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6 Ways Expert Personal Injury Lawyers Can Help You

6 Ways Expert Personal Injury Lawyers Can Help You

In case you, or a near and dear one, are hurt due to another party’s negligence, you are often left wondering about the very first steps in a personal injury claim, amidst all the requests and paperwork from insurance companies, doctors, and so on. Given the confusion that you face, personal injury lawyers can assist you in a number of ways.

An experienced attorney will efficiently guide you from the beginning till the end of the case, with clear-cut communication throughout so that you are always updated about the procedures. Here are the major reasons why you should hire an experienced attorney to take up your personal injury case.

1. Experience in claim assessment

Expert lawyers with years of experience in this field must have handled some cases like yours and would be able to let you know from the very beginning whether it would be fruitful to go for legal action. In situations where there are hardly any chances to win the case, preparing for litigation means a waste of money and time.

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In situations where there are hardly any chances to win the case, preparing for litigation means a waste of money and time.

2. Ability to handle procedural complications

Whether you are claiming compensation for your own injury or a deceased family member, as a layman, it is usually not possible to understand confusing medical terms, intricate legal procedures as well as the huge amount of paperwork involved.

An expert lawyer can help you conveniently deal with this paperwork puzzle so that the claim is resolved at a faster pace and you return to normal life. To do this, the lawyer will ask you to provide documents to help you file the personal injury lawsuit.

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3. Working with an investigation team

As a layman, it won’t be possible for you to investigate the whereabouts of the accident. This is even more the case when you are the victim. Professional lawyers work in collaboration with experienced investigators who have considerable knowledge of specialized areas related to the case and are adequately skilled in examining the technical parameters.

It is your duty to help the investigating team in carrying out the processes smoothly by sharing as much vital information as you can.

4. Maintaining objectivity

So far as a personal injury lawsuit is concerned, objectivity is very important. However, frustration, pain, fear and anger arising out of the uneventful incident can often prevent you from having a clear idea of the facts. In such a scenario, a legal professional can maintain utmost objectivity with regards to your case, and will not be prone to take any hurried decisions.

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For instance, while you might be more interested in opting for a quick payout, your attorney might see increased benefits if you wait for a more suitable proposal.

5. Knowledge of Alternative Dispute Resolution

Complicated and monotonous trials are not always the right paths to proper case resolution. An experienced attorney can suggest whether going for alternative dispute resolution methods is the best way to solve your case.

This not only saves you expenses and time, but also emotional energy. Arbitration and mediation are common instances of alternative dispute resolution.

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6. Experience with other lawyers and insurance companies

A professional lawyer with requisite experience will be able to deal more efficiently with the attorney handling the case for the other side. This is a very crucial aspect to consider especially when the fact-finding part of the lawsuit is concerned, which calls for documents and facts to be exchanged between parties.

Your attorney can also tactfully deal with the insurance companies and will not feel pressured or taken in by their tactics.

So, as you can see, a personal injury attorney is critical for the success of your claim. Get in touch with the most experienced professionals for the right solutions.

Remember, your personal injury lawyer is a criminal lawyer too, so it is always great to explore things further to cover all the elements and lodge a claim which gives you maximum results.

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Adnan Manzoor

Data Analyst & Life Coach

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Last Updated on March 4, 2019

How to Use Credit Cards While Staying Out of Debt

How to Use Credit Cards While Staying Out of Debt

Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

Do Not Treat Credit Cards as Your Funding Sources

Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

Make Sure to Always Pay Off Balances in Full Each Month

The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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Using Credit Cards with Rewards

Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

Featured photo credit: Artem Bali via unsplash.com

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