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8 Tips For Surviving Black Friday

8 Tips For Surviving Black Friday

    If you’re celebrating Thanksgiving today, you might be considering venturing out to the Black Friday sales tomorrow morning. After all, there will be at least a few great deals — and you can do all your holiday gift shopping in one crazy sprint. In order to make it out with your sanity — and your wallet — intact, there are a few Black Friday tips I’d like to share.

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    1. Make Your Shopping List First

    When I was little, I could sit for hours with the Black Friday ads (especially Toys R Us), telling whoever was listening that I wanted pretty much everything on each page. I may have grown out of Toys R Us, but I still see plenty I want flipping through the sales papers. Sometimes, I can even convince myself that I really need some great gadget that I hadn’t actually intended to buy. So, before I even start browsing through the sales papers, I make a list of items that I’m particularly looking for. While I might adapt my list to what’s on sale — maybe swap out a movie title or choose a different video game based on what is available — I make an effort to stick to my list when I start going through the sale papers.

    2. Check The Online Deals

    Many retailers offer online deals for Black Friday. When you add in gas money and the time you might spend standing in line on Friday morning, online sales are even better. Before you brave the crowds, take a look at your favorite websites — and the stores you’re planning to visit. Many sales will kick in at midnight, so you’ll be able to check no matter how early you’re planning on getting in line at the local big box retailer. For some stores, you can order items online and pay the Black Friday price, then pick them up at your local store.

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    3. Pick A Shopping Buddy Who Will Match Your Pace

    My mother will be getting up at 4 AM Friday morning. While I admire her dedication, her Black Friday will be much longer than mine. I prefer to shop at a more comfortable pace, though, so I’ll be going with a different shopping buddy. My mom and my sister — both power shoppers — are much happier pairing up and letting the slow poke (that’s me) go on my own. I do think that having a buddy does make the whole process much easier, though: one person can stand in line while the other person grabs whatever is on the list. Even better, a buddy can help you stick to your list and your budget, avoiding unnecessary spending.

    4. Bring Your Ads With You

    There’s a chance that your discounted item may not ring up as on sale when you actually get up to the cash register. Instead of trying to recall exactly what the sale paper said, pull that ad out and ask the clerk to double check it. You can avoid confusion by carrying your ads with you — and, if you go to a store with a price-matching policy, you may be able to get the same prices that another store is offering. If you’re relying on ads you found online, you might have a harder time getting a deal, though. Some stores won’t even honor the prices listed on their own websites. Printing off the ad can help you convince a clerk, but it’s not guaranteed.

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    5. Be Prepared For Returns

    Returns policies seem to get tighter every year, and they can be worse for Black Friday. For some items, stores may have only a short return policy — and they may charge you a restocking fee. If you aren’t sure if you’ve bought the right size (or are otherwise considering a return), plan on making your return as soon as possible. Keep your receipt handy and pick up gift receipts where necessary.

    6. Use Your Credit Card

    Normally, I’m against using a credit card for most purchases. It’s too easy to run up a big bill, but there are some definite benefits to using plastic on Black Friday. Many credit card companies have much better return protection than stores: a purchase made on your credit card may have guaranteed refund up to 90 days. Credit cards often offer warranty coverage for free on purchases — a much better deal than most of the service contracts offered by stores. Lastly, some cards offer sale price protection. If the price of your purchase is marked down further than the price you paid within a certain time frame, you can get a refund of the difference.

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    7. Forget The Big Electronics

    If you’re planning to find a great deal on an HDTV on Black Friday, I’m afraid that you’re out of luck. Even on Black Friday, it’s rare to see much in the way of sales on big ticket electronics. The small sales are generally just not worth the hassle of trying to get a sales person to help you with anything time intensive when they’re getting slammed with hundreds of shoppers. Trust me, a better deal will come around on that TV.

    8. Skip It Entirely

    There’s nothing wrong with skipping the Black Friday sales. If there’s nothing on sale that you’re interested in, why bother? The entire day is set up to let retailers sell as much stuff as they can — to take as much of your money as they can. But there’s no better place for your money than in your wallet or bank account. So, stay home, relax and take advantage of your leftovers. You’ll be saving money even if you wind up making a few full price purchases down the road.

