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Helpful Tips on Protecting your Information when Shopping Online

Helpful Tips on Protecting your Information when Shopping Online

Millions of people use online shopping sites on a daily basis in the United States. The e-commerce economy is constantly growing and it is expected to continue growing over the next decade. Also, the online marketplace and shopping are becoming more commonplace as businesses are adapting their marketing strategy to accommodate more online sales.

Online shopping is pretty cool, easy, convenient, and has a lot of features like allowing consumers to check product reviews, compare prices, find coupons etc.

However, just as there are lots of advantages in shopping online, there are also disadvantages; this is the reason online shoppers and consumers worry constantly about the security and safety of the information they share when shopping online.

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Some of the most common consumer concerns about online shopping include:

  1. Identity theft
  2. Online data storage, such as cookies
  3. The security of information and the possibility of releasing sensitive information such as a home address
  4. Shipping costs
  5. Data breaches
  6. Price inconsistencies
  7. Important packages getting lost
  8. No return time
  9. Returns not being accepted

    Here are some helpful tips to help you be more careful and vigilant while shopping online in order to avoid rip-offs and online shopping scams.

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    Shop with reputable and familiar websites

    Many of the online shopping issues listed above can be solved if you stick with the well-known/reputable brands and websites with return and shipping policies you can review before checking out your purchases. Also, you should be wary of sharing your credit card information on untrusted shopping sites to avoid having your information recorded and used to rip you off.  To protect your credit card information, you should use a secure payment system or third-party payment system like PayPal, as they conceal your credit card information from retailers.

    Use a virtual private network

    To avoid your information being stored in your web browser or on websites and accessible to hackers, you should start using a virtual private network, popularly known as VPN on both your computer and your mobiles. A VPN provides Internet security and encryption, allowing you to shop online and share sensitive information securely without compromise. It encrypts and secures your information from untrusted sites and hackers.

    Only shop on personal computers and secure sites

    Do not ever shop online or make any purchase using a public computer. This is very unsafe and you should never make that mistake. Always shop with your personal computer and ensure that the sites where you enter sensitive personal information are secure. You can know this by identifying the URL; if the URL starts with “https://” it is most likely safe.

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    Use strong passwords and protect your personal information

    Protect your online accounts and information with strong passwords. Avoid passwords that consist of your birthday, 12345 or other predictable types. For your accounts, you should use different and random passwords that you can remember and people can’t guess.

      Be wary of online shopping sites that request your social security number or your mother’s maiden name; they could be phishing sites set up by hackers to steal your information. The information required for an online purchase is usually basic stuff like your name, billing address, mailing address, and credit card information. Sometimes, phone number and email address are also needed.

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      More online shopping security tips

      Of all concerns connected with online shopping, security is the most important. Packages getting lost in transit can be frustrating but cannot compare to the problem of having your identity stolen. So, in addition to the above mentioned, here are some more tips to ensure safe online shopping:

      1. Beware of sites using pop-up ads.
      2. Check out for “https” in the URL and a padlock or broken key icon, which is an indication that your information is secure.
      3. The website should clearly state its return policy and shipping costs.
      4. Use reputable retailer sites and apps.
      5. The company should have an actual address and phone number.
      6. Prices should not be too high and not too good to be true. It should be reasonable.
      7. You should be able to use a credit card with fraud protection.

      Happy and safe shopping!

      Featured photo credit: Avvo Stories via stories.avvo.com

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      Kyra Taylor

      Writer and Lawyer

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      Last Updated on January 15, 2019

      8 Simple Mindfulness Exercises to Bring Peace and Happiness to Your Life

      8 Simple Mindfulness Exercises to Bring Peace and Happiness to Your Life

      In life, we all need to be conscientious of what we are doing. You don’t need to live a life of stress if you don’t want to. You can achieve peace and happiness in life by carefully building mindfulness exercises into your life’s routine.

      Exercising mindfulness isn’t rocket science and as importantly, you can do it. It will, however, take a few tries to get into the groove of things but once you get it, it is like riding a bike, you will never lose it.

      Trust me. It’s in your best interest to learn and put these mindfulness exercises into practice. In this article, I will share with you 8 mindfulness exercises that will help you to boost your energy, vitality and live a more peaceful and happier life.

      Why Is It Hard to Live A Peaceful And Happy Life?

      Our Habitat Has Become Too Technological

      The world has accepted the idea that technology is often the cure for all evil. We have accepted, as a society, that everything technological will make us live a better life without fully investigating the many side effects that modernity brings.

      There are a number of technological side effects that have a tremendous impact on your life that the media rarely tells you about.[1] Some of them include self-harm, economic inequality, having less sex, and even suicide. The global community is becoming less happy because of technology.

      How can anybody live a peaceful and happy life when they are depressed? Technology advancements, ladies and gents, is a major reason for why we are living a poor life because it has infiltrated our lives too much.

      According to my research, Americans spend an average of 8 hours a day looking at the computer screen — The average screen time spent on smartphones alone is about 20 hours per week. That’s a lot! No wonder why living a happy and peaceful life is so difficult these days.

      Too Many People Don’t Want to Unplug

      Americans check their phones an average of 80 times during vacation.[2] Some admit to checking their smartphones 300 times every single day. In countries like Brazil, India and China, the situation is no different.

      The reality is that people are constantly plugged into technological devices and this behavior is literally making people all over the globe fight an inner war with themselves, which consequently makes them very sad. As we know, war is the enemy of peace which won’t make anybody happy.

      Listen carefully:

      We have a global anxiety epidemic because people don’t want to unplug from their smartphones and most people aren’t doing anything to fix it. It is a sad state of affairs but very real. This obsession with technology is turning us into perishable robots who live terrible lives.

