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What to Expect in a Personal Injury Claim

What to Expect in a Personal Injury Claim

Getting hurt is nothing to take lightly. Every year, millions of people get into accidents, either at home or at work. Generally, however, despite this high number of hurt people, what to do is sometimes a mystery. There’s a lot to deal with, from insurance companies to lawyers, especially if the accident or injury came at the fault of another person. Luckily, filing a personal injury claim isn’t something you’ll have to do alone. Below are some helpful tips on what to expect when dealing with a personal injury claim:

Getting a Solicitor or Lawyer

Immediately following an accident and before you can actually file a claim, you’ll need a legal professional. Your solicitor will be the person to contact the person or company responsible for your injury. They will list the damage to you and how it happened.[1] The solicitor will also let you know how much your claim is worth in terms of money. Whether you choose to accept the first number or want to negotiate, it’s your solicitor who will actually do this.

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He/she will be your guide throughout this entire process. They will tell you whether or not your claim is worth more than what the insurance company is offering. They will also advise you on whether or not you should push for an actual trial, especially if the defending party refuses to claim responsibility for your injury.

An Investigation

Anyone can make a claim but it needs to be supported with facts. Your solicitor/lawyer will step in and be the only source of communication between you and the insurance companies. If the police were called at the time of the accident, there will be a report listing all parties involved and a general summary of what happened and where. Depending on how severe the incident was, your lawyer will spend a few months gathering more details or interviewing witnesses. All of this will verify and strengthen your claim.

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(Optional) Medical Treatment

If it’s necessary, you will be directed to a medical office that specializes in injury recovery. Your level of injury (from minor to extreme) will also influence how much the insurance company will pay you. If you prefer to use your own health network, you can request specialist recommendations from your doctor. The medical reports and treatments, including prescription medications, will be added to the file to further bolster your case.

Settlement Options

Once you’ve received a medical evaluation and your lawyer has determined your total damages (to you personally and any of your belongings), you will receive an offer from the insurance company. The settlement value is calculated using your medical expenses, who’s at fault, and the cost of replacing what you lost.

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A well-trained and successful pianist was awarded over $2 million when an injury from a crash ended his career.[2] His settlement was a combination of actual physical injury and the future loss of income. Your solicitor will make sure your case takes all factors into consideration.

(Optional) Pre-Trial Conference

While not an absolutely vital part of a personal injury claim, this step happens when a settlement cannot be agreed upon. There will be a meeting between the lawyers involved and a presiding judge to determine the issues of the claim and once again, try to reach a settlement.

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There will be a written document outlining the following: the evidence in the case, why you are entitled to receive damages, and why the defending party is responsible for proving those damages. Generally, this is the last step in a personal injury claim, as negotiations and settlement amounts are finalized.

Collecting Your Money

Depending on the success of your case, you will win a monetary amount and the defendant pays the court’s amount. However, sometimes there are complications. Your lawyer will let you know about the methods for collection. The majority will be paid, but sometimes you’ll need to garnish personal or company wages.

(Optional) Appeal

If you did not win your case (or the defendant refuses to accept the decision), there will be an appeal filed. An appeal will basically restart this process. This step will also increase the number of judges who hear the case, as they try to determine a different or similar outcome.

Featured photo credit: stevepb via pixabay.com

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Sasha Brown

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Last Updated on September 18, 2020

7 Simple Rules to Live by to Get in Shape in Two Weeks

7 Simple Rules to Live by to Get in Shape in Two Weeks

Learning how to get in shape and set goals is important if you’re looking to live a healthier lifestyle and get closer to your goal weight. While this does require changes to your daily routine, you’ll find that you are able to look and feel better in only two weeks.

Over the years, I’ve learned a lot about what it takes to get in shape. Although anyone can cover the basics (eat right and exercise), there are some things that I could only learn through trial and error. Let’s cover some of the most important points for how to get in shape in two weeks.

1. Exercise Daily

It is far easier to make exercise a habit if it is a daily one. If you aren’t exercising at all, I recommend starting by exercising a half hour every day. When you only exercise a couple times per week, it is much easier to turn one day off into three days off, a week off, or a month off.

If you are already used to exercising, switching to three or four times a week to fit your schedule may be preferable, but it is a lot harder to maintain a workout program you don’t do every day.

