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6 Gifts To Buy A Man Who Has Everything

6 Gifts To Buy A Man Who Has Everything

Buying a gift for a man is by far one of the hardest tasks women in a relationship ever have to embark upon. It’s almost as hard as pulling teeth, and the conversation generally goes like this:

Woman: What should I buy you?

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Man: Doesn’t Matter.

Then the saga continues. Suddenly, we are forced to become mind readers to determine what exactly we can buy for the men in our lives. Despite how challenging it can be, buying for men doesn’t have to be super complex. The key to unlocking the mysticism behind buying the perfect gift is knowing what exactly to buy a man who already has everything he needs.

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Here are 6 pretty fail-safe options:

1. Gift Card To His Favorite Restaurant

Everybody loves food and as the old proverb says: the easiest way to get to a man’s heart is through his stomach. A gift card may seem like a minor gift, but it could warm a man’s heart to know you took the time to give him a gift card to a place he frequents.

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2. Shaver

Does the beau in your life have lots of facial hair that needs grooming? Are you tired of watching him always use the same shaver from 1995? Buy him a new one. While no two shavers are created equal, it’s important to know what functions your man needs from his shaver and also which types of shavers work best on his skin. The best part about shavers is you can buy them practically anywhere depending on the quality you’re looking for.

3. DVD Series

Does your man have a favorite tv show? Is there a movie he could literally watch every single day if he could? If you answered yes, consider buying him a DVD set. To top off your gift, designate a special day or time for both of you to sit back, relax and indulge in great television together.

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4. Power Tools

Whether he is a “man’s man” or not, every man should have power tools readily available for him to pick up at any given moment. One of the most popular power tools for most DIYers and professionals are impact drivers. How do I know that? Google’s product reviews and ProToolZone educate me on what tools I should buy based on reviews because, to be honest, all tools look practically the same in my book.

5. Electronics

Does the man in your life love technology more than anyone else in your home? Have you ever caught him eyeing the latest gadget at Best Buy? Then you can’t go wrong with buying him electronics. From cell phones to smart watches to even tablets, there are a plethora of options to choose from depending on what your man wants from his latest technological gadget.

6. Creative Gifts

If all else fails and you are still unable to figure out what exactly you can buy your man, get creative. Make your man a gift or recreate one his favorite date night activities. While everyone knows that women appreciate creative gifts, you’ll be surprised to know that your man probably does too.

When all’s said and done, if your man said what you buy him “doesn’t matter,” he’s probably telling the truth. While you’re spending night and day wondering what exactly to get him, most men would be completely fine if you got them absolutely nothing. At the end of the day, you know your man better than anyone else, so on that special day, do what you can to brighten his day, and you may be surprised to know that it really is the thought that counts.

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Stephanie Caudle

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Last Updated on March 4, 2019

How to Use Credit Cards While Staying Out of Debt

How to Use Credit Cards While Staying Out of Debt

Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

Do Not Treat Credit Cards as Your Funding Sources

Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

Make Sure to Always Pay Off Balances in Full Each Month

The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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Using Credit Cards with Rewards

Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

Featured photo credit: Artem Bali via unsplash.com

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