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Beware of Scams, Especially When Traveling

Beware of Scams, Especially When Traveling

    I think everyone I know has a trip planned for the next few weeks, trying to get in just a few more days of summer fun before fall really sets in. But as all the travelers come out, so do scammers ready to take advantage of people who aren’t exactly following their normal routines.

    Scams can be found anywhere: I visited Petra, where a local man tried to sell me pottery that he swore was over a thousand years old… too bad it looked exactly like someone had smashed up a brand new terra cotta pot. I’ve found scammers closer to home, too, including a guy wanting to sell me a magical gas-saving device before I even left on my journey.

    There’s really only one way to avoid getting scammed, and that’s recognizing a scam before you hand over any money. There are a few scams that target travelers in particular — try comparing these to any you hear along your journeys.

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    Gas-Saving Gadgets

    As gas prices have risen, anyone who drives has started looking for ways to cut their gas bill. Scammers of all sorts have seen an opportunity: they offer up all sorts of gas-saving gadgets for sale. There’s a wide variety of gadgets available for sale — some by manufacturers who don’t fit the traditional definition of a scammer.

    They all have one thing in common, though: they don’t work. There are products like the Magnetizer, which supposedly rearrange the ions in your fuel line and the Turbonator, which swirls air going into engines to improve fuel combustion. But the Federal Trade Commission and the Environmental Protection Agency have tested these products and they just don’t work. That includes those shilled by your gas station attendant and those found on television.

    Currency Exchanges

    While kiosks and banks are the recommended locations to exchange your money, there are other options. For instance, if you’re willing to make an exchange with someone on the street, you can often get a better rate.

    Of course, you can also wind up with bills and coins that are no longer in circulation or have your money entirely stolen.

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    Travel Deal Bait-And-Switch

    Travel packages tend to sell well — whether a hotel is offering free meals at its restaurant or groups are going together. But it’s incredibly easy for a hotel to change the terms of your package deal after you’ve arrived — what are you going to do, after all? Go home? What if home is hours away and you don’t know the area? Some hotels will wait until you’re checking out to present you with a bill, saying that the original package was invalid or something similar.

    If you’re traveling on some sort of package deal, double check the terms when you arrive and when you leave. And, always, get your deal in print!

    Travel to Closed Locations

    Depending on where you live, it may be difficult to travel to certain places. U.S. citizens, for instance, are forbidden from traveling to Cuba for tourism. But there are plenty of travel agents and fixers more than willing to arrange that trip, if you’re willing to pay.

    But with a trip of questionable legality, it becomes easier for something to go wrong. It’s not an uncommon scam for a travel agent to sell trips to Cuba or other off-limits countries. They’ll require a large deposit and, when the departure date draws near, announce that some government authority has blocked the trip. Who is to say otherwise?

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    Car Rental Insurance

    If you’re planning to rent a car while you travel, don’t automatically sign up for the rental company’s insurance policy. Check with your car insurance company and your credit card company — both usually offer some level of coverage for your car. Some rental agencies push hard to get you to take an insurance policy.

    For drivers who do get in an accident while driving a rental car, it’s absolutely crucial to keep an eye on the paperwork the rental agency issues: most impose a staggering number of fees. These can include towing, storage, impound fees, loss of use, diminished value and administrative services, and up to thousands of dollars. Unscrupulous rental agencies simply pile on the fees, expecting the customer will just pay.

    Counterfeit Merchandise

    There are some travel destinations that provide great shopping opportunities. Products are available for a tenth of their price elsewhere in some countries. Of course, these versions are almost always counterfeit.

    Counterfeit merchandise may not be a big deal, but if you’re thinking about buying cheap pharmaceuticals, it’s probably worth exploring other options. Counterfeits are so cheap because their manufacturers cut corners somewhere. In the case of pharmaceuticals, it’s often by cutting drugs with anything they can get their hands on, including toxins and poisons.

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    Fake Tickets

    If you buy tickets online — for a special event, an airplane ride or anything else — there’s at least a small risk that you’ll wind up with nothing but the paper you printed your ‘ticket’ on. The Beijing Olympics ran into this exact fraud. A scammer set up a very professional looking website (BeijingTickets.com) and sold over $50 million worth of tickets that they promised to then deliver to customers. Of course, no customers received tickets. Several other websites offered similar scams, as well.

    It’s worth noting that many of the tickets were purchased after the International Olympic Committee announced that tickets were officially sold out.

    Take Care of Yourself

    Not every hotel, car rental agency or salesman is dishonest. There really are some good travel deals out there. But when you’re offered an opportunity that really does seem to be too good to be true, it’s worth asking yourself why it seems so unbelievable. Maybe it really is too good to be true.

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    Last Updated on September 16, 2019

    How to Stop Procrastinating: 11 Practical Ways for Procrastinators

    How to Stop Procrastinating: 11 Practical Ways for Procrastinators

    You have a deadline looming. However, instead of doing your work, you are fiddling with miscellaneous things like checking email, social media, watching videos, surfing blogs and forums. You know you should be working, but you just don’t feel like doing anything.

    We are all familiar with the procrastination phenomenon. When we procrastinate, we squander away our free time and put off important tasks we should be doing them till it’s too late. And when it is indeed too late, we panic and wish we got started earlier.

    The chronic procrastinators I know have spent years of their life looped in this cycle. Delaying, putting off things, slacking, hiding from work, facing work only when it’s unavoidable, then repeating this loop all over again. It’s a bad habit that eats us away and prevents us from achieving greater results in life.

