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Helpful Tips on Protecting your Information when Shopping Online

Helpful Tips on Protecting your Information when Shopping Online

Millions of people use online shopping sites on a daily basis in the United States. The e-commerce economy is constantly growing and it is expected to continue growing over the next decade. Also, the online marketplace and shopping are becoming more commonplace as businesses are adapting their marketing strategy to accommodate more online sales.

Online shopping is pretty cool, easy, convenient, and has a lot of features like allowing consumers to check product reviews, compare prices, find coupons etc.

However, just as there are lots of advantages in shopping online, there are also disadvantages; this is the reason online shoppers and consumers worry constantly about the security and safety of the information they share when shopping online.

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Some of the most common consumer concerns about online shopping include:

  1. Identity theft
  2. Online data storage, such as cookies
  3. The security of information and the possibility of releasing sensitive information such as a home address
  4. Shipping costs
  5. Data breaches
  6. Price inconsistencies
  7. Important packages getting lost
  8. No return time
  9. Returns not being accepted

    Here are some helpful tips to help you be more careful and vigilant while shopping online in order to avoid rip-offs and online shopping scams.

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    Shop with reputable and familiar websites

    Many of the online shopping issues listed above can be solved if you stick with the well-known/reputable brands and websites with return and shipping policies you can review before checking out your purchases. Also, you should be wary of sharing your credit card information on untrusted shopping sites to avoid having your information recorded and used to rip you off.  To protect your credit card information, you should use a secure payment system or third-party payment system like PayPal, as they conceal your credit card information from retailers.

    Use a virtual private network

    To avoid your information being stored in your web browser or on websites and accessible to hackers, you should start using a virtual private network, popularly known as VPN on both your computer and your mobiles. A VPN provides Internet security and encryption, allowing you to shop online and share sensitive information securely without compromise. It encrypts and secures your information from untrusted sites and hackers.

    Only shop on personal computers and secure sites

    Do not ever shop online or make any purchase using a public computer. This is very unsafe and you should never make that mistake. Always shop with your personal computer and ensure that the sites where you enter sensitive personal information are secure. You can know this by identifying the URL; if the URL starts with “https://” it is most likely safe.

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    Use strong passwords and protect your personal information

    Protect your online accounts and information with strong passwords. Avoid passwords that consist of your birthday, 12345 or other predictable types. For your accounts, you should use different and random passwords that you can remember and people can’t guess.

      Be wary of online shopping sites that request your social security number or your mother’s maiden name; they could be phishing sites set up by hackers to steal your information. The information required for an online purchase is usually basic stuff like your name, billing address, mailing address, and credit card information. Sometimes, phone number and email address are also needed.

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      More online shopping security tips

      Of all concerns connected with online shopping, security is the most important. Packages getting lost in transit can be frustrating but cannot compare to the problem of having your identity stolen. So, in addition to the above mentioned, here are some more tips to ensure safe online shopping:

      1. Beware of sites using pop-up ads.
      2. Check out for “https” in the URL and a padlock or broken key icon, which is an indication that your information is secure.
      3. The website should clearly state its return policy and shipping costs.
      4. Use reputable retailer sites and apps.
      5. The company should have an actual address and phone number.
      6. Prices should not be too high and not too good to be true. It should be reasonable.
      7. You should be able to use a credit card with fraud protection.

      Happy and safe shopping!

      Featured photo credit: Avvo Stories via stories.avvo.com

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      Kyra Taylor

      Writer and Lawyer

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      Last Updated on January 21, 2020

      The Best Way to Create a Vision for the Life You Want

      The Best Way to Create a Vision for the Life You Want

      Creating a vision for your life might seem like a frivolous, fantastical waste of time, but it’s not: creating a compelling vision of the life you want is actually one of the most effective strategies for achieving the life of your dreams. Perhaps the best way to look at the concept of a life vision is as a compass to help guide you to take the best actions and make the right choices that help propel you toward your best life.

      your vision of where or who you want to be is the greatest asset you have

        Why You Need a Vision

        Experts and life success stories support the idea that with a vision in mind, you are more likely to succeed far beyond what you could otherwise achieve without a clear vision. Think of crafting your life vision as mapping a path to your personal and professional dreams. Life satisfaction and personal happiness are within reach. The harsh reality is that if you don’t develop your own vision, you’ll allow other people and circumstances to direct the course of your life.

