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Is Flex-tirement the New Retirement?

Is Flex-tirement the New Retirement?

My father is 66 years old. Over the last forty years, he has worked in both Corporate America and academia, and his identity is closely tied to his job. How could it not be? He has spent the better part of his life commuting from one office to another, and he’s somewhat of a workaholic.

The original plan was for my dad to retire at age 66, but now that it’s here, the idea seems preposterous. He has lost money in the recession, and like many Baby Boomers, the thought of moving down to Florida to play tennis and mah jong all day makes him a little ill. My dad wants and needs to keep working, but he knows a 50 hour a week job is putting his health in jeopardy. What’s a Boomer to do?

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Finding a middle ground

My father’s situation is not unique. As tens of millions of Boomers approach traditional retirement age, organizations must contend with how to downsize valuable employees without completely cutting the cord. Enter the notion of flex-tirement.

Hard as it may be to believe in today’s market, we are actually on the cusp of a demographically-induced labor shortage that will leave organizations with far more green employees than seasoned ones. Smart companies know that it’s wise to use flex-tirement to hold on to experienced employees so they can effectively train and transition the younger generation into leadership roles. In an ideal scenario, a company would allow a fifty or sixty-something employee to keep the same job, which they enjoy and are good at, with reduced hours and pay.

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No longer an ex-president’s benefit

If you think about it, flex-tirement has been available to some types for a while. For former presidents or CEOs, “retirement” often equals plum consulting jobs and advisory board service. But increasingly, such opportunities are presenting themselves to average people too.

Even the government is on board with the idea. Says Camille Tuutti in Federal Computer Week:  “The Obama administration has acknowledged the potential of flexible retention. Its 2013 budget for the Office of Personnel Management included a proposal that would allow eligible employees to reduce their work hours at the end of their careers and receive income partially from a reduced salary and partially from retirement annuity. These employees would be required to mentor others, sharing institutional knowledge and helping with succession planning.”

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Make them want to retain you

So, if you’re a Boomer who wants to continue to work while enjoying some of the benefits of retirement, how should you position yourself? Your first goal is to make sure you are someone worth keeping. This means staying current in your job-specific training and skills and being at the top of your game productivity-wise. It also means going out of your way to showcase your value and results to the higher-ups and getting them to say, “Wow, losing Buddy Boomer is going to be a real problem. Who is going to do Task A, B, and C?”

Boomers who haven’t kept up with technology need to get with the program. You don’t want to be considered irrelevant because you don’t understand how business operates in a highly networked, highly virtual world. In addition, it’s imperative that flex-tirement-minded Boomers retain enthusiasm and passion for the job.  An employer is not likely to offer you a desirable part-time arrangement if they feel your heart and mind are touring a castle somewhere in Europe.

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Finally, be willing to chart the course. Remember that flex-tirement is new territory for many employers, and as such, formal policies and procedures might not yet exist. You should be prepared to use your well-honed negotiation and persuasion skills to obtain a situation that’s right for you.

(Photo credit: Retirement Savings via Shutterstock)

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Last Updated on January 3, 2020

The 10 Essential Habits of Positive People

The 10 Essential Habits of Positive People

Are you waiting for life events to turn out the way you want so that you can feel more positive about your life? Do you find yourself having pre-conditions to your sense of well-being, thinking that certain things must happen for you to be happier? Do you think there is no way that your life stresses can make you anything other than “stressed out” and that other people just don’t understand?  If your answer is “yes” to any of these questions, you might find yourself lingering in the land of negativity for too long!

The following are some tips to keep positive no matter what comes your way. This post will help you stop looking for what psychologists call “positivity” in all the wrong places!  Here are the ten essential habits of positive people.

1. Positive people don’t confuse quitting with letting go.

Instead of hanging on to ideas, beliefs, and even people that are no longer healthy for them, they trust their judgement to let go of negative forces in their lives.  Especially in terms of relationships, they subscribe to The Relationship Prayer which goes:

 I will grant myself the ability to trust the healthy people in my life … 

To set limits with, or let go of, the negative ones … 

And to have the wisdom to know the DIFFERENCE!

