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6 Things You Should Never Keep In Your Wallet

6 Things You Should Never Keep In Your Wallet

The wallet is an interesting invention. Normally, we wouldn’t think to put something valuable and hard-earned into a small leather pouch, but we do so with a wallet. Because of this, wallets are highly vulnerable to being stolen or misplaced. Hence, there are a couple of things you shouldn’t put into a wallet to protect your financial and personal security. Below, we have six of the most significant things to leave out. If you have any bad personal experiences dealing with your wallet, let us know in the comments below.

1. Your Phone

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    While most phones can’t fit in standard wallets, manufacturers have created iPhone cases that double as wallets/card holders. They usually include two pockets that allow you to slip in two or four cards and a couple of dollar bills. While they allow you to carry more on you while taking up less space, this combination is quite dangerous. First off, some cards can be tampered with by cell phone waves, making it a bad idea to keep them in the same proximity. Secondly, when you wallet is snatched, it means you will lose your phone as well.

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    2. Important Codes

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      Wallets can be a very messy place for many people. Because of the pockets, it is a common occurrence to keep old receipts and other important papers and cards. However, while it may seem like a smart idea to keep alarm codes and passwords in your wallet, when your wallet is stolen that will be a different story. The thief will have your address based on your identification card, and how will also have the alarm code to your home. If you seem to be a bit forgetful, find a journal application that will allow you to password protect notes that can contain relevant codes.

      3. Social Security Card

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        Social security cards have a disclaimer at the bottom that the card should be kept in a safe place. This is because a social security number is the ultimate access point to an individual’s personal information. Instead of carrying your social security card in your wallet, consider hiding the card in a unique place instead. Because chances are, if you remember your social security number, there will be very few places you’ll be required to make use of a physical card.

        4. The Checkbook

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          Checkbooks are quickly being replaced by check cards, or cards that take money from your checking account, to allow you to purchase things in the same way you can purchase using a credit card. However, there are still some traditionalists who prefer to write out a nice, crisp check. If you are one of those individuals, consider not carrying your checkbook in your wallet. Instead, look into alternatives like a bank card or simply keeping your checkbook separate from your wallet. Thieves can make use of blank checks and can even transfer money using the information found on checks.

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          5. Unnecessary Gift Cards

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            Up until now we have covered what things to not carry in your wallet due to safety and financial security. Now, we are going to cover what you should leave out based on simply up-keeping an efficient wallet. This includes not having unnecessary gift cards in your wallet. Periodically check the balances of the gift cards you have to ensure they are worth keeping. For the ones that are in fact worth keeping, look into applications like Lemon Wallet that digitize your gift cards. Passbook is also a great onboard program that does the same thing. Plus, it’s password protected, which allows you to keep your cards safe.

            6. Large Amounts of Cash

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              This may seem obvious, but there are some people who are against bank accounts…or safes. If you are one of these individuals, you are setting yourself up for a safety nightmare by holding large amounts of cash in your wallet. Once stolen, unlike organized financial accounts, paper money doesn’t have a paper trail, which means you may not be able to recover the stolen bills. For this reason, going plastic is a good alternative. Checking with financial institutions is a good start. For those scared away by these institutions, alternatives like Simple make for approachable financial institutions.

              If you’re an individual who usually keeps your wallet light, you’d be surprised that individuals keep all of this in their wallets. But it’s true, and not only is it an annoyance to carry around something so bulky in your pocket, we now know it can also be very dangerous.

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              Last Updated on January 3, 2020

              The 10 Essential Habits of Positive People

              The 10 Essential Habits of Positive People

              Are you waiting for life events to turn out the way you want so that you can feel more positive about your life? Do you find yourself having pre-conditions to your sense of well-being, thinking that certain things must happen for you to be happier? Do you think there is no way that your life stresses can make you anything other than “stressed out” and that other people just don’t understand?  If your answer is “yes” to any of these questions, you might find yourself lingering in the land of negativity for too long!

              The following are some tips to keep positive no matter what comes your way. This post will help you stop looking for what psychologists call “positivity” in all the wrong places!  Here are the ten essential habits of positive people.

