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How to Save Thousands of Dollars on Your iPhone Bill

How to Save Thousands of Dollars on Your iPhone Bill

    Apple has manufactured the telecom’s dream: a phone that will rack up a massive bill all too easily.

    To begin with, we’ve got a phone that basically sells itself on its ability to surf the Internet and download data. If you’re with AT&T, you’re all good and dandy on that point (unless you’re on international roaming), but for most of us throughout the world—including the Australian company my phone is with, Optus—the included data is a joke and the price per kilobyte is exorbitant.

    Then there are text messages, which are arguably more commonly sent and received than phone calls. The iPhone’s user interface for text messages encourages chat-like conversation, shooting the number of back-and-forth “LOLs” and other noise sky-high. I hear that in the US that’s 15 cents a message (25 cents here).

    If the average number of text messages sent per user in a month is 188* (source) and we conservatively double that number for iPhone users, we have $56.40 on top of the bill.

    $56.40 for a few bursts of text.

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    *If that figure worries you, just be glad you’re not paying the bill for a Korean teenager (unless you are): apparently they send an average of 60.1 messages a day.

    And finally, we have phone calls. The interface is pretty slick and intuitive, so it’s not at all a hassle to whip out your phone and make a call. But on the iPhone, it’s also very easy to fall into some bill-boosting habits that simply aren’t readily accessible on most other phones. For instance, it makes holding your current call to answer another one a very easy and convenient option. Two calls ticking away at once, and you’re not even using one. Ouch.

    It’s a great phone, but it sure can run up your bill.

    Now for the “Glass Half-Full” Perspective

    But it can also significantly reduce the size of your phone bill in ways many other phones can’t if you’re smart about it. If you’re an iPhone user with a big bill problem, let’s look at paring that down.

    In this article we’ll look at three problem areas: calls, text and data.

    Cutting Call Costs with VoIP

    While there is no official Skype app for the iPhone (I’m hanging for one, but doubt they’d let it into the store), Fring is an alternative that lets you make VoIP calls that are much cheaper than regular cell call rates. Fring is an app, not a VoIP network, and serves as a mobile channel for:

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    • SkypeOut/SkypeIn
    • SIPNET
    • EuteliaVoIP
    • VoIPVoIP
    • VoIPTalk

    For most people, the SkypeOut/In option will be the most popular option. It’s certainly not as good as having free Skype-to-Skype, but still makes calling people a lot cheaper. You’ll need to:

    1. Jailbreak your iPhone. There are extensive instructions on this here, and don’t worry—it’s not as hard and intimidating as it seems. I did it for the first time the other day when I eBayed a first-gen for my wife, and it took about 25 minutes.
    2. Download the app using the Fring repository in Installer, which you can do by following these instructions.
    3. If you don’t already have a Skype account, get one. If you do, top up your credit.

    I’d much rather an option that lets you do free Skype-to-Skype chat, but we’ll probably have to wait until hell freezes over.

    If all you want is SkypeOut, there’s a web-based app called IM+ for Skype. It certainly is less of a hassle than installing an app, and has no SkypeIn, but it’s an option.

    Cutting Message Costs with Instant Messengers

    There are a variety of instant messengers out there and regardless of whether you’re using wifi or data, this is definitely the cheaper option. Of course, if you’re in America it’s the cheapest option no matter what because of the unlimited data (I’m jealous, if you hadn’t noticed).

    While I’ve noticed that many Skype users tend to open up the app only when they need to have a voice conversation (I’m one of those guys that keeps it open all the time), mainstream instant messengers are usually a different story. There are two main “camps” of instant messenging networks and each is covered by a different app.

    Palringo

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    The first camp is the MSN Messenger—er, sorry, Windows Live Messenger—and Yahoo! Messenger crowd. The demographic is usually pretty young, but I’ve met 80 year olds through these networks too, so who am I to generalize? If you’re an MSN/Yahoo user, this is the one for you, though it also supports AIM, Google Talk, Gadu Gadu, ICQ (people still use that?) and Jabber. Get it here (iTunes Store link).

    AIM

    I’ve noticed this “second camp” of IM users seems to circle around AIM and .Mac (now MobileMe), probably because they’re all integrated in iChat. If you’re an iChat user, you’ll be able to talk with your friends from the AIM network, MobileMe, .Mac, and ICQ using the AIM iPhone app. Palringo does support AIM, but iChat users will have a mixture of AIM and MobileMe/.Mac users in their contact list. Get it here (iTunes Store link).

    Smart Data Usage Practices

    Note: if you’re on an AT&T unlimited data plan, this section only applies to you if you’re roaming.

    The iPhone will always look for wifi first and cellular data networks second. Unfortunately, one of the common bits of advice to save battery life on the iPhone is to turn off the setting Ask to Join Networks, which means your phone will no longer actively look for new wifi networks to join.

    If there’s a wifi network where you are and you can’t see it because of this setting, you might be wasting money on cellular data. So decide what you want more: longer battery life or a shorter bill, and then decide whether or not this setting should be off.

