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5 Reasons Why A Healthy Lifestyle Will Save You Money

5 Reasons Why A Healthy Lifestyle Will Save You Money

Let’s try a little experiment. Think of the term ‘health’ for a moment and put down on paper what the first three things you associate with it are. If the first things that come to mind are gym memberships, organic produce, and an array of vitamins, you’d be forgiven for thinking a healthy lifestyle is reserved for the well-off. Although it has long been proven that organic foods do not necessarily have to cost more than conventional ones, searching for the right places to buy them alone can cost you a lot of valuable time and energy. And yet, the old clichés about health being nothing but a luxury item no longer hold true – you may be surprised to learn that living a healthy lifestyle can actually save you money.

1. Eliminate your expensive vices

The obvious culprit when it comes to expensive vices is smoking. Let’s have a look at how quitting can concretely benefit your wallet: If you kick your 10-a-day smoking habit you could see yourself £1,400 better off within a mere year. Best of all, your family and friends will thank you for taking their well-being into consideration as well.

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But don’t stop there. Fizzy drinks like Coca-Cola or Sprite are not only disastrous for your waistline, but could also be setting you back over £146 a year if you’ve made it a daily habit. Add in the possibility of developing diabetes, which has been linked to fizzy drink consumption, and you could be saving yourself from a future of costly treatments. Needless to say, your quality of life will significantly surge, too.

2. Cut down on transport costs

Car maintenance, petrol, parking, and public transport fees are all daily expenses that can be drastically cut with a changes in your lifestyle. Switching your twice-daily bus journey to work for a brisk walk or bike ride, could save you up to £528 a year. Walking your children to school instead of packing them in the car will save you money, improve your health, and give you more quality time with your family. In many respects, this is really a question of common sense: I was once staying with friends who would take their children to school by car each morning – although school was as close as a five-minute foot-walk. Needless to say, none of them gained particularly high grades in the sports department.

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3. Reduce medical costs

Many see the latest health hype as a question of aesthetics only. It is indeed true that the general ideal of beauty tends to favor a slim and fit body. And yet, losing a few pounds and incorporating exercise into your lifestyle is far more than just about looking good – it could help your sleep improve, reduce the regularity of headaches and boost your immune system. This will, in turn, save you the money you may normally spend on over the counter medicines. Losing excess weight will also reduce blood pressure, high cholesterol levels, and stress on joints so you may find your prescription costs taking a cut too. And if the results of this ‘rational’ approach should also increase your appeal to the other sex, then you can simply consider it an ‘added benefit’.

4. Reduce monthly food bills

Switching pre-packaged, processed foods for homemade meals can have a huge impact on your monthly food spending. For the price of a pre-packaged soup that would last you two days, you can buy the ingredients to make a portion of soup that would last you five. Not mention the savings you’d gain from giving up or cutting down on expensive takeout. A takeout meal can cost anywhere from two to five times the amount a meal made at home would, and packs on at least double the amount of calories.

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What’s more, switching to fresh, homemade meals can also significantly improve your body’s processing of the food. It has been scientifically demonstrated that your body prepares for the intake of foods during the cooking phase and can thus digest them a lot better. You’ll find yourself feeling fitter and more satisfied after meals – once again, considerably improving your general quality of life.

5. Cut down on expensive activities

Instead of spending $40 taking your family to the cinema (not to mention the cost of snacks) take your family to the park and invest in a football. Outdoor activity will boost your mood, improve your health, and best of all, it’s free.

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As you can see, living a healthy lifestyle does more than reduce your waistline and you will discover countless other ways that your finances can improve by taking stock and cutting back on unhealthy habits. Best of all, changing your general well-being will also change your entire perspective on life. Try conducting the same experiment mentioned in the first paragraph half a year after you’ve improved your health – my bet is you’ll be thinking of far more affordable things than gym memberships, organic produce, and an array of vitamins.

This article was written in association with financial service provider eccount money, a UK company specialising in basic bank accounts and online banking services.

Currently reporting directly from the City, William Masters is a journalist specialising in economics and personal finances. In his writing, Masters deals with prepaid card technology, the development of the banking market in the early 21st century as well the effects of online technologies on the finance industry.

Featured photo credit:  Group of happy children lying on green grass via Shutterstock

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Last Updated on March 13, 2019

How to Get out of a Rut: 12 Useful Ways to Get Unstuck

How to Get out of a Rut: 12 Useful Ways to Get Unstuck

Have you gotten into a rut before? Or are you in a rut right now?

