. You get in your healthy greens and your fat macros with this great recipe. Takes only a few minutes to make and it’s easy on the wallet. Bon Appetite!

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                            8. Beef Pot Roast ($3.22 per serving)

                            One word: perfect. This meal will warm your insides and fill you up with the high protein content.

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                              9. Fajita-Style Quesadillas ($0.43 per serving)

                              If you want to eat Mexican tonight but want to stay in your budget, this Quesadilla recipe is your best friend. It’s tasty and filled with healthy ingredients for less than a dollar per serving.

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                                10. Fish Tostadas with Chili Lime Cream ($2.82 per serving)

                                Another great lunch idea for the busy days ahead. Prep this in the morning or the night before and you’ve got yourself a healthy and cheap lunch meal!

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                                  11. Beef and Black Bean Chili ($1.36 per serving)

                                  Might not look like much, but this amazing chili is actually extremely healthy for you. The protein from the beef and the carbs from the black beans will fill you up in no time, and keep you full for a long period of time. Delicious and warm, just right for the winter!

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                                    12. Crispy Fish and Peppers ($2.18 per serving)

                                    Amazing recipe for anyone looking to change up their meals while keeping their macros in check and not going overboard on spending. Satisfies your crunch tooth (see what I did there?) and gives you all the protein you need to stay full and lean.

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                                      13. Vegetarian Gumbo ($1.50 per serving)

                                      You have the perfect macro mix here with the carbs, fats, and proteins. At less than $5 per serving, you’ve got yourself a meal that will last for the whole week!

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                                        14. Mexican White Bean Soup ($0.99 per serving)

                                        With the cold weather creeping in, it’s not a surprise that soups are coming back in style. This great Mexican White Bean Soup dish will keep you warm for winter without making a hole in your pocket.

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                                          15. Black Beans with Mango & Cilantro ($0.38 per serving)

                                          Mangoes make every dish a little bit sweeter, which is why we absolutely love this recipe. A normal rice and bean dish might be a little meh, but add the sugary taste of mangoes and you’ve got yourself a party!

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                                            16. Bean Burritos ($0.71 per serving)

                                            If you’re having people over tonight and don’t want to spend too much time or money on food, this dish is a great option! You can even cut up the burritos into pieces and make finger foods while everyone’s watching the game or gossiping.

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                                              17. Five-Spice Beef Kabobs ($2.43 per serving)

                                              The spices in this recipes add a delicious twist to the beef kabobs, which is definitely worth trying!

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                                                18. Cornmeal Crusted Pork ($1.92 per serving)

                                                If you like the fried crunch but want to opt for a healthier alternative, cornmeal is your man. This healthy recipe will satisfy all your fried desires without making you pop open your pant’s button.

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                                                  19. Chicken, Tomato & Cucumber Dinner Salad ($2.57 per serving)

                                                  Easy to do, extremely healthy, and super delicious. A must-try!

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                                                    20. Lentil Soup with Beef and Red Pepper ($1.90 per serving)

                                                    I can’t believe how cheap this meal is, especially for all the nutrients it contains. You can make a big pot on Sunday night and divide it into small portions to last you a whole week.

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                                                      21. Smoky Mushroom Stroganoff ($1.90 per serving)

                                                      Craving pasta but not sure what to top it off with? How about smoky mushrooms with a twist?

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                                                        22. White Bean Tuna Salad ($1.36 per serving)

                                                        You can add this White Bean Tuna Salad in your sandwich or just eat it as-is for a quick lunch on a busy day.

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                                                          23. Sausage Eggwiches ($0.80 per serving)

                                                          Who says you have to eat fast food to get an eggwich? This delicious recipe will give you an amazingly healthy eggwich for less than a dollar per portion. Can you say Breakfast?

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                                                            24. Baja-Cali Black Bean Salad ($1.17 per serving)

                                                            Great snack to add to a movie-night with friends. You don’t have to use chemically-processed salsas anymore, you can now use this homemade salad for your chip dips.

