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Solutions for 7 Annoying Modern Day Problems

Solutions for 7 Annoying Modern Day Problems
Cellphone

    Modern life has been made easier with technology, but for every advancement there is a corresponding increase in complexity that seems to outweigh those benefits. When modern day problems occur, we usually don’t have the time or energy to figure out how to solve them. So here is a reference on how to handle some of these pesky problems.

    1) Change Cell Phone Contracts with No Penalty!

    Did you ever get mad because you wanted to ditch your cell phone company for a new one, but you couldn’t because of the huge termination fees? Well there are a few services now that connect people who want to swap contracts. According to The Week Magazine, most cell phone companies are willing to process a swap. Here are the companies who provide this swap brokering service. Fees range from $9.95- $14.95.

    2) Avoid the Rebate Runaround

    Rebates can be pretty sizable, and unfortunately retailers sometimes give customers the runaround when it comes to fulfilling these rebates. Here are the steps you can take to ensure you get your rebate:

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    1. Understand the terms of the rebate before purchasing.
    2. Make copies of all paperwork before mailing. Tip: use your digital camera for this.
    3. Fill in all field on the rebate form. Leaving any field blank can void the rebate. Write something even if it is something like “I don’t have a fax number.”
    4. Send in the rebate ASAP. Many rebates have short time frames today. Don’t be late or you’ll lose out.
    5. Handwrite your forms so mass-mailing rebate fraud is not suspected.
    6. Use certified mail and get your receipt.
    7. Buy at stores that can handle the rebates in-store or online such as: Staples, Cosco, and Cingular.
    8. If you have problems: Write directly to the manufacturer’s CEO and the retailer’s CEO. You can also call the FTC (Federal Trade Commission) 877-382-4357 or www.ftc.gov. Lastly, you can call your local Better Business Bureau or your state attorney general’s office.

    3) Don’t Pay for Technical Support

    Don’t you hate paying for technical support. Well here are a list of sites that offer free tech support online. These were reviewed by Tech Support Alert as either “Outstanding” or “Highly Recommended.” For other free tech support recommendations, visit their site.

    More:

    4) What to Do with Unused Airline Miles and Reward Points

    According to most airline miles programs, selling your miles will make them null and void. There are places that broker these miles for selling, but if you want to go by the rules you can head over to Points.com where you can “TRACK,BOOK HOTELS,SWAP,EARN,BUY,GIFT,SHARE,and REDEEM miles and points.”

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    5) Get a Live Person on the Phone

    Sick of listening to automated menus when you need to ask someone a question over the phone? Well here is the ultimate resource on how to reach a live person:
    Get Human
    or take a look at the tips in this article, 6 Tips to Reach a Human Operator.

    6)Spyware and Viruses

    I had a real problem over a year ago with a virus I couldn’t shake. I tried everything. What finally worked for me was SpySweeper by Webroot. This along with a Norton protection package has worked well for me.

    7) Identity Theft

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    This one can be a real bugaboo. The first thing to do if you discover this is to report it to the credit bureaus:

    EQUIFAX—www.equifax.com
    To order your credit report: Call: (800) 685-1111
    To report fraud: Call: (800) 525-6285

    EXPERIAN—www.experian.com
    To order your credit report: Call: (888) EXPERIAN (397-3742)
    To report fraud: Call: (888) EXPERIAN (397-3742)

    TRANS UNION—www.tuc.com
    To order your credit report: Call: (800) 916-8800
    To report fraud: Call: (800) 680-7289

    For more information here is the United States Department of Justice’s official information on how to handle identity theft:

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    Additional websites that contain general information about identity theft as cited by the USDoJ website:

    These sites also have good guidelines for preventing identity fraud in the first place, so it is worth checking out even if you haven’t had this problem.

    8 ) Keeping Track of Online Passwords

    I didn’t see this as a problem until I read the following article. It points out the vulnerabilities of weak passwords and of not having a secure place to store them. The article lists links to 10 cool password generators and trackers that are all free: 10 Free Ways to Track All Your Passwords.

    What solutions have you found to modern life’s annoying problems? Please Share!

    K. Stone is author of Life Learning Today, a blog about daily life improvements. A few of her most popular articles are Ultimate Goal Setting Guide, 5 Big Secrets “They” Don’t Want You to Know About Investing, Maximum Energy in 10 Simple Steps, and Cool GTD Applications – The Ultimate Resource List.

