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10 Ways To Use Tea Bags To Save Money

10 Ways To Use Tea Bags To Save Money

If you are anything like me or thousands of other people across the globe, you drink tea on a frequent basis. Here is a question you probably never really thought about: what about all of those leftover tea bags?

I know what you are thinking: “What about those leftover teabags? Aren’t they useless?” If you had asked me that question yesterday, I would have answered with an affirmative “yup!”

Now, though, after researching the subject, I can tell you that those used up bags of tea actually have quite a few applications.

So many, in fact, that you may just want to keep them around instead of instantly throwing them out as soon as you are done steeping them in your boiling water. Especially if you want to save a buck or two!

Let’s go over a few of the amazing and unexpected uses of tea bags, shall we?

1. Get Rid Of Mouth Sores

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    These are the worst aren’t they? Like little blisters that irritate you every time you move your tongue around. One way to banish these little annoyances is with hydrogen peroxide, but that method is pretty painful (and tastes bad to boot).

    Not to mention, that stuff costs money, and why would you want to waste that when you have perfectly good tea bags lying around?

    From what I’ve learned, tea bags work nearly as well as other antiseptics in cleaning out cuts and sores in your mouth. All you have to do is apply the bag to the wound in your mouth, and you should see some beneficial changes relatively quickly.

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    2. Use Them To Clean

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      We have all heard of using excess coffee filters in lieu of paper towels, right? Well you can use tea bags in a similar manner to wipe off a multitude of surfaces in your home.

      You probably won’t want to throw out your sponges just yet, but these little bags are great for small cleaning jobs (like tomato sauce splatter on your pristine kitchen counters).

      The amount of money you spend on cleaning supplies can add up, so saving a bit here and there by using tea bags is useful.

      3. Heal Your Burns

      3teaxy

        Tea bags, of the black tea variety especially, seem to do a good job of acting as a salve for sunburns and other kinds of minor skin irritation.

        All you have to do is place the bag directly where you’ve been afflicted, and you will feel instant relief.

        Best of all, you won’t need to spend your money on any costly ointments or creams!

        4. Get Rid Of Puffy Eyes

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        4teaxy

          Whether it’s caused by aging or a lack of sleep, the regions around our eyes can become particularly sensitive. The key is to use tea bags like you would use cucumber slices at some kind of salon.

          All you do is place tea bags in some ice-cold water, wait, and place them on top of your closed eyes. Voila! You’ll look ten years younger, and for far less than it costs to go to a salon or to buy some special facial cream.

          5. Attack Razor Burn

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            Razor burn is a pain, but you can do something about it if you keep some used tea bags around. Instead of putting bits of toilet paper on your face to cover up minor nicks and scratches, apply a cool and damp tea bag instead.

            It will stop the bleeding, and the antioxidants will help your skin heal.

            Beats spending tons of money on aftershave (that stuff burns anyways).

            6. Say Goodbye To Acne

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              Acne is one of the most annoying skin diseases out there. Luckily, you can fight back if you have some green tea bags around. Indeed, one study found that applying green tea to acne infested skin reduced oil production and dirt accumulation in facial pores by 70%.

              Not only that, but traditional acne medications cost a lot. Therefore, using green tea bags as an alternative can save you a ton of money.

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              7. Improve Your Cooking

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                This one is pretty cool. In addition to marinating your meat with the traditional herbs, spices, and rubs, add some tea bags into the mix.

                Simply place them with the meat along with the other ingredients while it marinates, and the tea will make the meat more tender and flavorful.

                This is an easy and cost effective way of making dinner taste amazing (as opposed to buying those overpriced pre-made marinades).

                8. Compost Them

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                  You can compost tea bags in a couple ways. You can simply place all of the bags in a pile along with other compost material, and wait for it to decompose into something akin to potting soil. Or, you can steep the bags in water over night and use that water to feed your plants.

                  Thirdly, you can also just take the used tea bags and place them in the soil around plants, which has the added effect of repelling pests like maggots.

                  With luck, you’ll save yourself from having to go out and purchase expensive potting soil, plant supplements, and pest deterrents.