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      The era of anxiety is here to stay. There is little doubt about it. We can, however, fight back with the best remedy of all — We call it mindfulness!

      Thank God there is an antidote to this whole technological madness. Without further ado, let’s go straight to the mindful exercises.

      8 Mindfulness Exercises to Start Practicing

      There are tons of mindfulness exercises available for you to engage with out there.[3] In the paragraphs below, I will include the best ones I’ve personally tried or have seen my close friends and family members try.

      Are you ready for it? Let’s go!

      1. Pray Daily

      You should pray on a daily basis. Why is that you may ask — Well, because science has told us to do so.

      When people pray, they feel peaceful, almost eliminating anxiety. Worries become secondary, and often gives people energy and hope to cope with the difficulties of life.

      Prayer can make you more confident and focused. Prayer also helps you with self-control, helps to control pain, and can protect you against illnesses and disorders like cancer and high blood pressure. At least, this is what researchers from Harvard Medical School have said.[4]

      Pray. You won’t regret it.[5]

      2. Pay Attention to Your Inner Thoughts

      A lot of people allow themselves to be influenced by their negative thoughts. Be different and resist believing in them. It is a bad habit that can lead to unhappiness.

      By the way, if you do feel this way, chances are high that somebody other than you put these thoughts into your head.

      Here is my secret to combat this cancer — look at things objectively. I bet that if you look at things as they are, you will realize that most if not all of your negative thoughts are only inside of your head.

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      If you pay close attention, you will quickly realize that these voices aren’t worth your time. Believe me — Ignoring them and looking at things with objectivity is often the best course of action.

      This article can guide you to beat negative thoughts:

      How to Stop Automatic Negative Thoughts When You’re Overwhelmed

      3. Smile Often

      Smiling will slow down your heart. It will also relax your body because when you smile, your body releases endorphins which in itself has a number of positive benefits for you as a person.

      Smile often! You may want to smile early in the morning, during the day, and late in the evening. It is amazing what happens to you when you decide to smile instead of being grumpy.

      Surrender your problems to a nice smile. You will notice two things. First, most people just don’t which makes them live a miserable life. Second, if you decide to smile often, you will eventually smile unconsciously which is the ideal.

      The moment that you smile unconsciously, you then know that you are truly happy.

      4. Organize Your Working Desk

      A messy desk will make you less productive and can agitate and overstimulate you. You don’t want that.

      When you clear your desk, you engage in deep inner-thinking and your systematic decision making ends up becoming therapeutic.

      Most people realize that they are most creative when their creative space is clean and organized. The former often makes people more aware of what they are doing which lends to less stress and more productivity.

      Organizing your desk will also make you more energetic and focused because order often decreases chaos which is a condition that often slows down daily progress.

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      5. Celebrate Your Friend’s Victories

      I love this mindful exercise. One of the best ways to live a happy and peaceful life is to celebrate the victories of others. When you do that, you automatically make your friends in a better mood which makes you in a better mood, as well.

      Happiness is contagious! We might as well celebrate others as much as we can. If you find out that your peer has won an award, celebrate with him! If your friend is the recipient of a local charity award, celebrate with her!

      What is also awesome is that when you celebrate with others, they often celebrate with you in return. This, ladies and gentleman, will make you feel fantastic. You can’t go wrong with this one, period.

      6. Listen to Your Spouse/Partner

      God put someone in your life for a reason. You might as well listen to him or her.

      I listen to my wife everyday. In fact, I often ask the following question to her, “Amanda, what are your thoughts about…” or “What am I missing about…” It is shocking what I hear back from her. Without her having much context and perspective, by the art of observation in my own nonverbal behavior and the behavior of others, she accurately gives me incredible insights which helps me out with living my life to the fullest.

      I’m a firm believer that spouses are supposed to engage in interpersonal communication every day. I most definitely do and will continue doing it. You should do the same.

      7. Give Yourself a Break from Technology

      You can’t be in total equilibrium if your computerized devices control your life. You must get away from technology on a daily basis.[6]

      How do you do that? This is my formula:

      First, go to my website (find my website here in my profile) and take the smartphone control test. It is only ten questions but this test will place you somewhere in the human robot cycle continuum.

      If your score is between 25-30, take a break from the computer (or smartphone, pad, laptop/desktop) every twenty minutes and stop being on a computerized device after 8:00pm.

      If you score between 30-35, still take a break every 20 minutes but stop being on these devices at 5:00pm.

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      If you score more than 35, you need to take action immediately.

      Limit computer use as much as possible throughout the day. Give yourself as many breaks from the computer as possible. Are you ready for the challenge?

      8. Go Exercise

      Go exercise at least three times a week. I don’t care if you need to workout early in the morning, late in the evening, on the weekends or during work days. Working out is absolutely imperative for you to live happy and peaceful life.

      The stresses of the modern world are too much for you to neglect this important mindfulness exercise. When you go to the gym, you burn calories, focus on activities one step at a time, your mind relaxes, anxiety decreases, you sweat and often think about topics unrelated to your work place among many other benefits.

      You must exercise at least three hours each week for optimum results. Why? Just take a look at all the benefits of regular exercising:

      12 Benefits of Regular Exercise You Should Know

      The Bottom Line

      It’s in your best interest to learn and put these mindfulness exercises into practice. Now that our habitat has become too technological and many people just don’t want to unplug, engaging in daily prayer, celebrate your friends’ victories, and listening to your spouse are among the best ways to be mindful about what you are doing and how you are living.

      It is possible to live a happy and peaceful life. It only depends on you.

      Go exercise! Take a break from technology and invest in you! Life is too short for distractions.

      More Resources About Mindfulness

      Featured photo credit: Lesly Juarez via unsplash.com

      Reference

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