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    Last Updated on January 2, 2019

    7 Steps For Making a New Year’s Resolution and Keeping It

    7 Steps For Making a New Year’s Resolution and Keeping It

    Are you keen to reinvent yourself this year? Or at least use the new year as a long overdue excuse to get rid of bad habits or pick up new ones?

    Yes, it’s that time of year again. The time of year when we feel as if we have to turn over a new leaf. The time when we misguidedly imagine that the arrival of a new year will magically provide the catalyst, motivation and persistence we need to reinvent ourselves.

    Traditionally, New Year’s Day is styled as the ideal time to kick start a new phase in your life and the time when you must make your all important new year’s resolution. Unfortunately, the beginning of the year is also one of the worst times to make a major change in your habits because it’s often a relatively stressful time, right in the middle of the party and vacation season.

    Don’t set yourself up for failure this year by vowing to make huge changes that will be hard to keep. Instead follow these seven steps for successfully making a new year’s resolution you can stick to for good.

    1. Just pick one thing

    If you want to change your life or your lifestyle don’t try to change the whole thing at once. It won’t work. Instead pick one area of your life to change to begin with.

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    Make it something concrete so you know exactly what change you’re planning to make. If you’re successful with the first change you can go ahead and make another change after a month or so. By making small changes one after the other, you still have the chance to be a whole new you at the end of the year and it’s a much more realistic way of doing it.

    Don’t pick a New Year’s resolution that’s bound to fail either, like running a marathon if you’re 40lbs overweight and get out of breath walking upstairs. If that’s the case resolve to walk every day. When you’ve got that habit down pat you can graduate to running in short bursts, constant running by March or April and a marathon at the end of the year. What’s the one habit you most want to change?

    2. Plan ahead

    To ensure success you need to research the change you’re making and plan ahead so you have the resources available when you need them. Here are a few things you should do to prepare and get all the systems in place ready to make your change.

    Read up on it – Go to the library and get books on the subject. Whether it’s quitting smoking, taking up running or yoga or becoming vegan there are books to help you prepare for it. Or use the Internet. If you do enough research you should even be looking forward to making the change.

    Plan for success – Get everything ready so things will run smoothly. If you’re taking up running make sure you have the trainers, clothes, hat, glasses, ipod loaded with energetic sounds at the ready. Then there can be no excuses.

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    3. Anticipate problems

    There will be problems so make a list of what they’ll be. If you think about it, you’ll be able to anticipate problems at certain times of the day, with specific people or in special situations. Once you’ve identified the times that will probably be hard work out ways to cope with them when they inevitably crop up.

    4. Pick a start date

    You don’t have to make these changes on New Year’s Day. That’s the conventional wisdom, but if you truly want to make changes then pick a day when you know you’ll be well-rested, enthusiastic and surrounded by positive people. I’ll be waiting until my kids go back to school in February.

    Sometimes picking a date doesn’t work. It’s better to wait until your whole mind and body are fully ready to take on the challenge. You’ll know when it is when the time comes.

    5. Go for it

    On the big day go for it 100%. Make a commitment and write it down on a card. You just need one short phrase you can carry in your wallet. Or keep it in your car, by your bed and on your bathroom mirror too for an extra dose of positive reinforcement.

    Your commitment card will say something like:

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    • I enjoy a clean, smoke-free life.
    • I stay calm and in control even under times of stress.
    • I’m committed to learning how to run my own business.
    • I meditate daily.

    6. Accept failure

    If you do fail and sneak a cigarette, miss a walk or shout at the kids one morning don’t hate yourself for it. Make a note of the triggers that caused this set back and vow to learn a lesson from them.

    If you know that alcohol makes you crave cigarettes and oversleep the next day cut back on it. If you know the morning rush before school makes you shout then get up earlier or prepare things the night before to make it easier on you.

    Perseverance is the key to success. Try again, keep trying and you will succeed.

    7. Plan rewards

    Small rewards are great encouragement to keep you going during the hardest first days. After that you can probably reward yourself once a week with a magazine, a long-distance call to a supportive friend, a siesta, a trip to the movies or whatever makes you tick.

    Later you can change the rewards to monthly and then at the end of the year you can pick an anniversary reward. Something that you’ll look forward to. You deserve it and you’ll have earned it.

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    Whatever your plans and goals are for this year, I’d do wish you luck with them but remember, it’s your life and you make your own luck.

    Decide what you want to do this year, plan how to get it and go for it. I’ll definitely be cheering you on.

    Are you planning to make a New Year’s resolution? What is it and is it something you’ve tried to do before or something new?

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