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7 Free Books That Should Be On Your Shelves

7 Free Books That Should Be On Your Shelves

Bookshelf

    Who doesn’t like free stuff? And if we’re talking about stuff that will actually help you out in the long run, it’s hard to find a reason to turn it down. Free books, for example, are more than worth their price, especially if they are good reference materials. But sometimes it can be hard to find free books — it’s not necessarily something that’s advertised.

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    There are plenty of places to get free materials, though, if you know to ask. Brand new books, as well — not the free used books that you can find just about anywhere. This goes beyond the many websites that offer free ebooks of fictional work, though. The publications on this list are mostly reference materials. While they aren’t something you might consider for an afternoon of light reading, though, they can be very useful in planning your finances, doing home projects and other tasks that may require reference materials. Most of this information is available online, as well, but sometimes a hard copy can come in handy.

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    1. How to Really Start Your Own Business: SCORE offers this workbook, along with others, that provide an immense amount of information on how to plan your business. If you’re considering entrepreneurship — or have already started — consider requesting these books. The easiest way is to request them through your local SCORE chapter. You don’t need to be a member and you can find the contact information for each chapter on the SCORE website. Other available materials include booklets on specific business structures and other small business information. If you complete How to Really Start Your Own Business, including all the questions, you’ll essentially have a business plan ready to go.
    2. The Consumer Action Handbook: A new edition of this book is published yearly by the U.S. government. It offers practical advice for consumers, from buying a car to writing a will. The handbook contains an immense amount of information and isn’t exactly light reading, but it is an excellent reference guide. To order a copy, you’ll need to visit the order form on ConsumerAction.gov and provide a mailing address.
    3. Investing Basics: This is another government publication. It’s actually a set of several publications to help readers create financial plans and begin investing. If you’re hazy on the details of investing, this kit is a great starter set. And its price tag is much less than investing programs costing hundreds of dollars for essentially the same information. You can order Investing Basics online through the GSA’s order form.
    4. Easy Weekend Projects: Interested in do-it-yourself projects? Minwax, the makers of wood stain and various related products, offer a free guide to projects you can do yourself. It’s a little heavy on the wood-based projects, but there is plenty of useful information. You can order Easy Weekend Projects through Minwax’s online order form. They also offer up a variety of other publications, including Wood Beautiful Magazine and the Guide to Hardwood Floor Care.
    5. Genealogy Publications: If you’re interested in researching your family tree, the National Archives have made a whole list of publications, from booklets like Using Records in the National Archives for Genealogical Research to reference materials like Chinese Immigration and Chinese in the United States. A full list of the free publications available through the National Archives is available on their website. Unfortunately, you can’t place a request online — you’ll need to call the National Archives by telephone or through the mail.
    6. IRS Publications: The IRS will provide the majority of both their forms and their publications in print, as well as in PDF. To order copies of any of their publications, you will need the publication number. A few key publications are 334 (Tax Guide for Small Business), 505 (Tax Withholding and Estimated Tax), 5 (Your Appeal Rights and How to Prepare a Protest) and 910 (Guide to Free Tax Services). There are literally thousands of IRS publications, and as long as you know the number, you can order up to 10 publications to have mailed to you through the IRS’ online order form.
    7. Tourism materials: Every state, as well as quite a few countries, will mail you books, brochures and other publications about their location and the tourism opportunities. There’s no need to buy guidebooks or maps — just look up the local tourism board and request the materials. Many have online request forms, although a few will ask you to call to place a request. Some cities offer the same service. If you’re requesting books from overseas, be aware that you may be asked to pay shipping.

    Most of these organizations make their publications available as PDFs, as well. They also have an even wider selection of free publications available for download, as do hundreds of other websites. The FDA, for instance, makes many internal publications available as free downloads. While their Industry Guidance documents may not appeal to everyone, their consumer publications, which range from recommendations for dietary supplements to fact sheets on precautions to take when applying eye cosmetcis, can be excellent reference materials. And if you’re willing to pay for shipping, you can get many more free hard copies.

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    One thing to keep in mind about free publications, though, is that you may get what you pay for. While I personally trust the U.S. government’s recommendations about consumer protection, I’m a little more leary of Minwax’s recommendations of their own product over all others. That doesn’t make Minwax’s publications unrealible — they just should be taken with a grain of salt.

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    Last Updated on November 28, 2018

    Why Do I Have Bad Luck? 2 Simple Things to Change Your Destiny

    Why Do I Have Bad Luck? 2 Simple Things to Change Your Destiny

    Are you one of those people who are always suffering setbacks? Does little ever seem to go right for you? Do you sometimes feel that the universe is out to get you? Do you wonder:

    Why do I have bad luck? Is bad luck real?

    A couple of months ago, I met up with an old friend of mine who I hadn’t seen since last year. Over lunch, we talked about all kinds of things, including our careers, relationships and hobbies.

    My friend told me his job had become dull and uninteresting to him, and despite applying for promotion – he’d been turned down. His personal life wasn’t great either, as he told me that he’d recently separated from his long-term girlfriend.

    When I asked him why things had seemingly gone wrong at home and work, he paused for a moment, and then replied:

    “I’m having a run of bad luck.”

    I was surprised by his response as I’d never thought of him as someone who thought that luck controlled his life. He always appeared to be someone who knew what he wanted – and went after it with gusto.