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    Last Updated on November 18, 2020

    15 Tips to Restart the Exercise Habit (and How to Keep It)

    15 Tips to Restart the Exercise Habit (and How to Keep It)

    It’s okay, you can finally admit it. It’s been two months since you’ve seen the inside of the gym. Getting sick, family crisis, overtime at work and school papers that needed to get finished all kept you for exercising. Now, the question is: how do you start again?
    Once you have an exercise habit, it becomes automatic. You just go to the gym, there is no force involved. But after a month, two months or possibly a year off, it can be hard to get started again. Here are some tips to climb back on that treadmill after you’ve fallen off.

    1. Don’t Break the Habit – The easiest way to keep things going is simply not to stop. Avoid long breaks in exercising or rebuilding the habit will take some effort. This may be advice a little too late for some people. But if you have an exercise habit going, don’t drop it at the first sign of trouble.
    2. Reward Showing Up – Woody Allen once said that, “Half of life is showing up.” I’d argue that 90% of making a habit is just making the effort to get there. You can worry about your weight, amount of laps you run or the amount you can bench press later.
    3. Commit for Thirty Days – Make a commitment to go every day (even just for 20 minutes) for one month. This will solidify the exercise habit. By making a commitment you also take pressure off yourself in the first weeks back of deciding whether to go.
    4. Make it Fun – If you don’t enjoy yourself at the gym, it is going to be hard to keep it a habit. There are thousands of ways you can move your body and exercise, so don’t give up if you’ve decided lifting weights or doing crunches isn’t for you. Many large fitness centers will offer a range of programs that can suit your tastes.
    5. Schedule During Quiet Hours – Don’t put exercise time in a place where it will easily be pushed aside by something more important. Right after work or first thing in the morning are often good places to put it. Lunch-hour workouts might be too easy to skip if work demands start mounting.
    6. Get a Buddy – Grab a friend to join you. Having a social aspect to exercising can boost your commitment to the exercise habit.
    7. X Your Calendar – One person I know has the habit of drawing a red “X” through any day on the calendar he goes to the gym. The benefit of this is it quickly shows how long it has been since you’ve gone to the gym. Keeping a steady amount of X’s on your calendar is an easy way to motivate yourself.
    8. Enjoyment Before Effort – After you finish any work out, ask yourself what parts you enjoyed and what parts you did not. As a rule, the enjoyable aspects of your workout will get done and the rest will be avoided. By focusing on how you can make workouts more enjoyable, you can make sure you want to keep going to the gym.
    9. Create a Ritual – Your workout routine should become so ingrained that it becomes a ritual. This means that the time of day, place or cue automatically starts you towards grabbing your bag and heading out. If your workout times are completely random, it will be harder to benefit from the momentum of a ritual.
    10. Stress Relief – What do you do when your stressed? Chances are it isn’t running. But exercise can be a great way to relieve stress, releasing endorphin which will improve your mood. The next time you feel stressed or tired, try doing an exercise you enjoy. When stress relief is linked to exercise, it is easy to regain the habit even after a leave of absence.
    11. Measure Fitness – Weight isn’t always the best number to track. Increase in muscle can offset decreases in fat so the scale doesn’t change even if your body is. But fitness improvements are a great way to stay motivated. Recording simple numbers such as the number of push-ups, sit-ups or speed you can run can help you see that the exercise is making you stronger and faster.
    12. Habits First, Equipment Later – Fancy equipment doesn’t create a habit for exercise. Despite this, some people still believe that buying a thousand dollar machine will make up for their inactivity. It won’t. Start building the exercise habit first, only afterwards should you worry about having a personal gym.
    13. Isolate Your Weakness – If falling off the exercise wagon is a common occurrence for you, find out why. Do you not enjoy exercising? Is it a lack of time? Is it feeling self-conscious at the gym? Is it a lack of fitness know-how? As soon as you can isolate your weakness, you can make steps to improve the situation.
    14. Start Small – Trying to run fifteen miles your first workout isn’t a good way to build a habit. Work below your capacity for the first few weeks to build the habit. Otherwise you might scare yourself off after a brutal workout.
    15. Go for Yourself, Not to Impress – Going to the gym with the only goal of looking great is like starting a business with only the goal to make money. The effort can’t justify the results. But if you go to the gym to push yourself, gain energy and have a good time, then you can keep going even when results are slow.

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