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10 Household Expenses You Should Cut Today

10 Household Expenses You Should Cut Today

Putting a leash on your budget can be as hard as putting a leash on an elephant – sometimes the overall situation seems so overwhelming you get demotivated before you even start. I won’t go so far as to say that cutting household expenses is all about motivation, that would be too presumptuous on my part, but in fact financial difficulties cause problems with motivation and provoke depression. This is why it is recommended as soon as you notice you are under financial strain, to start dealing with those problems immediately.

Most people think cutting their budget will cause a very negative impact on the quality of their lives and they will have to sacrifice a lot of the commodities they really enjoy. This is not necessarily true, since modern living includes a lot of things we can easily do without, or we can find a quality replacement for.

Cable TV subscriptions

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Sitting in front of the TV

    Let’s be honest, nobody has the time to watch TV all through the day and all those premium channels you are paying for are going to waste. Pay-per-view shows and movies might seem pricey, but in the long run, you get the bang for your buck instead of constantly paying for subscriptions you are not using. Also, you can use the internet to watch shows online for free or for a small fee.

    Branded cleaning products

    Most people take buying household products as a necessary expenditure. However, there isn’t much of a difference, in terms of both chemistry and effectiveness, between a mid-priced detergent and the top-of-the-line highly advertised brand-name detergent. Of course, you need to clean your home but you don’t necessarily need to buy the cleaning products in stores. DIY household products are much cheaper to make, better for your health and are eco-friendly – talk about saving and increasing your quality of life.

    Overdue fees

    Bills that stack up to high heavens are the worse kind of household expenses, and can destroy your budget in a matter of months. Don’t forget to make regular payments since sanctions and penalty fees pile up and are the source of sorrow for many people. If you are not able to meet a certain important payment, it might be a better option to bite the bullet and ask somebody who is close to you for a loan. At least they won’t make you pay them back with interest.

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    Landscaping and gardening

    Women gardening

      If you are house owner, you probably know landscaping services can cost quite a bit.They are not one of the most important household expenses – you can do all of these things yourself, without calling for professional help, but it takes effort and a bit of research. As far as tools go, you can buy used tools or borrow them from neighbors – just make sure you return them when you are done using them.

      Subscriptions and memberships

      Some premium memberships can help you save money in the long run. On the other hand, some people get hooked by these and start hoarding every subscription and membership they can get their hands on, but this can be a waste if you are not using the benefits you get from them. Try finding the ones that actually give you discounts on things you need.

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      Credit monitoring services

      Identity theft is on the rise and more and more people are falling prey to all kinds of frauds and phishing scams on a daily basis. Credit monitoring services are a nice option to have if it is free, but in most cases, it does very little apart from notifying you your account has been accessed.

      Extended warranties

      Most common, regular warranties cover a period of 12 months which is enough. If you feel it is a good idea to pay for an extended warranty, go for it, but try to be realistic and avoid panicking yourself into this decision. These days, you can find reviews and comments about products all over the internet and they can range from short, sentence-long general impressions to in-depth reviews. Use them! If you pay extra for a warranty you end up never using, than you’ve wasted your investment.

      Simple household medicines

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      Natural remedies

        Allergies, low fevers, coughing and so on are just a few common medical conditions you don’t really need medicine to overcome. Different types of herbal tea can help with overcoming and dampening the symptoms caused by different conditions. Some health issues – e.g. diarrhea or constipation – can be resolved with a simple diet change. If you can catch a fever in the early stages, you can often prevent it from taking hold with plenty of liquid, rest and herbal medicine. Combine these household medicines with preventive measures like a healthy diet and exercise and you have a very cheap way of keeping your family healthy.

        Buying in bulk

        How much of your food goes to waste because it goes unused past its expiration date? If the answer to this question is “some” then you don’t need to buy it in bulk. Don’t buy things because it is cheap to get a lot of them. Always ask yourself: “Do I need a lot of them and will they spoil easily?” Certain items can be stored away for long periods of time – canned goods, toilet paper, household chemicals like laundry detergent, tooth paste, etc. You can easily stack up on a year’s supply of these, e.g. when you get your tax return, and never have to worry about them again.

        Always buying cheap

        Buying cheaper doesn’t always mean you are getting your money’s worth. Buying poor quality goods means you will be buying them again soon. In some cases, even used and second-hand quality items last longer than new ones which were poorly made. There is a difference between cost-effective and cheap, and this is something you’ll need to learn about through trial and error.

        Saving many is mostly about being informed and self-controlled. You will need to make an effort to change habits and find alternatives for things that cost too much. Also, make sure your efforts are helping your budget. A lot of times, people don’t stop to think saving methods through and realize it is actually costing them more instead of saving them money.

        Featured photo credit: Sad, depressed young couple paying bills. via shutterstock.com

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        Ivan Dimitrijevic

        Ivan is the CEO and founder of a digital marketing company. He has years of experiences in team management, entrepreneurship and productivity.

