Many people think that they’re safe drivers, but are they really? This infographic shows what it takes to be considered the ultimate safe driver by illustrating eight factors that are used in determining the cost of insurance premiums. For instance, if you’re in an accident you’re no longer considered the safest driver and your insurance premium will go up. Plus, getting into another accident within 12 months will increase your premium by 86%.
The place where you live has a huge influence on how much you pay for insurance. If you’re in an area where theft, vandalism and accidents are high, you’re considered more of a liability and you’ll pay a higher premium. Even your credit history effects how much you pay; those with poor credit pay 91% more than those with excellent credit.
As you can see, being the ultimate safe driver not only keeps you safe, but also greatly affects your wallet. The less of a liability you are, the less you’ll have to pay each month. How do you measure up? Still think you’re a safe driver according to the above standards?
Ah, camping. The great outdoors, the campfires, the food you’d never eat in civilised society: it’s a wonderful experience.
That said, things can get a little bit tricky when we are left to the mercy of Mother Nature. Here are 30 fantastic camping hacks you can use to make your camping experience as wonderful as possible!
1. Use sage to repel mosquitoes.
Place some sage in your campfire and the smell is sure to ward off any pesky mosquitos.
2. Liquid soap + cotton balls = no ticks.
If you or one of your fellow campers is having trouble with a tick, place the soap-soaked cotton on the tick for 20 seconds. The tick will eventually stop chewing and will come away with the cotton ball. If the tick was attached for a lengthy amount of time you may want to consider keeping it in a container so that you can test it for Lyme disease later.
3. Use an acorn cap as a whistle if you get lost.
It’s remarkably easy to get lost whilst camping. Here’s a full tutorial on how you can transform an acorn into a whistle!
4. Corn chips for kindling!
Doritos are a great way to start a fire, just be careful!
5. Use the rest of the chips for nachos.
Nachos are easy to pack, light and simple to make. Plus they’re incredibly tasty.
6. Use compact, microfibre towels!
These towels are incredibly easy to store and dry within an hour of use. Buy them here.
7. Wrap duct-tape around your water bottle for emergencies.