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30 Killer Websites That Will Save You Money

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30 Killer Websites That Will Save You Money

The Internet has changed the way we think, shop, read, earn money… it has changed the way we live! One of the most important benefits we have gained from the World Wide Web is effective budget management. Although those deals and coupons can tempt you to spend more than planned, you cannot neglect the fact that you can save – and make – a lot of money by accessing the right websites.

Get ready to start bookmarking, because you are about to discover 30 budget-friendly websites that will make you a smarter shopper and help you earn money along the way.

Clothes

1. Rent the Runway

rent

    So you need a special piece for an important event? You don’t need to spend thousands of dollars on designer clothes when you can rent them at RentTheRunway.com for a massively reduced price tag.

    2. thredUP

    thred

      This website will help you get cheap clothes and make some cash at the same time. ThredUP is a fashion resale website where you can buy secondhand clothing or sell some of your own pieces. The clothing items featured at the website are as good as new, so you can get some really amazing deals!

      3. Twice

      twice

        If you don’t manage to find the piece you need at thredUP, then Twice should be your next shopping destination. You’ll love the 40% off deal for your first order at this website! Twice allows you to buy high-quality items or sell the clothes you want to get rid of.

        Books and movies

        4. PaperBack Swap

        paper

          Who needs to spend money on books when there are so many people who would love to trade? If you are not emotionally attached to the books in your library, you should join the book club at PaperBackSwap.com and start swapping editions with other members. There are over 4 million books to choose from!

          5. Chegg

          chegg

            No students look forward to spending too much money on textbooks. Thanks to Chegg, they can buy or rent used books and save up to 90%.

            6. Swap a DVD

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            swap dvd

              Planning a movie night with your friends? This website enables you to swap the movies you’ve already watched and get some of the available DVDs in return. There are over 250,000 movies currently available at the website.

              Earning money through freelance writing

              7. FreelancerCareers

              freelance careers

                The competition at this website is fierce, but great writing talent always gets noticed (especially if you are skilled in resume writing). You’ll be able to apply for hundreds of freelance writing jobs associated to your interests and knowledge. The 24/7 support system functions impeccably too, so you’ll be able to solve any issue with no delays.

                8. Writers.ph

                writers ph

                  At this website, you can choose from a myriad of freelance writing jobs in different categories. It won’t take much time for you to get used to the way Writers.ph functions and start making an income, since you’ll get orders related to the subjects of your interest.

                  9. AsiaWriters

                  asia writers

                    This is a freelance writing organization that offers financially-rewarding jobs. All you need to do is focus on the writing and leave the other concerns to the support management system at the website. You’ll earn up to $30 per page for your work.

                    10. EssayWriters.net

                    essay writers

                      If you are good in academic writing, then you can get a decent monthly income at this website. The constant flow of orders enables you to get the right job exactly when you need it and earn up to $30 per page for your efforts.

                      Travel

                      11. CarmaCarpool

                      Carma

                        You can get a more affordable, faster and greener commute if you simply use Carma – a site that enables you to find a match and share the driving costs.

                        12. Yapta

                        Yapta

                          Thanks to this website, you can find awesome travel deals and reserve your spot right on time. Plus, you can track different deals and wait for an e-mail alert, so you can make an early booking as soon as the prices drop.

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                          13. Airbnb

                          airbnb

                            Who needs an expensive hotel or a pricey, but awful rented room when you can rent real homes in over 190 countries? Thanks to Airbnb, you can find lovely accommodations for incredibly cheap prices.

                            14. Booking Buddy

                            buddy

                              When you are about to organize a trip, you need to compare the costs of different booking sites. There is no need to waste your time making comparison charts; BookingBuddy.com enables you to find the best deal within minutes.

                              Exercise

                              15. Cody

                              cody

                                This website enables you to purchase different plans from renowned trainers. There are different categories you can choose from – functional fitness, weight loss, strength, flexibility, yoga, and more.

                                16. YogaGlo

                                glo

                                  With the increased popularity of yoga, good instructors started charging sky-high prices for their classes and luxurious retreats. When you become part of the YogaGlo online community, you will practice with some of the greatest teachers for a low monthly charge of $18.

                                  Coupons and gift cards

                                  17. Swagbucks

                                  Picture-19-1024x569

                                    Thanks to this website, you can get free gift cards by using the Internet for searching, shopping, taking polls, playing games and watching videos.

                                    18. Current Codes

                                    currentcodes

                                      Instead of browsing through different shopping websites to find the best deals, you can simply access CurrentCodes.com and find functional codes for your favorite retailers.The website is solely focused on coupon codes though, so don’t expect to find information about deals and sales.

                                      19. CoupFlip

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                                      coup

                                        You have a daily deal coupon you don’t intend to use? You can sell it at CoupFlip.com. You won’t have to wait for a purchaser either – you can instantly sell the deal at the website. In addition, you can shop for deals with huge discounts!

