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The One Thing You Should Spend Your Money On

The One Thing You Should Spend Your Money On

I’d always saved up every penny I earned.

For several reasons:

  1. My parents are both hardcore savers who taught me to stash my paychecks for the bigger things in the future.
  2. I started building my career 3 years ago and haven’t made much.
  3. I happen live in one of the most expensive places in America — Silicon Valley.

Because of this, I became more frugal with money and would only buy what I needed, which was groceries, gas, and utility bills. Everything else? Straight into my savings.

counting_money

    Of course there were times when my friends would ask me to eat lunch or dinner with them, and I’d get very tempted. But instead of spending $20+ on a meal (and possibly a drink afterwards?), I’d suggest coffee. I figured it was a good middle ground to satisfy both our interests. They’d have a companion to eat with. I’d have extra money in my pocket.

    Now I knew saving money was a good habit, but what was I saving for?

    A home? A car? My wedding?

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    Everyone aims for those achievements nowadays. And the thought of spending decades of my life working for things that are now considered “standard” by today’s expectations no longer inspires me to work (as) hard.

    Not to mention, our value of these things drop every passing year. Just think, are you going to be raving about your new home or car in the next 5, 10 years?

    Probably not.

    The thing is, too many of us in our 20s-30s focus too much on working and saving up every dollar that we forget how precious our youth is. We exhaust our minds. We sacrifice our health. We succumb to what everyone wants, simply because we believe that’s what makes life fulfilling.

    Only to realize, it’s not.

    Luckily, I’d found one thing that has made my life more meaningful and keeps me hard at work. And the best part is, it’s realistic with my budget and gives me a much longer payoff than the most expensive thing you can find on the market.

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    Travelling.

    Jeshoots_travel

      At first, I was shocked to see $4,500 on my bank statement. I mean I wasn’t there to splurge for fun, but mainly to work for my startup.

      But as soon as I thought about all the things I’d learned from my trip in the last 3 months, it made every dollar seem well spent.

      My experiences in a nutshell

      I learned how to protect my valuables from pickpocketers
      From what people told me, I had to be extra careful around the places I stayed: Kuala Lumpur (Malaysia), Bangkok (Thailand), and Ho Chi Minh City (Vietnam).

      I learned that Southeast Asia has a ridiculous number of coffeeshops and cafes, almost one on every corner. AND they offer free wifi! Surprisingly, many restaurants offer free wifi too (super convenient if you want to eat and work in one place).

      Luka
        One of my favorite coffeeshops in Thailand: Luka.

        I learned Uber is the cheaper ride option, but Grabtaxi has more reliable drivers.

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        I learned Cheapflights offer the cheapest flight deals.
        My cheapest trip was $63 from Thailand to Vietnam.

        I learned how to take the subway train and Skytrain without getting lost (after the 8th time).

        thai_skytrain
          The BTS “Skytrain” in Bangkok, Thailand.

          I learned to trust my gut more than the mouths of locals. 
          Usually, they’d lead me towards the wrong direction when I asked where [restaurant/coffeeshop/train stop] was or show me the wrong item in the store. And that’s because we had a huge language barrier, so most things I’d say would be misinterpreted.

          I learned over 50% of Malaysians are Muslim.
          That explains why a lot of Malaysian restaurants displayed signs with “pork-free!”

          malaysia_cafe
            Locals enjoying a midnight snack at a cafe in Kuala Lumpur, Malaysia.

            I learned that Thai people are some of the nicest, most laid-back people you’ll ever meet in the world. They don’t judge you based on your ethnicity or your beliefs. In fact, they thought I was one of them (even though I’m Chinese). :)

            bulan_me
              My Thai BFF and Airbnb host—one of the coolest people I’ve ever met.

              I learned you can negotiate 20–30% less from the original price in Thailand. And that walking away isn’t an effective strategy to help you seal the deal.

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              I learned theft is more common in Vietnam. If I walked into a supermarket, an employee would fasten a cable tie on my backpack zippers and cut it when I got to the register. That was to prevent stealing.

              vietnam_theft
                How Vietnamese prevent shoplifters in supermarkets.

                Travelling gives you more stories to tell, more friends to connect with, and experiences no one else could have.

