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11 Ways To Save Money While Shopping Online in 2017

11 Ways To Save Money While Shopping Online in 2017

Shopping from home offers comfort and convenience, but many people fail to save money because they are not savvy to online markets. In this modern world, people don’t have time to physically hop from store to store due to busy schedules and buying online doesn’t have to be expensive. It is beneficial to be smart while shopping online. You just have to know what to look for. This article will show you some of the smartest ways to save money.

There are tons of tips posted on different websites. Not all of them help you save money. There are plenty of online outlets where despite your efforts you may still eventually spend more. Here are few key points which can actually save you money while shopping online.

1. Get Your E-mail Set Up For Online Shopping

It is very helpful to create a separate email address only for shopping. Online retailers will often send discounts, offers, and coupons. If you have a separate address, you can check that account only you’re ready to shop. With a certain purchase in mind, you can quickly search through the inbox and grab the coupon you need. That beats being bombarded by retail emails each time you go to reply to important messages.

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2. Research The Product

Research on the product you want to buy is important and it saves you money. It is good to shop around online to see if you can get a better deal on your product somewhere else. With research, you will know you are getting the best deal out there. Never neglect to check the manufacturer, who often has the best price available.

3. Track The Sales Price

One of the smartest ways to save money online while is tracking the sales price for discounts. The mistake many people make here is checking the online store as often as possible manually which does not guarantee them savings. The best way to track the price is to create an account with a website that provides this service. Create a merchant account on a site like Shoptagr, then save those adorable boots to your wish list. The sale system will email you when they are marked down in price. Sit back and watch your savings roll in.

4. Shop at the Right Time

Another mistake some people make is shopping at the wrong time. It is crucial to know the right time to shop in order save money. Suppliers know when customers buy, and adapt their prices accordingly. Most people shop on Sundays so prices usually increase as the weekend approaches. The best bargains occur early in the week, therefore it is best to do you online shopping Tuesday or Wednesday for the best deals.

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5. Make Use of One Merchant

It is one of the smartest consumer tactics to stick with one merchant for multiple purchases. If you buy more from one retailer then you tend to save money often. So remember, if you are making a lot of purchases at once, try to buy them all from one company. This incentivizes deals from the merchant. It also allows the retailer to ship all of your purchases together and can save you hundreds in shipping costs.

6. Leave Goods in Your Cart

Putting an item in your cart lets the retailer know you have an interest in buying. When you intentionally leave the item in your cart for a few days, the store commences to panic. Rather than lose the sale, they will often send you discount offers to get you to finalize your purchase. Leaving an item in your cart is also a good way to avoid losing money on impulse buys. Come back in a day or two and see how bad you, and the retailer, want that sale.

7. Request a Price Drop Refund

It can be really upsetting upon purchasing a product at full price just to see it go on sale the next day. In some instances, you could be in a position to get a price drop refund, which essentially refunds the difference between the sale price and what you paid.

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8. Bargain with Customer Service

Many companies are willing to honor any coupon, even if it’s expired. An expired coupon can be an opportunity for you, just contact customer service and bargain with them. Sometimes a phone call can go a long way, if you don’t have any coupon at all then ask if there is any discount available on the items you’re interested in.

9. Use Coupon Codes

The days and nights of clipping coupons out of magazines and papers may be over but that doesn’t mean coupons are dead! Nowadays, coupons come in the form of codes you enter when creating an online purchase. Although sometimes merchants will send you these codes, the best location to find them is a coupon website. In order to avoid endless searching, choose a site that offers discounts from many different retailers, such as Coupofy, to find the ones that you want.

10. Make use of Coupons Wisely

If you are applying several coupons to the price tag on a product or service, be sure to use them in a way that saves you the most money. It’s always best to use a “percentage-off” coupon before a “money-off” coupon.

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11. Use the Preferred Credit Card

It is obvious that credit card companies charge the retailer on any transaction. Many companies prefer their own credit card programs or have special deals with a credit company. In order to encourage you to use their cards, companies will often offer cash back programs and other rewards.

Finally, keep checking for cashback offers posted by retailers about different offers and discount rates. A lot of online retailers will provide huge discounts during festivals and holidays. In India, every other day is a festival. Shop with a bit of savvy and you should never pay full price online again.