                                        20. The Krazy Coupon Lady

                                        krazy

                                          This is the most popular online database of mobile coupons, printable coupons, and deals from a great base of retailers. You should tame your enthusiasm though, since the greatest deals can lead you to unplanned shopping sprees.

                                          Food and drinks

                                          21. Neighborhood Fruit

                                          fruit

                                            The concept of this website is rather unusual, but fun and effective nevertheless. You can sell or buy fresh local fruit and save money while promoting a great cause.

                                            22. Supercook

                                            supercook

                                              It doesn’t matter what kind of food you have in your fridge; you can always combine it into a delicious meal thanks to Supercook – a website that will release your creativity and increase the potential of your fridge.

                                              23. Get Drunk Not Fat

                                              drunk

                                                A few nights out can be devastating to your budget. Thanks to the chart provided at this website, you can find beers, wines and other types of beverages sorted by the cost of 1 oz of pure alcohol.

                                                24. $5 Dinners

                                                5 dinner

                                                  Good meals can get really expensive. This blog provides you with coupons, recipes and tips on budget-friendly eating.

                                                  Electronics

                                                  25. Cellswapper

                                                  cell

                                                    Are you stuck in a phone plan and want to find an easy way out? You can swap it for a new short-term contract or simply give it away at Cellswapper.com and forego bothering with early-termination fees.

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                                                    26. Glyde

                                                    glyde

                                                      This website enables you to get the best price for your video game or gadget. In addition, you can buy things on Glyde and save up to 90% through a convenient and safe buying experience.

                                                      27. Monoprice

                                                      mono

                                                        The great daily deals, products on clearance and seasonal discounts at Monoprice.com will surely make you happy.

                                                        Prescription drugs

                                                        28. GoodPx

                                                        goodpx

                                                          Thanks to GoodPx, you can compare the prices for FDA-approved prescription drugs at the pharmacies near your location. In addition, you can find great discounts, coupons, and cheaper generics that will save you a lot of money.

                                                          Paying bills

                                                          29. WhiteFence

                                                          white fence

                                                            If you want to save money on your bills, then you need to find out what the average rates are. Thanks to WhiteFence, you can get such information and realize if you’re overpaying for Internet, cable, or phone services.

                                                            30. Undebt.it

                                                            debt

                                                              The payment plan generated by this service will help you manage your budget in the most effective manner. Thanks to Undebt.it, you’ll never forget the upcoming due dates and you’ll always know exactly how much money you need to reserve for the bills.

                                                              Featured photo credit: handsome hipster modern man designer working home using laptop at home via shutterstock.com

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                                                              Last Updated on July 20, 2021

                                                              Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

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                                                              Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

                                                              Have you ever considered your life now, and how it would be if you had more time to spend with your family and less worries about money?

                                                              Nowadays, financial stress is one of the most troublesome weights in life. If you’ve ever encountered financial stress, you know the difficulty of not having enough income to pay your obligations or bills.

                                                              Many people say that money is not the ultimate goal of life. While that’s true, money certainly plays a very significant role. The meaning of financial freedom changes with the different phases of our life, but ultimately, it is something that many people strive for.

                                                              In this article, we’ll explain how to capture that financial freedom you’ve been looking for. Read on to learn the secrets to financial freedom.

                                                              Break Free of Your Finances

                                                              Financial freedom is about having a constant flow of cash from your assets to cover all your regular needs.

                                                              When you are not worried about your income, or living paycheck to paycheck, you gain a great sense of freedom. It’s the freedom to be obtain and do what you truly need to make your way through everyday life.

                                                              Gaining financial freedom, though, is a process of growth, making small improvements and gaining emotional strength.

                                                              Though it seems hard to believe, it is really very simple to get financial freedom.

                                                              To do so, you simply need to make sure that your assets exceed your liabilities. In other words, you’ll need to find the sweet-spot where your residuals meet or surpass your expenses. This is something that you can achieve with the proper plan.

                                                              While not every person will accomplish financial freedom, the potential for anyone to do so is certainly there. Anyone can achieve this success, regardless of their income level.

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                                                              Outlined below are 9 secrets that will help you in your goals of achieving financial freedom.

                                                              1. Stop Unnecessary Spending

                                                              We often spend money inwardly, instead of objectively.

                                                              For example, you may spend when you’re anxious, depressed, restless, exhausted, from fear of missing out, or to please others. This is a very unhealthy way to handle your finances.

                                                              To stop this habitual spending, log down all your spending over the course of a month.

                                                              Just as some people keep a food diary, keep an expense diary. Remember not to just write down how much and what you spent the money on, also include the circumstances of why you spent the money. Was it an impulse buy at the checkout line or was it something you planned to purchase?

                                                              This increased self-awareness could enable you to avoid triggering situations in the future when you are considering an impulse buy.

                                                              2. Plan a Monthly Budget

                                                              This is a great opportunity to get serious.

                                                              Take a seat with your spouse or partner and make a monthly budget based on your income, not your expenses. You are never again going to spend more cash then you have on hand.

