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5 Reasons Why A Healthy Lifestyle Will Save You Money

5 Reasons Why A Healthy Lifestyle Will Save You Money

Let’s try a little experiment. Think of the term ‘health’ for a moment and put down on paper what the first three things you associate with it are. If the first things that come to mind are gym memberships, organic produce, and an array of vitamins, you’d be forgiven for thinking a healthy lifestyle is reserved for the well-off. Although it has long been proven that organic foods do not necessarily have to cost more than conventional ones, searching for the right places to buy them alone can cost you a lot of valuable time and energy. And yet, the old clichés about health being nothing but a luxury item no longer hold true – you may be surprised to learn that living a healthy lifestyle can actually save you money.

1. Eliminate your expensive vices

The obvious culprit when it comes to expensive vices is smoking. Let’s have a look at how quitting can concretely benefit your wallet: If you kick your 10-a-day smoking habit you could see yourself £1,400 better off within a mere year. Best of all, your family and friends will thank you for taking their well-being into consideration as well.

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But don’t stop there. Fizzy drinks like Coca-Cola or Sprite are not only disastrous for your waistline, but could also be setting you back over £146 a year if you’ve made it a daily habit. Add in the possibility of developing diabetes, which has been linked to fizzy drink consumption, and you could be saving yourself from a future of costly treatments. Needless to say, your quality of life will significantly surge, too.

2. Cut down on transport costs

Car maintenance, petrol, parking, and public transport fees are all daily expenses that can be drastically cut with a changes in your lifestyle. Switching your twice-daily bus journey to work for a brisk walk or bike ride, could save you up to £528 a year. Walking your children to school instead of packing them in the car will save you money, improve your health, and give you more quality time with your family. In many respects, this is really a question of common sense: I was once staying with friends who would take their children to school by car each morning – although school was as close as a five-minute foot-walk. Needless to say, none of them gained particularly high grades in the sports department.

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3. Reduce medical costs

Many see the latest health hype as a question of aesthetics only. It is indeed true that the general ideal of beauty tends to favor a slim and fit body. And yet, losing a few pounds and incorporating exercise into your lifestyle is far more than just about looking good – it could help your sleep improve, reduce the regularity of headaches and boost your immune system. This will, in turn, save you the money you may normally spend on over the counter medicines. Losing excess weight will also reduce blood pressure, high cholesterol levels, and stress on joints so you may find your prescription costs taking a cut too. And if the results of this ‘rational’ approach should also increase your appeal to the other sex, then you can simply consider it an ‘added benefit’.

4. Reduce monthly food bills

Switching pre-packaged, processed foods for homemade meals can have a huge impact on your monthly food spending. For the price of a pre-packaged soup that would last you two days, you can buy the ingredients to make a portion of soup that would last you five. Not mention the savings you’d gain from giving up or cutting down on expensive takeout. A takeout meal can cost anywhere from two to five times the amount a meal made at home would, and packs on at least double the amount of calories.

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What’s more, switching to fresh, homemade meals can also significantly improve your body’s processing of the food. It has been scientifically demonstrated that your body prepares for the intake of foods during the cooking phase and can thus digest them a lot better. You’ll find yourself feeling fitter and more satisfied after meals – once again, considerably improving your general quality of life.

5. Cut down on expensive activities

Instead of spending $40 taking your family to the cinema (not to mention the cost of snacks) take your family to the park and invest in a football. Outdoor activity will boost your mood, improve your health, and best of all, it’s free.

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As you can see, living a healthy lifestyle does more than reduce your waistline and you will discover countless other ways that your finances can improve by taking stock and cutting back on unhealthy habits. Best of all, changing your general well-being will also change your entire perspective on life. Try conducting the same experiment mentioned in the first paragraph half a year after you’ve improved your health – my bet is you’ll be thinking of far more affordable things than gym memberships, organic produce, and an array of vitamins.

This article was written in association with financial service provider eccount money, a UK company specialising in basic bank accounts and online banking services.

Currently reporting directly from the City, William Masters is a journalist specialising in economics and personal finances. In his writing, Masters deals with prepaid card technology, the development of the banking market in the early 21st century as well the effects of online technologies on the finance industry.

Featured photo credit:  Group of happy children lying on green grass via Shutterstock

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Last Updated on May 15, 2019

How to Tap Into the Power of Positivity

How to Tap Into the Power of Positivity

As it appears, the human mind is not capable of not thinking, at least on the subconscious level. Our mind is always occupied by thoughts, whether we want to or not, and they influence our every action.

“Happiness cannot come from without, it comes from within.” – Helen Keller

When we are still children, our thoughts seem to be purely positive. Have you ever been around a 4-year old who doesn’t like a painting he or she drew? I haven’t. Instead, I see glee, exciting and pride in children’s eyes. But as the years go by, we clutter our mind with doubts, fears and self-deprecating thoughts.

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Just imagine then how much we limit ourselves in every aspect of our lives if we give negative thoughts too much power! We’ll never go after that job we’ve always wanted because our nay-saying thoughts make us doubt our abilities. We’ll never ask that person we like out on a date because we always think we’re not good enough.

We’ll never risk quitting our job in order to pursue the life and the work of our dreams because we can’t get over our mental barrier that insists we’re too weak, too unimportant and too dumb. We’ll never lose those pounds that risk our health because we believe we’re not capable of pushing our limits. We’ll never be able to fully see our inner potential because we simply don’t dare to question the voices in our head.

But enough is enough! It’s time to stop these limiting beliefs and come to a place of sanity, love and excitement about life, work and ourselves.

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So…how exactly are we to achieve that?

It’s not as hard as it may seem; you just have to practice, practice, practice. Here are a few ideas on how you can get started.

1. Learn to substitute every negative thought with a positive one.

Every time a negative thought crawls into your mind, replace it with a positive thought. It’s just like someone writes a phrase you don’t like on a blackboard and then you get up, erase it and write something much more to your liking.

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2. See the positive side of every situation, even when you are surrounded by pure negativity.

This one is a bit harder to put into practice, which does not mean it’s impossible.

You can find positivity in everything by mentally holding on to something positive, whether this be family, friends, your faith, nature, someone’s sparkling eyes or whatever other glimmer of beauty. If you seek it, you will find it.

3. At least once a day, take a moment and think of 5 things you are grateful for.

This will lighten your mood and give you some perspective of what is really important in life and how many blessings surround you already.

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4. Change the mental images you allow to enter your mind.

How you see yourself and your surroundings make a huge difference to your thinking. It is like watching a DVD that saddens and frustrates you, completely pulling you down. Eject that old DVD, throw it away and insert a new, better, more hopeful one instead.

So, instead of dwelling on dark, negative thoughts, consciously build and focus on positive, light and colorful images, thoughts and situations in your mind a few times a day.

If you are persistent and keep on working on yourself, your mind will automatically reject its negative thoughts and welcome the positive ones.

And remember: You are (or will become) what you think you are. This is reason enough to be proactive about whatever is going on in your head.

Featured photo credit: Kyaw Tun via unsplash.com

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