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How to Get Into Rehab if You Don’t Have Insurance

How to Get Into Rehab if You Don’t Have Insurance

Long term addiction can cause you serious problems; more than just the obvious health issues, an inability to work may leave you in a difficult financial position, and you may not have health insurance or any funding to allow you to pay for the rehabilitation program you need to recover.

However, there are solutions, and not having health insurance does not mean that you will not get into rehab. There are a number of possible options to finance a rehab program.

Why is rehab important?

You may feel that you don’t need rehab, and that you can quit drugs at any time without assistance; sadly, this is all too often the case. The way that drugs change your body through addiction will often take away you control, leaving you unable to quit without assistance.

Effectively recovering from drug or alcohol abuse will require professional support, not just for the physical effects of the addiction, but also the psychological issues.

You may feel that you have the strength to give up drugs alone by going ‘cold turkey’ and just stopping taking drugs; however, scientific research has shown this may make your addictions worse. In experiments it was found the addictive drive was stronger after a period of abstinence alone.[1]

What does rehab cost?

There is no one set price for treatment, and the costs vary greatly according to the type of treatment and the provider. However, the following will give you an idea of what the costs could be if you were not covered by insurance.[2]

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Type of Treatment Cost
Residential Treatment: Staying onsite at a specialized facility. Treatment may include one-on-one psychotherapy, group therapy, 12-step meetings, medication therapy, and other holistic approaches like yoga and mindfulness. $0 – $80,000 per month
Outpatient Treatment: Outpatient centers offer the same types of treatment as residential programs; however, as you don’t stay overnight, you can more easily continue to work or attend school while still fulfilling your treatment plan. c. $2,000 per month
Sober Living Homes: Previously known as Halfway-houses. These are live-in, drug-free living environments that offer peer support for recovery and long-term sobriety. $450 – $10,000 per month
Cognitive Behavioral Therapy (CBT): A common psychotherapeutic treatment for a variety of mental illnesses, including anxiety and mood disorders, as well as addiction. CBT focuses on questioning and changing negative and unproductive thoughts and beliefs in order to stop the triggers, behavior, and underlying emotions that contribute to mental illness and addiction. $100 per hour

c. $400 – $800 per month

Family And Couples Therapy: Sometimes called multidimensional family therapy, or MDFT, it is structured so that every member of the family has a voice. With the guidance of a professional therapist, the goal is to improve the interworking of each family’s relationships and their home life. $75 – 200 per hour

c. $300 – $1,600 per month

Drug Therapy: Medication can be used to help ease symptoms of withdrawal, and to prevent cravings that can lead to relapse. $21 – $1,000 per month

Possible options for funding rehab

There are a number of options to allow you to get the funding you need for treatment. One single option may not offer what you need, and you may need to combine more than one route to funding:

  • Loans or finance
  • State-funded treatment
  • Borrow or raise money
  • Grants
  • Medicaid
  • Scholarships

Loans or Finance

You should not give up hope if you are experiencing financial difficulties, or have no insurance. Many rehab providers understand the situation faced by people who have been suffering with addiction, and there are ways in which you can be supported.

Many providers may offer you a loan or finance offer, which will allow you to undergo the rehab you require, safe in the knowledge that you will have an affordable payment plan in the future. Generally, you will not start having to pay until you have completed your rehab.

Some credit card companies will offer deferred interest rate healthcare credit cards specifically for medical related expenses, including substance and mental health treatment. However, most providers will require you to have a good credit score; on average you would need a credit score of at least 640. If you do not have this you may do better to look at other options.

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State-Funded Treatment

Another available option is to use a state-funded treatment center. They are organizations that are funded by the state to support people who require rehab, but who do not have adequate insurance to cover commercial centers.

Funding for state-funded centers is limited, so there is likely to be a waiting list for a treatment program. The waiting time can vary from a month to over a year and a half depending on the state you are in.

However, if you can wait, this is an option for accessing healthcare professionals who can help you to recover.

Borrow or Raise Money

Can you borrow the funds you need from family, or perhaps raise money by selling items you have? You may be reluctant to ask your family for money; however, they may well be willing to help you if you are looking to work on a path towards recovery. Your family could pay all or part of your treatment costs as a gift, or a loan. If you have any savings, you could use these to pay for treatment; again, you may be reluctant, but you are taking a step which will improve your life, and if you recover you will not be spending money on alcohol or drugs.

The other option is to see if you have anything of value you could sell to go towards the cost of treatment. Getting yourself to a better place is a vital thing to do, and you should look for any sacrifices you can make to improve yourself and your life.

