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10 Best Websites that Help Make You More Money-Savvy

10 Best Websites that Help Make You More Money-Savvy

Many people don’t believe me when I say this, but learning about finance can actually be really fun. You might be rolling your eyes at me as you read this, and I don’t blame you. When most of us think of a financial advisor, we envision someone in a suit behind a mahogany desk talking about stocks and a bunch of other things that are hard to understand.

The truth is that these days, you can find out anything you want to about money by just reading some great financial blogs and signing up for unique programs. There are so many websites out there that can teach you about paying off your debts and investing, and they do so in a fun and engaging way. Below are my top ten favorite websites that can help make you smarter with your money and by extension, wealthier than you ever thought possible.

money savvy

    #1 Payoff.com

    Payoff.com_-1024x574

      The first step to becoming 100% financially independent is to pay off your debts. It’s rare these days to find someone that has no debt: between sky-high student loan debts and mortgages, chances are almost everyone you know owes money for something. That’s why Payoff.com is so unique—it’s an encouraging website that joins with social media to help keep you motivated to pay off debts. They give out virtual badges when you reach certain steps, and you can encourage others through their unique community.

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      #2 Mint.com

      mint.com

        Mint.com is a favorite among finance professionals. The tools on their site can help you to live on a tight budget and also see where you money is going every month. It’s completely free to sign up and keeps your information secure.

        #3 LearnVest

        learnvest

          LearnVest is a relatively new company that is earning a lot of praise for their great financial advisors and unique programs. They have an online community where you can go and ask questions as well as tools to track your budget.

          #4 Investopedia

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          Investopedia

            Investopedia is just like it sounds: an encyclopedia for you to educate yourself on anything and everything finance. Learn about investing and check in for the latest news and articles on financial topics.

            #5 GoGirlFinance

            GoGirlFinance

              GoGirlFinance is a great grassroots company that is devoted to helping women gain the confidence to handle their finances. They provide unique blog posts every week on a variety of financial topics from the fiscal cliff to when it’s a good time to have a baby, and they also partner with several talented financial advisors to bring free webinars to the public.

              #6 MyMoney.gov

              MyMoney.gov

                MyMoney.gov is a US government website that exists as a way to educate citizens on finances. You can learn about mortgages and loans and utilize their tools such as debt and mortgage calculators to find out how to best manage your money.

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                #7 WiseBread.com

                wisebread

                  WiseBread.com is one of the top personal finance websites with tons of resources to help you better understand how to manage your money. They have a team of highly accomplished writers who all bring a unique perspective to the site. They also have an invaluable, regularly-updated list of all of the top personal finance blogs.

                  #8 RetailMeNot.com

                  retailmenot

                    One easy way to get smarter with your money is to start learning how to save money on simple things like your grocery bills. Coupons are all the rage, and there’s no shame in carrying a stack of them into the store with you—in fact, before I buy anything, whether it’s a scented candle or a nice computer, I always check RetailMeNot.com to make sure there isn’t a coupon for it that I’ve missed. Simply search the store where you are about to shop just to be sure there isn’t a $5 off coupon or a free shipping code: by doing this you can easily live like a king on a peasant’s income.

                    #9 BankRate.com

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                    bankrate.com

                      I like BankRate.com because it almost acts like an interactive newspaper. You can get updates on the best mortgage rates while enjoying interesting and fun articles and useful tips, and they also provide several calculators that you can use to determine how much you’ll need to spend each month for that new home or car.

                      #10 ManVsDebt.com

                      manvsdebt

                        ManVsDebt.com is a great personal blog belonging to a couple who sold all their belongings and traveled around the world. If you’re looking for inspiration for the goals you can achieve when you save, this is the place to get it. They also offer great tips for smarter ways to save money while simultaneously encouraging you to live a minimalist life.

                        Hopefully, these ten great websites can help you get on track with learning all you can about finance in a way that is enjoyable and fun. All it takes is a little bit of knowledge to make big changes that can lead to a happier and healthier financial life this year.

                        Featured photo credit:  Balancing Time and Money via Shutterstock

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                        Catherine Alford

                        Catherine is the go to personal finance expert for educated, aspirational moms who want to recapture their life passions.

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                        Last Updated on January 21, 2020

                        How to Develop a Millionaire Mindset in 6 Simple Steps

                        How to Develop a Millionaire Mindset in 6 Simple Steps

                        We all like to dream about being financially wealthy. For most people though, it remains a dream and nothing more. Why is that?