                  9. Use As An Air Freshener

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                  Something smells

                    Forget using Febreeze or other expensive synthetic products like scented candles. This works especially well for old shoes that just smell too terrible to wear.

                    All you have to do is take the used tea bags, place them in the smelly shoes, and let them sit there for a couple days.

                    Then, take the bags out, and you’ll notice that the shoes are ready to be worn again. Nifty, huh?

                    You can also use a similar technique to freshen up musty smelling rooms. Just hang used tea bags from the ceiling (or off a hanger if it’s your closet), and your nose will notice the results fairly quickly.

                    10. Eliminate Bad Breath

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                      While unknown to many, both green and black tea have antibacterial properties. You can take advantage of that fact by taking recently used tea bags, re-steeping them in boiling water, and waiting for the water to cool.

                      Once it is near room temperature, you can use it like any other mouthwash, effectively giving you a natural version of Listerine (saving you from having to spend your hard earned money on the synthetic stuff).

                      Do you have any unique uses for tea bags that I missed? Please share your ideas and experiences with me in the comments section below!

                      Featured photo credit: Tea bags/Kate Ter Haar via flickr.com

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                      Last Updated on June 6, 2019

                      The Average Retirement Savings and How to Save Wisely

                      The Average Retirement Savings and How to Save Wisely

                      Are you on track for retirement?

                      If not, don’t worry, I’m not sure either. I save each month and hope for the best.

                      Fortunately, I’m at an age where most people don’t save so I’m ahead of the curve.

                      But, what if you aren’t in your 20s? What if you’re near retirement and are looking to gauge where you stand?

                      If so, keep reading. Here’s how to prepare for retirement and save wisely during the process.

                      What Does the Average American Have Saved for Retirement?

                      Saving for retirement is tricky.

                      Tell someone straight out of college to save $10k a year for retirement and it’ll be next to impossible.

                      Make the same request to someone decades older and they’d be more likely to be able to save this amount. But, a 20-year old college student can be “financially ahead” of someone saving more than them. Why?

                      Age matters in your financial journey. The younger you are, the more time you have to save and put compound interest to work. As you get older and have more saving power, you’d have less time to put compound interest to work.

                      Here are the average savings Americans hold by age bracket:

                      20’s – $16,000

                      During this stage, most people are paying loans and moving up the corporate ladder. Your best bet during this stage is to focus on eliminating debt and increasing your income. Don’t focus only on getting a high-paying job neither.

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                      Instead, focus on learning via Podcasts, reading books, and taking specialized courses. Doing this will make you more valuable and give you more career options.

                      30’s – $45,000

                      At this stage, you’ve hopefully escaped your entry-level salary and work at a career you enjoy. Your earning power has increased but you now have more obligations. For example, marriage, kids, and a mortgage.

                      Set a plan to pay off all your debt and focus on eliminating unnecessary expenses. Leverage financial tools like Personal Capital to ensure you’re on track for retirement.

                      40’s – $63,000

                      This is the stage where you’re at the prime of your career. Top financial institutions recommend you have at least 2 to 4 times your salary saved up. If you’re falling behind, start maxing out your 401K and Roth IRA accounts.

                      50’s – $115,000

                      During your fifties, you’re close to retirement but still, have time to save. You may be helping your kids pay college tuition and other expenses. Since you’re at the peak of your earning power, max out all your retirement accounts.

                      60’s – $172,000

                      By this point, you should have about eight times your salary saved up. If not, you’ll depend primarily on social security benefits averaging $1400 per month. Max out all your retirement options as much as possible before retiring.

                      Ways to Save Money on a Tight Budget

                      The sad reality is that most Americans aren’t saving enough for retirement.

                      Even high-earning power isn’t enough to secure one’s financial future. You need to have the discipline to save for retirement while time is in your favor. Don’t wait for you to have a high salary to save, start with having a small budget.

                      First, get a clear picture of where you stand. Write down a list of “needs” and “wants.” For example, Netflix and Amazon Prime are “wants” and a “cell-phone” is a need.

                      Use tools like Personal Capital to analyze your spending patterns. Personal Capital allows you to add all your financial data in one place–making it a powerful option to gauge where you stand.

