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Solutions for 7 Annoying Modern Day Problems

Solutions for 7 Annoying Modern Day Problems
Cellphone

    Modern life has been made easier with technology, but for every advancement there is a corresponding increase in complexity that seems to outweigh those benefits. When modern day problems occur, we usually don’t have the time or energy to figure out how to solve them. So here is a reference on how to handle some of these pesky problems.

    1) Change Cell Phone Contracts with No Penalty!

    Did you ever get mad because you wanted to ditch your cell phone company for a new one, but you couldn’t because of the huge termination fees? Well there are a few services now that connect people who want to swap contracts. According to The Week Magazine, most cell phone companies are willing to process a swap. Here are the companies who provide this swap brokering service. Fees range from $9.95- $14.95.

    2) Avoid the Rebate Runaround

    Rebates can be pretty sizable, and unfortunately retailers sometimes give customers the runaround when it comes to fulfilling these rebates. Here are the steps you can take to ensure you get your rebate:

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    1. Understand the terms of the rebate before purchasing.
    2. Make copies of all paperwork before mailing. Tip: use your digital camera for this.
    3. Fill in all field on the rebate form. Leaving any field blank can void the rebate. Write something even if it is something like “I don’t have a fax number.”
    4. Send in the rebate ASAP. Many rebates have short time frames today. Don’t be late or you’ll lose out.
    5. Handwrite your forms so mass-mailing rebate fraud is not suspected.
    6. Use certified mail and get your receipt.
    7. Buy at stores that can handle the rebates in-store or online such as: Staples, Cosco, and Cingular.
    8. If you have problems: Write directly to the manufacturer’s CEO and the retailer’s CEO. You can also call the FTC (Federal Trade Commission) 877-382-4357 or www.ftc.gov. Lastly, you can call your local Better Business Bureau or your state attorney general’s office.

    3) Don’t Pay for Technical Support

    Don’t you hate paying for technical support. Well here are a list of sites that offer free tech support online. These were reviewed by Tech Support Alert as either “Outstanding” or “Highly Recommended.” For other free tech support recommendations, visit their site.

    More:

    4) What to Do with Unused Airline Miles and Reward Points

    According to most airline miles programs, selling your miles will make them null and void. There are places that broker these miles for selling, but if you want to go by the rules you can head over to Points.com where you can “TRACK,BOOK HOTELS,SWAP,EARN,BUY,GIFT,SHARE,and REDEEM miles and points.”

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    5) Get a Live Person on the Phone

    Sick of listening to automated menus when you need to ask someone a question over the phone? Well here is the ultimate resource on how to reach a live person:
    Get Human
    or take a look at the tips in this article, 6 Tips to Reach a Human Operator.

    6)Spyware and Viruses

    I had a real problem over a year ago with a virus I couldn’t shake. I tried everything. What finally worked for me was SpySweeper by Webroot. This along with a Norton protection package has worked well for me.

    7) Identity Theft

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    This one can be a real bugaboo. The first thing to do if you discover this is to report it to the credit bureaus:

    EQUIFAX—www.equifax.com
    To order your credit report: Call: (800) 685-1111
    To report fraud: Call: (800) 525-6285

    EXPERIAN—www.experian.com
    To order your credit report: Call: (888) EXPERIAN (397-3742)
    To report fraud: Call: (888) EXPERIAN (397-3742)

    TRANS UNION—www.tuc.com
    To order your credit report: Call: (800) 916-8800
    To report fraud: Call: (800) 680-7289

    For more information here is the United States Department of Justice’s official information on how to handle identity theft:

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    Additional websites that contain general information about identity theft as cited by the USDoJ website:

    These sites also have good guidelines for preventing identity fraud in the first place, so it is worth checking out even if you haven’t had this problem.

    8 ) Keeping Track of Online Passwords

    I didn’t see this as a problem until I read the following article. It points out the vulnerabilities of weak passwords and of not having a secure place to store them. The article lists links to 10 cool password generators and trackers that are all free: 10 Free Ways to Track All Your Passwords.

    What solutions have you found to modern life’s annoying problems? Please Share!

    K. Stone is author of Life Learning Today, a blog about daily life improvements. A few of her most popular articles are Ultimate Goal Setting Guide, 5 Big Secrets “They” Don’t Want You to Know About Investing, Maximum Energy in 10 Simple Steps, and Cool GTD Applications – The Ultimate Resource List.

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    K. Stone

    The founder of Life Learning Today, a blog that's dedicated to life improvement tips.

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    Last Updated on October 15, 2019

    Is Procrastination Bad? The Truth About Procrastination Revealed

    Is Procrastination Bad? The Truth About Procrastination Revealed

    Procrastination is very literally the opposite of productivity. To produce something is to pull it forward, while to procrastinate is to push it forward — to tomorrow, to next week, or ultimately to never.