              1. Positive people don’t confuse quitting with letting go.

              Instead of hanging on to ideas, beliefs, and even people that are no longer healthy for them, they trust their judgement to let go of negative forces in their lives.  Especially in terms of relationships, they subscribe to The Relationship Prayer which goes:

               I will grant myself the ability to trust the healthy people in my life … 

              To set limits with, or let go of, the negative ones … 

              And to have the wisdom to know the DIFFERENCE!

               2.  Positive people don’t just have a good day – they make a good day.

              Waiting, hoping and wishing seldom have a place in the vocabulary of positive individuals. Rather, they use strong words that are pro-active and not reactive. Passivity leads to a lack of involvement, while positive people get very involved in constructing their lives. They work to make changes to feel better in tough times rather than wish their feelings away.

              3. For the positive person, the past stays in the past.

              Good and bad memories alike stay where they belong – in the past where they happened. They don’t spend much time pining for the good ol’ days because they are too busy making new memories now. The negative pulls from the past are used not for self-flagellation or unproductive regret, but rather productive regret where they use lessons learned as stepping stones towards a better future.

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              4. Show me a positive person and I can show you a grateful person.

              The most positive people are the most grateful people.  They do not focus on the potholes of their lives.  They focus on the pot of gold that awaits them every day, with new smells, sights, feelings and experiences.  They see life as a treasure chest full of wonder.

              5. Rather than being stuck in their limitations, positive people are energized by their possibilities.

              Optimistic people focus on what they can do, not what they can’t do.  They are not fooled to think that there is a perfect solution to every problem, and are confident that there are many solutions and possibilities.  They are not afraid to attempt new solutions to old problems, rather than spin their wheels expecting things to be different this time.  They refuse to be like Charlie Brown expecting that this time Lucy will not pull the football from him!

              6. Positive people do not let their fears interfere with their lives!

              Positive people have observed that those who are defined and pulled back by their fears never really truly live a full life. While proceeding with appropriate caution, they do not let fear keep them from trying new things. They realize that even failures are necessary steps for a successful life. They have confidence that they can get back up when they are knocked down by life events or their own mistakes, due to a strong belief in their personal resilience.

              7. Positive people smile a lot!

              When you feel positive on the inside it is like you are smiling from within, and these smiles are contagious. Furthermore, the more others are with positive people, the more they tend to smile too! They see the lightness in life, and have a sense of humor even when it is about themselves. Positive people have a high degree of self-respect, but refuse to take themselves too seriously!

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              8. People who are positive are great communicators.

              They realize that assertive, confident communication is the only way to connect with others in everyday life.  They avoid judgmental, angry interchanges, and do not let someone else’s blow up give them a reason to react in kind. Rather, they express themselves with tact and finesse.  They also refuse to be non-assertive and let people push them around. They refuse to own problems that belong to someone else.

              9. Positive people realize that if you live long enough, there are times for great pain and sadness.

              One of the most common misperceptions about positive people is that to be positive, you must always be happy. This can not be further from the truth. Anyone who has any depth at all is certainly not happy all the time.  Being sad, angry, disappointed are all essential emotions in life. How else would you ever develop empathy for others if you lived a life of denial and shallow emotions? Positive people do not run from the gamut of emotions, and accept that part of the healing process is to allow themselves to experience all types of feelings, not only the happy ones. A positive person always holds the hope that there is light at the end of the darkness.  

              10. Positive person are empowered people – they refuse to blame others and are not victims in life.

              Positive people seek the help and support of others who are supportive and safe.They limit interactions with those who are toxic in any manner, even if it comes to legal action and physical estrangement such as in the case of abuse. They have identified their own basic human rights, and they respect themselves too much to play the part of a victim. There is no place for holding grudges with a positive mindset. Forgiveness helps positive people become better, not bitter.

              How about you?  How many habits of positive people do you personally find in yourself?  If you lack even a few of these 10 essential habits, you might find that the expected treasure at the end of the rainbow was not all that it was cracked up to be. How could it — if you keep on bringing a negative attitude around?

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              I wish you well in keeping positive, because as we all know, there is certainly nothing positive about being negative!

              Featured photo credit: Janaína Castelo Branco via flickr.com

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