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30 Killer Websites That Will Save You Money

30 Killer Websites That Will Save You Money

The Internet has changed the way we think, shop, read, earn money… it has changed the way we live! One of the most important benefits we have gained from the World Wide Web is effective budget management. Although those deals and coupons can tempt you to spend more than planned, you cannot neglect the fact that you can save – and make – a lot of money by accessing the right websites.

Get ready to start bookmarking, because you are about to discover 30 budget-friendly websites that will make you a smarter shopper and help you earn money along the way.

Clothes

1. Rent the Runway

rent

    So you need a special piece for an important event? You don’t need to spend thousands of dollars on designer clothes when you can rent them at RentTheRunway.com for a massively reduced price tag.

    2. thredUP

    thred

      This website will help you get cheap clothes and make some cash at the same time. ThredUP is a fashion resale website where you can buy secondhand clothing or sell some of your own pieces. The clothing items featured at the website are as good as new, so you can get some really amazing deals!

      3. Twice

      twice

        If you don’t manage to find the piece you need at thredUP, then Twice should be your next shopping destination. You’ll love the 40% off deal for your first order at this website! Twice allows you to buy high-quality items or sell the clothes you want to get rid of.

        Books and movies

        4. PaperBack Swap

        paper

          Who needs to spend money on books when there are so many people who would love to trade? If you are not emotionally attached to the books in your library, you should join the book club at PaperBackSwap.com and start swapping editions with other members. There are over 4 million books to choose from!

          5. Chegg

          chegg

            No students look forward to spending too much money on textbooks. Thanks to Chegg, they can buy or rent used books and save up to 90%.

            6. Swap a DVD

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            swap dvd

              Planning a movie night with your friends? This website enables you to swap the movies you’ve already watched and get some of the available DVDs in return. There are over 250,000 movies currently available at the website.

              Earning money through freelance writing

              7. FreelancerCareers

              freelance careers

                The competition at this website is fierce, but great writing talent always gets noticed (especially if you are skilled in resume writing). You’ll be able to apply for hundreds of freelance writing jobs associated to your interests and knowledge. The 24/7 support system functions impeccably too, so you’ll be able to solve any issue with no delays.

                8. Writers.ph

                writers ph

                  At this website, you can choose from a myriad of freelance writing jobs in different categories. It won’t take much time for you to get used to the way Writers.ph functions and start making an income, since you’ll get orders related to the subjects of your interest.

                  9. AsiaWriters

                  asia writers

                    This is a freelance writing organization that offers financially-rewarding jobs. All you need to do is focus on the writing and leave the other concerns to the support management system at the website. You’ll earn up to $30 per page for your work.

                    10. EssayWriters.net

                    essay writers

                      If you are good in academic writing, then you can get a decent monthly income at this website. The constant flow of orders enables you to get the right job exactly when you need it and earn up to $30 per page for your efforts.

                      Travel

                      11. CarmaCarpool

                      Carma

                        You can get a more affordable, faster and greener commute if you simply use Carma – a site that enables you to find a match and share the driving costs.

                        12. Yapta

                        Yapta

                          Thanks to this website, you can find awesome travel deals and reserve your spot right on time. Plus, you can track different deals and wait for an e-mail alert, so you can make an early booking as soon as the prices drop.

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                          13. Airbnb

                          airbnb

                            Who needs an expensive hotel or a pricey, but awful rented room when you can rent real homes in over 190 countries? Thanks to Airbnb, you can find lovely accommodations for incredibly cheap prices.

                            14. Booking Buddy

                            buddy

                              When you are about to organize a trip, you need to compare the costs of different booking sites. There is no need to waste your time making comparison charts; BookingBuddy.com enables you to find the best deal within minutes.

                              Exercise

                              15. Cody

                              cody

                                This website enables you to purchase different plans from renowned trainers. There are different categories you can choose from – functional fitness, weight loss, strength, flexibility, yoga, and more.

                                16. YogaGlo

                                glo

                                  With the increased popularity of yoga, good instructors started charging sky-high prices for their classes and luxurious retreats. When you become part of the YogaGlo online community, you will practice with some of the greatest teachers for a low monthly charge of $18.

                                  Coupons and gift cards

                                  17. Swagbucks

                                  Picture-19-1024x569

                                    Thanks to this website, you can get free gift cards by using the Internet for searching, shopping, taking polls, playing games and watching videos.

                                    18. Current Codes

                                    currentcodes

                                      Instead of browsing through different shopping websites to find the best deals, you can simply access CurrentCodes.com and find functional codes for your favorite retailers.The website is solely focused on coupon codes though, so don’t expect to find information about deals and sales.

