Advertising
Advertising

10 Time And Money Saving Tips For Weddings That I Wish I Knew Earlier

10 Time And Money Saving Tips For Weddings That I Wish I Knew Earlier

So you’re getting married. Congratulations! Are you planning your wedding and looking for some time and money savings tips? You’ve come to the right place. Consider this truth-telling time so that you can avoid some of the more common pitfalls. Planning your special day can and should be such a fun experience that you’d repeat if you could. Since you don’t want to say, “If I had it to do over again I’d…,” consider the following:

1. People Will Remember Two Things about Your Wedding: The Food and the Feeling

Years from now (or sooner), no one but you and your spouse are going to remember what your invitations, flowers, wedding favors, or cake looked like. So why blow a lot of money on them? In all of the weddings that I have talked with people about, not once has someone said, “Girl, I will never forget their invitation.” People WILL remember and talk about the food and how they felt attending your event. They may not remember exactly what they ate, but they’ll remember whether or not they enjoyed it. They may not remember specific details about the day, but they will remember if they had a great time and if everyone seemed happy. If you keep these two things in the forefront and make them a priority when planning your day, the decisions you make can enable you to save time and money.

2.  Beautiful Invitations Eventually End Up in the Garbage Too
Wedding Invitations

    So don’t spend a lot of time obsessing over them or paying a lot of money. If you saw the movie “Bridesmaids,” you probably remember the scene when the main character Annie Walker received an invitation to her best friend’s Paris themed bridal shower. It was a fancy pink striped box that held a candle, statue representing the bride and groom, the printed invitation, and best of all a small box that when opened had a butterfly that flew out and “kissed” her. That invitation package clearly cost some bucks. Of course most invitations aren’t that elaborate, but the point is people are spending a lot of money on something that will eventually end up in the garbage. At least in Annie’s case there was a pretty box to save, and a candle to burn.

    Today’s invitations not only set the tone for the wedding, but allow couples to show off their unique style. It should be a fun process, but not one that breaks the bank because no matter how lovely, most of your guests will eventually dispose of it. That’s good money in the trash.

    Advertising

    Luckily, there are so many options available that can literally save you hundreds of dollars. From kits that can be purchased at arts and crafts stores, to online retailers like Ann’s Bridal Bargains, there’s something lovely for every budget. Designed your own? Keep costs down by using a discount printing service like Vista Print. Want to design your own, but don’t know where to go? Use a site like Fiverr to get your dream design for less. Want to save even more money? Do away with the paper entirely and send electronic invitations. Sites like Evites provide a number of free and paid options. Better yet, use a site that offers multiple services because…

    3.  A Good Wedding Website Can Help You Save Time and Money
    Wedding Mapper

      They can be super easy to set up and personalized to reflect your individual style. More importantly they can keep you organized by storing everything in one place – which will be a real time saver. Even better? There are a lot of FREE options! A good site will allow you to accept and track wedding RSVPs, display a map to your ceremony site, reception venue, and/or lodging, store vendor information, create a seating chart, maintain a ledger of costs and payments, track gifts and thank you notes, and provide a central location for contact. Sites like Wedding Mapper provide this for free. For couples who want additional amenities, paid upgrades are available. Having it all in one place can save money on aspirin too because there will be fewer headaches. You’ll both know where everything is and you can review it at a glance. To make sure it remains a timesaver, don’t go overboard with the personalization. You know, the telling of your story with pictures, videos, stories and anecdotes. It’s cute, but what people really want from your wedding website is practical information such as directions, and where your registry is located.

      4. There are So Many Ways to Get the Dress for Less
      Beautiful Wedding Dress

        Did you know that the average cost of a wedding dress is $1300? That’s a lot of money for something you’ll be wearing once. I’m sure you’ve heard it before but it’s true! Whether you plan to go the traditional route or not, there’s no reason to pay that much, as you can have your perfect dress for so much less. For instance, you can rent a dress for as little as $75 from sites like Rent the Runway. One challenge with rentals is that you can’t alter them, so consider other awesome options like buying a pre-owned dress. Brick and mortar consignment stores that specialize in wedding gowns, as well as online shops like Preownedweddingdresses.com offer a great selection and an even greater savings. Retail stores like Black House White Market and J. Crew have gotten into the wedding dress game, offering great styles at fantastic prices. Many brides have their dream dress made overseas for as low as $200! Intrigued? The book, “Bridal Bargains: Secrets to Throwing a Fantastic Wedding on a Realistic Budget,” by Denise Fields describes how to do just that, along with tons of other money saving wedding tips. If you can bear to part with your dress after the wedding you can recoup some of the cost by selling or consigning it for another bride to wear and love. I purchased my dress (pictured above) from a consignment store for $250 and I LOVED it.