                Isabella_Bruce

                  If I could go back, I’d have travelled earlier (in my early 20s). There’s just so much you learn as you walk down the streets, hop on the bus, eat at a cafe, and watch how people interact. Not many people in this world can afford this kind of luxury. So if you have the opportunity and money to, take it from me and book that trip you’ve been dying to go to.

                  After all, you only have one life to make the most out of yourself!

                  One Last Thing…

                  Mind if you do me a sweet favor, and share this article if you enjoyed it? It’d mean the world to me.

                  Featured photo credit: Ashley Schweitzer via minimography.com

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                  Tiffany Sun

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                  Last Updated on December 13, 2018

                  12 Practical Tips To Stay Fit For Christmas

                  12 Practical Tips To Stay Fit For Christmas

                  Christmas is approaching fast, and lots of people not only tend to ruin their usual diets, but they also gain a few extra pounds. Based on studies, the majority of people tend to gain additional weight during the holiday season that starts at the Thanksgiving Day and ends with the New Year celebrations. Excessive eating is claimed to be the main cause for the additional weight gain, but it is also due to lack of physical activity and exercise.

                  A lot of individuals out there tend to set aside their fitness routines during the holidays since they believe that they do not have enough time to perform their workouts. And because they feel guilty after the holiday season, most of the gyms and fitness centers are packed with fresh members. Always bear in mind that you can still enjoy the holidays and stay fit at the same time. If you want to stay fit during the holiday season, especially during Christmas and the New Year’s Eve, here are some useful tips that might help you:

                  1. Eat Before Heading Out

                  First, it is best that you eat something before heading out to visits, trips or family dinners. By doing so, you will no longer be tempted to eat a lot or overindulge yourself since you have already eaten. Skipping on meals is not a good idea either, because you will only be forced to eat more later.

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                  2. Select The Treats

                  Make sure to select the treats that you eat in a wise manner. You should choose something that you can only enjoy during the holiday season and not something that is readily available all the time.

                  3. Avoid Skipping Meals

                  Don’t skip meals, especially breakfast! Even though it can be tempting to skip on certain meals, believing that it will make up for the treats you consumed in the previous day, don’t do it because it will only lead to counterproductive results.

                  4. Drink With Moderation

                  It is best to regulate your drinking since alcohol, coke or other juices will only add more calories to the ones you already eaten!

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                  5. Be Active

                  You should still perform your fitness routine whenever possible and if you can’t do that, simply walk more, park your car some distance away from the store or just use the stairs!

                  6. Get Out Of The House

                  Make the holidays a family affair and plan outdoor activities where everyone is involved. Even a snowball fight in the backyard will burn a lot of calories and will keep the children entertained.

                  7. Don’t Skip Your Strength Workouts

                  Always remember to perform your strength training in order to maintain that muscle mass you worked hard to get. You might be tempted to use lightweights and just do some cardio, but you can burn just as many calories by lifting weights. And with all of those extra stakes you had on the holiday meals, you might even gain some extra muscle. And this is much better than gaining some extra fat.

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                  8. Set Realistic Goals

                  You should set realistic exercise objectives. Aim for at least half an hour per day and you will be very happy when you will achieve that. If you plan one hour or more and not achieve it, you will only end up disappointed.

                  9. Enjoy Yourself

                  Also make sure to set realistic diet plans! Trying to restrain yourself totally from some foods will only make you eat more. Feel free to enjoy the treats that you really love, but in small portions.

                  10. Drink A Lot Of Water

                  This can satiate your appetite as well as keep you hydrated at all times. And it will also prevent a possible hangover if you overdo it with alcohol.

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                  11. Eat Less And More Often

                  Distribute your meals evenly throughout the day, and do not eat everything at once.  Instead of having 2 enormous meals, have 5 small ones.  Eat your dinner earlier and have a nice walk before going to bed.

                  12. Prioritize Your Workouts

                  Try to do them early in the morning while everyone else is still sleeping. This way you will also avoid remarks like “Oh, come on! It’s Christmas…”

                  So there you go! Twelve simple tips that will help you avoid gaining weight during the winter holidays, but will also allow you to enjoy yourself and have a great time with your loved ones.

                  Happy Holidays everyone!

                  Featured photo credit: rawpixel via unsplash.com

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