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10 Inexpensive Ways To Continue Your Education Outside of School

10 Inexpensive Ways To Continue Your Education Outside of School

Colleges and universities are great institutions for individuals to learn a subject of specialty that they are interested in going further in after they finish their studies. With the networking skills and organized track that studying in an institution gives is currently still unmatched, however times have changed with the advent and advancement of technology over the past few years. Individuals are beginning to notice that they learn a lot outside of an institution and even after life in a university, they can learn to advance their knowledge. Today, we will talk about ten inexpensive ways to continue your education outside of college.

1. YouTube

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    YouTube is a great resource for individuals looking to continue their education outside of school because of the various channels available that teach any subject you could think of. On the subject of foreign languages, the options are endless, from Learn Arabic with Maha to French lessons with Alexa Polidoro. Math help and science videos are also found on everything from Earth Science to Calculus, and everything in between. All it takes is a quick YouTube search and your world of knowledge opens up.

    2. Code Academy

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      Having a knowledge of coding is an important and useful skill for today’s job market. Due to the initiative in institutions to get more individuals to, at the very least, get some knowledge of STEM (Science, Technology, Engineering, and Mathematics) subjects, and at most, to get them into STEM careers.

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      Code Academy makes learning common coding languages, like HTML/CSS, Javascript, Python, Ruby, among other languages more approachable for the individual without extensive experience. This is done through interactive exercises on the fundamentals. Getting started with a Code Academy lesson can allow you to learn the basics and figure out what direction you’d like to go in learning how to code in an advanced manner.

      3. Khan Academy

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        With over 300 million views collectively, Khan Academy is a great resource for individuals who want to learn in depth on just about any subject they fancy. The brain-child of Sal Khan, Khan Academy is useful for both children and graduated adults alike with its vast array of subjects, all free to learn. Many even come with exercises to ensure that you were able to grasp the material. It’s all at your own pace, ensuring that what matters is that you are learning, not trying to make a deadline (graduation). Check out Khan Academy today and start learning.

        4. Learn at an Ivy League

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          An Ivy League education has the prestige and status due to usually their long periods of existence and the quality of education that individuals expect. But you don’t have to study at an Ivy League school, with many individuals succeeding in smaller known schools, it doesn’t hurt to learn a thing or two from an Ivy League school if you aren’t paying for it. Through MOOCs, or Massive Open Online Courses, you are able to learn from Ivy League professors in the comfort of your own home. Along with each school offering their own domain for courses, iTunes U and Coursera are two other popular MOOC providers .

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          5. Check out Udemy

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            Udemy is the resource for individuals looking to learn and get started with applying those skills right away. Many aren’t self paced due to the fact that you’ll have an instructor, however with an instructor you have a more personalized learning experience. Udemy excels in teaching tech skills, like programming and learning the advanced aspects of certain desktop applications and office suites, however you can find lessons and courses on a wide variety of subjects as well.

            6. Learn with TED Talks

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              TED Talks are a compilation of videos of TED and TEDx conference speakers held around the world. If you are familiar with TED conferences, you’ll know that the subjects covered can run the gamut. While they aren’t courses or your conventional “lessons” they do offer a lot that individuals can take away from. In the technical sense, TED talks are educational. You can view the official TED website to take a look at posted videos, searchable by subject.

              7. Approach the Source

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                A great way to continue education outside of college is to approach individuals in the industries and subjects you are interested in learning more about. They can act as your mentor, offering tips, advice, or even explanations on the complex factors of their industry that they work in.

                They don’t have to be award winning laureates, they can be a friend who works as a software engineer, or a family member working in marketing and you’re looking to get into either one of those sectors. They can connect you to both well known as well as lesser known resources to get you on the right path.

                If you don’t find yourself with such individuals, check out Quora. Standing for Question or Answer, Quora is the well organized, more educated Yahoo Answers! that we all hoped for, featuring industry professionals and common Joes alike who ask and answer some of life’s simplest and most complex questions.