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        Last Updated on April 19, 2021

        40 Healthy And Really Delicious Meals You Can Make Under $5

        40 Healthy And Really Delicious Meals You Can Make Under $5

        Ever had those moments where you really wanted to eat something delicious and healthy but didn’t have the financials means to do so? Whether you’re a student or parent, this compilation of 40 great, healthy, and inexpensive recipes will make every night special and help you get fit! No more meals where you have to force the food down! It’s time to make that budget your best friend and turn it into great recipes. Enjoy!

        1. Fish Tacos in Crunchy Shells ($3.56 per serving)

        Is there a better way to end the day than a Fish Taco dinner filled with protein and nutrients and is easy on the wallet? This recipe calls for a boys’ or girls’ night in front of a good movie or game.

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          2. Mini-Meatball Noodle Soup ($3.43 per serving)

          We’ve heard of the delicious spaghetti and meatballs recipes, but imagine having that same meatball goodness in a soup? It’s like Christmas in a bowl. Healthy, warm, and only $3.43 per serving.

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            3. Spaghetti and (Vegan) Meatballs ($2.13 per serving)

            Now it’s time to look at the traditional spaghetti and meatballs recipe, but with a little twist: vegan meatballs. This way, you can enjoy the Italian tradition without adding on the extra calories. I’m sold!

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              4. Kabocha Squash and Lentils ($3.12 per serving)

              Absolutely delicious way to end the day with a Kabocha Squash and lentils dinner. The beauty of this recipe is that you can actually make many other things from the mixture, from dips to full-on meals. All under $5 per serving.

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                5. Baked Coconut Lentils ($0.91 per serving)

                Coconuts are always a good idea, but it doesn’t have to be eaten only for dessert or breakfast. With this great recipe, you can now eat a lunch or dinner filled proteins and a coconut twist. Yum!

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                  6. Easy Marinated Roasted Chicken ($3.40 per serving)

                  We love chicken and at less than $5 per serving, we are in heaven with this recipe. Add some vegetables and rice on the side and you’ve got yourself a full meal!

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                    7. Organic Greens and Goat Cheese Gratin ($2.36 per serving)

                    This is absolutely divine. You get in your healthy greens and your fat macros with this great recipe. Takes only a few minutes to make and it’s easy on the wallet. Bon Appetite!

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                      8. Beef Pot Roast ($3.22 per serving)

                      One word: perfect. This meal will warm your insides and fill you up with the high protein content.

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                        9. Fajita-Style Quesadillas ($0.43 per serving)

                        If you want to eat Mexican tonight but want to stay in your budget, this Quesadilla recipe is your best friend. It’s tasty and filled with healthy ingredients for less than a dollar per serving.

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                          10. Fish Tostadas with Chili Lime Cream ($2.82 per serving)

                          Another great lunch idea for the busy days ahead. Prep this in the morning or the night before and you’ve got yourself a healthy and cheap lunch meal!

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                            11. Beef and Black Bean Chili ($1.36 per serving)

                            Might not look like much, but this amazing chili is actually extremely healthy for you. The protein from the beef and the carbs from the black beans will fill you up in no time, and keep you full for a long period of time. Delicious and warm, just right for the winter!

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                              12. Crispy Fish and Peppers ($2.18 per serving)

                              Amazing recipe for anyone looking to change up their meals while keeping their macros in check and not going overboard on spending. Satisfies your crunch tooth (see what I did there?) and gives you all the protein you need to stay full and lean.

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                                13. Vegetarian Gumbo ($1.50 per serving)

                                You have the perfect macro mix here with the carbs, fats, and proteins. At less than $5 per serving, you’ve got yourself a meal that will last for the whole week!

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                                  14. Mexican White Bean Soup ($0.99 per serving)

                                  With the cold weather creeping in, it’s not a surprise that soups are coming back in style. This great Mexican White Bean Soup dish will keep you warm for winter without making a hole in your pocket.

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                                    15. Black Beans with Mango & Cilantro ($0.38 per serving)

                                    Mangoes make every dish a little bit sweeter, which is why we absolutely love this recipe. A normal rice and bean dish might be a little meh, but add the sugary taste of mangoes and you’ve got yourself a party!

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                                    Black-Bean-Cilantro-Mango

                                      16. Bean Burritos ($0.71 per serving)

                                      If you’re having people over tonight and don’t want to spend too much time or money on food, this dish is a great option! You can even cut up the burritos into pieces and make finger foods while everyone’s watching the game or gossiping.

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                                        17. Five-Spice Beef Kabobs ($2.43 per serving)

                                        The spices in this recipes add a delicious twist to the beef kabobs, which is definitely worth trying!

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                                          18. Cornmeal Crusted Pork ($1.92 per serving)

                                          If you like the fried crunch but want to opt for a healthier alternative, cornmeal is your man. This healthy recipe will satisfy all your fried desires without making you pop open your pant’s button.

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                                            19. Chicken, Tomato & Cucumber Dinner Salad ($2.57 per serving)

                                            Easy to do, extremely healthy, and super delicious. A must-try!

