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5 Neat Ways to Choose an Engagement Ring Without Breaking the Bank

5 Neat Ways to Choose an Engagement Ring Without Breaking the Bank

An engagement ring is a status symbol that every guy desires to present to his fiancé when he pops the ultimate question. Harmless as this ring is, its cost implication could be devastating on both the guy and the new home that is to be established. According to the New York times, with an average ring selling for $4000, choosing an engagement with little or no knowledge of how to get an affordable one could affect payment of student loans, mortgages, and even the proper wedding expenses.

Here are five neat ways to choose an awesome engagement ring without breaking the bank:

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1. Set a budget.

Having a budget when choosing an engagement ring for your beloved will guide you to choose wisely within your financial means. You don’t have to break the bank or run into debt in order to secure the commitment of your beloved. Gather enough information about the average prices of engagement rings as well as places to get them at lower prices. Making up your mind on how much to spend on an engagement ring before doing the purchase will keep you from going overboard. The interesting fact is that there is an engagement ring for everybody, irrespective of the amount you are ready to spend. Bear it in mind that an engagement is an occasion for celebration, not to run into a financial mess.

2. Consider buying used rings.

Every now and then, used engagement rings are put up for sale. While some sell their engagement ring in order to overcome the disappointment of a failed relationship, others do so to have an upgrade. If you search where these rings are likely to be sold, you are likely to get a ridiculous 20%-40% discount off regular retail prices. College bulletins, online stores, social media pages like Facebook, and focused blogs like Your Diamond Teacher are veritable sources of information on used engagement rings. Also, visiting neighborhood or indoor yard sales could be a breakthrough in your search for an affordable engagement ring. All you need do is ensure to get the ring appraised, or get a certificate of appraisal for the ring.

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3. Expand your search.

More often than not, the best bargains aren’t found on the first few searches. You must be ready to search far and near in order to get the best bargains. Ask your friends and colleagues about how and where to get an engagement ring without breaking the bank. Ride on the experiences of the people that have walked that road before you. Visiting different jewelry stores to ascertain what they have and compare prices might not be a bad idea. Carry out an online search for a list of jewelry stores and get their prices. Also, a visit to antique stores would help give your search for an awesome engagement ring a new perspective.

4. Deviate from the norm.

The idea of a diamond engagement ring was initiated by De Beers some decades ago, and has since been the toast of all and sundry. That it is a tradition doesn’t mean it can’t be changed. Getting a ring other than diamond shouldn’t be off the table.

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There are several precious gemstones that come cheaper than a diamond. Buying an engagement ring that isn’t a diamond doesn’t reduce the value you place on the occasion itself. Moissanite, White Sapphire, and Cubic Zirconia are precious gemstones that you could choose from. They come cheaper than diamonds and rank high on the scale of hardness, though not as hard as diamonds. While a diamond ranks 10 on the scale of hardness, Moissanite ranks 9.25, and a carat of Moissanite is sold for half the price of diamond. White Sapphire, on the other hand, costs a quarter of diamond, though diamond is about four times harder. Cubic Zirconia is also a much cheaper gem stone that weighs 8.5 on the hardness scale and goes for one-tenth of a diamond.

These are just some of the alternatives to a diamond at your disposal.

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5. Buy a gem-free metal.

Your proposal with an engagement ring is an expression of your deep-seated personal feelings, not a dogmatic cue from popular culture. Therefore, don’t hesitate to get a real gem-free metal that adequately expresses the emotions you feel. Metal-only engagement rings come in different styles and suit the conservative lady who isn’t disposed to much flashiness. Mixed metals, a traditional Irish Claddagh ring that symbolizes loyalty and love, a knotted metal ring, a plain metal ring with an inscription or personal message, or a twisted plain metal ring are a few of the several alternatives to an expensive diamond ring.

Featured photo credit: Unsplash via pexels.com

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Zuhair Sharif

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Last Updated on January 21, 2020

The Best Way to Create a Vision for the Life You Want

The Best Way to Create a Vision for the Life You Want

Creating a vision for your life might seem like a frivolous, fantastical waste of time, but it’s not: creating a compelling vision of the life you want is actually one of the most effective strategies for achieving the life of your dreams. Perhaps the best way to look at the concept of a life vision is as a compass to help guide you to take the best actions and make the right choices that help propel you toward your best life.

your vision of where or who you want to be is the greatest asset you have

    Why You Need a Vision

    Experts and life success stories support the idea that with a vision in mind, you are more likely to succeed far beyond what you could otherwise achieve without a clear vision. Think of crafting your life vision as mapping a path to your personal and professional dreams. Life satisfaction and personal happiness are within reach. The harsh reality is that if you don’t develop your own vision, you’ll allow other people and circumstances to direct the course of your life.

