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Myth Busters: 4 Lies Seniors Shouldn’t Believe About Obamacare

Myth Busters: 4 Lies Seniors Shouldn’t Believe About Obamacare

Let’s face it: Many people and pundits have an opinion about Obamacare, but most don’t seem to have a clue about the intricacies of the Affordable Care Act. While most citizens should do their own research instead of listen to the media outlets force their agenda on them, seniors don’t necessarily have the convenience of doing so since many still don’t know how to use modern technology like computers to find their own information.

With so many myths and rumors swirling around the issue, it’s important to trust a reliable source and make sure that you’re properly informed. Here are four lies seniors shouldn’t believe about Obamacare, regardless of who tells them.

Myth: Obamacare Will Increase Insurance Premiums

The most believed myth among Americans is that Obamacare means increased and unaffordable insurance premiums. Since many seniors are scraping by on social security benefits, an increase in their premium could literally mean the difference between living underneath a roof and being thrown out on the street. Fortunately for them, this myth isn’t true.

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The truth is insurance premiums have increased faster than the growth of income rates for more than 10 years. With more rules and regulations meant to reduce the growth in insurance premium rates today, like the rate review that keeps insurance companies from unjustly hiking their premiums, Obamacare is actually doing more to stop insurance companies from misusing their powers than other bills have before.

Although insurance companies have increased insurance rates in some cases to respond to your new healthcare protections, protections, and rights, Obamacare has countered this move by creating a Health Insurance Exchange Pool (also known as the Health Insurance Marketplace). Low-to-middle income seniors can shop for subsidized and regulated health insurance coverage from competing healthcare providers using their state’s marketplace.

If you make less than about $46,000 annually, then you qualify for cost assistance that’ll drastically reduce your insurance premium costs. For more information, check out the Health Insurance Marketplace.

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Myth: Obamacare Will Implement Death Panels

Although, there was a provision in the original healthcare bill that had to be removed because of rumors of death panels — the provision would’ve paid doctors for offering voluntary counseling to Medicare patients about end-of-life care options and wills. This provision no longer exists, and the rumor about death panels was false to begin with.

Removing this provision actually hurt seniors in an indirect way, though, since your healthcare is in you and your doctor’s hands. Obamacare doesn’t regulate healthcare; it regulates insurance coverage.

Myth: Obamacare Will Hurt Seniors the Most

Contrary to the myth, Obamacare actually reforms Medicare and offers many new rights, benefits, and protections for seniors. Some of the reformations include closing the “donut hole” for prescription medications, reforming Medicare Advantage and offering better health services across the board.

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No matter how many people dispute the claim, many parts of Obamacare address improving Medicare for seniors and expanding it. If you’re still skeptical about it, check out this website that digs a bit deeper to unravel the truth.

Myth: Obamacare Will Cull Seniors

Anyone against Obamacare is willing to do just about anything to turn people against it, even if it means making ludicrous claims that it’s meant to cull seniors. Fortunately, nothing could be further from the truth. Obamacare helps seniors in many ways, focusing on improved care for seniors via reforms in Medicare. This infographic about Obamacare highlights some of the advantages it provides to seniors and illustrates exactly how this new healthcare reform bill will work in the future.

If you’re a senior, watching the news on TV is likely giving you nightmares about how you’re going to get treated in the future. Don’t fret, though, as most of what you’re seeing and hearing is based on propaganda. Although some people might lose out with this healthcare reform, you certainly won’t.

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Are you a senior? What do you like or dislike most about the healthcare reform? How are you dissecting information so that you’re in the know about the new healthcare reform bill?

Leave a comment below and share your opinions on this heated debate.

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Last Updated on September 18, 2020

7 Simple Rules to Live by to Get in Shape in Two Weeks

7 Simple Rules to Live by to Get in Shape in Two Weeks

Learning how to get in shape and set goals is important if you’re looking to live a healthier lifestyle and get closer to your goal weight. While this does require changes to your daily routine, you’ll find that you are able to look and feel better in only two weeks.

Over the years, I’ve learned a lot about what it takes to get in shape. Although anyone can cover the basics (eat right and exercise), there are some things that I could only learn through trial and error. Let’s cover some of the most important points for how to get in shape in two weeks.

1. Exercise Daily

It is far easier to make exercise a habit if it is a daily one. If you aren’t exercising at all, I recommend starting by exercising a half hour every day. When you only exercise a couple times per week, it is much easier to turn one day off into three days off, a week off, or a month off.