        5. Avoid Bridal Magazines & Television Shows
        Bridal Magazine

          The first time I actually looked at a bridal magazine was after I purchased my dress, shoes and accessories. I was thrilled with my choices as they were “me.” I hadn’t decided on the hair 100% and thought I might find inspiration in a few magazines. All I can say is that I was over the moon happy that I had already purchased everything because the magazines did what they were designed to do – make me ooh, ahh, salivate and desire, regardless of the ridiculous prices. There was even a moment, a tiny one but still, where I doubted my dress and wished for one in the magazine. Don’t go down that rabbit hole. Magazines and shows about dream weddings will clue you into things that you would otherwise never, EVER, have thought about “needing” or wanting – promoting a false idea of what a wedding is supposed to be or should have. More choice is not necessarily better in this case. Pearl encrusted bridal bouquet holder. Beautiful?  Oh, yes. Ridiculous and completely unnecessary? Absolutely!

          Advertising

          6. Beautiful, Money Saving Wedding Flowers are Possible and Make a Lot of “Cents”
          Money Saving Wedding Flowes

            Wedding flowers cost an average of $1200. Say what?! Someone please explain why so much money is spent on wedding flowers. To keep costs down while still having beautiful flowers, consider the following. Buy flowers that are currently in bloom, otherwise you’ll pay a premium for your dream flower that’s out of season. If you’re using a florist, don’t tell them that you’re purchasing for a wedding, at least until your final price is locked in. It’s like roses on Valentine’s Day. The price will go up.

            If you’re willing to design the arrangement yourself, consider using an online flower wholesaler like Fifty Flowers. Wholesale clubs like Sam’s Club and Costco are also great choices for pretty flowers for less. Or you can do what we did and showcase the flowers as accents as opposed to the primary décor or centerpiece. My husband and I scouted three locations, two supermarkets and a farmer’s market, that had beautiful and inexpensive flowers.  We chose three so there were options if one had a bad day. The day before the wedding we bought what we liked and spent $100, including the $5 DIY bridal bouquet. It’s amazing what a few bottles, vases, and ribbon will do! Pictured above is one of the flower accents used during the outdoor cocktail hour.  Not only did we save a ton of money, we saved time as well because we limited our choices to what was available and on hand.

            7.  Wedding Décor Can be Totally Sharp, Classy, AND Inexpensive
            Money Saving Wedding Decor

              Many couples use flower arrangements as their table centerpieces which can add a lot to your budget’s bottom line. You can slash your budget significantly by being creative and using an almost infinite number of options for your centerpieces and décor. How? Three words: Coupons, Ebay, and borrowing. Craigslist counts too. For the DYIer, arts and crafts stores like Michael’s provides inspiration, as well as 50% off coupons. White string lights which are practically a holiday time staple and are probably sitting in your basement, or can be borrowed from family and friends, can create a magical dreamscape. Tea light candles, even flameless ones, in decorative holders add romantic drama and can be had by the dozens for twenty to fifty dollars on eBay. Still want flowers? Use them as accents as shown in the photo above. Not only will you save money, but your guests will be able to see each other over this lovely centerpiece.

              8. You are Not Limited to a Specific Caterer
              Money Saving Wedding Buffet

                Since the food (and drink) is one of the things that will stand out in your guests’ memory, you want to get this one right. It’s not about your budget, per se because done well, hamburgers and hot dogs can be great wedding food. All things being equal however, if your goal is to provide a fancy-ish catered meal and it comes down to choosing between “lesser quality” food options so you can, let’s say buy the fancier decorations, spend the money on the food.  It will feel worth it when people ask when they can expect to be invited back for your next event.  As far as I know, no one has ever asked for a repeat invite because of pretty decorations. With that said, these money saving wedding tips can help you have the menu that you want and eat it too.