                8. Learn Through Entertainment

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                  Entertainment isn’t always considered a time waster. It can be the key to learning a multitude of things. If you are learning a language, making use of multimedia including movies and television shows are a great way to not only keep the language fresh, but to also make use of context clues to learn new words. This beats learning in a classroom and is a great supplement to language learning through the means we discussed above. Netflix is a great place to find international movies with subtitles. If you want to have complex subjects explained to you, Netflix also offers various television shows from Discovery Channel as well as non-fiction movies.

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                  9. Read On

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                    Reading is a great way to continue your education outside of college. If you are like a lot of students, you may find that learning out of your textbook, a long with a bit of supplemental Q&A time with a knowledgable individual on the subject can be more beneficial than sitting in an hour long class itself. Amazon is a great resource for finding books, especially on programming. Many individuals find that books can be a good guide to starting programming. iBooks can be an affordable digital alternative to purchasing hard copies. If you want the feel of a book, but in digital form, investing in an Amazon Kindle could be a good option.

                    10. Apply Your Skills

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                      Once you begin to gain skills, or even with the skills you already have, it may be wise to find ways to apply these skills through internships or entry level jobs in your field or position you’re looking to obtain. This is considered one of the best ways to continue learning outside of college because many employers will pay for you continual advancement in learning and you’ll learn the best way many individuals find they can, by doing. Make use of internship and job websites to find opportunities and pay close attention to benefits they have for continual certification assistance.

                      Let us know in the comments below which route you’ve chosen to continue learning outside of college.

                      Featured photo credit: Pegasusoverseas via pegasusoverseas.com

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                      Published on November 20, 2018

                      The Best Ways to Save Money Even Impulsive Spenders Can Get Behind

                      The Best Ways to Save Money Even Impulsive Spenders Can Get Behind

                      The truth is, there are many “money saving guides” online, but most don’t cover the root issue for not saving.

                      Once I’d discovered a few key factors that allowed me to save 10k in one year, I realized why most articles couldn’t help me. The problem is that even with the right strategies you can still fail to save money. You need to have the right systems in place and the right mindset.

                      In this guide, I’ll cover the best ways to save money — practical yet powerful steps you can take to start saving more. It won’t be easy but with hard work, I’m confident you’ll be able to save more money–even if you’re an impulsive spender.

                      Why Your Past Prevents You from Saving Money

                      Are you constantly thinking about your financial mistakes?

                      If so, these thoughts are holding you back from saving.

                      I get it, you wish you could go back in time to avoid your financial downfalls. But dwelling over your past will only rob you from your future. Instead, reflect on your mistakes and ask yourself what lessons you can learn from them.

                      It wasn’t easy for me to accept that I had accumulated thousands of dollars in credit card debt. Once I did, I started heading in the right direction. Embrace your past failures and use them as an opportunity to set new financial goals.

                      For example, after accepting that you’re thousands of dollars in debt create a plan to be debt free in a year or two. This way when you’ll be at peace even when you get negative thoughts about your finances. Now you can focus more time on saving and less on your past financial mistakes.

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                      How to Effortlessly Track Your Spending

                      Stop manually tracking your spending.

                      Leverage powerful analytic tools such as Personal Capital and these money management apps to do the work for you. This tool has worked for me and has kept me motivated to why I’m saving in the first place. Once you login to your Personal Capital dashboard, you’re able to view your net worth.

                      When I’d first signed up with Personal Capital, I had a negative net worth, but this motivated me to save more. With this tool, you can also view your spending patterns, expenses, and how much money you’re saving.

                      Use your net worth as your north star to saving more. Whenever you experience financial setbacks, view how far you’ve come along. Saving money is only half the battle, being consistent is the other half.

                      The Truth on Why You Keep Failing

                      Saving money isn’t sexy. If it was, wouldn’t everyone be doing it?

                      Some people are natural savers, but most are impulsive spenders. Instead of denying that you’re an impulsive spender, embrace it.

                      Don’t try to save 60 to 70% of your income if this means you’ll live a miserable life. Saving money isn’t a race but a marathon. You’re saving for retirement and for large purchases.