 2.  Positive people don’t just have a good day – they make a good day.

Waiting, hoping and wishing seldom have a place in the vocabulary of positive individuals. Rather, they use strong words that are pro-active and not reactive. Passivity leads to a lack of involvement, while positive people get very involved in constructing their lives. They work to make changes to feel better in tough times rather than wish their feelings away.

3. For the positive person, the past stays in the past.

Good and bad memories alike stay where they belong – in the past where they happened. They don’t spend much time pining for the good ol’ days because they are too busy making new memories now. The negative pulls from the past are used not for self-flagellation or unproductive regret, but rather productive regret where they use lessons learned as stepping stones towards a better future.

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4. Show me a positive person and I can show you a grateful person.

The most positive people are the most grateful people.  They do not focus on the potholes of their lives.  They focus on the pot of gold that awaits them every day, with new smells, sights, feelings and experiences.  They see life as a treasure chest full of wonder.

5. Rather than being stuck in their limitations, positive people are energized by their possibilities.

Optimistic people focus on what they can do, not what they can’t do.  They are not fooled to think that there is a perfect solution to every problem, and are confident that there are many solutions and possibilities.  They are not afraid to attempt new solutions to old problems, rather than spin their wheels expecting things to be different this time.  They refuse to be like Charlie Brown expecting that this time Lucy will not pull the football from him!

6. Positive people do not let their fears interfere with their lives!

Positive people have observed that those who are defined and pulled back by their fears never really truly live a full life. While proceeding with appropriate caution, they do not let fear keep them from trying new things. They realize that even failures are necessary steps for a successful life. They have confidence that they can get back up when they are knocked down by life events or their own mistakes, due to a strong belief in their personal resilience.

7. Positive people smile a lot!

When you feel positive on the inside it is like you are smiling from within, and these smiles are contagious. Furthermore, the more others are with positive people, the more they tend to smile too! They see the lightness in life, and have a sense of humor even when it is about themselves. Positive people have a high degree of self-respect, but refuse to take themselves too seriously!

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8. People who are positive are great communicators.

They realize that assertive, confident communication is the only way to connect with others in everyday life.  They avoid judgmental, angry interchanges, and do not let someone else’s blow up give them a reason to react in kind. Rather, they express themselves with tact and finesse.  They also refuse to be non-assertive and let people push them around. They refuse to own problems that belong to someone else.

9. Positive people realize that if you live long enough, there are times for great pain and sadness.

One of the most common misperceptions about positive people is that to be positive, you must always be happy. This can not be further from the truth. Anyone who has any depth at all is certainly not happy all the time.  Being sad, angry, disappointed are all essential emotions in life. How else would you ever develop empathy for others if you lived a life of denial and shallow emotions? Positive people do not run from the gamut of emotions, and accept that part of the healing process is to allow themselves to experience all types of feelings, not only the happy ones. A positive person always holds the hope that there is light at the end of the darkness.  

10. Positive person are empowered people – they refuse to blame others and are not victims in life.

Positive people seek the help and support of others who are supportive and safe.They limit interactions with those who are toxic in any manner, even if it comes to legal action and physical estrangement such as in the case of abuse. They have identified their own basic human rights, and they respect themselves too much to play the part of a victim. There is no place for holding grudges with a positive mindset. Forgiveness helps positive people become better, not bitter.

How about you?  How many habits of positive people do you personally find in yourself?  If you lack even a few of these 10 essential habits, you might find that the expected treasure at the end of the rainbow was not all that it was cracked up to be. How could it — if you keep on bringing a negative attitude around?

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I wish you well in keeping positive, because as we all know, there is certainly nothing positive about being negative!

Featured photo credit: Janaína Castelo Branco via flickr.com

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