                Advertising

                Yes, you can definitely save money on food by holding your reception during less popular times (think Friday night or Sunday brunch). It is also true that buffets are generally less expensive than sit-down meals. However, the biggest food money saver occurs when you hold your reception at a venue that allows you to cater with whomever you wish.  Doing this one thing will allow you to control everything from your price point to all of your food choices. Finding a venue that will allow you to do this may take a little work, but the savings can be immense. When working with a caterer, do not tell them that you are planning a wedding menu until your menu and price has been locked in. As with the flowers example above, wedding packages may very well be priced higher than other options.

                My husband and I saved a ton of money by using a company that specialized in college dining services. Many college food service operations are contracted out to specialized companies that may also have catering arms. Your memories of college dining hall food may not be fond, but you may be surprised at how well they do fancy. Set up a tasting to see. It could very well be the biggest cost saver of your wedding.  Other tips include renting table cloths, china, tables and chairs from party companies because it may be less expensive than through the caterer. Also, sometimes buying the table cloths is even cheaper than renting and you can sell them and recoup some of the cost!

                9. Your Wedding Cake Doesn’t Have to be Large Enough to Serve Everyone
                Money Saving Wedding Cake

                  Heck, it doesn’t even have to be a cake! The wedding industry certainly knows how to get us to buy into whatever they are selling. The cake is no exception. To hear them tell it we need a specially engraved cake knife and server, as well as a floral bouquet for the knife. That’s right. Flowers. For the knife. That cuts your cake. Seriously? Novelty options such as cupcakes, small pies, ice cream sundaes, Viennese tables and more can be marvelous options which on the face of it sound like they would be less expensive than a fancy cake. Just make sure that they are. If you need to have a wedding cake, consider a small one, appropriate for the two of you to enjoy and have your yummy, yet less expensive sheet cake in the back ready to be sliced and served. Believe me, no one is going to wonder or care how all of those square slices came from a small round cake. Tip: Order a cake for half the number of guests attending and serve half slices. If you’ve ever been to a wedding you’re sure to have seen all of leftovers from partially eaten slices that were then just thrown away. By now people are up and mingling.

                  10. You Could Spend Forever Selecting the Perfect Wedding Favor
                  MOney Saving Wedding Godiva Favors

                    For once, the issue here isn’t as much about money as it is about time. There are so many cute wedding favor ideas (that your guests will actually enjoy) that you could devote hours, no days poring over all of the options. The best way to insure that your party favor doesn’t set you back a lot of money is to be open to the possibilities. People who are locked into an idea, and inflexible regarding what they will accept,  incur the greatest cost. Sites like TheWeddingShop.theKnot.com have everything from personalized chocolate covered pretzels, to olive oil, chap stick, mints in decorative tins and more for prices that will make you smile. If you can live without personalization you could save even more. For instance, we bought milk chocolate heart-shaped lollipops (pictured above) that were on sale on the Godiva website for $2 each with free shipping. Some folks “oohed” because it was Godiva, but for us it was more like, “Yummy. Awesome price. Order it. Done!” Make a pact for how much time you will spend making your favor decision and stick to it. That’ll be one less thing on your to do list.

                    Advertising

                    11. There’s Such a Thing as an Ipod DJ!
                    Money Saving Wedding Ipod DJ

                      Live Band or DJ? Neither, since the average price of a live band is $3,000 and a reception DJ is $1000, thank-you-very-much. Thanks to rentable Ipod DJ equipment you can have great wedding music for $500 or less. Locate a rental company that carries this type of equipment. The rental cost could be as low as $65 a day. Rent some speakers appropriate for the size of the venue. You could even bypass the Ipod DJ equipment totally by renting speakers that allow you to connect your Ipod directly to them. Either way, plug in your iPod and you’re good to go! Okay, so it’s not quite that simple. You have some choices to make. Will you develop your own playlist or pay a DJ to record a dance set for you? With some time you can pretty easily develop your own pre-ceremony, ceremony, cocktail and dinner hour playlists. The dance playlist can be a little trickier as you want to include songs that will appeal to everyone as well as have the right mix of fast and slow songs. If you’re confident in your abilities then what you spend in time you will definitely save in money. As far as the duties that a DJ usually handles such as introducing the bridal party and the speeches, etc., and pushing the play button on your electronic DJ, ask and assign someone in your wedding party to handle those responsibilities.