Featured photo credit: BrookeValentine via brookevalentine.info

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Saminu Abass

Content Writer and Blogger

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Last Updated on January 13, 2020

Is It Time for a Career Change? (And How to Make the Change)

Is It Time for a Career Change? (And How to Make the Change)

Are you challenged at work? Do you regret career decisions? Are you happy? If the answer to the questions leads to a negative feeling, it is time to determine next steps.

Many people settle for a career that no longer brings satisfaction. Most will respond by stating, “I am surviving” if a colleague asks them “How’s work?”

Settling for a job to pay bills and maintain a lifestyle is stagnation. You can re-direct the journey of a career with confidence by taking control of future decisions. After all, you deserve to be live a happy life that will offer a work-life balance.

Let’s look at the reasons why you need a career change and how to choose a career for a more fulfilling life.

How to Know if You Need a Career Change?

The challenges of dissatisfaction in a career can have a negative impact on our mental health. As a result, our mental health can lead to the obvious appearance of stress, aging, weight gain and internal health issues.

You deserve a career that will fulfill the inner desire of true happiness. Here are common factors that it is time for you to change your career.

Physical Signs

Are you aging since you started your job? Do you have anxiety? What about work-related injuries?

It feels amazing to receive a pay cheque, but you deserve to work in an environment that brings out the best of you. If the work environment is hazardous, speak to your boss about alternative options.

In the case that colleagues or your boss take advantage of your kindness, feeling the anxiety of fear of losing your job because of a high-stress environment may not be right for you.

Mental Signs

One out of five Americans has mental health issues, according to Mental Health America.[1] In most cases, it is related to stress.

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I remember working at a job in a work environment where harassment was acceptable. I had to walk on eggshells to avoid crossing the line with colleagues. My friends started to notice the difference in that I seemed out of character. It was then that I knew that changing a career to freelancing was the right decision.

Here is a list of mental signs of workplace unhappiness:

  • The tension in your neck
  • Difficulties with sleeping
  • Unable to concentrate
  • High anxiety
  • Depression

If you start to feel your self-esteem is diminishing, it is time to consider if working in a high-stress industry is for you. The truth is, this negative energy will be transferred to people in your life like friends and family.

Are You Sure You’re Not Changing for the Wrong Reason?

Most people that feel they need a career are frustrated with their situation at work. Do you really understand your current situation at work?

The reason it is important to think about the work situation is some people decide to change career for factors that are insignificant. Factors that can potentially change if the person works in a different department or new organization.

Here is a list of unimportant factors to think about before you decide to make the transition:

Desire for an Increase of Salary

The desire for a higher income can persuade some to believe they are in the wrong career. The issue with this is more money requires more time in the office or taking on several positions at a time.

At times, pursuing a high-income role can be the complete opposite of what one is expected. It is what happens when a colleague leaves a company to a new one and returns several years later.

Overnight Decision

Let’s face it. We make overnight decisions when stressed out or disappointed with situations at work. The problem with a quick decision is the negative and positive points is overlooked.

Rejected for a Promotion

I have heard stories of managers that applied ten times for a position throughout a 5-year period. Yes, it sounds to be a lengthy process, but at times, a promotion requires time. Avoid changing a career if you do not see the results of a promotion currently.

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Bored at Work

Think deeply about this point. If you work a job that is repetitive, it is normal to feel bored. You can spice it up by changing the appearance of your desk, socializing with new employees in a different department, joining a leadership committee at work or coming to work with enthusiasm. Sometimes, all it takes is you to change jobs into a fun situation.

A career change can take time, networking, education and the job search process can be a journey. Here is a list of things to consider before making a final decision:

  • How long have you worked in your career?
  • What is the problem at work? Do you work well with the team?
  • Do you receive recognition?
  • Can you consider working in a new department?

If after reviewing your work situation and none of the above recommendations can help, then it’s time to make a career change.

How a Career Change Will Change Your Life

I have a friend that works in the medical industry. She was once a nurse working directly with patients in one of the top hospitals in her area. After five years, she started to internalize the issues with her patients to the point where she felt depressed after work hours. It impacted her relationship with her family and she almost lost herself.

One day, she decided to wake up and take control of her destiny. She started applying for new medical jobs in the office. It meant working on medical documentation of patients which is not an ideal career based on what society expects a medical professional to perform. But she started to feel happier.

It is a classic example of a person that was negatively impacted by issues at work, stayed in the same industry but changed careers.

