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What to Expect in a Personal Injury Claim

What to Expect in a Personal Injury Claim

Getting hurt is nothing to take lightly. Every year, millions of people get into accidents, either at home or at work. Generally, however, despite this high number of hurt people, what to do is sometimes a mystery. There’s a lot to deal with, from insurance companies to lawyers, especially if the accident or injury came at the fault of another person. Luckily, filing a personal injury claim isn’t something you’ll have to do alone. Below are some helpful tips on what to expect when dealing with a personal injury claim:

Getting a Solicitor or Lawyer

Immediately following an accident and before you can actually file a claim, you’ll need a legal professional. Your solicitor will be the person to contact the person or company responsible for your injury. They will list the damage to you and how it happened.[1] The solicitor will also let you know how much your claim is worth in terms of money. Whether you choose to accept the first number or want to negotiate, it’s your solicitor who will actually do this.

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He/she will be your guide throughout this entire process. They will tell you whether or not your claim is worth more than what the insurance company is offering. They will also advise you on whether or not you should push for an actual trial, especially if the defending party refuses to claim responsibility for your injury.

An Investigation

Anyone can make a claim but it needs to be supported with facts. Your solicitor/lawyer will step in and be the only source of communication between you and the insurance companies. If the police were called at the time of the accident, there will be a report listing all parties involved and a general summary of what happened and where. Depending on how severe the incident was, your lawyer will spend a few months gathering more details or interviewing witnesses. All of this will verify and strengthen your claim.

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(Optional) Medical Treatment

If it’s necessary, you will be directed to a medical office that specializes in injury recovery. Your level of injury (from minor to extreme) will also influence how much the insurance company will pay you. If you prefer to use your own health network, you can request specialist recommendations from your doctor. The medical reports and treatments, including prescription medications, will be added to the file to further bolster your case.

Settlement Options

Once you’ve received a medical evaluation and your lawyer has determined your total damages (to you personally and any of your belongings), you will receive an offer from the insurance company. The settlement value is calculated using your medical expenses, who’s at fault, and the cost of replacing what you lost.

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A well-trained and successful pianist was awarded over $2 million when an injury from a crash ended his career.[2] His settlement was a combination of actual physical injury and the future loss of income. Your solicitor will make sure your case takes all factors into consideration.

(Optional) Pre-Trial Conference

While not an absolutely vital part of a personal injury claim, this step happens when a settlement cannot be agreed upon. There will be a meeting between the lawyers involved and a presiding judge to determine the issues of the claim and once again, try to reach a settlement.

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There will be a written document outlining the following: the evidence in the case, why you are entitled to receive damages, and why the defending party is responsible for proving those damages. Generally, this is the last step in a personal injury claim, as negotiations and settlement amounts are finalized.

Collecting Your Money

Depending on the success of your case, you will win a monetary amount and the defendant pays the court’s amount. However, sometimes there are complications. Your lawyer will let you know about the methods for collection. The majority will be paid, but sometimes you’ll need to garnish personal or company wages.

(Optional) Appeal

If you did not win your case (or the defendant refuses to accept the decision), there will be an appeal filed. An appeal will basically restart this process. This step will also increase the number of judges who hear the case, as they try to determine a different or similar outcome.

Featured photo credit: stevepb via pixabay.com

Reference

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Last Updated on February 11, 2021

The 20 Most Creative Instagram Accounts That Will Inspire You

The 20 Most Creative Instagram Accounts That Will Inspire You

Instagram allows you to see exactly what inspires people and how creativity is drawn from their everyday life. We use Instagram to capture what makes us smile, what brings joy to our life, and what we are passionate about, and the accounts listed below are sure to inspire you in turn.

Here are our 20 top creative Instagram accounts that you should be following today.

1. Humans Of New York

Brandon Stanton walks the streets of New York City taking street photography, and he gets his subjects to open up about life details that even many family members may not know about them. It makes you smile and connect with the images at a new level.

 2.  Paris in Four Months

Carin Olsson moved to Paris and is documenting every part of her experience, from the macaroons to the Eiffel Tower with all of its shimmering lights. If you want to go to Paris but can’t get there today, Carin will take you.

3. Civilized Caveman Cooking

George Bryant offers up more than his love for cooking Paleo cuisine as he shares more about life, joy, and happiness. His coined hashtag is #hugsandbacon.

4. Andrew Knapp

Andrew has taken the world by storm with his adorable version of Where’s Waldo? His version is Find Momo, and stars his border collie.

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5. Idafrosk

Ida Skivenes has developed a knack for food art. From the world of Charlie and the Chocolate Factory to Strawberry Fields Forever, she has recreated it all with food.

6. GrandmaBetty33

Grandma Betty is fighting cancer and is inspiring others to smile and be happy in life. She brings a smile to your face instantly and is like having your grandma right beside you.

7. Maya_on_the_Move

Tania Ahsan captures the world of her cute bulldog, Maya, on her adventures in New York. Maya makes appearances that will make you smile, laugh, and inspire you to go out and create something special.

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8. Leoleoparis

Leo captures the life on the streets of Paris. Most of his work is done in black and white, offering that iconic Parisian look.

9. Jacob Santiago

Jacob Santiago creates stunning, vibrant images around New York City, showcasing the architecture and streets. I’m sure you haven’t seen the streets of NYC like this before.

10. Julie’s Kitchen

Julie Lee showcases how everyday produce can create colorful art designs. At first glance, you think it is just a design; then, a second take illustrates that it is really fruits and vegetables.

11. iloveplaymo

iloveplaymo brings together photography and Playmobil toys in action. The images are up to date with current world events and everyday life.

12. “Red” Hong Yi

Red Hong Yi loves to paint without a paintbrush. Her style uses daily items to create lovely images.

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13. Alexis Diaz

A breathtaking artist from Puerto Rico who loves to paint murals. Alexis’s work is featured all over the world.

14. Murad Osmann

Murad Osmann is a music video producer, but his claim to fame on Instagram has been his photographs with his girlfriend leading him by her hand.

15. Simone Bramate

Simone Bramate is a storyteller who just so happens to take delightful photos as well.

16. Willie Kessel

Willie Kessel brings beach life right to your smartphone. Amazing surf and lifestyle images that take your mind off of all of the work and stress in your life.

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17. Nick Ulivieri

Nick Ulivieri is a talented photographer who loves to capture the windy city of Chicago and skies, especially during storms. His images are gorgeous and make you realize how wonderful life really is.

18. Jo Jerry

Jo Jerry’s landscape photos around Santorini, Greece, make you want to book a flight immediately. The bright colors and simplicity in the images make his photos stand out from the rest.

19. GoPro

GoPro uses fan-sourced images on their account that are all captured with a GoPro. Creativity to the max is used in these images and range from the grocery store to incredible surf.

20. Vin Farrell

Vin Farrell is a creative who works on the agency side for large clients and has a knack for photography. His iPhone captures amazing aerial images around NYC and the world.

Featured photo credit: Andy via flickr.com

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