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5 Reasons Why A Healthy Lifestyle Will Save You Money

5 Reasons Why A Healthy Lifestyle Will Save You Money

Let’s try a little experiment. Think of the term ‘health’ for a moment and put down on paper what the first three things you associate with it are. If the first things that come to mind are gym memberships, organic produce, and an array of vitamins, you’d be forgiven for thinking a healthy lifestyle is reserved for the well-off. Although it has long been proven that organic foods do not necessarily have to cost more than conventional ones, searching for the right places to buy them alone can cost you a lot of valuable time and energy. And yet, the old clichés about health being nothing but a luxury item no longer hold true – you may be surprised to learn that living a healthy lifestyle can actually save you money.

1. Eliminate your expensive vices

The obvious culprit when it comes to expensive vices is smoking. Let’s have a look at how quitting can concretely benefit your wallet: If you kick your 10-a-day smoking habit you could see yourself £1,400 better off within a mere year. Best of all, your family and friends will thank you for taking their well-being into consideration as well.

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But don’t stop there. Fizzy drinks like Coca-Cola or Sprite are not only disastrous for your waistline, but could also be setting you back over £146 a year if you’ve made it a daily habit. Add in the possibility of developing diabetes, which has been linked to fizzy drink consumption, and you could be saving yourself from a future of costly treatments. Needless to say, your quality of life will significantly surge, too.

2. Cut down on transport costs

Car maintenance, petrol, parking, and public transport fees are all daily expenses that can be drastically cut with a changes in your lifestyle. Switching your twice-daily bus journey to work for a brisk walk or bike ride, could save you up to £528 a year. Walking your children to school instead of packing them in the car will save you money, improve your health, and give you more quality time with your family. In many respects, this is really a question of common sense: I was once staying with friends who would take their children to school by car each morning – although school was as close as a five-minute foot-walk. Needless to say, none of them gained particularly high grades in the sports department.

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3. Reduce medical costs

Many see the latest health hype as a question of aesthetics only. It is indeed true that the general ideal of beauty tends to favor a slim and fit body. And yet, losing a few pounds and incorporating exercise into your lifestyle is far more than just about looking good – it could help your sleep improve, reduce the regularity of headaches and boost your immune system. This will, in turn, save you the money you may normally spend on over the counter medicines. Losing excess weight will also reduce blood pressure, high cholesterol levels, and stress on joints so you may find your prescription costs taking a cut too. And if the results of this ‘rational’ approach should also increase your appeal to the other sex, then you can simply consider it an ‘added benefit’.

4. Reduce monthly food bills

Switching pre-packaged, processed foods for homemade meals can have a huge impact on your monthly food spending. For the price of a pre-packaged soup that would last you two days, you can buy the ingredients to make a portion of soup that would last you five. Not mention the savings you’d gain from giving up or cutting down on expensive takeout. A takeout meal can cost anywhere from two to five times the amount a meal made at home would, and packs on at least double the amount of calories.

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What’s more, switching to fresh, homemade meals can also significantly improve your body’s processing of the food. It has been scientifically demonstrated that your body prepares for the intake of foods during the cooking phase and can thus digest them a lot better. You’ll find yourself feeling fitter and more satisfied after meals – once again, considerably improving your general quality of life.

5. Cut down on expensive activities

Instead of spending $40 taking your family to the cinema (not to mention the cost of snacks) take your family to the park and invest in a football. Outdoor activity will boost your mood, improve your health, and best of all, it’s free.

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As you can see, living a healthy lifestyle does more than reduce your waistline and you will discover countless other ways that your finances can improve by taking stock and cutting back on unhealthy habits. Best of all, changing your general well-being will also change your entire perspective on life. Try conducting the same experiment mentioned in the first paragraph half a year after you’ve improved your health – my bet is you’ll be thinking of far more affordable things than gym memberships, organic produce, and an array of vitamins.

This article was written in association with financial service provider eccount money, a UK company specialising in basic bank accounts and online banking services.

Currently reporting directly from the City, William Masters is a journalist specialising in economics and personal finances. In his writing, Masters deals with prepaid card technology, the development of the banking market in the early 21st century as well the effects of online technologies on the finance industry.

Featured photo credit:  Group of happy children lying on green grass via Shutterstock

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Last Updated on July 8, 2020

18 Benefits of Journaling That Will Change Your Life

18 Benefits of Journaling That Will Change Your Life

The act of writing in a journal often seems daunting or unnecessary to many people. Even authors who work on novels might shun the idea of daily diaries. What purpose does jotting down words on a regular basis do if not contributing to the next novel, play or song? I know from experience many benefits of journaling that I wish to share.

1. Understand Yourself Better

Though many people and even writers avoid keeping journals, I vow to do it more often. Not only do I desire to take up daily journaling but also I plan to do it with pen to paper.

Some of the benefits I’ve found from my more active days include finding myself in the sense of understanding what matters to me and what I want out of life. I’ve been incredibly fortunate to find a spouse who is my best friend and advocate in raising children. I attribute this and much more to what I learned about myself in keeping journals for years.

2. Keep Track of Small Changes

I’ll admit that I never got very far with my guitar lessons, but in writing in a journal, I have seen the ability to track small changes like those that come when you practice anything.

