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Helpful Tips on Protecting your Information when Shopping Online

Helpful Tips on Protecting your Information when Shopping Online

Millions of people use online shopping sites on a daily basis in the United States. The e-commerce economy is constantly growing and it is expected to continue growing over the next decade. Also, the online marketplace and shopping are becoming more commonplace as businesses are adapting their marketing strategy to accommodate more online sales.

Online shopping is pretty cool, easy, convenient, and has a lot of features like allowing consumers to check product reviews, compare prices, find coupons etc.

However, just as there are lots of advantages in shopping online, there are also disadvantages; this is the reason online shoppers and consumers worry constantly about the security and safety of the information they share when shopping online.

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Some of the most common consumer concerns about online shopping include:

  1. Identity theft
  2. Online data storage, such as cookies
  3. The security of information and the possibility of releasing sensitive information such as a home address
  4. Shipping costs
  5. Data breaches
  6. Price inconsistencies
  7. Important packages getting lost
  8. No return time
  9. Returns not being accepted

    Here are some helpful tips to help you be more careful and vigilant while shopping online in order to avoid rip-offs and online shopping scams.

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    Shop with reputable and familiar websites

    Many of the online shopping issues listed above can be solved if you stick with the well-known/reputable brands and websites with return and shipping policies you can review before checking out your purchases. Also, you should be wary of sharing your credit card information on untrusted shopping sites to avoid having your information recorded and used to rip you off.  To protect your credit card information, you should use a secure payment system or third-party payment system like PayPal, as they conceal your credit card information from retailers.

    Use a virtual private network

    To avoid your information being stored in your web browser or on websites and accessible to hackers, you should start using a virtual private network, popularly known as VPN on both your computer and your mobiles. A VPN provides Internet security and encryption, allowing you to shop online and share sensitive information securely without compromise. It encrypts and secures your information from untrusted sites and hackers.

    Only shop on personal computers and secure sites

    Do not ever shop online or make any purchase using a public computer. This is very unsafe and you should never make that mistake. Always shop with your personal computer and ensure that the sites where you enter sensitive personal information are secure. You can know this by identifying the URL; if the URL starts with “https://” it is most likely safe.

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    Use strong passwords and protect your personal information

    Protect your online accounts and information with strong passwords. Avoid passwords that consist of your birthday, 12345 or other predictable types. For your accounts, you should use different and random passwords that you can remember and people can’t guess.

      Be wary of online shopping sites that request your social security number or your mother’s maiden name; they could be phishing sites set up by hackers to steal your information. The information required for an online purchase is usually basic stuff like your name, billing address, mailing address, and credit card information. Sometimes, phone number and email address are also needed.

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      More online shopping security tips

      Of all concerns connected with online shopping, security is the most important. Packages getting lost in transit can be frustrating but cannot compare to the problem of having your identity stolen. So, in addition to the above mentioned, here are some more tips to ensure safe online shopping:

      1. Beware of sites using pop-up ads.
      2. Check out for “https” in the URL and a padlock or broken key icon, which is an indication that your information is secure.
      3. The website should clearly state its return policy and shipping costs.
      4. Use reputable retailer sites and apps.
      5. The company should have an actual address and phone number.
      6. Prices should not be too high and not too good to be true. It should be reasonable.
      7. You should be able to use a credit card with fraud protection.

      Happy and safe shopping!

      Featured photo credit: Avvo Stories via stories.avvo.com

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      Kyra Taylor

      Writer and Lawyer

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      Last Updated on September 20, 2018

      How to Stay Calm and Cool When You Are Extremely Stressful

      How to Stay Calm and Cool When You Are Extremely Stressful

      Being in a hurry all the time drains your energy. Your work and routine life make you feel overwhelmed. Getting caught up in things beyond your control stresses you out…

      If you’d like to stay calm and cool in stressful situations, put the following 8 steps into practice:

      1. Breathe

      The next time you’re faced with a stressful situation that makes you want to hurry, stop what you’re doing for one minute and perform the following steps:

      • Take five deep breaths in and out (your belly should come forward with each inhale).
      • Imagine all that stress leaving your body with each exhale.
      • Smile. Fake it if you have to. It’s pretty hard to stay grumpy with a goofy grin on your face.

      Feel free to repeat the above steps every few hours at work or home if you need to.

      2. Loosen up

      After your breathing session, perform a quick body scan to identify any areas that are tight or tense. Clenched jaw? Rounded shoulders? Anything else that isn’t at ease?

      Gently touch or massage any of your body parts that are under tension to encourage total relaxation. It might help to imagine you’re in a place that calms you: a beach, hot tub, or nature trail, for example.

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      3. Chew slowly

      Slow down at the dinner table if you want to learn to be patient and lose weight. Shoveling your food down as fast as you can is a surefire way to eat more than you need to (and find yourself with a bellyache).

      Be a mindful eater who pays attention to the taste, texture, and aroma of every dish. Chew slowly while you try to guess all of the ingredients that were used to prepare your dish.

      Chewing slowly will also reduce those dreadful late-night cravings that sneak up on you after work.

      4. Let go

      Cliche as it sounds, it’s very effective.

      The thing that seems like the end of the world right now?

      It’s not. Promise.

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      Stressing and worrying about the situation you’re in won’t do any good because you’re already in it, so just let it go.

      Letting go isn’t easy, so here’s a guide to help you:

      21 Things To Do When You Find It Hard To Let Go

      5. Enjoy the journey

      Focusing on the end result can quickly become exhausting. Chasing a bold, audacious goal that’s going to require a lot of time and patience? Split it into several mini-goals so you’ll have several causes for celebration.

      Stop focusing on the negative thoughts. Giving yourself consistent positive feedback will help you grow patience, stay encouraged, and find more joy in the process of achieving your goals.

      6. Look at the big picture

      The next time you find your stress level skyrocketing, take a deep breath, and ask yourself:

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      Will this matter to me…

      • Next week?
      • Next month?
      • Next year?
      • In 10 years?

      Hint: No, it won’t.

      I bet most of the stuff that stresses you wouldn’t matter the next week, maybe not even the next day.

      Stop agonizing over things you can’t control because you’re only hurting yourself.

      7. Stop demanding perfection of yourself

      You’re not perfect and that’s okay. Show me a person who claims to be perfect and I’ll show you a dirty liar.

      Demanding perfection of yourself (or anybody else) will only stress you out because it just isn’t possible.

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      8. Practice patience every day

      Below are a few easy ways you can practice patience every day, increasing your ability to remain calm and cool in times of stress:

      • The next time you go to the grocery store, get in the longest line.
      • Instead of going through the drive-thru at your bank, go inside.
      • Take a long walk through a secluded park or trail.

      Final thoughts

      Staying calm in stressful situations is possible, all you need is some daily practice.

      Taking deep breaths and eat mindfully are some simple ways to train your brain to be more patient. But changing the way you think of a situation and staying positive are most important in keeping cool whenever you feel overwhelmed and stressful.

      Featured photo credit: Brooke Cagle via unsplash.com

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