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8 Expenses to Cut and How

8 Expenses to Cut and How

Are you looking to simplify your life? Do you have financial issues? Are you still paying off debts with no end in sight? Hey, me too! Part of my methodology includes plugging expense holes, and shunting that money towards my debts. Here are eight expenses to cut and how:

  • Make Your Own Morning Coffee– I have a tiny little one-cup machine with a steel filter. Why? Because it’s silly easy to operate and clean. I buy really good coffee by the pound, and so a pound of coffee costs $6.50 or so US. Buying coffee at the coffee shop is $2.50 or so for a large. That means, I save after only 3 uses, and it doesn’t really slow down my getting out the door, especially if you think about how much time it takes to wait in a drive-up line.
  • Use Your Public Library– Libraries have changed. Most libraries are now connected into a big sharing consortium, expanding the collection of what you can take out and what they’ll have that you might want. Further, most now have an online catalog that you can use to browse and request from home. Libraries now frequently stock DVDs (mine favors Hollywood movies, and the one in the next town features mostly highbrow independent stuff). Heck, my library just launched a big commercial digital audiobook download deal, so I can get books on my computer from my desk.

    How often do you reference a book after reading it once? Make that your point. Are you going to open it many times over the years, or is this a read once, use often kind of information dump?

  • Get Netflix– Going to the movies isn’t a great plan if you’re trying to save money, but renting movies is a hassle too, right? At least in the States, this is a much better option to going to brick and mortar stores for movies. They deliver the movies to your mailbox. You can’t get a late fee. Oh, and you can choose from getting just one disc at a time, two, three, or even larger numbers, for those of you who get to watch tons of flicks at once. BONUS: using one of your Netflix slots for a kids movie lets you save money, too. Kids will watch a movie 200 times, and then never need to see it again. Right?
  • Bring Meals From Home or Find a Cheap, Repeatable Meal– We tend to bleed cash on feeding ourselves, and rarely do we really savor or notice the food anyhow. It’s just a meal that we consume in between doing other things. If you can bring meals from home, that’s the least expensive, and it’s also the bet way to ensure that you know what you’re getting. I’m currently taking frozen dinners that cost only $2.00 a meal, and that’s cheaper than any sandwich I can buy. If you have to eat out, trying finding the healthiest, best value meal you can find, and stick to it or slight variations. The more adventurous your meal seeking gets, the more it will likely cost you.
  • Drink at a Friend’s House, Not a Pub– The cost of a dozen bottles of beer shared between a few friends will always be less expensive than a single drink out at a pub. Surely, one of you has a place to go for the casual entertainment experience, right? Okay, you might not be able to meet attractive members of the opposite sex there, but even if you spent a few days at one of your homes, that’d save some cash, true?
  • Reconsider Your Driving Habits– Are you a leadfoot? Are you the kind who goes on an hour or more jaunt just for something to do? With gas/petrol costs being so high thanks to some interesting world stage situations, considering how often and how fast you travel will help you cut a few bucks in the short term. BONUS: Get out your bike and kill two birds with one stone. Work that spare tire back off the ole belly.
  • Sum up all Your Entertainment Expenses– When you look at each one separately, it probably doesn’t seem weird to pay $15 a month for Netflix, $10 a month for XBOX Live, $60 or so a month for Cable TV, $100 or more a year on various magazines, not to mention all the ways you spend money when you go out, including clubs, pubs, bars, concerts, shows, events, and dinners. These are all entertainment. If you’re working on your debt, tally up all those expenses and look at them in a big sum per month. How much does your entertainment budget really cost, and does that relate to how much money you’re putting towards your debts and other expenses? Maybe it’s time to reconsider.
  • Go on a Clothing Fast– There are a hundred reasons why you need that new shirt, or that clever belt. You might need those shoes because they’re quite a bargain. But take a good long look at your closet, at what you already have. Do you need more right now? How often are you buying clothes for fashion’s sake versus need? Are there ways you can stretch your budget by coordinating differently? We buy clothes on impulse more often than just about anything. Pay close attention to this, and consider a clothing fast. Promise not to buy clothes for one month at a time. Say, “I’ll go all of August without buying a single article of clothing.” At the end of August, assess. Do you really need anything? See if you can go September, too.

Sure, you’re deserving of a good life. This isn’t as much about deprivation as it is examining the life you’re leading. If you’re working on your finances, and you’re serious about putting them in order, there are even more holes than those I’ve listed above that could use plugging. With a little bit of tweaking, you’ll recover money at a fairly decent clip. This adds up. If you tally up your savings from all eight tips above, it could quite easily be $200 or more back in your finances a month. $2400 a year? That’s a nice tidy raise, eh? Congratulations.

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–Chris Brogan is working hard on his expenses over at [chrisbrogan.com]. Well, not really. He’s writing about self-improvement and creativity.