                      Once you know all your expenses, organize them from highest to lowest expense. When you can’t cut more expenses, call your service providers to negotiate a lower price. If you’re not good at negotiating, use services like Trimm to lower your monthly expenses.

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                      How to Save Money Each Month

                      By this point, you know the average amount of money you should have saved for retirement based on your age.

                      But, breaking this down into monthly goals can be challenging. Here are some rule of thumbs to follow:

                      Aim to contribute 10%–15% of your salary each paycheck. Review your progress each week.

                      Why so often? The reality is that life gets in our way and you will have many financial setbacks. Your goal isn’t to be perfect but to get back on track instead.

                      Reviewing your finances weekly lets you know where you stand with your retirement. This doesn’t have to be a long process either. All it takes is login in Personal Capital to view your net worth and check how much you have saved for retirement.

                      Turn saving into a game and aim to save more each month. It will get challenging but you’ll get creative and find more ways to save.

                      Top Money Saving Challenge Tips

                      To prepare for your financial future and not be another statistic you need to be different.

                      How?

                      By adopting new habits that’ll help you become a saving machine. Here are some ways you can save more:

                      Automatically Contribute Towards Retirement

                      If you’re working for a company, you can automatically contribute towards your 401k. If you’re not currently contributing more than 10%, make this your goal. Contribute 1% more today and automatically increase this amount a year from now.

                      Odds are that you’re not going to be negatively affected by contributing 1% more. Many times we spend our money on things we don’t need. Contributing more towards retirement is a great way to secure your financial future.

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                      Use the Right Tools to Know Where You Stand

                      Once you’re contributing more towards your retirement accounts, gauge your progress. Make use of finance tracking apps to help you view the big picture of your retirement.

                      When I’d first signed up for the app Personal Capital, I didn’t know I had a negative net worth. Despite saving thousands of dollars, my debt brought my net worth to the negative. Knowing this motivated me to save more and spend less.

                      Now, I have a positive net worth. But, it was because I was able to view the big picture using the app. Find out what your net worth is using a finance tracking app and you may surprise yourself.

                      Bring in Experts to View Your Blind Spots

                      If you have too little or too much money saved, you should consider hiring financial experts.

                      Why?

                      You may need someone to hold you accountable to help you reach your financial goals. Or, you may need help managing your money as effective as possible.

                      Regardless of the reason, getting help may help improve your financial situation.

                      Before you hire an expert, find out which areas you need help the most. For example, if you’re constantly overspending, find a debt counselor. If you’re struggling with choosing the best investment options, hire a financial advisor.

                      Speed up Your Retirement Contribution

                      After learning how to manage your money well, the next best thing is to earn a higher income.

                      You’re capped at how much you can save but not much you can earn. Even if your employer isn’t giving you a promotion, you can still take charge of your financial future. How?

                      By starting a side-business.

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                      This will be something you’d work on after you’ve finished your day job. Once you start earning income from your side-business, you’ll be financially better off.

                      The best part is the more work you put into your side-business,[1] the more potential it has to earn more money.

                      So start a side-business in an area you’re familiar with. For example, if you enjoy writing, do freelance writing for small e-commerce businesses.

                      Once you’re earning a higher income, you can contribute more towards your retirement. Don’t wait for the right opportunity to secure your financial future, create one.

                      Reach Financial Freedom with Confidence

                      What if you were able to retire tomorrow with no problem, all because you’d have enough money saved up and little to no debt left to pay off? How would you feel?

                      My guess is that you’d feel happy and relieved.

                      Most Americans are falling behind their retirement goals for many reasons. They’re not prepared, they carry bad money-habits and are thinking short-term.

                      For you to retire successfully, you need to work backward and adopt better habits. Contribute more towards your 401K and focus on growing your income.

                      If you do, you’ll save money and pay debt faster.

                      Don’t beat yourself up if you’re behind your retirement goals. Take the first step today towards a brighter financial future. Isn’t retirement worth the hard work and sacrifice to be at peace?

                      Featured photo credit: Huy Phan via unsplash.com

                      Reference

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