Advertising
Advertising

6 Things You Should Never Keep In Your Wallet

6 Things You Should Never Keep In Your Wallet

The wallet is an interesting invention. Normally, we wouldn’t think to put something valuable and hard-earned into a small leather pouch, but we do so with a wallet. Because of this, wallets are highly vulnerable to being stolen or misplaced. Hence, there are a couple of things you shouldn’t put into a wallet to protect your financial and personal security. Below, we have six of the most significant things to leave out. If you have any bad personal experiences dealing with your wallet, let us know in the comments below.

1. Your Phone

1

    While most phones can’t fit in standard wallets, manufacturers have created iPhone cases that double as wallets/card holders. They usually include two pockets that allow you to slip in two or four cards and a couple of dollar bills. While they allow you to carry more on you while taking up less space, this combination is quite dangerous. First off, some cards can be tampered with by cell phone waves, making it a bad idea to keep them in the same proximity. Secondly, when you wallet is snatched, it means you will lose your phone as well.

    Advertising

    2. Important Codes

    2

      Wallets can be a very messy place for many people. Because of the pockets, it is a common occurrence to keep old receipts and other important papers and cards. However, while it may seem like a smart idea to keep alarm codes and passwords in your wallet, when your wallet is stolen that will be a different story. The thief will have your address based on your identification card, and how will also have the alarm code to your home. If you seem to be a bit forgetful, find a journal application that will allow you to password protect notes that can contain relevant codes.

      3. Social Security Card

      Advertising

      3

        Social security cards have a disclaimer at the bottom that the card should be kept in a safe place. This is because a social security number is the ultimate access point to an individual’s personal information. Instead of carrying your social security card in your wallet, consider hiding the card in a unique place instead. Because chances are, if you remember your social security number, there will be very few places you’ll be required to make use of a physical card.

        4. The Checkbook

        4

          Checkbooks are quickly being replaced by check cards, or cards that take money from your checking account, to allow you to purchase things in the same way you can purchase using a credit card. However, there are still some traditionalists who prefer to write out a nice, crisp check. If you are one of those individuals, consider not carrying your checkbook in your wallet. Instead, look into alternatives like a bank card or simply keeping your checkbook separate from your wallet. Thieves can make use of blank checks and can even transfer money using the information found on checks.

          Advertising

          5. Unnecessary Gift Cards

          5

            Up until now we have covered what things to not carry in your wallet due to safety and financial security. Now, we are going to cover what you should leave out based on simply up-keeping an efficient wallet. This includes not having unnecessary gift cards in your wallet. Periodically check the balances of the gift cards you have to ensure they are worth keeping. For the ones that are in fact worth keeping, look into applications like Lemon Wallet that digitize your gift cards. Passbook is also a great onboard program that does the same thing. Plus, it’s password protected, which allows you to keep your cards safe.

            6. Large Amounts of Cash

            Advertising

            6

              This may seem obvious, but there are some people who are against bank accounts…or safes. If you are one of these individuals, you are setting yourself up for a safety nightmare by holding large amounts of cash in your wallet. Once stolen, unlike organized financial accounts, paper money doesn’t have a paper trail, which means you may not be able to recover the stolen bills. For this reason, going plastic is a good alternative. Checking with financial institutions is a good start. For those scared away by these institutions, alternatives like Simple make for approachable financial institutions.

              If you’re an individual who usually keeps your wallet light, you’d be surprised that individuals keep all of this in their wallets. But it’s true, and not only is it an annoyance to carry around something so bulky in your pocket, we now know it can also be very dangerous.

              More by this author

              10 Meal Planning Apps You Need To Have To Get Healthier Easily The 50 Best Desktop Wallpapers for 2013 23 Awesome Travel Hacks That Add Fun To Your Trip How to Stay in Good Shape During Black Friday 9 Apps Unrelated to Black Friday That Are Helpful

              Trending in Leisure

              1 30 Fun Things to Do at Home 2 10 Things Only Those Who Travel With Friends Understand 3 20 Creative Ways To Say Thank You 4 5 Best Free Websites To Learn Photography Skills Easily 5 World’s 30 Coolest And Most Unusual Hostels You Definitely Need To Visit

              Read Next

              Advertising
              Advertising
              Advertising

              Last Updated on November 19, 2019

              20 Time Management Tips to Super Boost Your Productivity

              20 Time Management Tips to Super Boost Your Productivity

              Are you usually punctual or late? Do you finish things within the time you stipulate? Do you hand in your reports/work on time? Are you able to accomplish what you want to do before deadlines? Are you a good time manager?

              If your answer is “no” to any of the questions above, that means you’re not managing your time as well as you want. Here are 20 time management tips to help you manage time better:

              1. Create a Daily Plan

              Plan your day before it unfolds. Do it in the morning or even better, the night before you sleep. The plan gives you a good overview of how the day will pan out. That way, you don’t get caught off guard. Your job for the day is to stick to the plan as best as possible.

              2. Peg a Time Limit to Each Task

              Be clear that you need to finish X task by 10am, Y task by 3pm, and Z item by 5:30pm. This prevents your work from dragging on and eating into time reserved for other activities.

              3. Use a Calendar

              Having a calendar is the most fundamental step to managing your daily activities. If you use outlook or lotus notes, calendar come as part of your mailing software.