                      If you’re currently having a hard time saving, start spending more money on nice things. This may sound counterintuitive but hear me out. Wouldn’t it be better to save $200 each month for 12 months instead of $500 for 3 months?

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                      Most people run into trouble because they create budgets that set them up for failure. This system won’t work for those who are frugal, but chances are they don’t need help saving. This system is for those who can’t save money and need to be rewarded for their hard work.

                      Only because you’re buying nice things doesn’t mean that you’ll save less. Here are some rules you should have in place:

                      1. Save more than 50% of your available money (after expenses)
                      2. Only buy nice things after saving
                      3. Automate your savings with automatic bank transfers

                      These are the same rules that helped me save thousands each year while buying the latest iPhone. Focus only on items that are important to you. Remember, you can afford anything but not everything.

                      How to Foolproof Yourself out of Debt

                      Personal finance is a game. On one end, you’re earning money; and on the to other, you’re saving. But what ends up counting in the end isn’t how much you earn but how much you save. Research shows that about 60% of Americans spend more than they save.[1]

                      So how can you separate yourself from the 60%?

                      By not accumulating more debt. This way you’ll have more money to save and avoid having more financial obligations. A great way to stop accumulating debt is using cash to pay for all your transactions.

                      This will be challenging, depending on how reliant you are with your credit card, but it’s worth the effort. Not only will you stop accruing debt, but you’ll also be more conscious with what you buy.

                      For example, you’ll think twice about purchasing a new $200 headphone despite having the cash to buy them. According to a poll conducted by The CreditCards.com, 5 out of 6 Americans are impulsive spenders.[2]

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                      Telling yourself that you’ll have the discipline to not buy things won’t cut it. This is equal to having junk food in your fridge while trying to eat healthy–it’s only a matter of time before you slip. By using cash to make your purchases, you’ll spend less and save more.

                      A Proven Formula to Skyrocket Your Savings

                      Having proven systems in place to help you save more is important, but they’re not the best way to save money.

                      You can search for dozens of ways to save money, but there’ll always be a limit. Instead of spending the majority of your effort saving, look for ways to increase your income. The truth is that once you have the right systems in place, saving is easy.

                      What’s challenging is earning more money. There are many routes you can take to achieve this. For example, you can work long and hard at your current job to earn a raise. But there’s one problem–you’re depending on someone else to give you a raise.

                      Your company will have to have the budget, and you’ll have to know how to toot your own horn to get this raise. This isn’t to say that earning a raise is impossible, but things are better when you’re in control right? That’s why building a side-hustle is the best way to increase your income.

                      Think of your side-hustle as a part-time job doing something you enjoy. You can sell items on eBay for a profit, or design websites for small businesses. Building a side-hustle will be on the hardest things you’ll do, be too stubborn to quit.

                      During the early stages, you won’t be making money and that’s okay. Since you already have a source of income, you won’t be dependent on your side-hustle to pay for your expenses. Depending on how much time you invest in your side-hustle, it can one day replace your current income.

                      Whatever route you take, focus more on earning and save as much as possible. You have more control than you give yourself credit for.

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                      Transform Yourself into a Saving Money Machine

                      Saving money isn’t complicated but it’s one of the hardest things you’ll do.

                      By learning from your mistakes and rewarding yourself after saving you’ll save more. What would you do with an extra $200 or $500 each month? To some, this is life-changing money that can improve the quality of their lives.

                      The truth is saving money is an art. Save too much and you’ll quit, but save too little and you’ll pay for the consequences in the future. Saving money takes effort and having the right systems in place.

                      Imagine if you’d started saving an extra $100 this next month? Or, saved $20K in one year? Although it’s hard to imagine, this can be your reality if you follow the principles covered in this guide.

                      Take a moment to brainstorm which goals you’d be able to reach if you had extra money each month. Use these goals as motivation to help you stay on track on your journey to saving more. If I was able to save thousands of dollars with little guidance, imagine what you’ll be able to do.

                      What are you waiting for? Go and start saving money, the sky is your limit.

                      Featured photo credit: rawpixel via unsplash.com

                      Reference

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