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Want to Know What Your Personal Values Are? Ask Your Bank.

Want to Know What Your Personal Values Are? Ask Your Bank.
    Photo credit: qas (CC BY-NC-SA 2.0)

    Before I begin, I need to give full credit of this post to Rob Lawrence, a great friend of mine and the co-author of a book we wrote together called Get Noticed. Rob is also a creativity coach who has inspired me on numerous occasions with his advice. One particular instance was when he was telling me about measuring values.

    I can’t quite remember how it came up, but Rob and I were having a conversation about how personal values can change over short periods of time and how you can measure them. Rob suggested to me that my personal values are largely defined by two things; how I spend my money, and how I spend my time.

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    It’s a simple concept, but when you think about it we all have two main commodities which we can spend as we choose; time and money. Therefore, how we decide to allocate those two commodities should indicate which things we value more than others.

    In June 2011 I decided to open up my bank statement to see where I was spending my money. I was shocked to see that I was spending almost a fifth of my income on rent (something I don’t feel I valued highly) and also how little I was spending on eating out (something I thought I valued much more).

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    My Values

      Four months down the line I revisited this task and was shocked by how much my spending has changed in such a small amount of time. A lot of things have changed over the past four months, but my rent now represents nearer to 10% of my income, which is good, but my car is now costing me 22% of my income, which is not something I’m too pleased about.

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      It’s important to note when doing this, that it’s more to do with what each category represents rather than the category itself. For example, despite 22% of my income being spent on driving, that doesn’t mean I love driving, it means that I value seeing new places and getting to work on time. The 19.3% that I spend eating out is more to do with spending time with colleagues, friends, and my girlfriend, than it is about a love for eating in restaurants.

      How you spend your day is who you are

      Last month I realised that I’m as much a writer as I am a social media guy. When people asked me “what do you do?” my immediate reaction is to say “I work in social media at a digital marketing agency”, but in reality I probably spend more time writing books and blog posts than I do working at the agency, therefore, it’s probably fair to say that I’m predominantly a writer.

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      Analyzing how you spend your time can be a very insightful activity to do from various angles, but looking from the perspective of “what are my values” can show you how much value you place on different friends, family, work, side projects, sleeping, keeping fit and other things that you spend your days doing.

      How knowing your values can improve your lifestyle

      All of this information is great, but unless you do something with it it’s worthless.

      I recommend analyzing how your money and time is spent for one month, and then writing down five things you want to decrease your spend on, and five things you’d like to increase your spend on. Then several months down the line revisit this exercise and see how you’re getting on.

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      Want to Know What Your Personal Values Are? Ask Your Bank.

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      Last Updated on December 13, 2018

      12 Practical Tips To Stay Fit For Christmas

      12 Practical Tips To Stay Fit For Christmas

      Christmas is approaching fast, and lots of people not only tend to ruin their usual diets, but they also gain a few extra pounds. Based on studies, the majority of people tend to gain additional weight during the holiday season that starts at the Thanksgiving Day and ends with the New Year celebrations. Excessive eating is claimed to be the main cause for the additional weight gain, but it is also due to lack of physical activity and exercise.

      A lot of individuals out there tend to set aside their fitness routines during the holidays since they believe that they do not have enough time to perform their workouts. And because they feel guilty after the holiday season, most of the gyms and fitness centers are packed with fresh members. Always bear in mind that you can still enjoy the holidays and stay fit at the same time. If you want to stay fit during the holiday season, especially during Christmas and the New Year’s Eve, here are some useful tips that might help you:

      1. Eat Before Heading Out

      First, it is best that you eat something before heading out to visits, trips or family dinners. By doing so, you will no longer be tempted to eat a lot or overindulge yourself since you have already eaten. Skipping on meals is not a good idea either, because you will only be forced to eat more later.

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      2. Select The Treats

      Make sure to select the treats that you eat in a wise manner. You should choose something that you can only enjoy during the holiday season and not something that is readily available all the time.

      3. Avoid Skipping Meals

      Don’t skip meals, especially breakfast! Even though it can be tempting to skip on certain meals, believing that it will make up for the treats you consumed in the previous day, don’t do it because it will only lead to counterproductive results.

      4. Drink With Moderation

      It is best to regulate your drinking since alcohol, coke or other juices will only add more calories to the ones you already eaten!

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      5. Be Active

      You should still perform your fitness routine whenever possible and if you can’t do that, simply walk more, park your car some distance away from the store or just use the stairs!

      6. Get Out Of The House

      Make the holidays a family affair and plan outdoor activities where everyone is involved. Even a snowball fight in the backyard will burn a lot of calories and will keep the children entertained.

      7. Don’t Skip Your Strength Workouts

      Always remember to perform your strength training in order to maintain that muscle mass you worked hard to get. You might be tempted to use lightweights and just do some cardio, but you can burn just as many calories by lifting weights. And with all of those extra stakes you had on the holiday meals, you might even gain some extra muscle. And this is much better than gaining some extra fat.

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      8. Set Realistic Goals

      You should set realistic exercise objectives. Aim for at least half an hour per day and you will be very happy when you will achieve that. If you plan one hour or more and not achieve it, you will only end up disappointed.

      9. Enjoy Yourself

      Also make sure to set realistic diet plans! Trying to restrain yourself totally from some foods will only make you eat more. Feel free to enjoy the treats that you really love, but in small portions.

      10. Drink A Lot Of Water

      This can satiate your appetite as well as keep you hydrated at all times. And it will also prevent a possible hangover if you overdo it with alcohol.

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      11. Eat Less And More Often

      Distribute your meals evenly throughout the day, and do not eat everything at once.  Instead of having 2 enormous meals, have 5 small ones.  Eat your dinner earlier and have a nice walk before going to bed.

      12. Prioritize Your Workouts

      Try to do them early in the morning while everyone else is still sleeping. This way you will also avoid remarks like “Oh, come on! It’s Christmas…”

      So there you go! Twelve simple tips that will help you avoid gaining weight during the winter holidays, but will also allow you to enjoy yourself and have a great time with your loved ones.

      Happy Holidays everyone!

      Featured photo credit: rawpixel via unsplash.com

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