                        It’s because most people don’t set their mind to achieving that goal. They might not be happy in their current situation but they’re comfortable – and comfort is one of the biggest enemies of growth.

                        How do you go about developing that millionaire mindset? By following these simple steps:

                        1. Focus On What You Want – And Take It!

                        So many people are too timid to admit they want something and go for it. When there is something that you want to accomplish don’t think “I could never actually do that”, think “I could do that and I WILL do that”.

                        Millionaires play to win, not to avoid defeat.

                        This doesn’t mean to have to become a selfish jerk. What it means is becoming more assertive and honest with yourself. You don’t have to grab off other people. There is a big pot of unclaimed gold in the middle of the table — why shouldn’t you be the one to claim it? You deserve it!

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                        2. Become Goal-Orientated

                        It’s almost impossible to achieve anything if you don’t set firm goals. Only lottery winners become millionaires overnight. By setting yourself attainable goals, you will get there eventually. Don’t try to get rich quickly — get rich slowly.

                        Let’s take the idea of making your first million dollars and expand on what kind of goals you might set to get there. Let’s also say you’re starting at a break-even position – you’re making enough to get by with a few luxuries, but nothing more.

                        Your goal for the first year can be having $10,000 in the bank within a year. It won’t be easy but it is doable. Next, you need to figure out the steps you need to take to achieve that goal.

                        Always look at ways to make growth before cutbacks. With that in mind, you might want to see if you can negotiate a pay rise with your boss, or if there’s another job out there that will pay better. You might be comfortable in your old job but remember, comfort stunts growth.

                        You may also have other skills outside of your workplace that you can monetize to boost your bank balance. Maybe you can design websites for people, at a fee of course, or make alterations to clothes.

                        If this is still not enough to make the money you need to save $10,000 in a year, then it’s time to look at cutbacks. Do you have a bunch of old junk that someone else might love? Sell it! Do you really need to spend $10 on your lunch everyday when you could make your own for a fraction of the cost?

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                        If you are to become a millionaire, you need to start accumulating money.

                        Here’re some tips to help you: How to Become Goal Oriented and Achieve More in Life

                        3. Don’t Spend Your Money – Invest It

                        The reason you need to accumulate money is for step three. Millionaires tend to be frugal people, and that’s because they know the true value of money is in investing. Being your own boss goes hand-in-hand with becoming a millionaire. You’ll want to quit your regular job at some point.

                        Stop working for your money and make your money work for you.

                        Rather than buying yourself a new iPad, that $500 could be used to invest in the stock market. Find the right shares (more on that later), and that money could easily double within a year.

                        There’s not just the stock market — there’s also property, and your own education.

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                        4. Never Stop Learning

                        The best thing you can invest in is yourself.

                        Once most people leave the education system, they think their learning days are over. Well theirs might be, but yours shouldn’t be. Successful people continually learn and adapt.

                        Billionaire Warren Buffet estimates that he read at least 100 books on investing before he turned twenty. Most people never read another book after they’ve left school. Who would you rather be?

                        Learn everything you can about how economics works, how the stocks markets work, how they trend.

                        Learn new skills. If you have an interest in it, learn everything you can about it. You’d be surprised at how often, seemingly useless skills, can become extremely useful in the right situation.

                        Start developing the habit of learning continuously: How to Create a Habit of Continuous Learning for a Better You

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                        5. Think Big

                        While I advise to start off with small goals, you absolutely should have a big goal in mind. If you have a business idea, then that is your ultimate goal – to start that business and make a success of it. If you want to invest your way to millions of dollars and do little work other than research, then that is your big goal.

                        There is no shame in not achieving a big goal. If you run a business and aim to make $1 million profit in a year and “only” make $200,000, then you’re still significantly ahead of most people.

                        Aim for the stars, if you fail you’ll still be over the moon.

                        6. Enjoy the Attention

                        To be successful, you have to be willing to promote yourself and enjoy the attention to a certain extent. Now the attention doesn’t need to be on yourself, it could be on your brand, but attention definitely attracts money.

                        Never be embarrassed to get your name out there. That means finding a spotlight and being brave enough to step right up underneath it.

                        If you run a business, try contacting the local papers. You’d be surprised at how amenable they often are to running a story about you and your business, and it’s all free publicity.

                        Above all, remember: You control your own destiny. Push hard enough for anything and you’ll get it.

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                        Featured photo credit: Austin Distel via unsplash.com

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