Grants

A potential option is to contact the Substance Abuse and Mental Health Services Administration (SAMHSA), which provides grants to help fund your treatment if you cannot pay for your treatment because you have inadequate insurance coverage.

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There are details of the process you need to follow to obtain grants on the SAMHSA website.

Medicaid

Medicaid is a federal government program administered by your state. It provides payment for medical services for people who have low income, or who are unemployed. To qualify, you need to meet the income levels set by the government.

There are a number of rehab centers that will accept Medicaid patients. The funding is paid directly to your provider, and you may be asked pay a small part of the cost of treatment. This co-payment requirement is dependent on state rules.

There are numerous requirements that must be met to be eligible for funding; these may include your age, whether you are pregnant, disabled or blind; your income and any savings you may have or items you could sell to fund treatment is also considered. You are required to be a U.S. citizen or a lawfully admitted immigrant.

If you have a low income and are in one of the eligibility groups, you should apply for Medicaid.

Scholarships

There are some organizations that offer scholarships for people with low incomes. You should contact your chosen rehab provider to see if you are eligible for a scholarship. A number of providers can offer scholarships, and it is worth contacting your providers to see if they can support you, and if you meet their scholarship requirements.

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Low-cost or Free Options

There are also some low-cost, or even free options available to you via a range of organizations, including Alcoholics and Narcotics Anonymous. These offer self-help support groups where there is peer support, often following the 12-Step program.

12 Step Program

A twelve-step program is used to support recovery from addiction or compulsion. It was initially created by Alcoholics Anonymous in their 1939 book, Alcoholics Anonymous: The Story of How More Than One Hundred Men Have Recovered from Alcoholism. The twelve step program has now been adopted by a number of organizations based on the original 12 steps:[3]

  1. We admitted we were powerless over alcohol—that our lives had become unmanageable.
  2. Came to believe a Power greater than ourselves could restore us to sanity.
  3. Made a decision to turn our will and our lives over to the care of God as we understood Him.
  4. Made a searching and fearless moral inventory of ourselves.
  5. Admitted to God, to ourselves, and to another human beings the exact nature of our wrongs.
  6. Were entirely ready to have God remove all these defects of character.
  7. Humbly asked Him to remove our shortcomings.
  8. Made a list of all persons we had harmed, and became willing to make amends to them all.
  9. Made direct amends to such people wherever possible, except when to do so would injure them or others.
  10. Continued to take personal inventory, and when we were wrong, promptly admitted it.
  11. Sought through prayer and meditation to improve our conscious contact with God as we understood Him, praying only for knowledge of His will for us and the power to carry that out.
  12. Having had a spiritual awakening as the result of these steps, we tried to carry this message to alcoholics, and to practice these principles in all our affairs.

Individuals are often supported through the steps by a sponsor, a more experienced person who has gone through the process and can provide peer support.

The 12 step program is a well respected process, however only about 3% of people suffering from alcoholism and attending Alcoholics Anonymous involved in a study found recovery results without relapse from the 12-step programs treatment.[4] However, they can be used alongside or following other treatment to provide a peer network and ongoing support which may prevent future relapse for individuals.

Reference

[1] Professor Moshe Szyf: McGill University and Bar Ilan University
[2] Cost of Treatment: https://www.addiction.com/get-help/loved-one/paying-treatment-for-loved-one/
[3] Bill W. (June 2001). “Chapter 5: How It Works”
[4] Robert B. Cutler “Are alcoholism treatments effective? The Project MATCH data” BMC Public Health

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Last Updated on February 21, 2019

Top 9 Foods for Incredible Brian Health And Brain Power

Top 9 Foods for Incredible Brian Health And Brain Power

Your brain is the most intricate and powerful organ in your entire body. It’s essentially a super-computer with brain power like a Ferrari.

If you have a Ferrari, would you put cheap gasoline in it? Of course not. You want to put in high-octane performance fuel to get the most out of your investment.

When it comes to the brain, many people are looking for the top foods that will supercharge the brainpower to help focus better, think more clearly and have better brain health.

In this article, we’ll look at the top 9 brain foods that will help create supercharge your brain with energy and health:

1. Salmon

Salmon has long been held as a healthy brain food, but what makes this fish so valuable for your brain health?

It’s important to understand that your brain is primarily made up of fat. Roughly 60% of your brain is fat. One of the most important fats that the brain uses as a building block for healthy brain cells is omega-3’s.

