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Eighteen Ways to Invest in Life

Eighteen Ways to Invest in Life
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    Do you invest your money? Putting away a portion of your income into an investment plan creates more money later. With interest rates and financial pundits it is easy to see why financial investment makes sense.

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    But what about investment in other areas? Do you invest in your time, brain, body or space? What about investments in the books you read and friends you meet? Although few areas of life have the precision of an investment account, applying investment principles to other situations can have incredible gains.

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    Here are a few started points to consider your investment into life:

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    1. Mind. How much time do you spend learning? Not just studying for mandatory courses, but subjects you seek out only to learn. You can’t predict the value new information will have until you learn it. So pick up a book and start investing in your brain.
    2. Body. Until medical science allows full body transplants, your stuck with your body for awhile. Putting in the right investments of exercise and healthy eating will ensure it can pay out later. Extra energy, less sick days, increased mobility and a longer life are just a few of the returns.
    3. Skills. What skills may come in handy later? Knowing how to prepare your taxes? How to fix your computer? PHP? Spend a half hour each day investing into a skill.
    4. Order. A small amount of time spent creating an organizing system can save dozens of hours otherwise lost. A simple system to order your tasks and office will keep mess from compounding.
    5. Tools. Need to upgrade your computer? Or maybe you just need to do a quick reformat to clean out the hard drive. Craftsmen keep their tools sharp, why not yours?
    6. Writing. Do your e-mails look like they were written by a thirteen year old on an instant messenger chat screen? Writing isn’t going away any time soon, so learn to communicate clearly in print.
    7. Network. Building a professional and private circle of friends is something you can’t do on demand. It takes considerable upfront investment, often when you don’t really need it. But having an extended network can give you access points to opportunities later.
    8. Communication. How are your speaking skills? Can you do a fantastic cold call? Are you good at talking to strangers? How about empathizing with a friend? Find opportunities to invest in your communication skills.
    9. Stories. Are you living a life worth talking about? I like to see interesting experiences as being investments in stories later. Do something worthy of telling stories later.
    10. Courage. Make getting uncomfortable a habit. If you regularly flex your emotional muscles in handling new situations you are better prepared for when you really need to. You don’t need to take huge steps, just small investments.
    11. Work Ethic. Invest in creating the character traits to get stuff done. Investing in these core traits are easier because the act of investment is useful in itself. While exercising at the gym may lead to a healthy body it doesn’t create new value. Finishing projects, building discipline and developing a productivity system will invest in a work ethic while adding value.
    12. Leaky Faucets. The drip-drip-drip of a leaky faucet can waste huge amounts of water over time. But water loss isn’t the only type of leaky faucet you can encounter. If a problem is small but likely to reappear, fixing it immediately can save enormous costs later.
    13. Habits. Your regular routine is an often neglected but incredibly important aspect to consider. You can’t turn yourself into a robot, but you can take simple steps to ensure your daily activities flow smoothly. Eating habits, sleeping habits, work habits and your daily rituals all contribute to your life.
    14. Strong Connections. Networking isn’t just about adding names to a Rolodex or a Blackberry. Having close professional and private bonds can be an incredible asset. Investing in empathy, listening and softer, more passive, skills can be an incredible asset in making you a people person.
    15. Rest. Frustrated stress is an emotional debt. Although it’s good to have a challenge you also need to invest in your psychological well-being. Finding outlets for frustrations and creating rituals to recover your energy can ensure you don’t accumulate debt payments later.
    16. Basics. Invest in the areas of your life that come up frequently. If mastered, basic skills, routines and places can reduce the amount of work you need to do. Basic skills such as cooking, reading, exercising and listening all benefit from investments.
    17. Appearance. You could definitely argue that the world is far too shallow, and I’d have to agree. But your appearance and attire is a subtle form of communication about yourself. So if you’ve been sporting the four day stubble and your shirt has one too many holes, maybe it’s time to invest in that first layer of communication.
    18. Business. Anyone who tells you that running an online business or self-employment is easy is either a liar or a fake. That being said, working on your entrepreneurial skills has advantages that go beyond money. Besides doing something you love, you can make new connections, build a reputation and immerse yourself in an environment of learning. I know many people that have started businesses, and while it definitely takes work, the investment is usually worth it.

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    Scott H Young

    Scott is obsessed with personal development. For the last ten years, he's been experimenting to find out how to learn and think better.