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        How to Create Your Life Vision

        Don’t expect a clear and well-defined vision overnight—envisioning your life and determining the course you will follow requires time, and reflection. You need to cultivate vision and perspective, and you also need to apply logic and planning for the practical application of your vision. Your best vision blossoms from your dreams, hopes, and aspirations. It will resonate with your values and ideals, and will generate energy and enthusiasm to help strengthen your commitment to explore the possibilities of your life.

        What Do You Want?

        The question sounds deceptively simple, but it’s often the most difficult to answer. Allowing yourself to explore your deepest desires can be very frightening. You may also not think you have the time to consider something as fanciful as what you want out of life, but it’s important to remind yourself that a life of fulfillment does not usually happen by chance, but by design.

        It’s helpful to ask some thought-provoking questions to help you discover the possibilities of what you want out of life. Consider every aspect of your life, personal and professional, tangible and intangible. Contemplate all the important areas, family and friends, career and success, health and quality of life, spiritual connection and personal growth, and don’t forget about fun and enjoyment.

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        Some tips to guide you:

        • Remember to ask why you want certain things
        • Think about what you want, not on what you don’t want.
        • Give yourself permission to dream.
        • Be creative. Consider ideas that you never thought possible.
        • Focus on your wishes, not what others expect of you.

        Some questions to start your exploration:

        • What really matters to you in life? Not what should matter, what does matter.
        • What would you like to have more of in your life?
        • Set aside money for a moment; what do you want in your career?
        • What are your secret passions and dreams?
        • What would bring more joy and happiness into your life?
        • What do you want your relationships to be like?
        • What qualities would you like to develop?
        • What are your values? What issues do you care about?
        • What are your talents? What’s special about you?
        • What would you most like to accomplish?
        • What would legacy would you like to leave behind?

        It may be helpful to write your thoughts down in a journal or creative vision board if you’re the creative type. Add your own questions, and ask others what they want out of life. Relax and make this exercise fun. You may want to set your answers aside for a while and come back to them later to see if any have changed or if you have anything to add.

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        What Would Your Best Life Look Like?

        Describe your ideal life in detail. Allow yourself to dream and imagine, and create a vivid picture. If you can’t visualize a picture, focus on how your best life would feel. If you find it difficult to envision your life 20 or 30 years from now, start with five years—even a few years into the future will give you a place to start. What you see may surprise you. Set aside preconceived notions. This is your chance to dream and fantasize.

        A few prompts to get you started:

        • What will you have accomplished already?
        • How will you feel about yourself?
        • What kind of people are in your life? How do you feel about them?
        • What does your ideal day look like?
        • Where are you? Where do you live? Think specifics, what city, state, or country, type of community, house or an apartment, style and atmosphere.
        • What would you be doing?
        • Are you with another person, a group of people, or are you by yourself?
        • How are you dressed?
        • What’s your state of mind? Happy or sad? Contented or frustrated?
        • What does your physical body look like? How do you feel about that?
        • Does your best life make you smile and make your heart sing? If it doesn’t, dig deeper, dream bigger.

        It’s important to focus on the result, or at least a way-point in your life. Don’t think about the process for getting there yet—that’s the next stepGive yourself permission to revisit this vision every day, even if only for a few minutes. Keep your vision alive and in the front of your mind.

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        Plan Backwards

        It may sound counter-intuitive to plan backwards rather than forwards, but when you’re planning your life from the end result, it’s often more useful to consider the last step and work your way back to the first. This is actually a valuable and practical strategy for making your vision a reality.

        • What’s the last thing that would’ve had to happen to achieve your best life?
        • What’s the most important choice you would’ve had to make?
        • What would you have needed to learn along the way?
        • What important actions would you have had to take?
        • What beliefs would you have needed to change?
        • What habits or behaviors would you have had to cultivate?
        • What type of support would you have had to enlist?
        • How long will it have taken you to realize your best life?
        • What steps or milestones would you have needed to reach along the way?

        Now it’s time to think about your first step, and the next step after that. Ponder the gap between where you are now and where you want to be in the future. It may seem impossible, but it’s quite achievable if you take it step-by-step.

        It’s important to revisit this vision from time to time. Don’t be surprised if your answers to the questions, your technicolor vision, and the resulting plans change. That can actually be a very good thing; as you change in unforeseeable ways, the best life you envision will change as well. For now, it’s important to use the process, create your vision, and take the first step towards making that vision a reality.

        Featured photo credit: Matt Noble via unsplash.com

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