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6 Things You Should Never Keep In Your Wallet

6 Things You Should Never Keep In Your Wallet

The wallet is an interesting invention. Normally, we wouldn’t think to put something valuable and hard-earned into a small leather pouch, but we do so with a wallet. Because of this, wallets are highly vulnerable to being stolen or misplaced. Hence, there are a couple of things you shouldn’t put into a wallet to protect your financial and personal security. Below, we have six of the most significant things to leave out. If you have any bad personal experiences dealing with your wallet, let us know in the comments below.

1. Your Phone

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    While most phones can’t fit in standard wallets, manufacturers have created iPhone cases that double as wallets/card holders. They usually include two pockets that allow you to slip in two or four cards and a couple of dollar bills. While they allow you to carry more on you while taking up less space, this combination is quite dangerous. First off, some cards can be tampered with by cell phone waves, making it a bad idea to keep them in the same proximity. Secondly, when you wallet is snatched, it means you will lose your phone as well.

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    2. Important Codes

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      Wallets can be a very messy place for many people. Because of the pockets, it is a common occurrence to keep old receipts and other important papers and cards. However, while it may seem like a smart idea to keep alarm codes and passwords in your wallet, when your wallet is stolen that will be a different story. The thief will have your address based on your identification card, and how will also have the alarm code to your home. If you seem to be a bit forgetful, find a journal application that will allow you to password protect notes that can contain relevant codes.

      3. Social Security Card

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        Social security cards have a disclaimer at the bottom that the card should be kept in a safe place. This is because a social security number is the ultimate access point to an individual’s personal information. Instead of carrying your social security card in your wallet, consider hiding the card in a unique place instead. Because chances are, if you remember your social security number, there will be very few places you’ll be required to make use of a physical card.

        4. The Checkbook

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          Checkbooks are quickly being replaced by check cards, or cards that take money from your checking account, to allow you to purchase things in the same way you can purchase using a credit card. However, there are still some traditionalists who prefer to write out a nice, crisp check. If you are one of those individuals, consider not carrying your checkbook in your wallet. Instead, look into alternatives like a bank card or simply keeping your checkbook separate from your wallet. Thieves can make use of blank checks and can even transfer money using the information found on checks.

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          5. Unnecessary Gift Cards

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            Up until now we have covered what things to not carry in your wallet due to safety and financial security. Now, we are going to cover what you should leave out based on simply up-keeping an efficient wallet. This includes not having unnecessary gift cards in your wallet. Periodically check the balances of the gift cards you have to ensure they are worth keeping. For the ones that are in fact worth keeping, look into applications like Lemon Wallet that digitize your gift cards. Passbook is also a great onboard program that does the same thing. Plus, it’s password protected, which allows you to keep your cards safe.

            6. Large Amounts of Cash

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              This may seem obvious, but there are some people who are against bank accounts…or safes. If you are one of these individuals, you are setting yourself up for a safety nightmare by holding large amounts of cash in your wallet. Once stolen, unlike organized financial accounts, paper money doesn’t have a paper trail, which means you may not be able to recover the stolen bills. For this reason, going plastic is a good alternative. Checking with financial institutions is a good start. For those scared away by these institutions, alternatives like Simple make for approachable financial institutions.

              If you’re an individual who usually keeps your wallet light, you’d be surprised that individuals keep all of this in their wallets. But it’s true, and not only is it an annoyance to carry around something so bulky in your pocket, we now know it can also be very dangerous.

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              Last Updated on March 13, 2019

              How to Get out of a Rut: 12 Useful Ways to Get Unstuck

              How to Get out of a Rut: 12 Useful Ways to Get Unstuck

              Have you gotten into a rut before? Or are you in a rut right now?

              You know you’re in a rut when you run out of ideas and inspiration. I personally see a rut as a productivity vacuum. It might very well be a reason why you aren’t getting results. Even as you spend more time on your work, you can’t seem to get anything constructive done. While I’m normally productive, I get into occasional ruts (especially when I’ve been working back-to-back without rest). During those times, I can spend an entire day in front of the computer and get nothing done. It can be quite frustrating.

