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4 Awe-inspring Movies That Will Inspire the Bill Gates out of You

4 Awe-inspring Movies That Will Inspire the Bill Gates out of You

Carlos Slim, Bill Gates, Warren Buffet, Larry Ellison, Larry Page.

Billionaires or Inspirations?

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Luckily, the film industry has been successful at making movies with inclusion of both : Money and Inspiration. While, there are tons of film out there, today we handpick some of the best that has been successful to capture thoughts and minds of all those urging to make money.

From ‘Ocean’s Eleven’ to ‘Scarface’ we have a countdown all the awesome films that will instantly inspire the ‘Bill Gates’ out of you!

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Boiler Room (2000)

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    The whole story revolves around a college dropout who uses the illegal way of cold calling and turns an illegal  casino to a seemingly legal investment business. His role as a broker with application of illegal ways does make him rich and successful in a short time, but the job is not as legitimate as you think!

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    Wall Street (1987)

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      Wall street is a fast paced movie that revolves around a ruthless broker – Gordon Gekko. He believes in ‘Greed is Good’ and worships money more than anything else. Bud Fox is another broker, who wants to work for Gordon and the lure of making more money led him to shady business. The movie is set in late 80’s which puts shade on greed.

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      Office Space (1999)

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        The movie throws light on employees of a software company. Their jobs are quite dull,they are facing layoffs and they are scared of being unemployed. This all changes in a while, when Peter Gibbons a regular software engineer goes careless and stops to bother anything. Which resulted in huge promotion. All his buddies plan to overcome this situation and bring back Peter into normal way.

        Ocean’s Eleven (2001)

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          Terry Benedict (cast by Andy Garcia) owns a chain of casinos in Las Vegas. The only thing he love to do is destroying others and building his empire. This all changes when, Danny Ocean comes into action. Danny gathers a crew of people and plans to rob him. But the story doesn’t ends here. There’s a deeper story that unfolds later on..

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          Last Updated on March 4, 2019

          How to Use Credit Cards While Staying Out of Debt

          How to Use Credit Cards While Staying Out of Debt

          Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

          I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

          Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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          Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

          Do Not Treat Credit Cards as Your Funding Sources

          Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

          I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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          I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

          If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

          Make Sure to Always Pay Off Balances in Full Each Month

          The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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          Using Credit Cards with Rewards

          Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

          You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

          I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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          So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

          What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

          Featured photo credit: Artem Bali via unsplash.com

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