                                      19. CoupFlip

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                                      coup

                                        You have a daily deal coupon you don’t intend to use? You can sell it at CoupFlip.com. You won’t have to wait for a purchaser either – you can instantly sell the deal at the website. In addition, you can shop for deals with huge discounts!

                                        20. The Krazy Coupon Lady

                                        krazy

                                          This is the most popular online database of mobile coupons, printable coupons, and deals from a great base of retailers. You should tame your enthusiasm though, since the greatest deals can lead you to unplanned shopping sprees.

                                          Food and drinks

                                          21. Neighborhood Fruit

                                          fruit

                                            The concept of this website is rather unusual, but fun and effective nevertheless. You can sell or buy fresh local fruit and save money while promoting a great cause.

                                            22. Supercook

                                            supercook

                                              It doesn’t matter what kind of food you have in your fridge; you can always combine it into a delicious meal thanks to Supercook – a website that will release your creativity and increase the potential of your fridge.

                                              23. Get Drunk Not Fat

                                              drunk

                                                A few nights out can be devastating to your budget. Thanks to the chart provided at this website, you can find beers, wines and other types of beverages sorted by the cost of 1 oz of pure alcohol.

                                                24. $5 Dinners

                                                5 dinner

                                                  Good meals can get really expensive. This blog provides you with coupons, recipes and tips on budget-friendly eating.

                                                  Electronics

                                                  25. Cellswapper

                                                  cell

                                                    Are you stuck in a phone plan and want to find an easy way out? You can swap it for a new short-term contract or simply give it away at Cellswapper.com and forego bothering with early-termination fees.

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                                                    26. Glyde

                                                    glyde

                                                      This website enables you to get the best price for your video game or gadget. In addition, you can buy things on Glyde and save up to 90% through a convenient and safe buying experience.

                                                      27. Monoprice

                                                      mono

                                                        The great daily deals, products on clearance and seasonal discounts at Monoprice.com will surely make you happy.

                                                        Prescription drugs

                                                        28. GoodPx

                                                        goodpx

                                                          Thanks to GoodPx, you can compare the prices for FDA-approved prescription drugs at the pharmacies near your location. In addition, you can find great discounts, coupons, and cheaper generics that will save you a lot of money.

                                                          Paying bills

                                                          29. WhiteFence

                                                          white fence

                                                            If you want to save money on your bills, then you need to find out what the average rates are. Thanks to WhiteFence, you can get such information and realize if you’re overpaying for Internet, cable, or phone services.

                                                            30. Undebt.it

                                                            debt

                                                              The payment plan generated by this service will help you manage your budget in the most effective manner. Thanks to Undebt.it, you’ll never forget the upcoming due dates and you’ll always know exactly how much money you need to reserve for the bills.

                                                              Featured photo credit: handsome hipster modern man designer working home using laptop at home via shutterstock.com

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                                                              Published on September 17, 2018

                                                              How Being Smart With Your Money Leads to Financial Success

                                                              How Being Smart With Your Money Leads to Financial Success

                                                              Achieving financial success is not something that just happens. Maybe if you win the lottery or something, but for the average person like you or me, it comes from a series of small steps you take over a long period of time.

                                                              With each step, you form a new smart money habit. And with each smart money habit, you build towards financial independence.

                                                              So what sort of habits can you form to get on that path? Let’s take a look at smart money habits you can start today to get you closer to a financially independent future.

                                                              1. Avoid being “penny wise but pound foolish”

                                                              It’s tempting to try saving a couple cents here and there when buying small items. However, that’s not where the real money is saved. You’re putting in extra effort for something that doesn’t move the needle.

                                                              You get the most bang when you’re able to cut down on your bigger bills. For example, finding a lower interest rate for your mortgage could save you $50+ per month. And cutting your transportation bill by purchasing a cheaper car or taking public transportation can provide large gains as well.

                                                              So, look at your recurring expenses such as housing, transportation, and insurance, and see where there’s wiggle room. It’s a much better use of your time than trying to pinch pennies here and there on smaller purchases.

                                                              2. When you want something big, wait

                                                              Impulsivity can get you in trouble in most aspects of life. Finances are no different.

                                                              It’s human nature to see something and want it right then and there. It starts as a kid in the checkout line at the grocery store, and it continues on through adulthood.

                                                              We get an idea in our head of something we want, and it’s hard not to go out and get it right then.

                                                              A good example is wanting a new car. Perhaps you’ve had your car for several years. It’s crossed the 100k mile mark. Maybe maintenance is due, and you’re annoyed that you need to replace the timing belt or purchase new tires.

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                                                              So, you get the itch.

                                                              You start digging around online, and you realize you could trade in your current car for something newer and more exciting… all for a few hundred bucks a month. Then you get obsessed.

                                                              Here’s where you have to take a step back.

