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10 Online Shopping Sites I Wish I’d Known Earlier

10 Online Shopping Sites I Wish I’d Known Earlier

If you love to shop online, there are some pretty awesome sites out there that you may have never heard of. These are a bit off the beaten path, but you can find great deals on fashions, footwear, and more in these online shopping sites that I know that I, personally, wish I’d heard of ages ago:

1. Shpock

shpock

    Do you love yard sales? If so, you will love Shpock, which is like “having a yard sale in your pocket”. All you have to do is download the app, and post photos of the items you want to sell. Your items will be displayed to others in your area, and you can contact each other to arrange pickups and payments. This is a free app for Apple and Android users.

    2. Shazzy Fitness

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    ShazzyFitness

      If you are looking to get into shape, check out these fun new dance fitness DVD’s. These 25-minute dance workouts are for people who don’t have time for the gym, and prefer to exercise to the latest Christian hip-hop tunes. The beginner-level moves are very easy to learn plus the inspirational music is uptempo with beats you can’t help but dance to.

      3. Prizeo

      prizeo

        There are lots of opportunities. For instance, you may get to have lunch or dinner with a popular celebrity if you win one of the contests hosted by the Make-a-Wish Foundation. Just recently Zac Efron said that he would be giving away many signed items, including his car, and the opportunity for one lucky fan to be flown to LA to hang out with him in Hollywood.

        4. eShakti

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        eshakti

          This is an amazing website for those who have a hard time getting clothing to fit them just right. Here you will find clothing in sizes  ranging from 0 to 36W, and you can have any item customized to your exact measurements for an additional fee of $7.50.

          5. Depop

          depop

            This is a phone app that self-describes as being “a little shop in your pocket”. Just like Shpock, you can take photos of items you want to sell, and upload them in a few seconds. This app is owned by the creators of Instagram, so you can also follow friends, and see and like their items for sale. There is even a private chat function. This free app is available for iPhone and Android.

            6. Runway Bandits

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            runaway

              This website is based in Singapore, and offers basic designs in simple costs at awesome low prices. The only drawback is that shipping to the US is $14. It’s totally worth it though, if you’re buying many items.

              7. AuctionmyStuff

              auction

                If you are in the market for antiques, collectibles, and artwork, this is the website for you. You will know the value of the items from the platinum, gold, and silver stickers. There is no charge to list items, but if you sell anything, there is a 10% commission that you are required to pay. Before you can sell items, they must be valued at the sister site, ValueMyStuff.com.

                8. Romwe

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                romwe

                  Like prints? If you’re looking for the best selection of printed clothing, with everything from ice-cream to kittens to The Simpsons decorating your clothes, you can find it here. And, even better, you can get free shipping anywhere in the world, with no minimum purchase.

                  9. ASOS

                  asos

                    This UK based online shopping service has just about any type of clothing item you can think of, and at great prices. Shipping to the US is free, and returns are also free!

                    10. Style Nanda

                    nanda

                      Find awesome deals on sporty and fashionable items that are fun and feminine on this Korean website. You can also find 20 or so pictures of different models posing in your choices, so you really get a feel for what everything looks like!

                      Featured photo credit: shawn chen via flickr.com

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                      Jane Hurst

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                      Last Updated on March 4, 2019

                      How to Use Credit Cards While Staying Out of Debt

                      How to Use Credit Cards While Staying Out of Debt

                      Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

                      I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

                      Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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                      Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

                      Do Not Treat Credit Cards as Your Funding Sources

                      Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

                      I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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                      I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

                      If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

                      Make Sure to Always Pay Off Balances in Full Each Month

                      The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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                      Using Credit Cards with Rewards

                      Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

                      You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

                      I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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                      So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

                      What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

                      Featured photo credit: Artem Bali via unsplash.com

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