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Organizing Saves You Money: 8 Valuable Opportunities

Organizing Saves You Money: 8 Valuable Opportunities

Organizing Saves You Money

    In this uncertain economy people need to do more with less, make do, do without, do the math, and do it themselves. Why not DO SOMETHING by investing time in getting organized? Here are eight motivating reasons to do it now:

    1. Save money by knowing what you have. If you already know that you have three black turtleneck sweaters, you probably will not buy another one. Visibility should be one of the primary goals of any organizing project; in other words, can you easily see and find what you have?
    2. Save money by using what you have. If you can gain that visibility and easily see what is in your pantry and refrigerator, you are less likely to have to throw out stale food later that you forgot about purchasing.
    3. Find things you lost or didn’t even realize you had. We once found over $5000 in undeposited checks and cash in the home of one of our clients, essentially paying for our own services in the process. Your results from organizing projects may not be quite as dramatic, but you will probably find unused gift cards, rebate opportunities, and warranty information that can help you get some money back, and you might even find a $20 bill in an old purse or pocket too.
    4. Reduce costs. If you are unorganized, you may be routinely paying unnecessary costs like late fees and incurring higher interest rates because of your irregular payment history. You may also find upon organizing your finances that you’ve been paying for something you’re not using, like a gym membership or even a storage unit rental fee.
    5. Save time. Gaining efficiencies through the organizing process means you are getting back some of your time, and as we all know, time is money. In fact, time is more precious than money, because you can never get that wasted time back. Not spending an hour locating your bills or keys every month means you have another hour to spend on what is important to you.
    6. Sell your house faster. If you are downsizing to save money, you can speed up the process of selling your home by de-cluttering your environment and making it more show-ready. Closets and other storage areas look bigger with fewer items in them, and if buyers want to envision themselves in the home, your “stuff” makes it harder for them to put themselves in the picture.
    7. Get great tax deductions for charitable donations. A byproduct of many organizing projects is usually a large donation pile, and most people grossly undervalue what they are giving away to charity. Get the most tax benefit for your donations by quickly tallying up the actual fair market values using It’s Deductible Online from Intuit. It’s like the “Blue Book” for valuing household items. It’s free and only takes a few moments, and there is a tax savings calculator that adds up your savings as you enter your items. You can also get this information in booklet form from Money For Your Used Clothing.
    8. Feel less stress. According to a Fast Company magazine article in 2003, the Centers for Disease Control and Prevention state unequivocally that 80% of our medical expenditures are now stress-related. Getting control of your belongings and your finances means you will experience less stress, which means less cost in health expenses and less unproductive time off work for illness.

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    Last Updated on June 13, 2019

    5 Fixes For Common Sleep Issues All Couples Deal With

    5 Fixes For Common Sleep Issues All Couples Deal With

    Sleeping next to your partner can be a satisfying experience and is typically seen as the mark of a stable, healthy home life. However, many more people struggle to share a bed with their partner than typically let on. Sleeping beside someone can decrease your sleep quality which negatively affects your life. Maybe you are light sleepers and you wake each other up throughout the night. Maybe one has a loud snoring habit that’s keeping the other awake. Maybe one is always crawling into bed in the early hours of the morning while the other likes to go to bed at 10 p.m.

    You don’t have to feel ashamed of finding it difficult to sleep with your partner and you also don’t have to give up entirely on it. Common problems can be addressed with simple solutions such as an additional pillow. Here are five fixes for common sleep issues that couples deal with.

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    1. Use a bigger mattress to sleep through movement

    It can be difficult to sleep through your partner’s tossing and turning all night, particularly if they have to get in and out of bed. Waking up multiple times in one night can leave you frustrated and exhausted. The solution may be a switch to a bigger mattress or a mattress that minimizes movement.

    Look for a mattress that allows enough space so that your partner can move around without impacting you or consider a mattress made for two sleepers like the Sleep Number bed.[1] This bed allows each person to choose their own firmness level. It also minimizes any disturbances their partner might feel. A foam mattress like the kind featured in advertisements where someone jumps on a bed with an unspilled glass of wine will help minimize the impact of your partner’s movements.[2]

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    2. Communicate about scheduling conflicts

    If one of you is a night owl and the other an early riser, bedtime can become a source of conflict. It’s hard for a light sleeper to be jostled by their partner coming to bed four hours after them. Talk to your partner about negotiating some compromises. If you’re finding it difficult to agree on a bedtime, negotiate with your partner. Don’t come to bed before or after a certain time, giving the early bird a chance to fully fall asleep before the other comes in. Consider giving the night owl an eye mask to allow them to stay in bed while their partner gets up to start the day.

    3. Don’t bring your technology to bed

    If one partner likes bringing devices to bed and the other partner doesn’t, there’s very little compromise to be found. Science is pretty unanimous on the fact that screens can cause harm to a healthy sleeper. Both partners should agree on a time to keep technology out of the bedroom or turn screens off. This will prevent both partners from having their sleep interrupted and can help you power down after a long day.

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    4. White noise and changing positions can silence snoring

    A snoring partner can be one of the most difficult things to sleep through. Snoring tends to be position-specific so many doctors recommend switching positions to stop the snoring. Rather than sleeping on your back doctors recommend turning onto your side. Changing positions can cut down on noise and breathing difficulties for any snorer. Using a white noise fan, or sound machine can also help soften the impact of loud snoring and keep both partners undisturbed.

    5. Use two blankets if one’s a blanket hog

    If you’ve got a blanket hog in your bed don’t fight it, get another blanket. This solution fixes any issues between two partners and their comforter. There’s no rule that you have to sleep under the same blanket. Separate covers can also cut down on tossing and turning making it a multi-useful adaptation.

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    Rather than giving up entirely on sharing a bed with your partner, try one of these techniques to improve your sleeping habits. Sleeping in separate beds can be a normal part of a healthy home life, but compromise can go a long way toward creating harmony in a shared bed.

    Featured photo credit: Becca Tapert via unsplash.com

    Reference

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