    He told me he did believe in bad luck because of everything happened to me.

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    It was at this point, that I shared my opinion on luck and destiny:

    While chance events certainly occur, they are purely random in nature. In other words, good luck and bad luck don’t exist in the way that people believe. And more importantly, even if random negative events do come along, our perspective and reaction can turn them into positive things.

    Your luck is no worse—and no better—than anyone else’s. It just feels that way. Better still, there are two simple things you can do which will reverse your feelings of being unlucky and change your luck.

    1. Stop believing that what happens in life is out of your control.

    Stop believing that what happens in your life is down to the vagaries of luck, destiny, supernatural forces, malevolent other people, or anything else outside yourself.

    Psychologists call this “external locus of control.” It’s a kind of fatalism, where people believe that they can do little or nothing personally to change their lives.

    Because of this, they either merely hope for the best, focus on trying to change their luck by various kinds of superstition, or submit passively to whatever comes—while complaining that it doesn’t match their hopes.

    Most successful people take the opposite view. They have “internal locus of control.” They believe that what happens in their life is nearly all down to them; and that even when chance events occur, what is important is not the event itself, but how you respond to it.

    This makes them pro-active, engaged, ready to try new things, and keen to find the means to change whatever in their lives they don’t like.

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    They aren’t fatalistic and they don’t blame bad luck for what isn’t right in their world. They look for a way to make things better.

    Are they luckier than the others? Of course not.

    Luck is random—that’s what chance means—so they are just as likely to suffer setbacks as anyone else.

    What’s different is their response. When things go wrong, they quickly look for ways to put them right. They don’t whine, pity themselves, or complain about “bad luck.” They try to learn from what happened to avoid or correct it next time and get on with living their life as best they can. They have this Motivation Engine, which most people lack, to keep them going.

    No one is habitually luckier or unluckier than anyone else. It may seem so, over the short term (Random events often come in groups, just as random numbers often lie close together for several instances—which is why gamblers tend to see patterns where none exist).

    When you take a longer perspective, random chance is just . . . random. Yet those who feel that they are less lucky, typically pay far more attention to short-term instances of bad luck, convincing themselves of the correctness of their belief.

    Your locus of control isn’t genetic. You learned it somehow. If it isn’t working for you, change it.

    2. Remember that whatever you pay attention to grows in your mind.

    If you focus on what’s going wrong in your life—especially if you see it as “bad luck” you can do nothing about—it will seem blacker and more malevolent.

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    In a short time, you’ll become so convinced that everything is against you that you’ll notice more and more instances where this appears to be true. As a result, you will drown yourself in negative energy and almost certainly stop trying, convinced that nothing you can do will improve your prospects.

    Not long ago, a reader (I’ll call her Kelly) has shared with me about how frustrated she felt and how unlucky she was. Kelly’s an aspiring entrepreneur. She had been trying to find investors to invest in her project. It hadn’t been going well as she was always rejected by the potential investors. And at her most stressful time, her boyfriend broke up with her. And the day after her breakup, she missed an important opportunity to meet an interested investor. She was about to give up because she felt that she’d not be lucky enough to build her business successfully.

    It definitely wasn’t an easy time for her. She was stressful and tired. But it wasn’t bad luck that was playing the role.

    Fatalism feeds on itself until people become passive “victims” of life’s blows. The “losers” in life are those who are convinced they will fail before they start anything; sure that their “bad luck” will ruin any prospects of success.

    They rarely notice that the true reasons for their failure are ignorance, laziness, lack of skill, lack of forethought, or just plain foolishness—all of which they could do something to correct, if only they would stop blaming other people or “bad luck” for their personal deficiencies.

    Your attention is under your control. Send it where you want it to go. Starve the negative thoughts until they die.

    I explained to Kelly that to improve her fortune and have “good luck”, first decide that what happens is nearly always down to her; then try to focus on what works and what turns out well, not the bad stuff.

    Then Kelly tried to review her current situation objectively. She realized that she only needed a short break for herself — from work and her just broken-up relationship. She really needed some time to clear up her mind before moving on with her work and life. When she got her emotions settled down from her heartbreak, she started to work on improving her business’ selling points and looked for new investors that are more suitable.

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    A few months later, she told me that she finally found two investors who were really interested in her project and would like to work with her to grow the business. I was really glad that she could take back control of her destiny and achieved what she wanted.

    Your “fate” really does depend on the choices that you make. When random events happen, as they always will, do you choose to try to turn them to your advantage or just complain about them?

    What’s Next?

    Now that you’ve learned the 2 simple things you can do to take control of your fate and create your own luck. But this isn’t it! These simple techniques you’ve learned here are just part of the essential 7 Cornerstone Skills — a skillset that will give you the power to create permanent solutions to big problems in life — any problem in any area of your life!

    If you think you’re “suffering from bad luck”, you can really change things up and start life over with these 7 Cornerstone Skills. It may even be a lot easier than you thought:

    How to Start Over and Reboot Your Life When It Seems Too Late

    Thomas Jefferson is said to have used these words:

    “I’m a great believer in luck and I find the harder I work, the more I have of it.”

    Your luck, in the end, is pretty much what you choose it to be.

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    Featured photo credit: LoboStudio Hamburg via unsplash.com

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