                      These are just some of the many money saving wedding tips to be had. With a little time and research you’ll find substantial savings on other aspects of your wedding such as your photographer (no, don’t use uncle Bill), transportation (are limos necessary?), ceremony programs, printed menus, embossed place settings (remember, these get thrown away like invitations), keeping the guest list small, and more. How do you plan to save? Mazel Tov!

                      More by this author

                      4 Household Hacks To Save You A Lot Of Money 10 Time And Money Saving Tips For Weddings That I Wish I Knew Earlier 20 Fun Date Ideas For Couples Without Spending Much 10 Things Babies Teach Us About Productivity 51 Clothing Hacks To Save You Money

                      Trending in Money

                      1 How Personal Finance Software Helps You Get More Out of Your Money 2 The Best Ways to Save Money Even Impulsive Spenders Can Get Behind 3 How to Answer the Tough Question: What are Your Salary Requirements? 4 The Definitive Guide to Get Out of Debt Fast (And Forever) 5 35 Real Ways to Actually Make Money Online

                      Read Next

                      Advertising
                      Advertising
                      Advertising

                      Last Updated on January 2, 2019

                      How Personal Finance Software Helps You Get More Out of Your Money

                      How Personal Finance Software Helps You Get More Out of Your Money

                      Do you know what mental health experts point to as the biggest cause of stress in the United States today? If you said “money,” then ding, ding, we have a winner!

                      Three out of four adults today report feeling stressed out about money at least part of the time. People are either worried about not having enough money or whether they’re putting the money they do have to use in the best possible way.

                      Your money is either in charge of you or you’re in charge of it, there’s no middle ground. Using some type of personal finance software can help alleviate some of that money stress and better allow you to manage your money effectively. Without it, you may just be setting yourself up for constant financial worry. Life is already tough enough and there’s no need to make it more difficult by simply hoping your money issues will all work out in your favor. Hint: they won’t.

                      This guide will help you to understand how personal finance software can better assist with both accomplishing long term financial goals and managing day-to-day aspects of life.

                      Whether it’s tracking the savings plan for your child’s college fund or making sure you won’t be in the red with the month’s grocery budget, personal finance software keeps all this information in one convenient place.

                      What Exactly is Personal Finance Software?

                      Think of it like the dashboard in your car. You have a speedometer to tell you how fast you’re going, an odometer to tell you how far you’ve traveled, and then other gauges to tell you things like how much gas is in the tank and your engine temperature. Personal finance software is essentially the same thing for your money.

                      When you install this software on your computer, tablet, or smartphone, it helps to track your money — how much is going in, how much is going out, and its growth. Most personal finance software programs will display your budget, spending, investments, bills, savings accounts, and even retirement plans, levels of debt, and credit score.

                      Advertising

                      How It Leads to Financial Improvement

                      It shouldn’t come as a surprise, but people who regularly monitor their finances end up wealthier than those who don’t. When you were a kid, keeping track of all of your money in a porcelain piggy bank was pretty easy. As we get older, though, our money becomes spread out across things like car payments, mortgages, retirement funds, taxes, and other investments and debts. All of these things make keeping track of our money a lot more complicated.

                      Some types of personal finance software can help make things a little less complicated, setting you up to meet financial goals and taking away some of the stress associated with money.

                      Even if you already have a Certified Financial Planner (CFP) some type of personal finance software can be of great benefit. Whereas CFPs focus on the big picture of your money, they don’t handle the day-to-day aspects that determine your overall financial health.

                      It’s also not nearly as complicated as you might think and can take out a lot of the tedium that comes with doing everything on an Excel spreadsheet or with a pad and pencil.

                      Types of Personal Finance Software

                      When it comes to personal finance software, it generally fits into two categories: tax preparation and money management.

                      Tax preparation software such as Turbo Tax and H&R Block’s software can help with everything from filing income taxes to IRS rules and regulations and even estate plans. Plus, there’s the benefit of filing online and getting your refund check a lot faster than if you were to mail off your forms after waiting in line at the post office.

                      For the purpose of this article, however, will be focusing more on the personal finance software that aids with money management.

                      Advertising

                      Money management personal finance software will help you to see the health of your cash flow, pay down debt, forecast for expenses and savings, track investments, pay bills, and do a host of other things that 30 years ago would have practically required a team of accountants.

