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Bank Robbery!

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Bank Robbery!

There’s been a robbery, and you’re involved!

Scene of the Crime

For those two hours last night that you watched television, someone else stole that time and applied it to writing a little bit more on their new, completely obvious, “I had that idea already” book, and they’re going to sell it for $200,000 up front.

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When you surfed RSS feeds an extra hour looking for the perfect productivity tip, someone snuck in and ran off with that time. They used it to read a chapter on Java scripting, and they took the practice tests in the back. Looks like they’re ready to turn that hour into a new career and a raise.

I’m sorry to report this: the time bank has been compromised.

In fact, the more I investigate, our protective measures are downright porous. We develop systems, and those pesky thieves come in and steal the time away anyhow. The nerve of them. That’s our time. We had plans for it. I’ve taken an informal audit of a lot of blogs, and I’ve found that time we’re regretting not having. Just a few blogs over from Lifehack.org, there’s a girl really lamenting having watched the entire Lord of the Rings Trilogy again, BACK TO BACK, because she realized shortly thereafter that she was still $500 in the hole for the rent this month, and it’s already July 3rd.

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Time is Finite

I really don’t have to continue illustrating this point, do I? One of the greatest hacks you can pull off in your own life is to get real about the amount of time you take for leisure and frivolous consumption, and measure it against all the other things you intend to get done with your life. If you’re looking for that extra few hours to spend with the kids, I bet you I know right where it is. If you’re trying to get that novel written, I’ve got pages 45-100 right here.

You can save food. You can save money. You can save all kinds of things. But not time. Time is a running debit, forever in withdraw mode, and with no recharge method. The best you can do, and this is the goal of some of the hacks we present here, is to channel your energy into spending the currency of time more wisely. Again: there is no saving, only wise spending.

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And yet, the paradox is there: you can maximize time. You can multiply time. You can parallel time. Because time is already in motion, that’s the only way to get more out of time than what you’re already alotted.

5 Tips

Just in case this isn’t practical enough for you Life hackers, here are five better ways to spend time:

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  • Pay the $5 for someone else to delivery your groceries, and order them online (where available).
  • Buy cheap digital timers and stick them next to your TV and next to your main internet station. Set a budget, and stick to it.
  • Teach others to do parts of what you do and share. Force multiplication doesn’t make you less important. It doesn’t give away your job. It shows leaders at your organization that you’ve got a skill they need to better scale the enterprise.
  • Get up 1/2 hour early every day. Sure, get your 8 hours if you can, but if you’re going past that boundary, learn. It takes a while, but you can turn that 1/2 hour into plenty more gold.
  • Write this down: I can always earn more money. Time is finite. Post that liberally around the home, office, car, bathroom.

There are other hacks that I’m evolving that continue along the practical vein. I’ve started to muse about it in my post about time quilting, but the concept’s not fully evolved. Do feel free to add your thoughts. They’ll help me spend less time baking my own.

–Chris Brogan sleeps four hours a night and writes voraciously. He produces two podcasts (soon to be three), and will one day implode. He recently saw Superman (2 hours, 20 minutes) and wishes he could get his time back. Chris writes at [chrisbrogan.com] and does content stuff at Grasshopper Factory.

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Last Updated on November 25, 2021

Protecting Your Online Life With Secure Passwords

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Protecting Your Online Life With Secure Passwords

With all of the recent online services and companies falling under attack to hackers in the past few months, it seems only fitting to talk about password creation and management. There are a lot of resources out there discussing this, but it never hurts to revisit this topic time and again because of its importance.

Password management isn’t necessarily a difficult thing to do, yet it does seem like a bit of an annoyance to most people. When it comes to password management, you will hear the famous line, “I don’t really care about changing my passwords regularly. I have nothing important online anyways.” Let’s see if you have nothing important online when your PayPal account gets taken over because you thought the password “password” was good enough.

In my opinion, it is an “internet user’s” responsibility to make sure that they keep secure passwords and update them on a regular basis. In this article we will discuss how to make your online presence more secure and keep it secure.

The easy fundamentals

First thing is first; creating a strong password.

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A strong password is a mixture of alpha-numeric characters and symbols, has a good length (hopefully 15 characters or longer), and doesn’t necessarily represent some word or phrase. If the service you are signing up for doesn’t allow passwords over a certain length, like 8 characters, always use the maximum length.

Here are some examples of strong passwords:
* i1?,2,2\1′(:-%Y
* ZQ5t0466VC44PmJ
* mp]K{ dCFKVplGe]PBm1mKdinLSOoa (30 characters)

And not so good examples
* sammy1234
* password123
* christopher

You can check out PC Tools Password Generator here. This is a great way to make up some very strong passwords. Of course the more random passwords are harder to remember, but that is where password management comes into play.

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Managing your passwords

I know some people that keep their passwords in an unencrypted text file. That’s not a good idea. I suppose that if you aren’t doing much online and are decent at avoiding viruses and such, it could be OK, but I would never recommend it.

So, where do you keep your strong passwords for all the services that you visit on a daily basis?

There are a ton of password safes out there including KeePass, RoboForm, Passpack, Password Safe, LastPass, and 1Password. If and when I recommend any of these I always count on LastPass and 1Password.

Both LastPass and 1Password offer different entry types for online services logins (PayPal, Twitter, Facebook, Gmail, etc.), credit cards and bank accounts, online identities, and other types of sensitive information. Both have excellent reviews and only differ in a few subtle ways. One of the ways that is more notable is that LastPass keeps your encrypted password Vault online where 1Password allows you to keep it locally or shared through Dropbox. Either way, you are the holder of the encryption keys and both ways are very secure.

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LastPass and 1Password both offer cross-platform support as well as support for Android and iOS (LastPass even has BlackBerry support). 1Password is a little pricey ($39.99 for either Windows or Mac) where LastPass has free options as well as premium upgrades that allow for mobile syncing.

Upkeep

You should probably change your passwords for your “important” accounts at least every 6 weeks. When I say “important” accounts I am referring to ones that you just couldn’t imagine losing access to. For me that would be Gmail, PayPal, eBay, Amazon, all my FTP accounts and hosting accounts, Namecheap, etc. Basically these include any account where financial information could be lost or accessed as well as accounts that could be totally screwed up (like my webserver).

There is no hard and fast rule to how often you should change your passwords, but 6 to 8 weeks should be pretty good.

Alternatives

You may think that all of this is just too much to manage on a daily basis. I will admit it is kind of annoying to have to change your passwords and use a password manager on a daily basis. For those people out there that don’t want to go through all of the hub-bub of super-secure, encrypted, password management, here are a few tips to keep you safe:

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  1. Create a unique and hard to guess “base password” and then a pattern to use for each site you logon onto. For instance a base password could be “Ih2BaSwAa” (this stands for “I have two brothers and sisters who are annoying”). Then you would add something “site specific” to the end of it. For Twitter Ih2BaSwAaTWTTR, Facebook Ih2BaSwAaFCBK, etc. This is sort of unsecure, but probably more secure than 99% of the passwords out there.
  2. Don’t write your passwords down in public places. If you want to keep track of passwords on something written, keep it on you at least. The problem is that if you get your wallet stolen you are still out of luck.
  3. Don’t use the same passwords for every service. I’m not even going to explain this; just don’t do it.

These are just a few things that can be done rather than keeping your passwords in a management system. Personally, with over 100 entries in my password management system, I couldn’t even dream of doing any other way. But those out there with only a few passwords, having a simpler system may be beneficial.

So, if you want to be a “responsible internet citizen” or you just don’t want to lose your precious account data, then creating and maintaining strong passwords for your online accounts is a must.

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