Be careful to not repeat the same exercise routine each day. If you do an intense ab workout one day, try switching it up to general cardio the next. You can also squeeze in a day of light walking to break up the intensity.

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If you’re a morning person, check out these morning exercises that will start your day off right.

2. Duration Doesn’t Substitute for Intensity

Once you get into the habit of regular exercise, where do you go if you still aren’t reaching your goals? Most people will solve the problem by exercising for longer periods of time, turning forty-minute workouts into two hour stretches. Not only does this drain your time, but it doesn’t work particularly well.

One study shows that “exercising for a whole hour instead of a half does not provide any additional loss in either body weight or fat”[1].

This is great news for both your schedule and your levels of motivation. You’ll likely find it much easier to exercise for 30 minutes a day instead of an hour. In those 30 minutes, do your best to up the intensity to your appropriate edge to get the most out of the time.

3. Acknowledge Your Limits

Many people get frustrated when they plateau in their weight loss or muscle gaining goals as they’re learning how to get in shape. Everyone has an equilibrium and genetic set point where their body wants to remain. This doesn’t mean that you can’t achieve your fitness goals, but don’t be too hard on yourself if you are struggling to lose weight or put on muscle.

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Acknowledging a set point doesn’t mean giving up, but it does mean realizing the obstacles you face.

Expect to hit a plateau in your own fitness results[2]. When you expect a plateau, you can manage around it so you can continue your progress at a more realistic rate. When expectations meet reality, you can avoid dietary crashes.

4. Eat Healthy, Not Just Food That Looks Healthy

Know what you eat. Don’t fuss over minutia like whether you’re getting enough Omega 3’s or tryptophan, but be aware of the big things. Look at the foods you eat regularly and figure out whether they are healthy or not. Don’t get fooled by the deceptively healthy snacks just pretending to be good for you.

The basic nutritional advice includes:

  • Eat unprocessed foods
  • Eat more veggies
  • Use meat as a side dish, not a main course
  • Eat whole grains, not refined grains[3]

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Eat whole grains when you want to learn how to get in shape.

    5. Watch Out for Travel

    Don’t let a four-day holiday interfere with your attempts when you’re learning how to get in shape. I don’t mean that you need to follow your diet and exercise plan without any excursion, but when you are in the first few weeks, still forming habits, be careful that a week long break doesn’t terminate your progress.

    This is also true of schedule changes that leave you suddenly busy or make it difficult to exercise. Have a backup plan so you can be consistent, at least for the first month when you are forming habits.

    If travel is on your schedule and can’t be avoided, make an exercise plan before you go[4], and make sure to pack exercise clothes and an exercise mat as motivation to keep you on track.

    6. Start Slow

    Ever start an exercise plan by running ten miles and then puking your guts out? Maybe you aren’t that extreme, but burnout is common early on when learning how to get in shape. You have a lifetime to be healthy, so don’t try to go from couch potato to athletic superstar in a week.

    If you are starting a running regime, for example, run less than you can to start. Starting strength training? Work with less weight than you could theoretically lift. Increasing intensity and pushing yourself can come later when your body becomes comfortable with regular exercise.

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    7. Be Careful When Choosing a Workout Partner

    Should you have a workout partner? That depends. Workout partners can help you stay motivated and make exercising more fun. But they can also stop you from reaching your goals.

    My suggestion would be to have a workout partner, but when you start to plateau (either in physical ability, weight loss/gain, or overall health) and you haven’t reached your goals, consider mixing things up a bit.

    If you plateau, you may need to make changes to continue improving. In this case it’s important to talk to your workout partner about the changes you want to make, and if they don’t seem motivated to continue, offer a thirty day break where you both try different activities.

    I notice that guys working out together tend to match strength after a brief adjustment phase. Even if both are trying to improve, something seems to stall improvement once they reach a certain point. I found that I was able to lift as much as 30-50% more after taking a short break from my regular workout partner.

    Final Thoughts

    Learning how to get in shape in as little as two weeks sounds daunting, but if you’re motivated and have the time and energy to devote to it, it’s certainly possible.

    Find an exercise routine that works for you, eat healthy, drink lots of water, and watch as the transformation begins.

    More Tips on Getting in Shape

    Featured photo credit: Alexander Redl via unsplash.com

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