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Your Camera: An Easy Way to Save Money

Your Camera: An Easy Way to Save Money

    Many of us have a digital camera with us at all times these days, just by virtue of carrying around a cell phone. It’s an unbelievably useful tool: I feel like I find a new use for mine every day. I’ve put just a few of the ways I’ve used my camera to save myself a few bucks, and I hope you’ll add yours in the comments.

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    1. Protect Your Deposit

    I’ve never been the first tenant in a brand new apartment building. Every time I’ve moved into a new rental, I’ve found some damage somewhere in the apartment. As a general rule, the landlord tells me not to worry about it — but when I move out, that same landlord will probably try to keep at least part of my deposit to cover damages. I don’t know about you, but paying to repair damages I didn’t make doesn’t make me happy.

    Before I move into a new place, I take my camera and photograph every bit of damage I can find. If it’s something I’m actually worried about, I usually email the photographs to my new landlord. I know plenty of people who make a point of printing out their photos and mailing themselves those prints; as long as they leave the envelope sealed, they have proof that the damage was there at a certain date. Unfortunately, neither technique will do a whole lot of good if you wind up in court down the road — it’s the actual photos that will help you out more.

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    2. Support Your Insurance Claims

    When you file an insurance claim, you’ll probably have a few photos to send along with it — of a car, a house, etc. But there are a few other pictures worth sending, if you had a chance to take them. Insurance agents recommend that you write down the serial number of pretty much everything you buy (computers, televisions, etc.). I’m not particularly good at recording serial numbers, but I have made a habit of photographing the serial numbers of my various electronics. I back up those photos online and, if something ever happens, I can send my insurance agent those photos without having to worry about if I managed to grab my serial numbers or not.

    3. Give Emergency Presents

    I have a decent enough photo printer, and I’ve found that photo frames and mats just sort of collect in the average household. If I need a birthday present in a hurry, I often print off a photo, put it in a frame and wrap it. I’ve found that a lot of friends and family actually appreciate getting a photo that reminds them of the good times that we’ve had together. I’ve also taken a few photos on my journeys that I think of as artistic and those seem equally well received.

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    If you don’t have a printer up to handling photographs, don’t worry. Wal-Mart, along with many other companies, allow you upload digital photographs and pick them up in the store. It depends on what photo printer you go with, but many places will have your photos ready the next day — some even sooner. You may even get a better variety of sizes of prints and you can pick up a frame at the same time.

    4. Enhance Your Memory

    Rather than hauling a PDA or laptop around all the time, you can use your camera to record certain kinds of information. My dad uses this trick to record phone number and other information on bill boards, but you can take it a step further. I was at a hotel, traveling in a city I didn’t know, and was getting directions to somewhere nearby. The clerk had a map — but only one copy; he couldn’t give it to me. I just photographed it and went on my merry way. I doubt the technique works with detailed maps, but I’ve found it pretty useful for short distances and stylized maps. I’ve found all sorts of little things I’d much rather photograph than note down on paper and carry around.

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    5. Make Money From Your Photos

    There are tons of ways to make money off of digital images, although simply uploading your shots to a stock photography site is probably the easiest. Many such sites have quality requirements, but even point-and-shoot cameras offer ever increasing quality. There are literally hundreds of sites that handle the hard parts of selling stock photos. It’s just a matter of uploading your photos. I wouldn’t expect to get rich off of stock imagery but it can pay for the occasional cup of coffee.

    And while I haven’t made any money photographing events, I have a standing arrangement with a few friends to photograph their children’s birthday parties in exchange for all the cake I can eat.

    Making the most of your camera

    Having a photographic record has saved my bacon on more than one occasion. I like to think that I make the most of my camera: I take plenty of photographs and don’t really discriminate between taking ‘artistic’ shots and taking a snapshot of a car’s license plate. You don’t even need a big expensive camera to to do most of these things. Really, the only thing you have to have is a good-sized memory card. And, at the very least, the right photographs can save you enough money to buy a bigger memory card for your favorite camera, if not an entire camera.

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    Last Updated on June 20, 2019

    50 Businesses You Can Start In Your Spare Time

    50 Businesses You Can Start In Your Spare Time

    Most people want a few more dollars in their wallets. But between an employer and family, the time most of us can devote to a second job is severely limited. Running a small side business can provide a few more options: you don’t have to show up at a set time and you can use skills you already have. Not all will be perfect for everyone, of course, and I’m sure that you’ll have a few ideas of your own after reading this list. If you’d like to share any other business ideas, please add them in the comments.

