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10 Inexpensive Ways To Continue Your Education Outside of School

10 Inexpensive Ways To Continue Your Education Outside of School
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Colleges and universities are great institutions for individuals to learn a subject of specialty that they are interested in going further in after they finish their studies. With the networking skills and organized track that studying in an institution gives is currently still unmatched, however times have changed with the advent and advancement of technology over the past few years. Individuals are beginning to notice that they learn a lot outside of an institution and even after life in a university, they can learn to advance their knowledge. Today, we will talk about ten inexpensive ways to continue your education outside of college.

1. YouTube

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    YouTube is a great resource for individuals looking to continue their education outside of school because of the various channels available that teach any subject you could think of. On the subject of foreign languages, the options are endless, from Learn Arabic with Maha to French lessons with Alexa Polidoro. Math help and science videos are also found on everything from Earth Science to Calculus, and everything in between. All it takes is a quick YouTube search and your world of knowledge opens up.

    2. Code Academy

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      Having a knowledge of coding is an important and useful skill for today’s job market. Due to the initiative in institutions to get more individuals to, at the very least, get some knowledge of STEM (Science, Technology, Engineering, and Mathematics) subjects, and at most, to get them into STEM careers.

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      Code Academy makes learning common coding languages, like HTML/CSS, Javascript, Python, Ruby, among other languages more approachable for the individual without extensive experience. This is done through interactive exercises on the fundamentals. Getting started with a Code Academy lesson can allow you to learn the basics and figure out what direction you’d like to go in learning how to code in an advanced manner.

      3. Khan Academy

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        With over 300 million views collectively, Khan Academy is a great resource for individuals who want to learn in depth on just about any subject they fancy. The brain-child of Sal Khan, Khan Academy is useful for both children and graduated adults alike with its vast array of subjects, all free to learn. Many even come with exercises to ensure that you were able to grasp the material. It’s all at your own pace, ensuring that what matters is that you are learning, not trying to make a deadline (graduation). Check out Khan Academy today and start learning.

        4. Learn at an Ivy League

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          An Ivy League education has the prestige and status due to usually their long periods of existence and the quality of education that individuals expect. But you don’t have to study at an Ivy League school, with many individuals succeeding in smaller known schools, it doesn’t hurt to learn a thing or two from an Ivy League school if you aren’t paying for it. Through MOOCs, or Massive Open Online Courses, you are able to learn from Ivy League professors in the comfort of your own home. Along with each school offering their own domain for courses, iTunes U and Coursera are two other popular MOOC providers .

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          5. Check out Udemy

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            Udemy is the resource for individuals looking to learn and get started with applying those skills right away. Many aren’t self paced due to the fact that you’ll have an instructor, however with an instructor you have a more personalized learning experience. Udemy excels in teaching tech skills, like programming and learning the advanced aspects of certain desktop applications and office suites, however you can find lessons and courses on a wide variety of subjects as well.

            6. Learn with TED Talks

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              TED Talks are a compilation of videos of TED and TEDx conference speakers held around the world. If you are familiar with TED conferences, you’ll know that the subjects covered can run the gamut. While they aren’t courses or your conventional “lessons” they do offer a lot that individuals can take away from. In the technical sense, TED talks are educational. You can view the official TED website to take a look at posted videos, searchable by subject.

              7. Approach the Source

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                A great way to continue education outside of college is to approach individuals in the industries and subjects you are interested in learning more about. They can act as your mentor, offering tips, advice, or even explanations on the complex factors of their industry that they work in.

                They don’t have to be award winning laureates, they can be a friend who works as a software engineer, or a family member working in marketing and you’re looking to get into either one of those sectors. They can connect you to both well known as well as lesser known resources to get you on the right path.

                If you don’t find yourself with such individuals, check out Quora. Standing for Question or Answer, Quora is the well organized, more educated Yahoo Answers! that we all hoped for, featuring industry professionals and common Joes alike who ask and answer some of life’s simplest and most complex questions.

                8. Learn Through Entertainment

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                  Entertainment isn’t always considered a time waster. It can be the key to learning a multitude of things. If you are learning a language, making use of multimedia including movies and television shows are a great way to not only keep the language fresh, but to also make use of context clues to learn new words. This beats learning in a classroom and is a great supplement to language learning through the means we discussed above. Netflix is a great place to find international movies with subtitles. If you want to have complex subjects explained to you, Netflix also offers various television shows from Discovery Channel as well as non-fiction movies.