    Procrastination fills us with shame — we curse ourselves for our laziness, our inability to focus on the task at hand, our tendency to be easily led into easier and more immediate gratifications. And with good reason: for the most part, time spent procrastinating is time spent not doing things that are, in some way or other, important to us.

    There is a positive side to procrastination, but it’s important not to confuse procrastination at its best with everyday garden-variety procrastination.

    Sometimes — sometimes! — procrastination gives us the time we need to sort through a thorny issue or to generate ideas. In those rare instances, we should embrace procrastination — even as we push it away the rest of the time.

    Why we procrastinate after all

    We procrastinate for a number of reasons, some better than others. One reason we procrastinate is that, while we know what we want to do, we need time to let the ideas “ferment” before we are ready to sit down and put them into action.

    Some might call this “creative faffing”; I call it, following copywriter Ray Del Savio’s lead, “concepting”.[1]

    Whatever you choose to call it, it’s the time spent dreaming up what you want to say or do, weighing ideas in your mind, following false leads and tearing off on mental wild goose chases, and generally thinking things through.

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    To the outside observer, concepting looks like… well, like nothing much at all. Maybe you’re leaning back in your chair, feet up, staring at the wall or ceiling, or laying in bed apparently dozing, or looking out over the skyline or feeding pigeons in the park or fiddling with the Japanese vinyl toys that stand watch over your desk.

    If ideas are the lifeblood of your work, you have to make time for concepting, and you have to overcome the sensation— often overpowering in our work-obsessed culture — that faffing, however creative, is not work.

    So, is procrastination bad?

    Yes it is.

    Don’t fool yourself into thinking that you’re “concepting” when in fact you’re just not sure what you’re supposed to be doing.

    Spending an hour staring at the wall while thinking up the perfect tagline for a marketing campaign is creative faffing; staring at the wall for an hour because you don’t know how to come up with a tagline, or don’t know the product you’re marketing well enough to come up with one, is just wasting time.

    Lack of definition is perhaps the biggest friend of your procrastination demons. When we’re not sure what to do — whether because we haven’t planned thoroughly enough, we haven’t specified the scope of what we hope to accomplish in the immediate present, or we lack important information, skills, or resources to get the job done.

    It’s easy to get distracted or to trick ourselves into spinning our wheels doing nothing. It takes our mind off the uncomfortable sensation of failing to make progress on something important.

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    The answer to this is in planning and scheduling. Rather than giving yourself an unspecified length of time to perform an unspecified task (“Let’s see, I guess I’ll work on that spreadsheet for a while”) give yourself a limited amount of time to work on a clearly defined task (“Now I’ll enter the figures from last months sales report into the spreadsheet for an hour”).

    Giving yourself a deadline, even an artificial one, helps build a sense of urgency and also offers the promise of time to “screw around” later, once more important things are done.

    For larger projects, planning plays a huge role in whether or not you’ll spend too much time procrastinating to reach the end reasonably quickly.

    A good plan not only lists the steps you have to take to reach the end, but takes into account the resources, knowledge and inputs from other people you’re going to need to perform those steps.

    Instead of futzing around doing nothing because you don’t have last month’s sales report, getting the report should be a step in the project.

    Otherwise, you’ll spend time cooling your heels, justifying your lack of action as necessary: you aren’t wasting time because you want to, but because you have to.

    How bad procrastination can be

    Our mind can often trick us into procrastinating, often to the point that we don’t realize we’re procrastinating at all.

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    After all, we have lots and lots of things to do; if we’re working on something, aren’t we being productive – even if the one big thing we need to work on doesn’t get done?

    One way this plays out is that we scan our to-do list, skipping over the big challenging projects in favor of the short, easy projects. At the end of the day, we feel very productive: we’ve crossed twelve things off our list!

    That big project we didn’t work on gets put onto the next day’s list, and when the same thing happens, it gets moved forward again. And again.

    Big tasks often present us with the problem above – we aren’t sure what to do exactly, so we look for other ways to occupy ourselves.

    In many cases too, big tasks aren’t really tasks at all; they’re aggregates of many smaller tasks. If something’s sitting on your list for a long time, each day getting skipped over in favor of more immediately doable tasks, it’s probably not very well thought out.

    You’re actively resisting it because you don’t really know what it is. Try to break it down into a set of small tasks, something more like the tasks you are doing in place of the one big task you aren’t doing.

    More consequences of procrastination can be found in this article:

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    8 Dreadful Effects of Procrastination That Can Destroy Your Life

    Procrastination, a technical failure

    Procrastination is, more often than not, a sign of a technical failure, not a moral failure.

    It’s not because we’re bad people that we procrastinate. Most times, procrastination serves as a symptom of something more fundamentally wrong with the tasks we’ve set ourselves.

    It’s important to keep an eye on our procrastinating tendencies, to ask ourselves whenever we notice ourselves pushing things forward what it is about the task we’ve set ourselves that simply isn’t working for us.

    Featured photo credit: chuttersnap via unsplash.com

    Reference

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