Omega-3’s are essential for building a healthy brain but one of the most important omega-3’s for your brain is DHA. DHA (docosahexaenoic acid) forms nearly two-thirds of the omega-3’s found in your brain.[1]

Omega-3’s and DHA in particular help form the protective coating around our neurons. The better quality this coating is, the more efficient and effective our brain cells can work, allowing our brain power to work at full capacity.

Studies have shown that being deficient in DHA can affect normal brain development in children, which is why so many infant formulas and children’s supplements are beginning to include DHA.

Being deficient in DHA as an adult can cause focus and attention problems, mood swings, irritability, fatigue and poor sleep.

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2. Blueberries

Blueberries top the list as one of the most beneficial fruits to maximize your brain health and performance.

Blueberries have some of the highest content of antioxidants, particularly anthocyanins, than any other fruit, which helps protect the brain from stress and promote healthy brain aging.

Blueberries antioxidant content also help reduce inflammation, which allows the brain to maintain healthy energy levels.

Blueberries have begun to receive attention for their connection to brain performance.[2] Studies have demonstrated that eating blueberries on a regular basis can not only improve brain health but also brain performance as well including working memory.[3]

Blueberries not only taste great but are low in calories, high in Vitamin C, Vitamin K and Manganese.

3. Turmeric

Turmeric is a very impressive spice that has well-researched and proven to have tremendous benefits for your brain. Turmeric’s main compound that benefits the brain is called curcumin, which is responsible for turmerics bright yellow appearance.

Curcumin has been shown to have anti-inflammatory, antioxidant, antiviral, antibacterial, antifungal, and anti-cancer properties.[4]

Curcumin increases the production and availability of two important neurotransmitters serotonin and dopamine, two important neurotransmitters involved with happiness, motivation, pleasure, and reward.

Curcumin has been well documented to have powerful anti-depressive effects. In one study, it was found to be as effective for depression as popular medications such as SSRI’s like Prozac.[5]

Curcumin has also been shown to:

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  • Increase blood flow to the brain.[6]
  • Increase BDNF production, a powerful stimulator of neuroplasticity.[7]
  • Increase DHA availability and synthesis in the brain.[8]
  • Increase antioxidant levels in the brain to prevent brain aging and inflammation.[9]

4. Coffee

Coffee is the wonderful elixir of energy that many people cherish every single morning. The biggest reason people drink coffee is to get a dose of caffeine.

Caffeine is a natural neurological stimulant that not only gives you energy but also prevents adenosine, a neurotransmitter involved with feeling tired, from binding in the brain.

Many people are surprised to find that coffee actually contains a large quantity of antioxidants called polyphenols, which are important for reducing inflammation in the brain and keep your brain energized. The antioxidants in coffee also provide a neuroprotective effect, protecting the brain from stress and damage. [R]

Coffee can also:

  • Improve alertness and concentration.[10]
  • Help with neurodegenerative disorders like Parkinson’s disease.[11]
  • Reduce your risk of depression.[12]
  • Improve your memory.
  • Provide short-term boost in athletic performance.[13]

5. Broccoli

What was your least favorite food as a kid growing up?

Most likely, broccoli was your answer.

Broccoli may not have been your top choice, but it might be the top choice for your brain.

Broccoli contains a compound called sulforaphane. Sulforaphane has been shown to promote the proliferation and survival of brain cells by reducing inflammation and boosting production of BDNF. It has also been shown to boost neurogenesis, the production of new brain cells.[14]

Broccoli is also loaded with important nutrients Vitamin K and Folate. Vitamin K plays a vital role in protecting brain cells.[15] Folate plays a crucial role in detoxification and reducing inflammation in the brain.

6. Bone broth

Bone broth wasn’t just created to combine with soups, you can actually drink bone broth by itself.

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Drinking bone broth has become one of the biggest trends in the health and wellness industry and for good reason. Bone broth isn’t actually a new thing. Bone broth has been used for centuries as a healing tonic to promote health and longevity.

Much of the nutritional benefits and value of bone broth comes from its substantial vitamin and mineral content. Primarily calcium, phosphorus, magnesium, and potassium.

Your gut is called your second brain for a reason. Research continually shows that there is a direct and indirect connection between your gut and your brain. Your gut also houses and stores many important brain compounds involved with optimal brain performance. Therefore the health of your gut is vitally important for your brain health and performance.

Bone broth has become a go-to tool for helping heal the gut and provide the gut with the vital nutrient and resources it needs to heal and perform optimally.

With the vast amounts of nutrients that bone broth contains, it makes the list as a go-to food for your brain health.

