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Solutions for 7 Annoying Modern Day Problems

Solutions for 7 Annoying Modern Day Problems
Cellphone

    Modern life has been made easier with technology, but for every advancement there is a corresponding increase in complexity that seems to outweigh those benefits. When modern day problems occur, we usually don’t have the time or energy to figure out how to solve them. So here is a reference on how to handle some of these pesky problems.

    1) Change Cell Phone Contracts with No Penalty!

    Did you ever get mad because you wanted to ditch your cell phone company for a new one, but you couldn’t because of the huge termination fees? Well there are a few services now that connect people who want to swap contracts. According to The Week Magazine, most cell phone companies are willing to process a swap. Here are the companies who provide this swap brokering service. Fees range from $9.95- $14.95.

    2) Avoid the Rebate Runaround

    Rebates can be pretty sizable, and unfortunately retailers sometimes give customers the runaround when it comes to fulfilling these rebates. Here are the steps you can take to ensure you get your rebate:

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    1. Understand the terms of the rebate before purchasing.
    2. Make copies of all paperwork before mailing. Tip: use your digital camera for this.
    3. Fill in all field on the rebate form. Leaving any field blank can void the rebate. Write something even if it is something like “I don’t have a fax number.”
    4. Send in the rebate ASAP. Many rebates have short time frames today. Don’t be late or you’ll lose out.
    5. Handwrite your forms so mass-mailing rebate fraud is not suspected.
    6. Use certified mail and get your receipt.
    7. Buy at stores that can handle the rebates in-store or online such as: Staples, Cosco, and Cingular.
    8. If you have problems: Write directly to the manufacturer’s CEO and the retailer’s CEO. You can also call the FTC (Federal Trade Commission) 877-382-4357 or www.ftc.gov. Lastly, you can call your local Better Business Bureau or your state attorney general’s office.

    3) Don’t Pay for Technical Support

    Don’t you hate paying for technical support. Well here are a list of sites that offer free tech support online. These were reviewed by Tech Support Alert as either “Outstanding” or “Highly Recommended.” For other free tech support recommendations, visit their site.

    More:

    4) What to Do with Unused Airline Miles and Reward Points

    According to most airline miles programs, selling your miles will make them null and void. There are places that broker these miles for selling, but if you want to go by the rules you can head over to Points.com where you can “TRACK,BOOK HOTELS,SWAP,EARN,BUY,GIFT,SHARE,and REDEEM miles and points.”

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    5) Get a Live Person on the Phone

    Sick of listening to automated menus when you need to ask someone a question over the phone? Well here is the ultimate resource on how to reach a live person:
    Get Human
    or take a look at the tips in this article, 6 Tips to Reach a Human Operator.

    6)Spyware and Viruses

    I had a real problem over a year ago with a virus I couldn’t shake. I tried everything. What finally worked for me was SpySweeper by Webroot. This along with a Norton protection package has worked well for me.

    7) Identity Theft

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    This one can be a real bugaboo. The first thing to do if you discover this is to report it to the credit bureaus:

    EQUIFAX—www.equifax.com
    To order your credit report: Call: (800) 685-1111
    To report fraud: Call: (800) 525-6285

    EXPERIAN—www.experian.com
    To order your credit report: Call: (888) EXPERIAN (397-3742)
    To report fraud: Call: (888) EXPERIAN (397-3742)

    TRANS UNION—www.tuc.com
    To order your credit report: Call: (800) 916-8800
    To report fraud: Call: (800) 680-7289

    For more information here is the United States Department of Justice’s official information on how to handle identity theft:

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    Additional websites that contain general information about identity theft as cited by the USDoJ website:

    These sites also have good guidelines for preventing identity fraud in the first place, so it is worth checking out even if you haven’t had this problem.

    8 ) Keeping Track of Online Passwords

    I didn’t see this as a problem until I read the following article. It points out the vulnerabilities of weak passwords and of not having a secure place to store them. The article lists links to 10 cool password generators and trackers that are all free: 10 Free Ways to Track All Your Passwords.

    What solutions have you found to modern life’s annoying problems? Please Share!

    K. Stone is author of Life Learning Today, a blog about daily life improvements. A few of her most popular articles are Ultimate Goal Setting Guide, 5 Big Secrets “They” Don’t Want You to Know About Investing, Maximum Energy in 10 Simple Steps, and Cool GTD Applications – The Ultimate Resource List.

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    K. Stone

    The founder of Life Learning Today, a blog that's dedicated to life improvement tips.