              I use it. It’s even better if you can sync your calendar to your mobile phone and other hardwares you use – that way, you can access your schedule no matter where you are. Here’re the 10 Best Calendar Apps to Stay on Track .

              Find out more tips about how to use calendar for better time management here: How to Use a Calendar to Create Time and Space

              4. Use an Organizer

              An organizer helps you to be on top of everything in your life. It’s your central tool to organize information, to-do lists, projects, and other miscellaneous items.

              These Top 15 Time Management Apps and Tools can help you organize better, pick one that fits your needs.

              Advertising

              5. Know Your Deadlines

              When do you need to finish your tasks? Mark the deadlines out clearly in your calendar and organizer so you know when you need to finish them.

              But make sure you don’t make these 10 Common Mistakes When Setting Deadlines.

              6. Learn to Say “No”

              Don’t take on more than you can handle. For the distractions that come in when you’re doing other things, give a firm no. Or defer it to a later period.

              Leo Babauta, the founder of Zen Habits has some great insights on how to say no: The Gentle Art of Saying No

              7. Target to Be Early

              When you target to be on time, you’ll either be on time or late. Most of the times you’ll be late. However, if you target to be early, you’ll most likely be on time.

              For appointments, strive to be early. For your deadlines, submit them earlier than required.

              Learn from these tips about how to prepare yourself to be early, instead of just in time.

              8. Time Box Your Activities

              This means restricting your work to X amount of time. Why time boxing is good for you? Here’re 10 reasons why you should start time-boxing.

              You can also read more about how to do time boxing here: #5 of 13 Strategies To Jumpstart Your Productivity.

              Advertising

              9. Have a Clock Visibly Placed Before You

              Sometimes we are so engrossed in our work that we lose track of time. Having a huge clock in front of you will keep you aware of the time at the moment.

              10. Set Reminders 15 Minutes Before

              Most calendars have a reminder function. If you have an important meeting to attend, set that alarm 15 minutes before.

              You can learn more about how reminders help you remember everything in this article: The Importance of Reminders (And How to Make a Reminder That Works)

              11. Focus

              Are you multi-tasking so much that you’re just not getting anything done? If so, focus on just one key task at one time. Multitasking is bad for you.

              Close off all the applications you aren’t using. Close off the tabs in your browser that are taking away your attention. Focus solely on what you’re doing. You’ll be more efficient that way.

              Lifehack’s CEO has written a definitive guide on how to focus, learn the tips: How to Focus and Maximize Your Productivity (the Definitive Guide)

              12. Block out Distractions

              What’s distracting you in your work? Instant messages? Phone ringing? Text messages popping in?

              I hardly ever use chat nowadays. The only times when I log on is when I’m not intending to do any work. Otherwise it gets very distracting.

              When I’m doing important work, I also switch off my phone. Calls during this time are recorded and I contact them afterward if it’s something important. This helps me concentrate better.

              Advertising

              Find more tips on how to minimize distractions to achieve more in How to Minimize Distraction to Get Things Done

              13. Track Your Time Spent

              When you start to track your time, you’re more aware of how you spend your time. For example, you can set a simple countdown timer to make sure that you finish a task within a period of time, say 30 minutes or 1 hour. The time pressure can push you to stay focused and work more efficiently.

              You can find more time tracking apps here and pick one that works for you.

              14. Don’t Fuss About Unimportant Details

              You’re never get everything done in exactly the way you want. Trying to do so is being ineffective.

              Trying to be perfect does you more harm than good, learn here about how perfectionism kills your productivity and how to ditch the perfectionism mindset.

              15. Prioritize

              Since you can’t do everything, learn to prioritize the important and let go of the rest.

              Apply the 80/20 principle which is a key principle in prioritization. You can also take up this technique to prioritize everything on your plate: How to Prioritize Right in 10 Minutes and Work 10X Faster

              16. Delegate

              If there are things that can be better done by others or things that are not so important, consider delegating. This takes a load off and you can focus on the important tasks.

              When you delegate some of your work, you free up your time and achieve more. Learn about how to effectively delegate works in this guide: How to Delegate Work (the Definitive Guide for Successful Leaders)

              Advertising

              17. Batch Similar Tasks Together

              For related work, batch them together.

              For example, my work can be categorized into these core groups:

              1. writing (articles, my upcoming book)
              2. coaching
              3. workshop development
              4. business development
              5. administrative

              I batch all the related tasks together so there’s synergy. If I need to make calls, I allocate a time slot to make all my calls. It really streamlines the process.

              18. Eliminate Your Time Wasters

              What takes your time away your work? Facebook? Twitter? Email checking? Stop checking them so often.

              One thing you can do is make it hard to check them – remove them from your browser quick links / bookmarks and stuff them in a hard to access bookmarks folder. Replace your browser bookmarks with important work-related sites.

              While you’ll still checking FB/Twitter no doubt, you’ll find it’s a lower frequency than before.

              19. Cut off When You Need To

              The number one reason why things overrun is because you don’t cut off when you have to.

              Don’t be afraid to intercept in meetings or draw a line to cut-off. Otherwise, there’s never going to be an end and you’ll just eat into the time for later.

              20. Leave Buffer Time In-Between

              Don’t pack everything closely together. Leave a 5-10 minute buffer time in between each tasks. This helps you wrap up the previous task and start off on the next one.

              More Time Management Techniques

              Featured photo credit: Unsplash via unsplash.com

              Read Next