                      When to Use Personal Finance Software

                      So far we’ve gone over what exactly personal finance software is and how it can be a benefit to your money. The next logical step in this whole equation is determining when it should be used and how is the best way to go about getting started using it.

                      Below are four of the most common and practical ways to use personal finance software. If all or any of these apply to you and your money, then downloading some type of personal finance software is going to be a smart move.

                      1. You Have Multiple Accounts

                      There’s a good chance that when it comes to your money, it’s in more than one place. Sure, you probably have a checking account, but you may also have a savings account, money market account, and retirement accounts such as an IRA or 401k.

                      If you’re like the average American, you probably have two to three credit cards as well. Fifty percent of Americans also don’t have loyalty to just one bank and spread their money across multiple banks.

                      Rather than spending hours typing in every detail of every account you have into a spreadsheet, many programs allow you to easily import your account information. This will help to eliminate any mistakes and give you a bird’s eye view of everything at once.

                      2. You Want to Automate Some or All of Your Payments

                      Please don’t say that you’re still writing out paper checks and dropping each bill in the mailbox. While it’s noble that you’re doing your part to keep postal workers employed, we’re 18 years into the 21st century and you can literally pay every bill online now.

                      Advertising

                      There’s no need to log into every account you have and type in your routing number either.

                      With personal finance software you can schedule automatic payments and transfers between all of your imported accounts. Automatic transfers will help to make sure you have the necessary funds in the right account to ensure all bills are paid on the appropriate date. Late fees are annoying and do nothing but cost you money. It’s time that you said goodbye to them once and for all.

                      3. You Need to Streamline Your Budget

                      Perhaps the best feature of personal finance software is that it allows you track everything going in and out of your virtual wallet.

                      Nearly every brand of personal finance software out there has easy-to-read graphs and charts that allow you track every cent you spend or earn, should you choose. You might be pretty amazed when you see just how much you spent on eating out last month or if you splurged a little more than you should have on Christmas gifts last year.

                      Every successful business on the planet has a budget and using personal finance software can help you trim the fat on your spending in ways that affect your everyday life.

                      4. You Have Specific Goals to Meet

                      Maybe it’s paying off debt or saving for up something like a European vacation. Whatever your financial goal is, whether it’s long-term or short-term, personal finance software programs are one of the savviest ways to go about reaching those goals.

                      You can do everything from set spending alerts to notify you when you’re over budget to automating what percentage of your paycheck goes to things like retirement investments. The personal finance software that you choose should show you exactly how close you are to hitting those goals at any given time.

                      Advertising

                      How to Get Started

                      From AceMoney to Mint and Quicken, there ’s no shortage of personal finance software apps out there. Many of these programs are free to download and will allow you to pay bills, invest, monitor your net worth and credit profile, and even get a loan with the swipe of a finger.

                      Other programs may only offer you limited services and will require a one-time fee or subscription to unlock all that they offer. These fees can often vary from as little as two dollars to 50 bucks a month.

                      It’s best to start off with the free version and then gauge whether you’re able to accomplish everything you’d like or if it’s worth exploring one of the paid options. Often times the subscription programs come with assistance from financial planning and investment experts — so that can be a real benefit.

                      When deciding which personal finance software program to use, it’s also important to look at how many accounts you wish to monitor. Certain programs limit the number of accounts you can add. Be sure that if you have checking, credit card, and investment accounts to monitor, that you choose a service that can monitor them all.

                      Finally, when looking around for the right personal finance software that meets your needs, make sure that you’re comfortable with the program’s interface. It shouldn’t be expected that you recognize every single feature instantly, but if the features don’t seem readable and manageable to you, then you’re not as likely to use it and get the full benefits.

                      Final Thoughts

                      Personal finance software can go a long way in helping you to take control of your money and meeting your financial goals. It’s important to note, however, that some focus more on budgeting and expense tracking while others prioritize investing portfolios and income taxes. Explore several different programs and read reviews to find the one that’s right for you.

                      In this day and age, managing one’s personal finances in a secure manner that allows the user to have a real-time visual representation of their money is easier than ever before. With the numerous applications that are out there — both free and subscription-based — there’s no reason that every person can’t take control of their money and ensure they’re making smart money moves.

                      Featured photo credit: rawpixel via unsplash.com

                      Read Next