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10 Personal Financial Management Apps You Need To Build Wealth

10 Personal Financial Management Apps You Need To Build Wealth

Building wealth is a long-term that takes not only time, but also the use of a variety of tools to make it happen. It requires the monitoring of various aspects of your spending and saving life. When there is a fault in one aspect or the other, it can impede you reaching your goal in a timely manner. Today, we will take a look at 10 personal financial management applications that will ensure that you are on the right track to building wealth and a large nest egg for the future.

1. Acorns

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    Acorns is an application that is set to be released in July 2014 on the App Store. The app allows you to invest the small spare change, or any amount you choose, into a diversified money market account. Through this, you can gather profit from small and large companies, government bonds, and more.

    Love: Makes investment more approachable for the average individual who may be scared off from the idea of a sophisticated investment portfolio.

    Hate: You must use your bank account for investments. Understandable to prevent credit card debt, but some individuals may prefer other options.

    iOS ($1/month) – Android ($1/month)

    2. Mint

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      Mint allows you to get a holistic view of your finances, including advice on problem areas. When your active accounts are connected, you are able to get a full view of your cash flow, taking into consideration credit card charges and income as well.

      Love: You are able to stay on top of your finances and even get emails when you are falling off the wagon of financial health.

      Hate: Sometimes, budgets aren’t accurate, which requires having to stay on top of the application more than your finances sometimes to ensure things are properly allocated.

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      iOS (Free) – Android (Free)

      3. Level Money

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        The main appeal of LevelMoney are the informative info graphics that allow you to stay on top of your finances, savings as well as spending habits. Plus, as shown above, you can get an easily digestible view of your day, week, and month.

        Love: Simple, easily digestible, and informative.

        Hate: Some may want a little more out of the application, in terms of financial management.

        iOS (Free) – Android (Free)

        4. Scanner Pro

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          Having a digital form of your receipts and financial forms can allow you to ensure that you can easily access important documents dealing with your money. Scanner Pro brings scanning capabilities to your iPhone, allowing you to export as a PDF all within your iPhone itself.

          Love: Great way to digitize papers on the go.

          Hate: For $2.99, the capabilities that come with the app may not be worth it to some, who may simply substitute by taking a photo instead.

          iOS ($2.99)

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          5. Spendee

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            Spendee is a very minimalist financial advice application that analyzes your spending habits to provide you tips on how to spend your money wisely. Your savings activity is also monitored to ensure that you are working toward a plan of building wealth for the future.

            Love: The ability to export your spending and income into an Excel document. I also love the ability to take photos of bills and receipts all in an app worth gorgeous graphs.

            Hate: Financial information focuses more on the month to month, rather than continuously offering your financial state.

            iOS ($1.99) – Android ($1.99)

            6. BillGuard

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              BillGuard allows you to stay on top of your finances to build wealth through keeping track of the bills and other aspects of spending to ensure that you are on a path of financial health. The “guard” aspect of BillGuard comes with the fact that your cards are protected from fraud.

              Love: Security of cards through notifications of suspicious charges and activity.

              Hate: Improved categorization needed.

              iOS (Free) – Android (Free)

              7. Expensify

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                Simply attach your accounts and get expense reports easily downloadable on the application. Several of the features in the application make it welcoming to frequent travelers and business users alike.

                Love: Currency conversion is a great pull feature for travellers, including the ability to import flight information.

                Hate: iPhone seems dependent on the web component.

                iOS (Free) – Android (Free)

                8. Credit Karma Mobile

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                  The most important gate to building smart wealth is through having full knowledge of your credit score and history.  Credit Karma is a big name in credit scores and the application allows you to stay on top of it while also keeping track of your financial accounts connected to the app.

                  Love: You truly get your full credit report for free, without any hidden fees.

                  Hate: None.

                  iOS (Free) – Android (Free)

                  9. Check

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                    Stay on top of your due dates and credit limits. This is the application that ensures that you are on top of bills and ensures that you aren’t going to have a high utilization percentage on your credit cards.

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                    Love: Beautiful application that alerts you when due dates are nearing.

                    Hate: Account management issues; including separate accounts under the same company.

                    iOS (Free) – Android (Free)

                    10. Bloomberg

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                      Staying on top of market news and updates of the stock market will help you to come to a better conclusion on the right time to invest in a specific company. Bloomberg for iOS and Android ensures that you become well versed in all things in financial current affairs.

                      Love: Easy to use and minimalist, while continuing to give a determined and serious user interface. This is the app to get the news you need on finance without fluff.

                      Hate: Geared toward those a little bit more versed in the financial markets, not exactly for fresh beginners yet.

                      iOS (Free) – Android (Free)

                      Featured photo credit: Frontspace via frontspace.com

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                      Last Updated on April 19, 2021

                      40 Healthy And Really Delicious Meals You Can Make Under $5

                      40 Healthy And Really Delicious Meals You Can Make Under $5

                      Ever had those moments where you really wanted to eat something delicious and healthy but didn’t have the financials means to do so? Whether you’re a student or parent, this compilation of 40 great, healthy, and inexpensive recipes will make every night special and help you get fit! No more meals where you have to force the food down! It’s time to make that budget your best friend and turn it into great recipes. Enjoy!