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Last Updated on February 11, 2021

20 Unusual Uses for Coca-Cola That You’ve Never Considered

20 Unusual Uses for Coca-Cola That You’ve Never Considered

Coca-Cola is an adored product the world over. While keeping yourself in good health means moderating how often you enjoy this drink, Coca-Cola lovers will be happy to hear that there are plenty of uses for the soda pop that don’t involve ingesting it. Impressively, Coca-Cola can be used to help you clean, get rid of rust, and even help maintain your garden. Whether you are looking for a way to finally get rid of those pesky stains, or just want to find new ways to love this drink, these 20 jaw-dropping and unusual uses for Coca-Cola will blow you away.

Kill pests in your garden

Coca-Cola is also an effective pest control method for your garden. To rid yourself of plant munching slugs and snails, pour a small bowl of Coca-Cola and place it near your garden or flowerbeds. The smell will attract these crawling bugs and the drink’s acidity will kill them.

Defrost your windshield

Incredibly, Coca-Cola can also defrost your windscreen in the wintertime. Simply pour Coke liberally across your windshield and wait about a minute. The ice should turn to slush for easy removal.

Clean your pans

Coca-Cola is also useful in the kitchen, especially on burnt pans. For any pan with burnt on messes, pour a can of Coke into the pan and simmer. The mess should easily wipe away. You can also soak kettles and other kitchen items in Coca-Cola to remove scale and build up.

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Clean bugs from your windshield

Another way Coca-Cola can aid in your car care is by removing bugs and gunk from your windshield. Soak a cloth in coke, then rub across your windshield. Just be careful not to get any on your paint job.

Remove rust from your car

Coca-Cola is also useful when removing rust. The simplest method is to dip crumpled tinfoil in Coca-Cola, then give the item a scrub and you should be rust free.

Loosen rusty bolts

Similarly, use Coca-Cola to loosen up a rusty bolt. Simply unscrew the bolt half a turn and pour on Coca-Cola. Let it sit, then give the metal a wipe. The bolt and screws will be one hundred percent in no time.

Remove stains from your fabric

Surprisingly, Coca-Cola is incredibly helpful when removing stains from clothing and fabric. Coke will easily remove grease stains, as well as blood spots. Remember that Coca-Cola itself is brown, so stains on light fabrics might be better removed another way.

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Remove oil spots

Another way to use Coca-Cola is to remove oil stains from cement. Whether it’s your garage or your driveway, soak the stain in Coca-Cola for a few hours then hose off.

Relieve jellyfish stings

Should you be unwilling to neutralize a jellyfish sting the traditional way (with urine) pouring Coca-Cola on the sting will also do the job.

Clean your car engine

Coca-Cola is also an effective ways to clean your car engine. Believe it or not, Coke distributors have reportedly been a fan of this technique for ages. 

Use it in cooking

Coca-Cola is also a fantastic addition to many recipes. Using Coca-Cola to cook pot roast or steaks in will easily tenderize the meat for you. Mixing Coke with ketchup or barbecue sauce also makes for a delightfully sweet glaze.

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Clean your old coins

Another way to use Coke to clean is to soak tarnished coins in the soda. About ten minutes should be enough to get rid of the muck.

Clean your tiles

Incredibly, Coca-Cola can also be applied to tiles to effectively clean grout. Let Coke sit on the tiles that need cleaning for a few minutes, then wipe away.

Supercharge your compost

Coke is also an impressive way to speed up your compost. The sugar in Coca-Cola feeds micro organisms, plus the acidity will help your compost break down faster.

Remove gum from your hair

Coca-Cola can also help you avoid a major hair disaster. If you have gum stuck in your hair, dip the gum into a small bowl of Coke and let it sit for a few minutes. The Coca-Cola breaks down the gum, allowing you to wipe it off.

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Fade unwanted hair dye

Similarly, if you made a mistake with your hair dye, Coca-Cola comes to the rescue. It’s probably best to get in the shower first, then pour Diet Coke over your hair. Let the soda sit for a few minutes, then wash your hair like normal. This method is effective in removing temporary hair dyes, but will likely only fade professionally applied dyes.

Clean marker stains

Coca-Cola is also an easy way to remove marker stains from carpet. Apply a small amount of Coke, scrub the spot, then clean with soapy water. Again, remember that Coca-Cola is brown, so removing stains on white or light-colored carpets might be better achieved with another method.

Clean your toilet

Coca-Cola can also help you clean elsewhere in the house. To easily clean a toilet, pour Coca-Cola all around the bowl and let it sit. There’s no need to scrub, simply flush and your toilet should be sparkling clean.

Feed your plants

Coca-Cola is also a surprising way to add a little extra life to some flowering plants. Particularly with azaleas and gardenias, adding a small amount of Coca-Cola to the soil can deliver nutrients your plant may be low on.

Get rid of bugs at a picnic

The last of our unusual uses for Coca-Cola is to safeguard your picnic or outdoor lunch from pests and wasps. Simply pour a small cup of Coca-Cola and set it out about a half hour before you start to eat. By placing the cup away from your site, bugs will be drawn to the soda and not your lunch.

Featured photo credit: Omer Wazir via flickr.com

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