Those learning a musical instrument often fail to see the small improvements that come with regular practice. Writing won’t help you switch chords any faster, but it will help you to develop a better sense for language and grammar just by doing it.

3. Become Aware of What Matters

As you continue to write in a journal, following a stream-of-consciousness feel, you can look back on the topics that you chose to write about. Those issues and emotions that poured out of you will provide insight on to what matters most to you.

You may not even realize that you’re job is depressing you or that you want to spend more time with your kids until you look over your thoughts that you weren’t really thinking about.

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4. Boost Creativity

The idea that the brain and its neural activity across hemispheres encourages learning also shows up in increased creativity. Just like with learning an instrument, your increased activity will inspire your thoughts to connect and reconnect in different ways.

When I wrote in a journal, I often wrote poetry as well as just my thoughts as they came out. I started to hear poems more in my mind; so much so that I took to scrawling lines on napkins and finding metaphors in mundane activities.

You really are what you do, so writing helps grow more than being a writer. Writing boosts the way you communicate and structure language, which really is a creative process.

5. Represents Your Emotions in a Safe Environment

A journal is as private as it gets. You can lock it in a safe or tuck it under a pillow and no one will accidentally share it on social media or have an opportunity to “leave a comment.”

Write about your sorrow as much as your happiness and frustration and know that you don’t have to keep your emotions inside your body. You can put them on paper.

6. Process Life Experiences

When you take the time to look back over what you’ve written, be it a week or a year later, you will have the distance you need to more objectively interpret your raw feelings.

Everything from losing a job to losing a loved one can emerge in a new light for a fresh perspective. Figuring out how the benefits of journaling affect your perspective on life will create connection and increase creativity.

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7. Stress Relief

In combining the exercise inherent in fine motor coordination that comes from the act of writing with the emotional release of self expression, those who maintain a journal relieve stress.

Try it out. Go home and write about your day. Write about the traffic. Write about the coffee order the barista got wrong but you didn’t have time to change. See how you can physically purge some of that pent-up stress by putting it on paper.

8. Provide Direction

Though journaling is often conducted as an activity without much direction, it often provides direction.

One of the biggest benefits of journaling is that your chaotic thoughts merge to show a direction in which to head. Asking the right questions is the only way to achieve the best solutions, so look to your journal to find your way toward your next goal.

9. Solve Problems

Just as in practicing math problems, we all get better at finding hidden solutions through the act of processing.

Think of your next goal as X and solve your life problems by reading your journals as word problems. The benefit of journaling here is that you write, explore and process to recognize and then solve problems.

When life is too in-your-face, you have to step back to see reality. Living in the moment allows us to write in the moment and use that expression to solve problems.

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10. Find Relief From Fighting

Solving your problems only comes after time to process, recognize and strategize. Just as in the benefit of journaling where relief comes from the act of writing, relief from fighting comes when you decide to “sit this one out” and communicate one-way.

Fighting is only productive when the fighters care to communicate and find common ground. When the emotions are as high as the stress levels, writing will function as the best time out.

11. Find Meaning in Life

Journaling will show you why you are living, whether you are wallowing in things you wish to change or striving to make the changes. Your life will begin to take on new meaning and your own words will reveal the actions that got you where you are so that you can assess and pave a new path for your future.

12. Allow Yourself to Focus

Taking even a small amount of time out of every day will provide you with not only peace of mind but also increased focus. Taking a break to meditate in writing and journaling will sharpen your mental faculties.

13. Sharpen Your Spirituality

When we write, we allow all the energy and experiences to flow through us, which often provides further insight into our own spirituality. Even if your parents didn’t raise you to follow a specific religion, your thoughts will start to show you what you believe about the universe and your place in it.

14. Let the Past Go

I’ve mentioned a few examples where going back over your writing offers advice and direction, but the simply truth is that writing down our feelings can be the best way to let them go. We can choose to literally throw these pages away when they’re filled with negativity and hate.

15. Allow Freedom

Journaling is the perfect way to not only express yourself but to also experience the freedom of being who you are. Your books can stay private or you can publish them. Your freedom stems from your sense of self and your perception of your thoughts.

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16. Enhance Your Career

Again, the private act of pen-to-paper processing provides the benefits of journaling mentioned above, but you can also enhance your career when you take similar ideas and categorize, edit and publish them in an online blog.

Your thoughts will often be personal and express emotions, but another benefit of journaling is uncovering fresh ideas about your work.

17. Literally Explore Your Dreams

All the benefits I’ve mentioned explore ideas, thoughts and emotions, which is also what our dreams and nightmares do. Through writing down your dreams from the previous night, you can enhance your creativity as well as connect some of the metaphorical dots from the rest of your journal.

18. Catalog Your Life for Others

No one wants to think about dying, but we all die. Leaving a journal will act as a way to reconnect with family and friends left behind. The ideas you wish to keep personal while you process the life you’re living will serve to rekindle and inspire those who loved you through the process.

We consider our partners our life witnesses, but writing provides a tangible mark on the world.

Now that you’ve learned all the benefits of journaling, it’s time to start writing a journal:

Featured photo credit: Kelly Sikkema via unsplash.com

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