                      1. Fish Tacos in Crunchy Shells ($3.56 per serving)

                      Is there a better way to end the day than a Fish Taco dinner filled with protein and nutrients and is easy on the wallet? This recipe calls for a boys’ or girls’ night in front of a good movie or game.

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                        2. Mini-Meatball Noodle Soup ($3.43 per serving)

                        We’ve heard of the delicious spaghetti and meatballs recipes, but imagine having that same meatball goodness in a soup? It’s like Christmas in a bowl. Healthy, warm, and only $3.43 per serving.

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                          3. Spaghetti and (Vegan) Meatballs ($2.13 per serving)

                          Now it’s time to look at the traditional spaghetti and meatballs recipe, but with a little twist: vegan meatballs. This way, you can enjoy the Italian tradition without adding on the extra calories. I’m sold!

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                            4. Kabocha Squash and Lentils ($3.12 per serving)

                            Absolutely delicious way to end the day with a Kabocha Squash and lentils dinner. The beauty of this recipe is that you can actually make many other things from the mixture, from dips to full-on meals. All under $5 per serving.

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                              5. Baked Coconut Lentils ($0.91 per serving)

                              Coconuts are always a good idea, but it doesn’t have to be eaten only for dessert or breakfast. With this great recipe, you can now eat a lunch or dinner filled proteins and a coconut twist. Yum!

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                                6. Easy Marinated Roasted Chicken ($3.40 per serving)

                                We love chicken and at less than $5 per serving, we are in heaven with this recipe. Add some vegetables and rice on the side and you’ve got yourself a full meal!

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                                  7. Organic Greens and Goat Cheese Gratin ($2.36 per serving)

                                  This is absolutely divine. You get in your healthy greens and your fat macros with this great recipe. Takes only a few minutes to make and it’s easy on the wallet. Bon Appetite!

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                                    8. Beef Pot Roast ($3.22 per serving)

                                    One word: perfect. This meal will warm your insides and fill you up with the high protein content.

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                                      9. Fajita-Style Quesadillas ($0.43 per serving)

                                      If you want to eat Mexican tonight but want to stay in your budget, this Quesadilla recipe is your best friend. It’s tasty and filled with healthy ingredients for less than a dollar per serving.

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                                        10. Fish Tostadas with Chili Lime Cream ($2.82 per serving)

                                        Another great lunch idea for the busy days ahead. Prep this in the morning or the night before and you’ve got yourself a healthy and cheap lunch meal!

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                                          11. Beef and Black Bean Chili ($1.36 per serving)

                                          Might not look like much, but this amazing chili is actually extremely healthy for you. The protein from the beef and the carbs from the black beans will fill you up in no time, and keep you full for a long period of time. Delicious and warm, just right for the winter!

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                                            12. Crispy Fish and Peppers ($2.18 per serving)

                                            Amazing recipe for anyone looking to change up their meals while keeping their macros in check and not going overboard on spending. Satisfies your crunch tooth (see what I did there?) and gives you all the protein you need to stay full and lean.

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                                              13. Vegetarian Gumbo ($1.50 per serving)

                                              You have the perfect macro mix here with the carbs, fats, and proteins. At less than $5 per serving, you’ve got yourself a meal that will last for the whole week!

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                                                14. Mexican White Bean Soup ($0.99 per serving)

                                                With the cold weather creeping in, it’s not a surprise that soups are coming back in style. This great Mexican White Bean Soup dish will keep you warm for winter without making a hole in your pocket.

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                                                  15. Black Beans with Mango & Cilantro ($0.38 per serving)

                                                  Mangoes make every dish a little bit sweeter, which is why we absolutely love this recipe. A normal rice and bean dish might be a little meh, but add the sugary taste of mangoes and you’ve got yourself a party!

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                                                    16. Bean Burritos ($0.71 per serving)

                                                    If you’re having people over tonight and don’t want to spend too much time or money on food, this dish is a great option! You can even cut up the burritos into pieces and make finger foods while everyone’s watching the game or gossiping.

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                                                      17. Five-Spice Beef Kabobs ($2.43 per serving)

                                                      The spices in this recipes add a delicious twist to the beef kabobs, which is definitely worth trying!

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                                                        18. Cornmeal Crusted Pork ($1.92 per serving)

                                                        If you like the fried crunch but want to opt for a healthier alternative, cornmeal is your man. This healthy recipe will satisfy all your fried desires without making you pop open your pant’s button.

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                                                          19. Chicken, Tomato & Cucumber Dinner Salad ($2.57 per serving)

                                                          Easy to do, extremely healthy, and super delicious. A must-try!