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    Another tip for saving battery life that actually does save data usage is turning 3G off. Of course your phone will just jump onto EDGE or GPRS, but since those networks are slower it takes longer to rack up the same data charges, meaning that your frustration will be mixed with a nice dose of frugal satisfaction.

    If you travel overseas frequently, make sure you go into Settings > General > Network and switch off Data Roaming. Thankfully Apple included this feature in the 2.0 software—people have racked up thousands and thousands of dollars in data charges while travelling simply because this feature was lacking in firmware 1.0.

    Finally, keep a close eye on your usage (Settings > General > Usage). Knowing how much you are using with your current habits is essential to making better choices in the future.

    Enjoy your (hopefully) much shorter bill!

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    Last Updated on January 2, 2019

    7 Steps For Making a New Year’s Resolution and Keeping It

    7 Steps For Making a New Year’s Resolution and Keeping It

    Are you keen to reinvent yourself this year? Or at least use the new year as a long overdue excuse to get rid of bad habits or pick up new ones?

    Yes, it’s that time of year again. The time of year when we feel as if we have to turn over a new leaf. The time when we misguidedly imagine that the arrival of a new year will magically provide the catalyst, motivation and persistence we need to reinvent ourselves.

    Traditionally, New Year’s Day is styled as the ideal time to kick start a new phase in your life and the time when you must make your all important new year’s resolution. Unfortunately, the beginning of the year is also one of the worst times to make a major change in your habits because it’s often a relatively stressful time, right in the middle of the party and vacation season.

    Don’t set yourself up for failure this year by vowing to make huge changes that will be hard to keep. Instead follow these seven steps for successfully making a new year’s resolution you can stick to for good.

    1. Just pick one thing

    If you want to change your life or your lifestyle don’t try to change the whole thing at once. It won’t work. Instead pick one area of your life to change to begin with.

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    Make it something concrete so you know exactly what change you’re planning to make. If you’re successful with the first change you can go ahead and make another change after a month or so. By making small changes one after the other, you still have the chance to be a whole new you at the end of the year and it’s a much more realistic way of doing it.

    Don’t pick a New Year’s resolution that’s bound to fail either, like running a marathon if you’re 40lbs overweight and get out of breath walking upstairs. If that’s the case resolve to walk every day. When you’ve got that habit down pat you can graduate to running in short bursts, constant running by March or April and a marathon at the end of the year. What’s the one habit you most want to change?

    2. Plan ahead

    To ensure success you need to research the change you’re making and plan ahead so you have the resources available when you need them. Here are a few things you should do to prepare and get all the systems in place ready to make your change.

    Read up on it – Go to the library and get books on the subject. Whether it’s quitting smoking, taking up running or yoga or becoming vegan there are books to help you prepare for it. Or use the Internet. If you do enough research you should even be looking forward to making the change.

    Plan for success – Get everything ready so things will run smoothly. If you’re taking up running make sure you have the trainers, clothes, hat, glasses, ipod loaded with energetic sounds at the ready. Then there can be no excuses.

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    3. Anticipate problems

    There will be problems so make a list of what they’ll be. If you think about it, you’ll be able to anticipate problems at certain times of the day, with specific people or in special situations. Once you’ve identified the times that will probably be hard work out ways to cope with them when they inevitably crop up.

    4. Pick a start date

    You don’t have to make these changes on New Year’s Day. That’s the conventional wisdom, but if you truly want to make changes then pick a day when you know you’ll be well-rested, enthusiastic and surrounded by positive people. I’ll be waiting until my kids go back to school in February.

    Sometimes picking a date doesn’t work. It’s better to wait until your whole mind and body are fully ready to take on the challenge. You’ll know when it is when the time comes.

    5. Go for it

    On the big day go for it 100%. Make a commitment and write it down on a card. You just need one short phrase you can carry in your wallet. Or keep it in your car, by your bed and on your bathroom mirror too for an extra dose of positive reinforcement.

    Your commitment card will say something like:

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    • I enjoy a clean, smoke-free life.
    • I stay calm and in control even under times of stress.
    • I’m committed to learning how to run my own business.
    • I meditate daily.

    6. Accept failure

    If you do fail and sneak a cigarette, miss a walk or shout at the kids one morning don’t hate yourself for it. Make a note of the triggers that caused this set back and vow to learn a lesson from them.

    If you know that alcohol makes you crave cigarettes and oversleep the next day cut back on it. If you know the morning rush before school makes you shout then get up earlier or prepare things the night before to make it easier on you.

    Perseverance is the key to success. Try again, keep trying and you will succeed.

    7. Plan rewards

    Small rewards are great encouragement to keep you going during the hardest first days. After that you can probably reward yourself once a week with a magazine, a long-distance call to a supportive friend, a siesta, a trip to the movies or whatever makes you tick.

    Later you can change the rewards to monthly and then at the end of the year you can pick an anniversary reward. Something that you’ll look forward to. You deserve it and you’ll have earned it.

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    Whatever your plans and goals are for this year, I’d do wish you luck with them but remember, it’s your life and you make your own luck.

    Decide what you want to do this year, plan how to get it and go for it. I’ll definitely be cheering you on.

    Are you planning to make a New Year’s resolution? What is it and is it something you’ve tried to do before or something new?

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