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                                                              25. Gnocchi, Sweet Corn & Arugula in Cream Sauce ($2.24 per serving)

                                                              Italians always knew how to make carbs look good! This delicious Gnocchi recipe will give your lunch a whole new meaning. Easy to make and only $2.24 per serving.

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                                                                26. Vegetable Lasagna ($1.73 per serving)

                                                                If you were looking for a healthy lasagna, you’ve just found it. At under $5 per serving, you can fill yourself up right away without putting on the extra calories.

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                                                                  27. Fajita-Ranch Chicken Wraps ($2.05 per serving)

                                                                  Don’t know what to make for lunch this week? How about delicious chicken wraps with a healthy ranch? This recipe will make all your lunches, even the quick ones, healthy and colorful.

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                                                                    28. Quinoa with Pan Roasted Brussels Sprouts ($1.24 per serving)

                                                                    A dish that has quinoa and brussel sprouts can’t be unhealthy, it just can’t, which is why this dish is one to keep in the books. Easy to make, healthy, and will keep you full for a long period of time.

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                                                                      29. Butternut Squash Chili ($1.04 per serving)

                                                                      You don’t need meat to make chili now that you have this recipe! It’s 100% healthy, filling, and smells absolutely delicious.

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                                                                        30. Fast Shrimp Bisque ($2.03 per serving)

                                                                        Seafood doesn’t have to be expensive if you know how to do it right, and this fast shrimp bisque is a great recipe to try if you’re in the mood for some seafood!

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                                                                          31. Chicken-Noodle Casserole ($0.98 per serving)

                                                                          Looks divine doesn’t it? This super easy to make dish will satisfy all your taste buds without burning a hole in your wallet or adding a few extra numbers on the scale.

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                                                                            32. Burrito Cups ($1.18 per serving)

                                                                            Entertaining someone tonight and don’t know what to make as appetizers? These burrito cups are a great alternative to chips or other greasy finger foods. All you need to enjoy it is a spoon and a cup.

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                                                                              33. Lemon-Dill Shrimp & Pasta ($2.45 per serving)

                                                                              Another impressive shrimp recipe under $5 per serving. The lemon-dill twist adds a great taste to the dish.

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                                                                                34. Potato Frittata ($0.87 per serving)

                                                                                If you want to eat potatoes for breakfast but still want it to be healthy, this is the recipe for you. At under a dollar per serving, this potato frittata will make you see potatoes in a whole new light.

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                                                                                  35. Grilled Pork and Pineapple ($2.67 per serving)

                                                                                  Meat and fruits? Oh, yes. The juiciness of the pork mixed with the liquid sugar in the pineapple will make you wish you knew about it sooner.

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                                                                                    36. Greek Honey-Lemon Pork Chops ($2.15 per serving)

                                                                                    Another splendid recipe mixing sweet and salty for a healthy meal. Easy to make and absolutely mouthwatering.

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                                                                                      37. Jamaican Pork Stir-Fry ($2 per serving)

                                                                                      You can add this healthy stir-fry to any dish as a side or amply enjoy it as-is for lunch or dinner. You can even make a wrap sandwich out of it if you’re in a rush to eat.

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                                                                                        38. Herbed Salmon ($2.49 per serving)

                                                                                        Salmon contains a healthy dose of fats that will boost your metabolism, lower inflammation, and make you happier. At under $5 per serving, need I say more?

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                                                                                          39. Five-Spice Pork Kabobs ($1.96 per serving)

                                                                                          Exquisite recipe under $5 per serving that will most definitely awe everyone at your dinner party.

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                                                                                            40. Stuffed Sweet Potatoes with Mango-Black Bean Salsa ($1.24 per serving)

                                                                                            You don’t have to eat sweet potatoes alone anymore with this flavorful recipe.

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                                                                                              Featured photo credit: Featured Photo Credit: 5 Dollar Dinners via 5dollardinners.com

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