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                                                            20. Lentil Soup with Beef and Red Pepper ($1.90 per serving)

                                                            I can’t believe how cheap this meal is, especially for all the nutrients it contains. You can make a big pot on Sunday night and divide it into small portions to last you a whole week.

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                                                              21. Smoky Mushroom Stroganoff ($1.90 per serving)

                                                              Craving pasta but not sure what to top it off with? How about smoky mushrooms with a twist?

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                                                                22. White Bean Tuna Salad ($1.36 per serving)

                                                                You can add this White Bean Tuna Salad in your sandwich or just eat it as-is for a quick lunch on a busy day.

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                                                                  23. Sausage Eggwiches ($0.80 per serving)

                                                                  Who says you have to eat fast food to get an eggwich? This delicious recipe will give you an amazingly healthy eggwich for less than a dollar per portion. Can you say Breakfast?

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                                                                    24. Baja-Cali Black Bean Salad ($1.17 per serving)

                                                                    Great snack to add to a movie-night with friends. You don’t have to use chemically-processed salsas anymore, you can now use this homemade salad for your chip dips.

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                                                                      25. Gnocchi, Sweet Corn & Arugula in Cream Sauce ($2.24 per serving)

                                                                      Italians always knew how to make carbs look good! This delicious Gnocchi recipe will give your lunch a whole new meaning. Easy to make and only $2.24 per serving.

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                                                                        26. Vegetable Lasagna ($1.73 per serving)

                                                                        If you were looking for a healthy lasagna, you’ve just found it. At under $5 per serving, you can fill yourself up right away without putting on the extra calories.

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                                                                          27. Fajita-Ranch Chicken Wraps ($2.05 per serving)

                                                                          Don’t know what to make for lunch this week? How about delicious chicken wraps with a healthy ranch? This recipe will make all your lunches, even the quick ones, healthy and colorful.

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                                                                            28. Quinoa with Pan Roasted Brussels Sprouts ($1.24 per serving)

                                                                            A dish that has quinoa and brussel sprouts can’t be unhealthy, it just can’t, which is why this dish is one to keep in the books. Easy to make, healthy, and will keep you full for a long period of time.

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                                                                              29. Butternut Squash Chili ($1.04 per serving)

                                                                              You don’t need meat to make chili now that you have this recipe! It’s 100% healthy, filling, and smells absolutely delicious.

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                                                                                30. Fast Shrimp Bisque ($2.03 per serving)

                                                                                Seafood doesn’t have to be expensive if you know how to do it right, and this fast shrimp bisque is a great recipe to try if you’re in the mood for some seafood!

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                                                                                  31. Chicken-Noodle Casserole ($0.98 per serving)

                                                                                  Looks divine doesn’t it? This super easy to make dish will satisfy all your taste buds without burning a hole in your wallet or adding a few extra numbers on the scale.

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                                                                                    32. Burrito Cups ($1.18 per serving)

                                                                                    Entertaining someone tonight and don’t know what to make as appetizers? These burrito cups are a great alternative to chips or other greasy finger foods. All you need to enjoy it is a spoon and a cup.

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                                                                                      33. Lemon-Dill Shrimp & Pasta ($2.45 per serving)

                                                                                      Another impressive shrimp recipe under $5 per serving. The lemon-dill twist adds a great taste to the dish.

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                                                                                        34. Potato Frittata ($0.87 per serving)

                                                                                        If you want to eat potatoes for breakfast but still want it to be healthy, this is the recipe for you. At under a dollar per serving, this potato frittata will make you see potatoes in a whole new light.

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                                                                                          35. Grilled Pork and Pineapple ($2.67 per serving)

                                                                                          Meat and fruits? Oh, yes. The juiciness of the pork mixed with the liquid sugar in the pineapple will make you wish you knew about it sooner.

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                                                                                            36. Greek Honey-Lemon Pork Chops ($2.15 per serving)

                                                                                            Another splendid recipe mixing sweet and salty for a healthy meal. Easy to make and absolutely mouthwatering.

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                                                                                              37. Jamaican Pork Stir-Fry ($2 per serving)

                                                                                              You can add this healthy stir-fry to any dish as a side or amply enjoy it as-is for lunch or dinner. You can even make a wrap sandwich out of it if you’re in a rush to eat.

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                                                                                                38. Herbed Salmon ($2.49 per serving)

                                                                                                Salmon contains a healthy dose of fats that will boost your metabolism, lower inflammation, and make you happier. At under $5 per serving, need I say more?

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                                                                                                  39. Five-Spice Pork Kabobs ($1.96 per serving)

                                                                                                  Exquisite recipe under $5 per serving that will most definitely awe everyone at your dinner party.

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                                                                                                    40. Stuffed Sweet Potatoes with Mango-Black Bean Salsa ($1.24 per serving)

                                                                                                    You don’t have to eat sweet potatoes alone anymore with this flavorful recipe.

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                                                                                                      Featured photo credit: Featured Photo Credit: 5 Dollar Dinners via 5dollardinners.com

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