    1. Selling collectibles — From antique books to teddy bears, there are plenty of opportunities to buy and sell collectibles. It’s important to familiarize yourself with the collectible of your choice but if you choose something that you’ve been collecting for a while, you’ve got a head start.
    2. Locating apartments — It can take time to sort through apartment listings, but you can make some money by finding the perfect apartment for a renter.
    3. Baby proofing — New parents often prefer to bring in an expert to make sure their home is safe for a new baby.
    4. Calligraphic writing — If you’ve got elegant handwriting, you can pick up gigs writing or addressing wedding invitations, holiday cards and more.
    5. Selling coupons — Search on eBay for coupons right now and you’ll see thousands of listings for coupons. It’s just a matter of clipping and listing what you find in your Sunday newspaper.
    6. Pet training — A surprising number of people don’t know where to start in training a pet. Even teaching Rover simple commands like ‘Sit’ and ‘Stay’ can bring in a few dollars.
    7. Running errands — A wide variety of people want to outsource their errands, from those folks who aren’t able to leave their homes easily to those who have a busy schedule.
    8. Researching family trees — Amateur genealogists often call in experts, especially to handle research that has to be done in person in a far off place. If you’re willing to go to a local church and copy a few records, you can handle many family tree research requests.
    9. Supplying firewood — The prerequisite for selling firewood is having a source of wood; if you’ve got some land where you can cut down a few trees, you’ve got a head start.
    10. Hauling — As more people trade in their SUVs for compact cars, hauling is becoming more important: people have to rent a truck or hire a hauler for even small loads.
    11. Image consulting — Image consultants provide a wide variety of services, ranging from offering advice on appearance to teaching etiquette.
    12. Menu planning — For many people, the trip up in eating home-cooked or healthy meals is knowing what to prepare. Meal planners set a schedule to solve certain dietary problems.
    13. Microfarming — Cultivating food and flowers on small plots of land allows you to sell produce easily.
    14. Offering notary public services — Notary publics can witness and authenticate documents: a service needed for all sorts of official documents.
    15. Teaching music — If you’re skilled with a musical instrument, you can earn money by offering lessons.
    16. Mystery shopping — Mystery shoppers check the conditions and service at a store and report back to the store’s higher-ups.
    17. Offering research services — Just by reading up on a topic and compiling a report on it can earn you money.
    18. Personal shopping — Personal shoppers typically select gifts, apparel and other products for clients, helping them save time.
    19. Pet breeding — Purebred pets can be quite value, especially if you can verify their pedigree.
    20. Removing snow — During the winter months, shoveling walks can still be a reliable way to earn money. You might be asked to take care of the driveway too.
    21. Utility auditing — As people become environmentally-concious, they want to know just how efficient their homes are. With some simple testing, you can tell them.
    22. Offering web hosting services — Providing server space can be lucrative, particularly if you can provide tech support to your clients.
    23. Cutting lawns — An old standby, cutting lawns and other landscaping services can provide a second income in the summer.
    24. Auctioning items on eBay — Want to get rid of all your old stuff? Stick it up on eBay and auction it off.
    25. Babysitting — Child care of all kinds, from babysitting to nannying, can offer constant opportunities.
    26. Freelance writing — If you’ve got the skills to write clearly, you can sell your pen for everything from blogs to advertising copy.
    27. Selling blog and website themes — Do a little designing on the side? Customers that don’t want to pay full price for a website will often pay for a template or theme.
    28. Offering computer help — Particularly with people new to computers, you can earn money by providing in-home computer help.
    29. Designing websites — It may require a little skilled effort, but designing websites remains a reliable source of income.
    30. Selling stock photography — For shutterbugs, an easy way to put a photography collection to work is to post it to a stock photography site.
    31. Freelance designing — Check with local businesses: you can provide brochures, business cards and other design work and get paid a good fee.
    32. Tutoring — Math and languages reamin the easiest subjects to find tutoring gigs for, but there is demand for other fields as well.
    33. Housesitting / petsitting — Stopping in to check on a house or pet can earn you some money, and maybe even a place to stay.
    34. Building niche websites — If you can put together a site on a very specific topic, you can put targeted ads on it and make money quickly.
    35. Translating — The variety of translating work available is huge: written word, on the spot and more is easy to find even on a part-time basis.
    36. Creating custom crafts — No matter what kind of crafts you make, there’s likely a market for it. Etsy remains one of the easiest places to sell crafts.
    37. Setting up a wi-fi hotspot — With a little bit of equipment, you can set up a wi-fi hotspot and charge your neighbors for the access they’ve been ‘borrowing.’
    38. Selling an e-book — You can write an e-book about almost anything and put it up for sale online.
    39. Affiliate marketing — If you’re willing to market other companies’ products, you can earn a cut of the sales.
    40. Renting out your spare room — From looking for a long-term roommate to listing your guest room on couch surfing sites, that spare room can make you money.
    41. Offering handy man services — Handling small household tasks can provide you with plenty of work, although you’ll probably be expected to have your own tools.
    42. Teaching an online class — Share your expertise through a website, an online seminar or variety of other methods.
    43. Building furniture — For those with the skill to create handmade furniture, selling their creations is often just a matter of advertising.
    44. Providing personal chef services — Personal chefs prepare meals ahead of time for customers, leaving their customers with a full freezer and no mess.
    45. Event planning — From planning corporate events to bar mitzvahs, an event planning business can require plenty of work and offer plenty of pay.
    46. Installing home safety products — Particularly as Baby Boomers age, people able to install handrails and other home safety products are in demand.
    47. Altering / tailoring — If your sewing skills are up to par, altering garments is coming back as people try to stretch more wear out of their clothing.
    48. Offering in-home beauty services — Hair cuts, makeup and other beauty services that can be performed at home have a growing demand.
    49. Business coaching — Helping others to establish and develop their businesses can provide many opportunities to earn money.
    50. Writing resumes — Writing resumes can provide a reliable income, especially if you can put a polish on a client’s credentials.

    There are plenty of offers that claim to provide you with the opportunity to make thousands of dollars a week. Unfortunately, none of these businesses will provide that sort of income, but they aren’t scams either. They were chosen because they all require a minimum investment to get started — some require nothing more than a flyer advertising your business. Even better, if you do enjoy any of these businesses, there is a potential with most of them to continue to expand — perhaps even to the point of going full time.

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    Featured photo credit: Omar Prestwich via unsplash.com

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