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Myth Busters: 4 Lies Seniors Shouldn’t Believe About Obamacare

Myth Busters: 4 Lies Seniors Shouldn’t Believe About Obamacare

Let’s face it: Many people and pundits have an opinion about Obamacare, but most don’t seem to have a clue about the intricacies of the Affordable Care Act. While most citizens should do their own research instead of listen to the media outlets force their agenda on them, seniors don’t necessarily have the convenience of doing so since many still don’t know how to use modern technology like computers to find their own information.

With so many myths and rumors swirling around the issue, it’s important to trust a reliable source and make sure that you’re properly informed. Here are four lies seniors shouldn’t believe about Obamacare, regardless of who tells them.

Myth: Obamacare Will Increase Insurance Premiums

The most believed myth among Americans is that Obamacare means increased and unaffordable insurance premiums. Since many seniors are scraping by on social security benefits, an increase in their premium could literally mean the difference between living underneath a roof and being thrown out on the street. Fortunately for them, this myth isn’t true.

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The truth is insurance premiums have increased faster than the growth of income rates for more than 10 years. With more rules and regulations meant to reduce the growth in insurance premium rates today, like the rate review that keeps insurance companies from unjustly hiking their premiums, Obamacare is actually doing more to stop insurance companies from misusing their powers than other bills have before.

Although insurance companies have increased insurance rates in some cases to respond to your new healthcare protections, protections, and rights, Obamacare has countered this move by creating a Health Insurance Exchange Pool (also known as the Health Insurance Marketplace). Low-to-middle income seniors can shop for subsidized and regulated health insurance coverage from competing healthcare providers using their state’s marketplace.

If you make less than about $46,000 annually, then you qualify for cost assistance that’ll drastically reduce your insurance premium costs. For more information, check out the Health Insurance Marketplace.

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Myth: Obamacare Will Implement Death Panels

Although, there was a provision in the original healthcare bill that had to be removed because of rumors of death panels — the provision would’ve paid doctors for offering voluntary counseling to Medicare patients about end-of-life care options and wills. This provision no longer exists, and the rumor about death panels was false to begin with.

Removing this provision actually hurt seniors in an indirect way, though, since your healthcare is in you and your doctor’s hands. Obamacare doesn’t regulate healthcare; it regulates insurance coverage.

Myth: Obamacare Will Hurt Seniors the Most

Contrary to the myth, Obamacare actually reforms Medicare and offers many new rights, benefits, and protections for seniors. Some of the reformations include closing the “donut hole” for prescription medications, reforming Medicare Advantage and offering better health services across the board.

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No matter how many people dispute the claim, many parts of Obamacare address improving Medicare for seniors and expanding it. If you’re still skeptical about it, check out this website that digs a bit deeper to unravel the truth.

Myth: Obamacare Will Cull Seniors

Anyone against Obamacare is willing to do just about anything to turn people against it, even if it means making ludicrous claims that it’s meant to cull seniors. Fortunately, nothing could be further from the truth. Obamacare helps seniors in many ways, focusing on improved care for seniors via reforms in Medicare. This infographic about Obamacare highlights some of the advantages it provides to seniors and illustrates exactly how this new healthcare reform bill will work in the future.

If you’re a senior, watching the news on TV is likely giving you nightmares about how you’re going to get treated in the future. Don’t fret, though, as most of what you’re seeing and hearing is based on propaganda. Although some people might lose out with this healthcare reform, you certainly won’t.

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Are you a senior? What do you like or dislike most about the healthcare reform? How are you dissecting information so that you’re in the know about the new healthcare reform bill?

Leave a comment below and share your opinions on this heated debate.

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Last Updated on July 18, 2019

10 Small Changes To Make Your House Feel Like A Home

10 Small Changes To Make Your House Feel Like A Home

Your house is more than just a building that you live in. It should be a home that makes you feel welcome as soon as you open the front door.

Making your house feel like a home is not something that simply happens on its own. You need to make some changes to a house when you move in, to give it that cozy, warm feeling that turns it into a true home. To help you speed the process, follow this guide to 10 small changes to make your house feel like a home.

1. Make the Windows Your Own

When you move into a home, they often come with boring Venetian blinds or less than attractive curtains.

One of the best ways you can instantly warm your home and make it showcase your style is to add some new window dressing. Adding beautiful curtains not only improves your home’s appearance, but it can also help to control the temperature.

2. Put up Some Art

If you have a lot of bare walls in your home, it will seem sterile no matter how beautiful your paint or wallpaper is.

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Hanging art on the walls will instantly give it personality and make it feel like home.

3. Improve the Aroma

A house that is not filled with inviting smells will never feel like a home. There are loads of ways you can make your home smell nice. There are tons of air fresheners on the market you can use.

Incense and scented candles are a nice option as well. Don’t forget that baking in a home is also a great way to fill it with an aroma that instantly smells like home as soon as you open the front door.

4. Put out Lots of Pillows and Throws

A great way to make your home look warm and inviting is to place lots of pillows and throws out on the furniture. It is much better to have too many pillows than not enough.

There is nothing like the feeling of sinking into a cushiony pillow that feels like a cloud to make you feel like you are at home.

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5. Instantly Class up Your Closet

If your closet is filled with wire or plastic hangers, it will never truly feel homey. To instantly make your closet feel classy, change out your old hangers for wooden ones.

Not only do they look great, but they are better for hanging your clothes as well.

6. Improve Your Air Quality

One of the most overlooked ways to make your house feel more like a home is to improve its air quality.

The easiest and best way to upgrade the air quality in your home is to change the old, dirty filters in your furnace regularly. Get some air filters delivered to your home so that you always have some on hand.

7. Fill it with Plants

Another way to improve the air quality in your home is to fill it with plants. You should have plants in every room of your home.

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They help to improve the air quality and they look beautiful. As well as making your home appear homier, plants also help to boost your mood and lower your stress levels.

8. Change the Doorknobs

Most people don’t really give their doorknobs a second thought unless they are broken. That is a shame because changing your doorknobs is an easy way to add personality to your home.

Changing your old, boring doorknobs to new ones that are works of art will instantly brighten your home.

9. Upgrade Your Tub or Shower

There is nothing like luxuriating in a whirlpool bath or steam shower to make the cares of the day melt away. Your family deserves a bit of luxury when they are in their bathroom.

Install a new shower or tub today to make your bathroom worthy of a place in your home.

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10. Fresh Cut Flowers

You can make any room in your house feel homier by placing a vase full of beautiful flowers in it. The gorgeous look and intoxicating aroma of fresh cut flowers will immediately brighten your day when you encounter them.

You don’t have to make all these changes at once. Try one or two a day though, and your house will feel like a home before you know it. The trick is to constantly keep adding these homey touches to make your home a place worthy of its name.

Featured photo credit: https://www.pexels.com/photo/black-wooden-round-analog-wall-clock-on-brown-wooden-wall-121537/ via unsplash.com

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