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    Last Updated on November 18, 2020

    15 Tips to Restart the Exercise Habit (and How to Keep It)

    15 Tips to Restart the Exercise Habit (and How to Keep It)

    It’s okay, you can finally admit it. It’s been two months since you’ve seen the inside of the gym. Getting sick, family crisis, overtime at work and school papers that needed to get finished all kept you for exercising. Now, the question is: how do you start again?
    Once you have an exercise habit, it becomes automatic. You just go to the gym, there is no force involved. But after a month, two months or possibly a year off, it can be hard to get started again. Here are some tips to climb back on that treadmill after you’ve fallen off.

    1. Don’t Break the Habit – The easiest way to keep things going is simply not to stop. Avoid long breaks in exercising or rebuilding the habit will take some effort. This may be advice a little too late for some people. But if you have an exercise habit going, don’t drop it at the first sign of trouble.
    2. Reward Showing Up – Woody Allen once said that, “Half of life is showing up.” I’d argue that 90% of making a habit is just making the effort to get there. You can worry about your weight, amount of laps you run or the amount you can bench press later.
    3. Commit for Thirty Days – Make a commitment to go every day (even just for 20 minutes) for one month. This will solidify the exercise habit. By making a commitment you also take pressure off yourself in the first weeks back of deciding whether to go.
    4. Make it Fun – If you don’t enjoy yourself at the gym, it is going to be hard to keep it a habit. There are thousands of ways you can move your body and exercise, so don’t give up if you’ve decided lifting weights or doing crunches isn’t for you. Many large fitness centers will offer a range of programs that can suit your tastes.
    5. Schedule During Quiet Hours – Don’t put exercise time in a place where it will easily be pushed aside by something more important. Right after work or first thing in the morning are often good places to put it. Lunch-hour workouts might be too easy to skip if work demands start mounting.
    6. Get a Buddy – Grab a friend to join you. Having a social aspect to exercising can boost your commitment to the exercise habit.
    7. X Your Calendar – One person I know has the habit of drawing a red “X” through any day on the calendar he goes to the gym. The benefit of this is it quickly shows how long it has been since you’ve gone to the gym. Keeping a steady amount of X’s on your calendar is an easy way to motivate yourself.
    8. Enjoyment Before Effort – After you finish any work out, ask yourself what parts you enjoyed and what parts you did not. As a rule, the enjoyable aspects of your workout will get done and the rest will be avoided. By focusing on how you can make workouts more enjoyable, you can make sure you want to keep going to the gym.
    9. Create a Ritual – Your workout routine should become so ingrained that it becomes a ritual. This means that the time of day, place or cue automatically starts you towards grabbing your bag and heading out. If your workout times are completely random, it will be harder to benefit from the momentum of a ritual.
    10. Stress Relief – What do you do when your stressed? Chances are it isn’t running. But exercise can be a great way to relieve stress, releasing endorphin which will improve your mood. The next time you feel stressed or tired, try doing an exercise you enjoy. When stress relief is linked to exercise, it is easy to regain the habit even after a leave of absence.
    11. Measure Fitness – Weight isn’t always the best number to track. Increase in muscle can offset decreases in fat so the scale doesn’t change even if your body is. But fitness improvements are a great way to stay motivated. Recording simple numbers such as the number of push-ups, sit-ups or speed you can run can help you see that the exercise is making you stronger and faster.
    12. Habits First, Equipment Later – Fancy equipment doesn’t create a habit for exercise. Despite this, some people still believe that buying a thousand dollar machine will make up for their inactivity. It won’t. Start building the exercise habit first, only afterwards should you worry about having a personal gym.
    13. Isolate Your Weakness – If falling off the exercise wagon is a common occurrence for you, find out why. Do you not enjoy exercising? Is it a lack of time? Is it feeling self-conscious at the gym? Is it a lack of fitness know-how? As soon as you can isolate your weakness, you can make steps to improve the situation.
    14. Start Small – Trying to run fifteen miles your first workout isn’t a good way to build a habit. Work below your capacity for the first few weeks to build the habit. Otherwise you might scare yourself off after a brutal workout.
    15. Go for Yourself, Not to Impress – Going to the gym with the only goal of looking great is like starting a business with only the goal to make money. The effort can’t justify the results. But if you go to the gym to push yourself, gain energy and have a good time, then you can keep going even when results are slow.

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