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42 Amazingly Free Things That Will Make You Smile

42 Amazingly Free Things That Will Make You Smile

“The best things in life are free” is an oft-quote term, but is it true? We certainly think so, especially if you consider the 42 amazingly simple, beautiful, and absolutely free things below. Each one of them will definitely bring a smile to your face and those around you. After all, what’s better than improving your day and making someone else’s day while you’re at it? Not much! The best part is, they won’t cost you a dime.

1. Calling up an old friend. You know you’ve been meaning to, and they’d love to hear from you.

2. Finally going for that run you’ve been promising yourself. It’s going to feel so good afterward, even if the process is a little painful.

3. Hand-writing a note to someone you love. Snail mail is a dying art, and they’ll love receiving it!

4. Making cookies from ingredients you already have in the pantry. It’s fun to get creative. Why not throw a few extra spices in there?

5. Finally hanging up those pictures in your house. It always makes me happy to cross something off the “to do” list.

6. Reading a good book. Because life’s too short not to.

7. Hugging your kids. They won’t be kids forever, and once they turn into teenagers, they might not be the hugging type.

8. Finding a pen in the house that actually works well. And perhaps throwing out the ones that don’t.

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9. Taking your dog on a walk. They deserve your love and attention and will be exhausted afterward!

10. Helping someone less fortunate than you. We’re so much luckier than we realize.

11. Allowing yourself to browse Pinterest for an hour. Yes that’s right—guilt free.

12. Organizing your desk so it looks beautiful again. It’s so much easier to work and pay the bills when everything is neat.

13. Watching a funny movie that you’ve seen a million times. Laughter is good for the soul.

14. Wishing your friends Happy Birthday on Facebook. Because it makes them feel special.

15. Doing a cartwheel. Because it reminds you of your younger days.

16. Daydreaming about vacations you want to take someday. Having goals makes working hard worthwhile.

17. Taking the day off from work. You’ve earned it.

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18. Taking a walk in the park. Try to notice the beauty around you.

19. Going for a long drive with the one you love. It’s nice just to get out of the house!

20. Looking at old pictures from when you were a kid. Remember when life was simpler?

21. Seeing a rainbow. It’s such a fun and unique treat.

22. Taking your time when making dinner. We’re always so rushed.

23. Sending your mom a text that says, “I love you.” She’ll love the unexpected gesture.

24. Throwing a baseball with your kids. They’ll remember it forever.

25. Taking a hot bubble bath. Because you work too hard not to.

26. Telling one other person of your big goal. We need accountability in order to make our dreams come true.

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27. Kissing your significant other. Does this really need an explanation?

28. Spending an hour painting your nails. Because you’ll feel so beautiful when they’re all done!

29. Eating lunch outside on the porch. It’s more enjoyable than sitting at the kitchen table.

30. Getting rid of clutter that’s weighing you down. Take it further and donate it to a good cause.

31. Doing 5 real pushups. Because you totally know you can.

32. Playing dress up with your daughter. It’s fun to be a princess for an hour.

33. Walk around the mall. Not to shopjust to get out the house and check out new trends.

34. Watching your wedding video. Because it’s beautiful to remember how your story started.

35. Fill up a few water balloons. And throw them at your kids when they’re not looking.

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36. Jump rope. Because you haven’t done it since grade school, and it’s awesome exercise.

37. Take a nap. Even if it’s just for 30 minutes.

38. Pick flowers from the yard. They are just as beautiful as expensive creations from the florist.

39. Recycle. It’s a gift to the Earth and will make you feel good too.

40. Dress up and take silly pictures with your friends. Why not?

41. Eat a piece of your favorite candy without counting the calories. It can’t be that bad, right?

42. Write down what you’re grateful for. After all, you’ve been granted another day to live.

So, what are you waiting for? It’s time to get out there and start smiling. Now that you know it’s free, nothing should hold you back.

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Published on July 4, 2018

Top 10 Recommendations on Money Management Apps

Top 10 Recommendations on Money Management Apps

Don’t want to overspend your budget, swipe your credit card too many times, and feel like a financial mess? Instead of beating yourself up for the bad financial decisions you’ve ever made, create a new plan!

The solution is simple, save more and spend less. But, we all know it’s easier said than done.

One problem is finding quality apps that save you time and money, and aren’t just hype.

Luckily, there’re many great money management apps available at your fingertips. Here are 10 reliable money management apps that can help you save money, and crush debt.

1. Personal Capital

    When was the last time you’ve tracked your net worth? Probably months ago or maybe never. Personal Capital allows you to easily track your net worth and plan for retirement.

    Here are some of its main features:

    • Sync many investment accounts, and expenses (mortgage, credit cards, etc.) in one place
    • Discover hidden fees and how much they’re affecting your retirement plan
    • Wealth management for investors requiring a long-term strategy

    With Personal you’re free to track your expenses and net worth.

