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6 Things You Should Never Keep In Your Wallet

6 Things You Should Never Keep In Your Wallet

The wallet is an interesting invention. Normally, we wouldn’t think to put something valuable and hard-earned into a small leather pouch, but we do so with a wallet. Because of this, wallets are highly vulnerable to being stolen or misplaced. Hence, there are a couple of things you shouldn’t put into a wallet to protect your financial and personal security. Below, we have six of the most significant things to leave out. If you have any bad personal experiences dealing with your wallet, let us know in the comments below.

1. Your Phone

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    While most phones can’t fit in standard wallets, manufacturers have created iPhone cases that double as wallets/card holders. They usually include two pockets that allow you to slip in two or four cards and a couple of dollar bills. While they allow you to carry more on you while taking up less space, this combination is quite dangerous. First off, some cards can be tampered with by cell phone waves, making it a bad idea to keep them in the same proximity. Secondly, when you wallet is snatched, it means you will lose your phone as well.

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    2. Important Codes

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      Wallets can be a very messy place for many people. Because of the pockets, it is a common occurrence to keep old receipts and other important papers and cards. However, while it may seem like a smart idea to keep alarm codes and passwords in your wallet, when your wallet is stolen that will be a different story. The thief will have your address based on your identification card, and how will also have the alarm code to your home. If you seem to be a bit forgetful, find a journal application that will allow you to password protect notes that can contain relevant codes.

      3. Social Security Card

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        Social security cards have a disclaimer at the bottom that the card should be kept in a safe place. This is because a social security number is the ultimate access point to an individual’s personal information. Instead of carrying your social security card in your wallet, consider hiding the card in a unique place instead. Because chances are, if you remember your social security number, there will be very few places you’ll be required to make use of a physical card.

        4. The Checkbook

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          Checkbooks are quickly being replaced by check cards, or cards that take money from your checking account, to allow you to purchase things in the same way you can purchase using a credit card. However, there are still some traditionalists who prefer to write out a nice, crisp check. If you are one of those individuals, consider not carrying your checkbook in your wallet. Instead, look into alternatives like a bank card or simply keeping your checkbook separate from your wallet. Thieves can make use of blank checks and can even transfer money using the information found on checks.

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          5. Unnecessary Gift Cards

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            Up until now we have covered what things to not carry in your wallet due to safety and financial security. Now, we are going to cover what you should leave out based on simply up-keeping an efficient wallet. This includes not having unnecessary gift cards in your wallet. Periodically check the balances of the gift cards you have to ensure they are worth keeping. For the ones that are in fact worth keeping, look into applications like Lemon Wallet that digitize your gift cards. Passbook is also a great onboard program that does the same thing. Plus, it’s password protected, which allows you to keep your cards safe.

            6. Large Amounts of Cash

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              This may seem obvious, but there are some people who are against bank accounts…or safes. If you are one of these individuals, you are setting yourself up for a safety nightmare by holding large amounts of cash in your wallet. Once stolen, unlike organized financial accounts, paper money doesn’t have a paper trail, which means you may not be able to recover the stolen bills. For this reason, going plastic is a good alternative. Checking with financial institutions is a good start. For those scared away by these institutions, alternatives like Simple make for approachable financial institutions.

              If you’re an individual who usually keeps your wallet light, you’d be surprised that individuals keep all of this in their wallets. But it’s true, and not only is it an annoyance to carry around something so bulky in your pocket, we now know it can also be very dangerous.

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              Last Updated on May 15, 2019

              How to Tap Into the Power of Positivity

              How to Tap Into the Power of Positivity

              As it appears, the human mind is not capable of not thinking, at least on the subconscious level. Our mind is always occupied by thoughts, whether we want to or not, and they influence our every action.

              “Happiness cannot come from without, it comes from within.” – Helen Keller

              When we are still children, our thoughts seem to be purely positive. Have you ever been around a 4-year old who doesn’t like a painting he or she drew? I haven’t. Instead, I see glee, exciting and pride in children’s eyes. But as the years go by, we clutter our mind with doubts, fears and self-deprecating thoughts.

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              Just imagine then how much we limit ourselves in every aspect of our lives if we give negative thoughts too much power! We’ll never go after that job we’ve always wanted because our nay-saying thoughts make us doubt our abilities. We’ll never ask that person we like out on a date because we always think we’re not good enough.

              We’ll never risk quitting our job in order to pursue the life and the work of our dreams because we can’t get over our mental barrier that insists we’re too weak, too unimportant and too dumb. We’ll never lose those pounds that risk our health because we believe we’re not capable of pushing our limits. We’ll never be able to fully see our inner potential because we simply don’t dare to question the voices in our head.

              But enough is enough! It’s time to stop these limiting beliefs and come to a place of sanity, love and excitement about life, work and ourselves.

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              So…how exactly are we to achieve that?

              It’s not as hard as it may seem; you just have to practice, practice, practice. Here are a few ideas on how you can get started.

              1. Learn to substitute every negative thought with a positive one.

              Every time a negative thought crawls into your mind, replace it with a positive thought. It’s just like someone writes a phrase you don’t like on a blackboard and then you get up, erase it and write something much more to your liking.

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              2. See the positive side of every situation, even when you are surrounded by pure negativity.

              This one is a bit harder to put into practice, which does not mean it’s impossible.

              You can find positivity in everything by mentally holding on to something positive, whether this be family, friends, your faith, nature, someone’s sparkling eyes or whatever other glimmer of beauty. If you seek it, you will find it.

              3. At least once a day, take a moment and think of 5 things you are grateful for.

              This will lighten your mood and give you some perspective of what is really important in life and how many blessings surround you already.

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              4. Change the mental images you allow to enter your mind.

              How you see yourself and your surroundings make a huge difference to your thinking. It is like watching a DVD that saddens and frustrates you, completely pulling you down. Eject that old DVD, throw it away and insert a new, better, more hopeful one instead.

              So, instead of dwelling on dark, negative thoughts, consciously build and focus on positive, light and colorful images, thoughts and situations in your mind a few times a day.

              If you are persistent and keep on working on yourself, your mind will automatically reject its negative thoughts and welcome the positive ones.

              And remember: You are (or will become) what you think you are. This is reason enough to be proactive about whatever is going on in your head.

              Featured photo credit: Kyaw Tun via unsplash.com

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