    Don’t let procrastination take over your life. Here, I will share my personal steps on how to stop procrastinating. These 11 steps will definitely apply to you too:

    1. Break Your Work into Little Steps

    Part of the reason why we procrastinate is because subconsciously, we find the work too overwhelming for us. Break it down into little parts, then focus on one part at the time. If you still procrastinate on the task after breaking it down, then break it down even further. Soon, your task will be so simple that you will be thinking “gee, this is so simple that I might as well just do it now!”.

    For example, I’m currently writing a new book (on How to achieve anything in life). Book writing at its full scale is an enormous project and can be overwhelming. However, when I break it down into phases such as –

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    • (1) Research
    • (2) Deciding the topic
    • (3) Creating the outline
    • (4) Drafting the content
    • (5) Writing Chapters #1 to #10,
    • (6) Revision
    • (7) etc.

    Suddenly it seems very manageable. What I do then is to focus on the immediate phase and get it done to my best ability, without thinking about the other phases. When it’s done, I move on to the next.

    2. Change Your Environment

    Different environments have different impact on our productivity. Look at your work desk and your room. Do they make you want to work or do they make you want to snuggle and sleep? If it’s the latter, you should look into changing your workspace.

    One thing to note is that an environment that makes us feel inspired before may lose its effect after a period of time. If that’s the case, then it’s time to change things around. Refer to Steps #2 and #3 of 13 Strategies To Jumpstart Your Productivity, which talks about revamping your environment and workspace.

    3. Create a Detailed Timeline with Specific Deadlines

    Having just 1 deadline for your work is like an invitation to procrastinate. That’s because we get the impression that we have time and keep pushing everything back, until it’s too late.

    Break down your project (see tip #1), then create an overall timeline with specific deadlines for each small task. This way, you know you have to finish each task by a certain date. Your timelines must be robust, too – i.e. if you don’t finish this by today, it’s going to jeopardize everything else you have planned after that. This way it creates the urgency to act.

    My goals are broken down into monthly, weekly, right down to the daily task lists, and the list is a call to action that I must accomplish this by the specified date, else my goals will be put off.

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    Here’re more tips on setting deadlines: 22 Tips for Effective Deadlines

    4. Eliminate Your Procrastination Pit-Stops

    If you are procrastinating a little too much, maybe that’s because you make it easy to procrastinate.

    Identify your browser bookmarks that take up a lot of your time and shift them into a separate folder that is less accessible. Disable the automatic notification option in your email client. Get rid of the distractions around you.

    I know some people will out of the way and delete or deactivate their facebook accounts. I think it’s a little drastic and extreme as addressing procrastination is more about being conscious of our actions than counteracting via self-binding methods, but if you feel that’s what’s needed, go for it.

    5. Hang out with People Who Inspire You to Take Action

    I’m pretty sure if you spend just 10 minutes talking to Steve Jobs or Bill Gates, you’ll be more inspired to act than if you spent the 10 minutes doing nothing. The people we are with influence our behaviors. Of course spending time with Steve Jobs or Bill Gates every day is probably not a feasible method, but the principle applies — The Hidden Power of Every Single Person Around You

    Identify the people, friends or colleagues who trigger you – most likely the go-getters and hard workers – and hang out with them more often. Soon you will inculcate their drive and spirit too.

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    As a personal development blogger, I “hang out” with inspiring personal development experts by reading their blogs and corresponding with them regularly via email and social media. It’s communication via new media and it works all the same.

    6. Get a Buddy

    Having a companion makes the whole process much more fun. Ideally, your buddy should be someone who has his/her own set of goals. Both of you will hold each other accountable to your goals and plans. While it’s not necessary for both of you to have the same goals, it’ll be even better if that’s the case, so you can learn from each other.

    I have a good friend whom I talk to regularly, and we always ask each other about our goals and progress in achieving those goals. Needless to say, it spurs us to keep taking action.

    7. Tell Others About Your Goals

    This serves the same function as #6, on a larger scale. Tell all your friends, colleagues, acquaintances and family about your projects. Now whenever you see them, they are bound to ask you about your status on those projects.

    For example, sometimes I announce my projects on The Personal Excellence Blog, Twitter and Facebook, and my readers will ask me about them on an ongoing basis. It’s a great way to keep myself accountable to my plans.

    8. Seek out Someone Who Has Already Achieved the Outcome

    What is it you want to accomplish here, and who are the people who have accomplished this already? Go seek them out and connect with them. Seeing living proof that your goals are very well achievable if you take action is one of the best triggers for action.

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    9. Re-Clarify Your Goals

    If you have been procrastinating for an extended period of time, it might reflect a misalignment between what you want and what you are currently doing. Often times, we outgrow our goals as we discover more about ourselves, but we don’t change our goals to reflect that.

    Get away from your work (a short vacation will be good, else just a weekend break or staycation will do too) and take some time to regroup yourself. What exactly do you want to achieve? What should you do to get there? What are the steps to take? Does your current work align with that? If not, what can you do about it?

    10. Stop Over-Complicating Things

    Are you waiting for a perfect time to do this? That maybe now is not the best time because of X, Y, Z reasons? Ditch that thought because there’s never a perfect time. If you keep waiting for one, you are never going to accomplish anything.

    Perfectionism is one of the biggest reasons for procrastination. Read more about why perfectionist tendencies can be a bane than a boon: Why Being A Perfectionist May Not Be So Perfect.

    11. Get a Grip and Just Do It

    At the end, it boils down to taking action. You can do all the strategizing, planning and hypothesizing, but if you don’t take action, nothing’s going to happen. Occasionally, I get readers and clients who keep complaining about their situations but they still refuse to take action at the end of the day.

    Reality check:

    I have never heard anyone procrastinate their way to success before and I doubt it’s going to change in the near future.  Whatever it is you are procrastinating on, if you want to get it done, you need to get a grip on yourself and do it.

    More About Procrastination

    Featured photo credit: Malvestida Magazine via unsplash.com

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