                                                              Your newfound obsession is clouding your judgement. Rather than giving into the impulse, wait it out.

                                                              Set a timeframe for yourself. Maybe you come back to the decision three months down the road. See if the obsession lasts.

                                                              It might, but often, a funny thing happens. Often, you forget about it. And often, you find that the new car wasn’t a need at all.

                                                              The impulse faded. And you just saved yourself a ton of money.

                                                              3. Live smaller than you can afford

                                                              You finally get that big raise. And you want to celebrate – and why not?

                                                              You’ve been looking forward to this forever. And after all, it was all due to your hard work.

                                                              That’s fine, splurge a little. However, make it a one-time deal and be done.

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                                                              Don’t get caught in the trap that just because you’re now making more money, you should spend more.

                                                              Too often, people get more money and feel like they that gives them the means to buy a bigger house, a bigger car… you know the drill. Resist.

                                                              The fact is that living smaller than what you can afford is one of the fastest ways to build savings.

                                                              But if you constantly upgrade as you begin to make more, then you’ll never get ahead. You’ll just build up more debt along the way and have just as little wiggle room as before.

                                                              4. Practice smart grocery shopping

                                                              Food… it’s one of the biggest portions of any budget. And if you’re not careful, it can be one of the biggest drains on your wallet.

                                                              But luckily, there are a few things you can do to ensure that you stay smart with your money when buying groceries.

                                                              Create a grocery budget

                                                              Set a strict weekly grocery budget. When you know how much you can spend on groceries, you can then plan your weekly menu around it.

                                                              Once you know what all you need, you can go shopping and keep a running tally as you shop to ensure you’re on track.

                                                              I tend to do this in my head, rounding for each item. However, writing it down as you go would probably work best for most people.

                                                              Make a list… and never deviate

                                                              Never go to the grocery store without a list. If you go to the store with a ballpark idea in mind, you don’t have a true ide of what you need.

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                                                              You’re not well-researched. You don’t know what the sales are. As a result, you’re going to make decisions on the fly.

                                                              These impulse decisions will lead to overspending, which will derail your grocery budget.

                                                              Eat before going grocery shopping

                                                              It’s also important to eat prior to going to the grocery store. Hunger is a powerful force.

                                                              If you’re shopping on an empty stomach, everything is going to look good. In particular, you may find a lot of ready-made, processed snacks will look enticing.

                                                              After all, you’re hungry now and that food is easily available. So subconsciously, you may lean towards those items.

                                                              Unfortunately, not only are those items typically less healthy, but they’re likely more expensive. You pay for convenience.

                                                              However, when you eat prior to shopping, then you’ll shop with a clear mind. Your hunger won’t cloud your judgement, influencing you to make poor decisions like a cartoon devil resting on your shoulder whispering in your ear.

                                                              This makes it much easier to stick to your grocery plan.

                                                              5. Cancel your gym membership

                                                              Now that you’re all set on your food, it’s time to get smart about managing your budget in terms of physical fitness. And let’s begin by avoiding the gym. The gym bill, that is.

                                                              The average gym membership costs around $60 per month. That’s $720 a year.

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                                                              Yet, two out of three gym memberships go unused. That means two-thirds of people who have a gym membership are literally giving away almost a thousand bucks a year. It’s crazy!

                                                              I recommend seeking an alternative. One good alternative is to look into fitness streaming services.

                                                              Streaming services allow you to stream hundreds of workouts like Insanity and p90x, right in your own home for around $10-20 a month. That’s $40-50 less a month than the average gym membership.

                                                              Of course, then there’s the free option. The internet is full of free workouts that you can do on your own with minimal or no equipment.

                                                              For example, there’s the Couch to 5K program, that I personally used a decade ago to ease myself from couch potato to running my first 5K race. If I could do it, anyone could.

                                                              Then there are free resources like reddit that have limitless information on workouts. The Fitness subreddit has done all the research for you, populating workout tips and detailed workout routines for anyone to use in their wiki.

                                                              There are several routines that require no equipment. And you can join in on the subreddit to become part of the community, making it easier for those seeking comraderie and encouragement in their fitness goals. All for free.

                                                              It’s baby steps… And baby steps can start now!

                                                              I’ve never met anyone that can’t stand to be a bit smarter with their money. And on the flip side, anyone can get smarter with their money. But remember, it doesn’t happen all at once.

                                                              Begin by fighting your impulses. Prepare for the week and be smart at the store. And cut monthly expenses like gym memberships that are overpriced and you probably aren’t getting your money’s worth out of anyway.

                                                              The devil is in the details. And the details can change your lifestyle and prep you for a financially independent future.

                                                              Featured photo credit: Unsplash via unsplash.com

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