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    Last Updated on September 28, 2020

    How To Study Effectively: 7 Simple Tips

    How To Study Effectively: 7 Simple Tips

    The brain is a tangled web of information. We don’t remember single facts, but instead we interlink everything by association. Anytime we experience a new event, our brains tie the sights, smells, sounds and our own impressions together into a new relationship.

    Our brain remembers things by repetition, association, visual imagery, and all five senses. By knowing a bit about how the brain works, we can become better learners, absorbing new information faster than ever.

    Here are some study tips to help get you started:

    1. Use Flashcards

    Our brains create engrained memories through repetition. The more times we hear, see, or repeat something to ourselves, the more likely we are to remember it.

    Flashcards can help you learn new subjects quickly and efficiently. Flashcards allow you to study anywhere at any time. Their portable nature lends them to quick study sessions on the bus, in traffic, at lunch, or in the doctor’s office. You can always whip out your flashcards for a quick 2 to 3 minute study session.

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    To create effective flashcards, you need to put one point on each flashcard. Don’t load up the entire card with information. That’s just overload. Instead, you should dedicate one concept to each card.

    One of the best ways to make flashcards is to put 1 question on the front and one answer on the back. This way, you can repeatedly quiz yourself into you have mastered any topic of your choice.

    Commit to reading through your flash cards at least 3 times a day and you will be amazed at how quickly you pick up new information.

    As Tony Robbins says,

    “Repetition is the mother of skill”.

    2. Create the Right Environment

    Often times, where you study can be just as important as how you study. For an optimum learning environment, you’ll want to find a nice spot that is fairly peaceful. Some people can’t stand a deafening silence, but you certainly don’t want to study near constant distractions.

    Find a spot that you can call your own, with plenty of room to spread out your stuff. Go there each time you study and you will find yourself adapting to a productive study schedule. When you study in the same place each time, you become more productive in that spot because you associate it with studying.

    3. Use Acronyms to Remember Information

    In your quest for knowledge, you may have once heard of an odd term called “mnemonics”. However, even if you haven’t heard of this word, you have certainly heard of its many applications. One of the most popular mnemonic examples is “Every Good Boy Does Fine”. This is an acronym used to help musicians and students to remember the notes on a treble clef stave.

    An acronym is simply an abbreviation formed using the intial letters of a word. These types of memory aids can help you to learn large quantities of information in a short period of time.

    4. Listen to Music

    Research has long shown that certain types of music help you to recall information. Information learned while listening to a particular song can often be remembered simply by “playing” the songs mentally in your head.

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    5. Rewrite Your Notes

    This can be done by hand or on the computer. However, you should keep in mind that writing by hand can often stimulate more neural activity than when writing on the computer.

    Everyone should study their notes at home but often times, simply re-reading them is too passive. Re-reading your notes can cause you to become disengaged and distracted.

    To get the most out of your study time, make sure that it is active. Rewriting your notes turns a passive study time into an active and engaging learning tool. You can begin using this technique by buying two notebooks for each of your classes. Dedicate one of the notebooks for making notes during each class. Dedicate the other notebook to rewriting your notes outside of class.

    6. Engage Your Emotions

    Emotions play a very important part in your memory. Think about it. The last time you went to a party, which people did you remember? The lady who made you laugh, the man who hurt your feelings, and the kid who went screaming through the halls are the ones you will remember. They are the ones who had an emotional impact.

    Fortunately, you can use the power of emotion in your own study sessions. Enhance your memory by using your five senses. Don’t just memorize facts. Don’t just see and hear the words in your mind. Create a vivid visual picture of what you are trying to learn.

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    For example, if you are trying to learn the many parts of a human cell, begin physically rotating the cell in your minds eye. Imagine what each part might feel like. Begin to take the cell apart piece by piece and then reconstruct it. Paint the human cell with vivid colors. Enlarge the cell in your mind’s eye so that it is now six feet tall and putting on your own personal comedy show. This visual and emotional mind play will help deeply encode information into your memory.

    7. Make Associations

    One of the best ways to learn new things is to relate what you want to learn with something you already know. This is known as association, and it is the mental glue that drives your brain.

    Have you ever listened to a song and been flooded by memories that were connected to it? Have you ever seen an old friend that triggered memories from childhood? This is the power of association.

    To maximize our mental powers, we must constantly be looking for ways to relate new information with old ideas and concepts that we are already familiar with.

    You can do this with the use of mindmapping. A mind map is used to diagram words, pictures, thoughts, and ideas into a an interconnected web of information. This simple practice will help you to connect everything you learn into a global network of knowledge that can be pulled from at any moment.

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    Learn more about mindmapping here: How to Mind Map to Visualize Your Thoughts (With Mind Map Examples)

    Featured photo credit: Alissa De Leva via unsplash.com

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