              Over time, I have tried and found several methods that are helpful to pull me out of a rut. If you experience ruts too, whether as a working professional, a writer, a blogger, a student or other work, you will find these useful. Here are 12 of my personal tips to get out of ruts:

              1. Work on the small tasks.

              When you are in a rut, tackle it by starting small. Clear away your smaller tasks which have been piling up. Reply to your emails, organize your documents, declutter your work space, and reply to private messages.

              Whenever I finish doing that, I generate a positive momentum which I bring forward to my work.

              2. Take a break from your work desk.

              Get yourself away from your desk and go take a walk. Go to the washroom, walk around the office, go out and get a snack.

              Your mind is too bogged down and needs some airing. Sometimes I get new ideas right after I walk away from my computer.

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              3. Upgrade yourself

              Take the down time to upgrade yourself. Go to a seminar. Read up on new materials (#7). Pick up a new language. Or any of the 42 ways here to improve yourself.

              The modern computer uses different typefaces because Steve Jobs dropped in on a calligraphy class back in college. How’s that for inspiration?

              4. Talk to a friend.

              Talk to someone and get your mind off work for a while.

              Talk about anything, from casual chatting to a deep conversation about something you really care about. You will be surprised at how the short encounter can be rejuvenating in its own way.

              5. Forget about trying to be perfect.

              If you are in a rut, the last thing you want to do is step on your own toes with perfectionist tendencies.

              Just start small. Do what you can, at your own pace. Let yourself make mistakes.

              Soon, a little trickle of inspiration will come. And then it’ll build up with more trickles. Before you know it, you have a whole stream of ideas.

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              6. Paint a vision to work towards.

              If you are continuously getting in a rut with your work, maybe there’s no vision inspiring you to move forward.

              Think about why you are doing this, and what you are doing it for. What is the end vision in mind?

              Make it as vivid as possible. Make sure it’s a vision that inspires you and use that to trigger you to action.

              7. Read a book (or blog).

              The things we read are like food to our brain. If you are out of ideas, it’s time to feed your brain with great materials.

              Here’s a list of 40 books you can start off with. Stock your browser with only the feeds of high quality blogs, such as Lifehack.org, DumbLittleMan, Seth Godin’s Blog, Tim Ferris’ Blog, Zen Habits or The Personal Excellence Blog.

              Check out the best selling books; those are generally packed with great wisdom.

              8. Have a quick nap.

              If you are at home, take a quick nap for about 20-30 minutes. This clears up your mind and gives you a quick boost. Nothing quite like starting off on a fresh start after catching up on sleep.

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              9. Remember why you are doing this.

              Sometimes we lose sight of why we do what we do, and after a while we become jaded. A quick refresher on why you even started on this project will help.

              What were you thinking when you thought of doing this? Retrace your thoughts back to that moment. Recall why you are doing this. Then reconnect with your muse.

              10. Find some competition.

              Nothing quite like healthy competition to spur us forward. If you are out of ideas, then check up on what people are doing in your space.

              Colleagues at work, competitors in the industry, competitors’ products and websites, networking conventions.. you get the drill.

              11. Go exercise.

              Since you are not making headway at work, might as well spend the time shaping yourself up.

              Sometimes we work so much that we neglect our health and fitness. Go jog, swim, cycle, whichever exercise you prefer.

              As you improve your physical health, your mental health will improve, too. The different facets of ourselves are all interlinked.

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              Here’re 15 Tips to Restart the Exercise Habit (and How to Keep It).

              12. Take a good break.

              Ruts are usually signs that you have been working too long and too hard. It’s time to get a break.

              Beyond the quick tips above, arrange for a 1-day or 2-days of break from your work. Don’t check your (work) emails or do anything work-related. Relax and do your favorite activities. You will return to your work recharged and ready to start.

              Contrary to popular belief, the world will not end from taking a break from your work. In fact, you will be much more ready to make an impact after proper rest. My best ideas and inspiration always hit me whenever I’m away from my work.

              Take a look at this to learn the importance of rest: The Importance of Scheduling Downtime

              More Resources About Getting out of a Rut

              Featured photo credit: Joshua Earle via unsplash.com

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