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                  9. Read On

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                    Reading is a great way to continue your education outside of college. If you are like a lot of students, you may find that learning out of your textbook, a long with a bit of supplemental Q&A time with a knowledgable individual on the subject can be more beneficial than sitting in an hour long class itself. Amazon is a great resource for finding books, especially on programming. Many individuals find that books can be a good guide to starting programming. iBooks can be an affordable digital alternative to purchasing hard copies. If you want the feel of a book, but in digital form, investing in an Amazon Kindle could be a good option.

                    10. Apply Your Skills

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                      Once you begin to gain skills, or even with the skills you already have, it may be wise to find ways to apply these skills through internships or entry level jobs in your field or position you’re looking to obtain. This is considered one of the best ways to continue learning outside of college because many employers will pay for you continual advancement in learning and you’ll learn the best way many individuals find they can, by doing. Make use of internship and job websites to find opportunities and pay close attention to benefits they have for continual certification assistance.

                      Let us know in the comments below which route you’ve chosen to continue learning outside of college.

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                      Featured photo credit: Pegasusoverseas via pegasusoverseas.com

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                      Last Updated on July 20, 2021

                      Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

                      Financial Freedom is Not a Fantasy: 9 Secrets to Get You There
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                      Have you ever considered your life now, and how it would be if you had more time to spend with your family and less worries about money?

                      Nowadays, financial stress is one of the most troublesome weights in life. If you’ve ever encountered financial stress, you know the difficulty of not having enough income to pay your obligations or bills.

                      Many people say that money is not the ultimate goal of life. While that’s true, money certainly plays a very significant role. The meaning of financial freedom changes with the different phases of our life, but ultimately, it is something that many people strive for.

                      In this article, we’ll explain how to capture that financial freedom you’ve been looking for. Read on to learn the secrets to financial freedom.

                      Break Free of Your Finances

                      Financial freedom is about having a constant flow of cash from your assets to cover all your regular needs.

                      When you are not worried about your income, or living paycheck to paycheck, you gain a great sense of freedom. It’s the freedom to be obtain and do what you truly need to make your way through everyday life.

                      Gaining financial freedom, though, is a process of growth, making small improvements and gaining emotional strength.

                      Though it seems hard to believe, it is really very simple to get financial freedom.

                      To do so, you simply need to make sure that your assets exceed your liabilities. In other words, you’ll need to find the sweet-spot where your residuals meet or surpass your expenses. This is something that you can achieve with the proper plan.

                      While not every person will accomplish financial freedom, the potential for anyone to do so is certainly there. Anyone can achieve this success, regardless of their income level.

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                      Outlined below are 9 secrets that will help you in your goals of achieving financial freedom.

                      1. Stop Unnecessary Spending

                      We often spend money inwardly, instead of objectively.

                      For example, you may spend when you’re anxious, depressed, restless, exhausted, from fear of missing out, or to please others. This is a very unhealthy way to handle your finances.

                      To stop this habitual spending, log down all your spending over the course of a month.

                      Just as some people keep a food diary, keep an expense diary. Remember not to just write down how much and what you spent the money on, also include the circumstances of why you spent the money. Was it an impulse buy at the checkout line or was it something you planned to purchase?

                      This increased self-awareness could enable you to avoid triggering situations in the future when you are considering an impulse buy.

                      2. Plan a Monthly Budget

                      This is a great opportunity to get serious.

                      Take a seat with your spouse or partner and make a monthly budget based on your income, not your expenses. You are never again going to spend more cash then you have on hand.

                      Overspending is the thing that led you to more financial obligations. Make sure you decide every month what is coming in and what will be going out and stick to that budget… no matter what.

                      3. Cut-up Credit Cards

                      Perhaps you are the type of person who always pays your credit card balance in full before the end of your billing cycle, and enjoys the reward points you gain. If this is the case, then you’re already way ahead of the game.

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                      If not, you may want to consider ridding your life of the burden that credit cards bring.

                      Many cards have strategies set up so that if you make a certain number of late payments, they will raise your interest rate much higher. This can really add up in the long run and you won’t be doing your financial situation any favors. If you’re prone to late payments or have a large balance due on your cards, cut them up!