    Available for: iOS and Android

    2. Mint

      If your smartphone could only install a few apps, Mint would be one of them. Why? Because Mint tracks all your balances and bills in one place.

      Here are some of its main features:

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      • Effortlessly track all your bills and balances in one dashboard
      • Categorized expenses to understand where you spend your money
      • Uncover hidden fees, and determine your investment style with sophisticated retirement tools.

      Feel at ease with managing your money by a reputable company that isn’t going anywhere.

      Available for: iOS and Android

      3. YNAB

        Everyone needs a budget, there’s no way around it. YNAB (You Need A Budget) is an easy to use app that will change the way you think about money. Their motto is to “give every dollar a job”, and you’ll quickly discover why.

        Here are some of its main features:

        • Easily sync all bank accounts in one place
        • Visually see your debt paying progress with eye-catching charts and notifications
        • Customized categories setting saving goals

        The best part about YNAB is the community that comes along with it. You can hop on the YNAB forum to receive support, listen to the YNAB Podcast or stay tuned for their weekly videos.

        Available for: iOS and Android

        4. Wealthfront

          Albert Einstein once said “compound interest is the eight wonder in the world”, and for a very good reason. The problem is, most people are scared or unwilling to learn the basics of investing. This is why Wealthfront is the perfect solution for the hands-off investors.

          Here are some of its main features:

          • Variety of investment account options including IRA, Roth IRA, and more
          • Your portfolio composed of 7 different asset classes
          • Automatically rebalanced portfolio
          • Daily tax loss harvesting

          Wealthfront is perfect for people requiring investment guidance, or prefer a hands-off solution.

          Available for: iOS and Android

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          5. Clarity Money

            If you’re staying on top of your budget but want to take your finances to the next level, Clarity Money can help you. Clarity Money helps you stay under budget and build a personalized savings plan.

            Here are some of its main features:

            • Easily cancel subscriptions with one click
            • Synchronize bank accounts fast
            • Transfer money effortlessly between different accounts

            Clarity Money isn’t an app that does it all. But, it does make transferring money and canceling subscriptions fast and efficient.

            Available for: iOS and Android

            6. Acorns

              What if there was a way to quickly gain confidence in investing your money, without too much risk? There is, and Acorns is your solution. With Acorns’s technology, you’re able to make investments as small as $5.

              Here are some of its main features:

              • Automatic contribution option
              • Customized portfolio tailored to your needs
              • Low management fees ranging from $1-$2 per month

              Stop wasting dollars on expensive coffee. Instead, invest them towards a brighter financial future.

              Available for: iOS and Android

              7. Albert

                Do you budget by only subtracting your expenses from your income? If so, how would you discover any overpayments or extra money you could save? This is where Albert shines, and it does it all free.

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                Here are some of its main features:

                • Receive notifications for overpayments, hidden fees, and low balances
                • An Automatic budget that’s built around your spending and income
                • Easily track debt and set new financial goals

                While Albert does offer a paid option, most of its core features are FREE. So, what better option to save?

                Available for: iOS

                8. Prism

                  Have you recently forgot to pay a bill because life got in the way? Prism automatically tracks your bills and syncs your bank accounts in one place.

                  Here are some of its main features:

                  • View all your account balances in one glance
                  • Bill due dates are automatically pulled and tracked
                  • Receive early reminders for upcoming bills

                  If your budget is on “fleek” but can’t seem to stay on top of your bills, Prism is your go-to app.

                  Available for: iOS, Android, Windows, Amazon

                  9. Mvelopes

                    Remember hearing about people using envelopes to budget their money? Well, Mvelopes is the new envelope system for this generation. Easily create monthly budgets and track your saving goals.

                    Here are some of its main features:

                    • Connect unlimited bank accounts
                    • Real-time budgeting with auto transaction syncing
                    • Low monthly $4 fee or $40 annual

                    Mvelopes can help you crush debt, save more, and help you stop overspending. With its low monthly fee, it’s worth a try.

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                    Available for: iOS and Android

                    10. Wallaby

                      Most people don’t have time to track their credit card’s changing rewards and interest rates. Because of this, you need help reaping the most of your credit card’s rewards. Wallaby is the app that will help you do just that.

                      Here are some of its main features:

                      • Automatic recommendations for the best credit card to use for each transaction
                      • A friendly user interface, displaying credit cards with their corresponding images
                      • Free to use

                      If you’re using the same credit card to make your purchases, you may be leaving money on the table. Give Wallaby a try if you’re ready to maximize your credit card’s rewards.

                      Available for: iOS and Android

                      Take control of your finances and experience financial freedom

                      Picture yourself staying on budget and saving more money than you’d ever imagined.

                      It took hard work and dedication but you’d finally learned how to manage your money. You have to start taking control of your spending and saving habits.

                      You now have a list of reliable apps that can help you build better money habits, what are you waiting for?

                      Featured photo credit: Pexels via pexels.com

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