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                                              20. Lentil Soup with Beef and Red Pepper ($1.90 per serving)

                                              I can’t believe how cheap this meal is, especially for all the nutrients it contains. You can make a big pot on Sunday night and divide it into small portions to last you a whole week.

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                                                21. Smoky Mushroom Stroganoff ($1.90 per serving)

                                                Craving pasta but not sure what to top it off with? How about smoky mushrooms with a twist?

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                                                  22. White Bean Tuna Salad ($1.36 per serving)

                                                  You can add this White Bean Tuna Salad in your sandwich or just eat it as-is for a quick lunch on a busy day.

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                                                    23. Sausage Eggwiches ($0.80 per serving)

                                                    Who says you have to eat fast food to get an eggwich? This delicious recipe will give you an amazingly healthy eggwich for less than a dollar per portion. Can you say Breakfast?

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                                                    Sausage-Eggwiches

                                                      24. Baja-Cali Black Bean Salad ($1.17 per serving)

                                                      Great snack to add to a movie-night with friends. You don’t have to use chemically-processed salsas anymore, you can now use this homemade salad for your chip dips.

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                                                        25. Gnocchi, Sweet Corn & Arugula in Cream Sauce ($2.24 per serving)

                                                        Italians always knew how to make carbs look good! This delicious Gnocchi recipe will give your lunch a whole new meaning. Easy to make and only $2.24 per serving.

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                                                          26. Vegetable Lasagna ($1.73 per serving)

                                                          If you were looking for a healthy lasagna, you’ve just found it. At under $5 per serving, you can fill yourself up right away without putting on the extra calories.

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                                                            27. Fajita-Ranch Chicken Wraps ($2.05 per serving)

                                                            Don’t know what to make for lunch this week? How about delicious chicken wraps with a healthy ranch? This recipe will make all your lunches, even the quick ones, healthy and colorful.

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                                                              28. Quinoa with Pan Roasted Brussels Sprouts ($1.24 per serving)

                                                              A dish that has quinoa and brussel sprouts can’t be unhealthy, it just can’t, which is why this dish is one to keep in the books. Easy to make, healthy, and will keep you full for a long period of time.

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                                                                29. Butternut Squash Chili ($1.04 per serving)

                                                                You don’t need meat to make chili now that you have this recipe! It’s 100% healthy, filling, and smells absolutely delicious.

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                                                                  30. Fast Shrimp Bisque ($2.03 per serving)

                                                                  Seafood doesn’t have to be expensive if you know how to do it right, and this fast shrimp bisque is a great recipe to try if you’re in the mood for some seafood!

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                                                                    31. Chicken-Noodle Casserole ($0.98 per serving)

                                                                    Looks divine doesn’t it? This super easy to make dish will satisfy all your taste buds without burning a hole in your wallet or adding a few extra numbers on the scale.

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                                                                      32. Burrito Cups ($1.18 per serving)

                                                                      Entertaining someone tonight and don’t know what to make as appetizers? These burrito cups are a great alternative to chips or other greasy finger foods. All you need to enjoy it is a spoon and a cup.

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                                                                        33. Lemon-Dill Shrimp & Pasta ($2.45 per serving)

                                                                        Another impressive shrimp recipe under $5 per serving. The lemon-dill twist adds a great taste to the dish.

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                                                                          34. Potato Frittata ($0.87 per serving)

                                                                          If you want to eat potatoes for breakfast but still want it to be healthy, this is the recipe for you. At under a dollar per serving, this potato frittata will make you see potatoes in a whole new light.

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                                                                            35. Grilled Pork and Pineapple ($2.67 per serving)

                                                                            Meat and fruits? Oh, yes. The juiciness of the pork mixed with the liquid sugar in the pineapple will make you wish you knew about it sooner.

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                                                                              36. Greek Honey-Lemon Pork Chops ($2.15 per serving)

                                                                              Another splendid recipe mixing sweet and salty for a healthy meal. Easy to make and absolutely mouthwatering.

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                                                                                37. Jamaican Pork Stir-Fry ($2 per serving)

                                                                                You can add this healthy stir-fry to any dish as a side or amply enjoy it as-is for lunch or dinner. You can even make a wrap sandwich out of it if you’re in a rush to eat.

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                                                                                  38. Herbed Salmon ($2.49 per serving)

                                                                                  Salmon contains a healthy dose of fats that will boost your metabolism, lower inflammation, and make you happier. At under $5 per serving, need I say more?

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                                                                                    39. Five-Spice Pork Kabobs ($1.96 per serving)

                                                                                    Exquisite recipe under $5 per serving that will most definitely awe everyone at your dinner party.

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                                                                                      40. Stuffed Sweet Potatoes with Mango-Black Bean Salsa ($1.24 per serving)

                                                                                      You don’t have to eat sweet potatoes alone anymore with this flavorful recipe.

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                                                                                        Featured photo credit: Featured Photo Credit: 5 Dollar Dinners via 5dollardinners.com

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