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Your Camera: An Easy Way to Save Money

Your Camera: An Easy Way to Save Money

    Many of us have a digital camera with us at all times these days, just by virtue of carrying around a cell phone. It’s an unbelievably useful tool: I feel like I find a new use for mine every day. I’ve put just a few of the ways I’ve used my camera to save myself a few bucks, and I hope you’ll add yours in the comments.

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    1. Protect Your Deposit

    I’ve never been the first tenant in a brand new apartment building. Every time I’ve moved into a new rental, I’ve found some damage somewhere in the apartment. As a general rule, the landlord tells me not to worry about it — but when I move out, that same landlord will probably try to keep at least part of my deposit to cover damages. I don’t know about you, but paying to repair damages I didn’t make doesn’t make me happy.

    Before I move into a new place, I take my camera and photograph every bit of damage I can find. If it’s something I’m actually worried about, I usually email the photographs to my new landlord. I know plenty of people who make a point of printing out their photos and mailing themselves those prints; as long as they leave the envelope sealed, they have proof that the damage was there at a certain date. Unfortunately, neither technique will do a whole lot of good if you wind up in court down the road — it’s the actual photos that will help you out more.

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    2. Support Your Insurance Claims

    When you file an insurance claim, you’ll probably have a few photos to send along with it — of a car, a house, etc. But there are a few other pictures worth sending, if you had a chance to take them. Insurance agents recommend that you write down the serial number of pretty much everything you buy (computers, televisions, etc.). I’m not particularly good at recording serial numbers, but I have made a habit of photographing the serial numbers of my various electronics. I back up those photos online and, if something ever happens, I can send my insurance agent those photos without having to worry about if I managed to grab my serial numbers or not.

    3. Give Emergency Presents

    I have a decent enough photo printer, and I’ve found that photo frames and mats just sort of collect in the average household. If I need a birthday present in a hurry, I often print off a photo, put it in a frame and wrap it. I’ve found that a lot of friends and family actually appreciate getting a photo that reminds them of the good times that we’ve had together. I’ve also taken a few photos on my journeys that I think of as artistic and those seem equally well received.

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    If you don’t have a printer up to handling photographs, don’t worry. Wal-Mart, along with many other companies, allow you upload digital photographs and pick them up in the store. It depends on what photo printer you go with, but many places will have your photos ready the next day — some even sooner. You may even get a better variety of sizes of prints and you can pick up a frame at the same time.

    4. Enhance Your Memory

    Rather than hauling a PDA or laptop around all the time, you can use your camera to record certain kinds of information. My dad uses this trick to record phone number and other information on bill boards, but you can take it a step further. I was at a hotel, traveling in a city I didn’t know, and was getting directions to somewhere nearby. The clerk had a map — but only one copy; he couldn’t give it to me. I just photographed it and went on my merry way. I doubt the technique works with detailed maps, but I’ve found it pretty useful for short distances and stylized maps. I’ve found all sorts of little things I’d much rather photograph than note down on paper and carry around.

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    5. Make Money From Your Photos

    There are tons of ways to make money off of digital images, although simply uploading your shots to a stock photography site is probably the easiest. Many such sites have quality requirements, but even point-and-shoot cameras offer ever increasing quality. There are literally hundreds of sites that handle the hard parts of selling stock photos. It’s just a matter of uploading your photos. I wouldn’t expect to get rich off of stock imagery but it can pay for the occasional cup of coffee.

    And while I haven’t made any money photographing events, I have a standing arrangement with a few friends to photograph their children’s birthday parties in exchange for all the cake I can eat.

    Making the most of your camera

    Having a photographic record has saved my bacon on more than one occasion. I like to think that I make the most of my camera: I take plenty of photographs and don’t really discriminate between taking ‘artistic’ shots and taking a snapshot of a car’s license plate. You don’t even need a big expensive camera to to do most of these things. Really, the only thing you have to have is a good-sized memory card. And, at the very least, the right photographs can save you enough money to buy a bigger memory card for your favorite camera, if not an entire camera.

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    Last Updated on October 9, 2018

    How to Write a Personal Mission Statement to Ensure Peak Productivity

    How to Write a Personal Mission Statement to Ensure Peak Productivity

    Most of you made personal, one sentence resolutions like “I want to lose weight” or “I vow to go back to school.” It is a tradition to start the New Year with things you want to achieve, but under the influence resolutions are often unrealistic.

    If you’re wondering when will be a good time to write a mission statement, NOW is the time to take a personal inventory to make this year your most productive year ever. You may be asking yourself, “How am I going to do that?” You, my friends, are going to write personal mission statements.

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    A large number of corporations use mission statements to define the purpose of the company’s existence. Sony wants to “become the company most known for changing the worldwide poor-quality image of Japanese products” and 3M wants “to solve unsolved problems innovatively”. A personal mission statement is different than a corporate mission statement, but the fundamentals are the same.

    So why do you need one? A personal statement will help you identify your core values and beliefs in one fluid tapestry of content that you can read anytime and anywhere to stay on task toward success.

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    For example, Tom Cruise in Jerry Maguire came to the realization that he had lost track of what was important to him. After writing a personal mission statement, we saw him start his own business and he got the girl, Renee Zelleweger. Not bad, wouldn’t you say? A personal mission statement will make sure that, through all the texting, emailing and constant bombardment of on-the-go activity, you won’t lose sight of what is most important to you.

    Mission statements can be simple and concise while others are longer and filled with detail. The length of your personal mission statement will not be determined until you follow this simple equation to create your motivational springboard for 2008.

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    To begin your internal cleansing, you will need to jot down the required information in the following five steps:

    1. What are your values? Values steer your actions and determine where you spend time, energy, and most importantly, money. Be specific and unique to yourself. Too much generalization will not be as effective. It is called a “personal” mission statement for a reason.
    2. What are three important goals you hope to achieve this year? Keep your list of important goals small and give them a date. It is better to focus on the horizon and not the stars. Realistic goals are keys to ultimate success.
    3. What image do you hope to project to yourself? How you see yourself is how the world will view you. Think about this carefully. Your image should encompass what you look like and feel after you have achieved your goals.
    4. Write down action statements from each value describing how you will use those values to achieve your three goals. Start with “I will…”
    5. Rewrite your statement to include only your action statements. Make portable copies for your wallet, car or office.

    If you followed the steps above, congratulations! You have just written your first personal mission statement. Your personal statement will change over the years as your goals change. You can have more than one statement for the different compartments of your life such as your career, family, marriage, etc.

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    Writing a personal mission statement is an effective method to ensure your productivity is at its peak. It is an ideal tradition to start so that when next year rolls around, the outdated practice of resolutions will be something you permanently left in the past.

    Featured photo credit: Álvaro Serrano via unsplash.com

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