You know you’re in a rut when you run out of ideas and inspiration. I personally see a rut as a productivity vacuum. It might very well be a reason why you aren’t getting results. Even as you spend more time on your work, you can’t seem to get anything constructive done. While I’m normally productive, I get into occasional ruts (especially when I’ve been working back-to-back without rest). During those times, I can spend an entire day in front of the computer and get nothing done. It can be quite frustrating.

Over time, I have tried and found several methods that are helpful to pull me out of a rut. If you experience ruts too, whether as a working professional, a writer, a blogger, a student or other work, you will find these useful. Here are 12 of my personal tips to get out of ruts:

1. Work on the small tasks.

When you are in a rut, tackle it by starting small. Clear away your smaller tasks which have been piling up. Reply to your emails, organize your documents, declutter your work space, and reply to private messages.

Whenever I finish doing that, I generate a positive momentum which I bring forward to my work.

2. Take a break from your work desk.

Get yourself away from your desk and go take a walk. Go to the washroom, walk around the office, go out and get a snack.

Your mind is too bogged down and needs some airing. Sometimes I get new ideas right after I walk away from my computer.

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3. Upgrade yourself

Take the down time to upgrade yourself. Go to a seminar. Read up on new materials (#7). Pick up a new language. Or any of the 42 ways here to improve yourself.

The modern computer uses different typefaces because Steve Jobs dropped in on a calligraphy class back in college. How’s that for inspiration?

4. Talk to a friend.

Talk to someone and get your mind off work for a while.

Talk about anything, from casual chatting to a deep conversation about something you really care about. You will be surprised at how the short encounter can be rejuvenating in its own way.

5. Forget about trying to be perfect.

If you are in a rut, the last thing you want to do is step on your own toes with perfectionist tendencies.

Just start small. Do what you can, at your own pace. Let yourself make mistakes.

Soon, a little trickle of inspiration will come. And then it’ll build up with more trickles. Before you know it, you have a whole stream of ideas.

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6. Paint a vision to work towards.

If you are continuously getting in a rut with your work, maybe there’s no vision inspiring you to move forward.

Think about why you are doing this, and what you are doing it for. What is the end vision in mind?

Make it as vivid as possible. Make sure it’s a vision that inspires you and use that to trigger you to action.

7. Read a book (or blog).

The things we read are like food to our brain. If you are out of ideas, it’s time to feed your brain with great materials.

Here’s a list of 40 books you can start off with. Stock your browser with only the feeds of high quality blogs, such as Lifehack.org, DumbLittleMan, Seth Godin’s Blog, Tim Ferris’ Blog, Zen Habits or The Personal Excellence Blog.

Check out the best selling books; those are generally packed with great wisdom.

8. Have a quick nap.

If you are at home, take a quick nap for about 20-30 minutes. This clears up your mind and gives you a quick boost. Nothing quite like starting off on a fresh start after catching up on sleep.

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9. Remember why you are doing this.

Sometimes we lose sight of why we do what we do, and after a while we become jaded. A quick refresher on why you even started on this project will help.

What were you thinking when you thought of doing this? Retrace your thoughts back to that moment. Recall why you are doing this. Then reconnect with your muse.

10. Find some competition.

Nothing quite like healthy competition to spur us forward. If you are out of ideas, then check up on what people are doing in your space.

Colleagues at work, competitors in the industry, competitors’ products and websites, networking conventions.. you get the drill.

11. Go exercise.

Since you are not making headway at work, might as well spend the time shaping yourself up.

Sometimes we work so much that we neglect our health and fitness. Go jog, swim, cycle, whichever exercise you prefer.

As you improve your physical health, your mental health will improve, too. The different facets of ourselves are all interlinked.

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Here’re 15 Tips to Restart the Exercise Habit (and How to Keep It).

12. Take a good break.

Ruts are usually signs that you have been working too long and too hard. It’s time to get a break.

Beyond the quick tips above, arrange for a 1-day or 2-days of break from your work. Don’t check your (work) emails or do anything work-related. Relax and do your favorite activities. You will return to your work recharged and ready to start.

Contrary to popular belief, the world will not end from taking a break from your work. In fact, you will be much more ready to make an impact after proper rest. My best ideas and inspiration always hit me whenever I’m away from my work.

Take a look at this to learn the importance of rest: The Importance of Scheduling Downtime

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Featured photo credit: Joshua Earle via unsplash.com

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