                      Without proper self control on credit card spending and payments, you are basically throwing your money away. To ensure that you have better control over your spending, use only cash or debit for all future purchases (and don’t forget to pay at least your minimum payment on your cut-up cards each month!).

                      4. Increase Savings

                      There is no doubt that for a comfortable retirement you must accumulate satisfactory savings throughout your working life.

                      It’s good practice to save up to 15% of your income.

                      Start with your workplace 401(k), if you have one. If not, a Roth IRA (if you are eligible) or a traditional IRA (if you are not eligible for the Roth) are the next logical steps.

                      Increase in longevity means you might be able to look forward to 25 to 30 years in retirement, or possibly even significantly more. Investing now in good retirement plans will ensure that you have a guaranteed a stable monthly income when the time comes to stop working. [1]

                      5. Invest Wisely

                      Consider investing in funds.

                      Specifically, you will gain higher returns if you invest in different types of mutual funds such as Debt funds, Equity funds and Hybrid funds with a proper balance, although it absolutely relies on your personal preferences and sense of risk taking.

                      To get the most of these benefits, make sure you are investing in a variety of assets. Another resource of investing in mutual funds is SIP (Systematic Investment Plan) where you invest some money every month in funds. SIP works by averaging the per unit price of the stock.

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                      Mutual fund investors are aware of the benefits of an SIP (Systematic Investment Plan). For one, it is the most secure way to invest in equity mutual plans so that wealth is created over a long period of time. This plan also helps you to gain a better sense of financial discipline, which will come in handy in all your financial endeavors.

                      6. Invest in Gold

                      There isn’t really a better way to invest in gold than to have the physical gold itself in your possession.

                      You can purchase gold coins and bars from mints as well as from coin dealers and other private sellers.

                      Another way to invest in gold is through ETFs (Exchange Traded Funds).

                      These are is similar to mutual funds but they are exclusively investments of gold. ETFs are great because they offer more liquidity; the ETF owns the actual physical gold, stores it, and retains the value of the shares. These shares can then be bought and sold in the stock market, and one big benefit is that the transaction costs of gold ETFs are much lower than the that of physical gold.

                      With its consistently-increasing demand, investment in gold can be very wise long-term investment to make.

                      7. Stash Emergency Funds

                      Whether it’s a cash gift or a work bonus, always try to save any extra money that comes your way rather than making unneeded purchases.

                      If you get paid every other week, you’ll get an “extra” paycheck (three rather than the usual two) twice a year. Either save those paychecks towards your emergency funds or utilize the money to pay down other obligations, such as loans, credit cards or other debts.

                      Make it hard to get your cash.

                      Put your savings in an alternate bank, maybe an online bank that forces you to delay for several business days before transferred money hits your regular bank account.

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                      8. Find Fabulous Mentors

                      Find a mentor, such as a friend or family member, who has exceptional control over their finances and pay attention to everything they do.

                      If you do not have any friends or family that are enjoying financial freedom, then find a mentor online! There are numerous blogs and guru websites featuring the advice of many people who have reached financial freedom, and they exist primarily to let you in on how to achieve it for yourself.

                      There are also plentiful forums available that share tips and tricks on how to best achieve financial freedom. Read as much as you can and start changing your habits for the better.

                      9. Be Extra Patient

                      Patience is the key of financial success.

                      Being patient can be quite tough, especially when you’re struggling with your finances, but having faith is worth it. You’ll continuously be on the right track if you are taking the proper steps above.

                      So don’t be discouraged, even if you are only saving a few dollars a month; it all adds up. Within just a few years you’ll look back proudly at your accomplishments and be glad that you had the patience to get there.

                      Financial Freedom for All

                      Anyone can achieve financial freedom, regardless of their financial circumstance.

                      Use the tips provided above to get yourself on the track to financial freedom and toss your monetary concerns out the window. If you wish to achieve a life with financial freedom for yourself and your family then you must adopt a disciplined approach towards your finances.

                      Following the simple secrets above is a great start to making your money work for you, so you can work less and live more!

                      Featured photo credit: rawpixel via unsplash.com

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                      Reference

                      [1] Hartford Gold Group: IRA Retirement Accounts

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