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    How to Create Your Life Vision

    Don’t expect a clear and well-defined vision overnight—envisioning your life and determining the course you will follow requires time, and reflection. You need to cultivate vision and perspective, and you also need to apply logic and planning for the practical application of your vision. Your best vision blossoms from your dreams, hopes, and aspirations. It will resonate with your values and ideals, and will generate energy and enthusiasm to help strengthen your commitment to explore the possibilities of your life.

    What Do You Want?

    The question sounds deceptively simple, but it’s often the most difficult to answer. Allowing yourself to explore your deepest desires can be very frightening. You may also not think you have the time to consider something as fanciful as what you want out of life, but it’s important to remind yourself that a life of fulfillment does not usually happen by chance, but by design.

    It’s helpful to ask some thought-provoking questions to help you discover the possibilities of what you want out of life. Consider every aspect of your life, personal and professional, tangible and intangible. Contemplate all the important areas, family and friends, career and success, health and quality of life, spiritual connection and personal growth, and don’t forget about fun and enjoyment.

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    Some tips to guide you:

    • Remember to ask why you want certain things
    • Think about what you want, not on what you don’t want.
    • Give yourself permission to dream.
    • Be creative. Consider ideas that you never thought possible.
    • Focus on your wishes, not what others expect of you.

    Some questions to start your exploration:

    • What really matters to you in life? Not what should matter, what does matter.
    • What would you like to have more of in your life?
    • Set aside money for a moment; what do you want in your career?
    • What are your secret passions and dreams?
    • What would bring more joy and happiness into your life?
    • What do you want your relationships to be like?
    • What qualities would you like to develop?
    • What are your values? What issues do you care about?
    • What are your talents? What’s special about you?
    • What would you most like to accomplish?
    • What would legacy would you like to leave behind?

    It may be helpful to write your thoughts down in a journal or creative vision board if you’re the creative type. Add your own questions, and ask others what they want out of life. Relax and make this exercise fun. You may want to set your answers aside for a while and come back to them later to see if any have changed or if you have anything to add.

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    What Would Your Best Life Look Like?

    Describe your ideal life in detail. Allow yourself to dream and imagine, and create a vivid picture. If you can’t visualize a picture, focus on how your best life would feel. If you find it difficult to envision your life 20 or 30 years from now, start with five years—even a few years into the future will give you a place to start. What you see may surprise you. Set aside preconceived notions. This is your chance to dream and fantasize.

    A few prompts to get you started:

    • What will you have accomplished already?
    • How will you feel about yourself?
    • What kind of people are in your life? How do you feel about them?
    • What does your ideal day look like?
    • Where are you? Where do you live? Think specifics, what city, state, or country, type of community, house or an apartment, style and atmosphere.
    • What would you be doing?
    • Are you with another person, a group of people, or are you by yourself?
    • How are you dressed?
    • What’s your state of mind? Happy or sad? Contented or frustrated?
    • What does your physical body look like? How do you feel about that?
    • Does your best life make you smile and make your heart sing? If it doesn’t, dig deeper, dream bigger.

    It’s important to focus on the result, or at least a way-point in your life. Don’t think about the process for getting there yet—that’s the next stepGive yourself permission to revisit this vision every day, even if only for a few minutes. Keep your vision alive and in the front of your mind.

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    Plan Backwards

    It may sound counter-intuitive to plan backwards rather than forwards, but when you’re planning your life from the end result, it’s often more useful to consider the last step and work your way back to the first. This is actually a valuable and practical strategy for making your vision a reality.

    • What’s the last thing that would’ve had to happen to achieve your best life?
    • What’s the most important choice you would’ve had to make?
    • What would you have needed to learn along the way?
    • What important actions would you have had to take?
    • What beliefs would you have needed to change?
    • What habits or behaviors would you have had to cultivate?
    • What type of support would you have had to enlist?
    • How long will it have taken you to realize your best life?
    • What steps or milestones would you have needed to reach along the way?

    Now it’s time to think about your first step, and the next step after that. Ponder the gap between where you are now and where you want to be in the future. It may seem impossible, but it’s quite achievable if you take it step-by-step.

    It’s important to revisit this vision from time to time. Don’t be surprised if your answers to the questions, your technicolor vision, and the resulting plans change. That can actually be a very good thing; as you change in unforeseeable ways, the best life you envision will change as well. For now, it’s important to use the process, create your vision, and take the first step towards making that vision a reality.

    Featured photo credit: Matt Noble via unsplash.com

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