                                                              Overspending is the thing that led you to more financial obligations. Make sure you decide every month what is coming in and what will be going out and stick to that budget… no matter what.

                                                              3. Cut-up Credit Cards

                                                              Perhaps you are the type of person who always pays your credit card balance in full before the end of your billing cycle, and enjoys the reward points you gain. If this is the case, then you’re already way ahead of the game.

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                                                              If not, you may want to consider ridding your life of the burden that credit cards bring.

                                                              Many cards have strategies set up so that if you make a certain number of late payments, they will raise your interest rate much higher. This can really add up in the long run and you won’t be doing your financial situation any favors. If you’re prone to late payments or have a large balance due on your cards, cut them up!

                                                              Without proper self control on credit card spending and payments, you are basically throwing your money away. To ensure that you have better control over your spending, use only cash or debit for all future purchases (and don’t forget to pay at least your minimum payment on your cut-up cards each month!).

                                                              4. Increase Savings

                                                              There is no doubt that for a comfortable retirement you must accumulate satisfactory savings throughout your working life.

                                                              It’s good practice to save up to 15% of your income.

                                                              Start with your workplace 401(k), if you have one. If not, a Roth IRA (if you are eligible) or a traditional IRA (if you are not eligible for the Roth) are the next logical steps.

                                                              Increase in longevity means you might be able to look forward to 25 to 30 years in retirement, or possibly even significantly more. Investing now in good retirement plans will ensure that you have a guaranteed a stable monthly income when the time comes to stop working. [1]

                                                              5. Invest Wisely

                                                              Consider investing in funds.

                                                              Specifically, you will gain higher returns if you invest in different types of mutual funds such as Debt funds, Equity funds and Hybrid funds with a proper balance, although it absolutely relies on your personal preferences and sense of risk taking.

                                                              To get the most of these benefits, make sure you are investing in a variety of assets. Another resource of investing in mutual funds is SIP (Systematic Investment Plan) where you invest some money every month in funds. SIP works by averaging the per unit price of the stock.

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                                                              Mutual fund investors are aware of the benefits of an SIP (Systematic Investment Plan). For one, it is the most secure way to invest in equity mutual plans so that wealth is created over a long period of time. This plan also helps you to gain a better sense of financial discipline, which will come in handy in all your financial endeavors.

                                                              6. Invest in Gold

                                                              There isn’t really a better way to invest in gold than to have the physical gold itself in your possession.

                                                              You can purchase gold coins and bars from mints as well as from coin dealers and other private sellers.

                                                              Another way to invest in gold is through ETFs (Exchange Traded Funds).

                                                              These are is similar to mutual funds but they are exclusively investments of gold. ETFs are great because they offer more liquidity; the ETF owns the actual physical gold, stores it, and retains the value of the shares. These shares can then be bought and sold in the stock market, and one big benefit is that the transaction costs of gold ETFs are much lower than the that of physical gold.

                                                              With its consistently-increasing demand, investment in gold can be very wise long-term investment to make.

                                                              7. Stash Emergency Funds

                                                              Whether it’s a cash gift or a work bonus, always try to save any extra money that comes your way rather than making unneeded purchases.

                                                              If you get paid every other week, you’ll get an “extra” paycheck (three rather than the usual two) twice a year. Either save those paychecks towards your emergency funds or utilize the money to pay down other obligations, such as loans, credit cards or other debts.

                                                              Make it hard to get your cash.

                                                              Put your savings in an alternate bank, maybe an online bank that forces you to delay for several business days before transferred money hits your regular bank account.

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                                                              8. Find Fabulous Mentors

                                                              Find a mentor, such as a friend or family member, who has exceptional control over their finances and pay attention to everything they do.

                                                              If you do not have any friends or family that are enjoying financial freedom, then find a mentor online! There are numerous blogs and guru websites featuring the advice of many people who have reached financial freedom, and they exist primarily to let you in on how to achieve it for yourself.

                                                              There are also plentiful forums available that share tips and tricks on how to best achieve financial freedom. Read as much as you can and start changing your habits for the better.

                                                              9. Be Extra Patient

                                                              Patience is the key of financial success.

                                                              Being patient can be quite tough, especially when you’re struggling with your finances, but having faith is worth it. You’ll continuously be on the right track if you are taking the proper steps above.

                                                              So don’t be discouraged, even if you are only saving a few dollars a month; it all adds up. Within just a few years you’ll look back proudly at your accomplishments and be glad that you had the patience to get there.

                                                              Financial Freedom for All

                                                              Anyone can achieve financial freedom, regardless of their financial circumstance.

                                                              Use the tips provided above to get yourself on the track to financial freedom and toss your monetary concerns out the window. If you wish to achieve a life with financial freedom for yourself and your family then you must adopt a disciplined approach towards your finances.

                                                              Following the simple secrets above is a great start to making your money work for you, so you can work less and live more!

                                                              Featured photo credit: rawpixel via unsplash.com

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                                                              Reference

                                                              [1] Hartford Gold Group: IRA Retirement Accounts

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