If you are already used to exercising, switching to three or four times a week to fit your schedule may be preferable, but it is a lot harder to maintain a workout program you don’t do every day.

Be careful to not repeat the same exercise routine each day. If you do an intense ab workout one day, try switching it up to general cardio the next. You can also squeeze in a day of light walking to break up the intensity.

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If you’re a morning person, check out these morning exercises that will start your day off right.

2. Duration Doesn’t Substitute for Intensity

Once you get into the habit of regular exercise, where do you go if you still aren’t reaching your goals? Most people will solve the problem by exercising for longer periods of time, turning forty-minute workouts into two hour stretches. Not only does this drain your time, but it doesn’t work particularly well.

One study shows that “exercising for a whole hour instead of a half does not provide any additional loss in either body weight or fat”[1].

This is great news for both your schedule and your levels of motivation. You’ll likely find it much easier to exercise for 30 minutes a day instead of an hour. In those 30 minutes, do your best to up the intensity to your appropriate edge to get the most out of the time.

3. Acknowledge Your Limits

Many people get frustrated when they plateau in their weight loss or muscle gaining goals as they’re learning how to get in shape. Everyone has an equilibrium and genetic set point where their body wants to remain. This doesn’t mean that you can’t achieve your fitness goals, but don’t be too hard on yourself if you are struggling to lose weight or put on muscle.

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Acknowledging a set point doesn’t mean giving up, but it does mean realizing the obstacles you face.

Expect to hit a plateau in your own fitness results[2]. When you expect a plateau, you can manage around it so you can continue your progress at a more realistic rate. When expectations meet reality, you can avoid dietary crashes.

4. Eat Healthy, Not Just Food That Looks Healthy

Know what you eat. Don’t fuss over minutia like whether you’re getting enough Omega 3’s or tryptophan, but be aware of the big things. Look at the foods you eat regularly and figure out whether they are healthy or not. Don’t get fooled by the deceptively healthy snacks just pretending to be good for you.

The basic nutritional advice includes:

  • Eat unprocessed foods
  • Eat more veggies
  • Use meat as a side dish, not a main course
  • Eat whole grains, not refined grains[3]

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Eat whole grains when you want to learn how to get in shape.

    5. Watch Out for Travel

    Don’t let a four-day holiday interfere with your attempts when you’re learning how to get in shape. I don’t mean that you need to follow your diet and exercise plan without any excursion, but when you are in the first few weeks, still forming habits, be careful that a week long break doesn’t terminate your progress.

    This is also true of schedule changes that leave you suddenly busy or make it difficult to exercise. Have a backup plan so you can be consistent, at least for the first month when you are forming habits.

    If travel is on your schedule and can’t be avoided, make an exercise plan before you go[4], and make sure to pack exercise clothes and an exercise mat as motivation to keep you on track.

    6. Start Slow

    Ever start an exercise plan by running ten miles and then puking your guts out? Maybe you aren’t that extreme, but burnout is common early on when learning how to get in shape. You have a lifetime to be healthy, so don’t try to go from couch potato to athletic superstar in a week.

    If you are starting a running regime, for example, run less than you can to start. Starting strength training? Work with less weight than you could theoretically lift. Increasing intensity and pushing yourself can come later when your body becomes comfortable with regular exercise.

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    7. Be Careful When Choosing a Workout Partner

    Should you have a workout partner? That depends. Workout partners can help you stay motivated and make exercising more fun. But they can also stop you from reaching your goals.

    My suggestion would be to have a workout partner, but when you start to plateau (either in physical ability, weight loss/gain, or overall health) and you haven’t reached your goals, consider mixing things up a bit.

    If you plateau, you may need to make changes to continue improving. In this case it’s important to talk to your workout partner about the changes you want to make, and if they don’t seem motivated to continue, offer a thirty day break where you both try different activities.

    I notice that guys working out together tend to match strength after a brief adjustment phase. Even if both are trying to improve, something seems to stall improvement once they reach a certain point. I found that I was able to lift as much as 30-50% more after taking a short break from my regular workout partner.

    Final Thoughts

    Learning how to get in shape in as little as two weeks sounds daunting, but if you’re motivated and have the time and energy to devote to it, it’s certainly possible.

    Find an exercise routine that works for you, eat healthy, drink lots of water, and watch as the transformation begins.

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    Featured photo credit: Alexander Redl via unsplash.com

    Reference

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