Look for high quality, organic bone broth for the best results.

7. Walnuts

Walnuts are one of the top choices of nuts for brain health. Walnuts also look similar to a brain.

Amongst the wide variety of nuts available, walnuts contain the highest amounts of the important omega-3 DHA. DHA, as seen above, is a critical building block for a healthy brain.

Walnuts also contain high amounts of antioxidants, folate, magnesium, potassium, and phosphorus, which help to lower inflammation.

Melatonin in walnuts is an important nutrient for regulating your sleep. Having low amounts of melatonin can make it challenging to get good quality sleep and getting poor quality sleep can dramatically impair brain health and performance.

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8. Eggs

For years, eggs were put on the nutritional naughty list; but now, eggs are finally getting the credit they deserve. Eggs can provide a tremendous boost to your brain health and longevity.

Eggs, particularly the yolks, contain a compound called choline. Choline is essential for building the neurotransmitter acetylcholine. Acetylcholine plays an important role in mood, memory, and intelligence.

Egg yolks contain some of the highest quantities of choline. This is very important because low levels of choline can lead to low levels of acetylcholine, which in turn can cause increased inflammation, brain fog, difficulty concentrating and fatigue.

9. Dark chocolate

You’re about to love chocolate even more because chocolate, particularly dark chocolate, is great for your brain.

Chocolate boosts levels of endorphins, your brains “feel good” chemicals. This is why you feel so good eating chocolate.[16]

Chocolate also increases blood flow to the brain which can help improve memory, attention, focus, and reaction time.[17]

Dark chocolate contains high levels of magnesium, which has been coined “natures valium” for its ability to calm and relax the brain.

Lastly, dark chocolate has one of the highest antioxidant profiles out of any other food, including popular superfoods like acai berries, blueberries, or pomegranates.[18]

Conclusion

Your brain is a high performing organ and it uses quite a lot of energy, roughly 20% of the bodies energy demands.

In order to maintain a healthy brain, you need the right fuel to ensure that your brain has all the nutrients it needs to perform as well as adapt to the stress of life.

If you want to keep your brain performing well for a lifetime, then you want to make sure you are including as many of these brain health foods as possible.

More Resources About Boosting Brain Power

Featured photo credit: Unsplash via unsplash.com

Reference

[1] US National Library of Medicine National Institutes of Health: DHA Effects in Brain Development and Function
[2] Canadian Science Publishing: Enhanced task-related brain activation and resting perfusion in healthy older adults after chronic blueberry supplementation
[3] US National Library of Medicine National Institutes of Health: Cognitive effects following acute wild blueberry supplementation in 7- to 10-year-old children.
[4] US National Library of Medicine National Institutes of Health: Curcumin: the Indian solid gold.
[5] Herbal Medicine: Biomolecular and Clinical Aspects. 2nd edition.: Turmeric, the Golden Spice
[6] US National Library of Medicine National Institutes of Health: Effect of combined treatment with curcumin and candesartan on ischemic brain damage in mice.
[7] Science Direct: Curcumin reverses the effects of chronic stress on behavior, the HPA axis, BDNF expression and phosphorylation of CREB
[8] US National Library of Medicine National Institutes of Health: Curcumin boosts DHA in the brain: Implications for the prevention of anxiety disorders.
[9] PLOS: A Chemical Analog of Curcumin as an Improved Inhibitor of Amyloid Abeta Oligomerization
[10] US National Library of Medicine National Institutes of Health: Effects of Caffeine on Cognitive Performance, Mood, and Alertness in Sleep-Deprived Humans
[11] American Academy of Neurology: A Cup of Joe May Help Some Parkinson’s Disease Symptoms
[12] American Academy of Neurology: AAN 65th Annual Meeting Abstract
[13] US National Library of Medicine National Institutes of Health: Effects of caffeine on the metabolic and catecholamine responses to exercise in 5 and 28 degrees C.
[14] US National Library of Medicine National Institutes of Health: Hyperammonemia induces glial activation, neuroinflammation and alters neurotransmitter receptors in hippocampus, impairing spatial learning: reversal by sulforaphane
[15] Oxford Academic: Vitamin K and the Nervous System: An Overview of its Actions
[16] Diana L. Walcutt, Ph.D: Chocolate and Mood Disorders
[17] Health Magazine: Chocolate can do good things for your heart, skin and brain
[18] Chemistry Central Journal: Cacao seeds are a “Super Fruit”: A comparative analysis of various fruit powders and products

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