A career change can fulfill a lifelong dream, increase one’s self-esteem or revive the excitement for one’s work.

You know a career change can be the right decision to make if you experience one or all of these:

  • Working in a negative workplace: Don’t be discouraged. A negative workplace can be changed by working at a new organization.
  • Working with a difficult boss: The challenges of working with a difficult boss can be stressful. All it takes is communication. You can address the issue directly with a manager professionally and respectfully.
  • Feeling lost about what you do: Most people stay at their jobs and settle for mediocrity because of the fear of failure or the unknown. The rise to success often comes with working a tedious role or stepping outside of one’s comfort zone. If you fear the idea of being involved in activities that are new, remember that life is short. Mediocrity will only continue to make you feel as if life is passing you by.

How to Make a Career Change Successfully

The ultimate key to success is to go through a career transition step by step to avoid making the wrong decision.

1. Write a Career Plan

A career plan has a dead line for action steps that includes taking new courses, learning a new language, networking or improving issues at work.[2] A career plan should be kept in your wallet because it will motivate you to keep pursuing the role.

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You can learn how to set your career plan here.

2. Weigh Your Options

If you have a degree in Accounting, write down five positions in this industry of interest. The good news is diplomas and degrees can be used to a variety of roles to choose.

You don’t have to stick to what society holds a top job. In the end, choosing the right role that will make you happy is priceless.

3. Be Real About the Pros and Cons

It is time to be honest about strengths, weaknesses, opportunities and threats in the job market that are impacting the current situation.

A SWOT Analysis of a career can include:[3]

  • Economic factors
  • Direct competition: Is this role in high demand?
  • Location: Do you need to move? If the goal is to work in tech and living in Cincinnati is not realistic, consider moving to San Francisco.
  • Achievements: To stand out from the competition achievements like awards, committee involvement, freelance work or volunteering is a recipe for success.
  • Education: Do you need to go back to school? Education can be expensive. However, online courses, webinars or self-study is an option.

    A career blueprint is the first step to creating realistic goals. A person without goals will be disappointed without a clear direction of what to do next.

    4. Find a Mentor or Career Coach

    A mentor or a career coach that works in the desired position can share the pros and cons of working in the role. Here is a list of questions to ask a mentor:

    • What is required to be successful in the role?
    • What certification or educational development is needed?
    • What are the challenges of the role?
    • Is there potential for career advancement?

    A chat at a coffee shop with a mentor can change your mind about the desire for a career change.

    Find out how to pick a good mentor for yourself in this article: How to Find a Mentor That Will Help You Succeed

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    5. Research Salary

    Some people decide to change careers for a role that pays less or perks like benefits to make up for the difference in previous to potential salary.

    It can reveal the cities throughout the country that offer a higher salary for those that have an interest in relocating for work.

    6. Be Realistic

    If your goal is to move up into an executive position, it is time to be honest about where you are in your career.

    For example, if boardroom meetings, high-level discussions about financials or attending weekly networking events are boring, an executive role may not be right for you. If you are an introvert and working with people every day is nerve wrecking, you need to reconsider a job in sales.

    Ask yourself if you can work in this role for the next five years of your life. If other benefits that come with the role are enticing, other roles are fit that will make you happy.

    7. Volunteer First

    A person that wants to become a manager should take on volunteer opportunities to experience the reality of the position.

    Becoming a committee member to pursue a presidential opportunity can provide a perspective on leadership, maintaining a budget and public speaking.

    Volunteer in a role until you are certain that it is the right opportunity.

    8. Prepare Your Career Tools

    I recommend asking a boss, colleague or mentor for career tools. If you prefer professional assistance, you can seek out resume writing assistance. Here is a list of things to consider when preparing career tools:

    • Online search: Search your name online to see what shows up. I recommend searching images that are on Facebook, Twitter, Snapchat or other sites on a personal account. The last thing you want to realize is the job search is unsuccessful because there is unprofessional content you posted online.
    • Be LinkedIn ready: Recruiters conduct a LinkedIn search to see if the work experience is the same on a resume. Remember to change the wording on LinkedIn from the resume, or it will appear there was no effort put into creating the profile.
    • Portfolio: A portfolio of work is recommended for people that work in the arts, writing, graphic design and other fields. I recommend a portfolio online and one that is available in hand when attending job interviews or networking meetups.
    • Cover letter: A good cover writer will always impress your potential employers. Here’s how to write a killer cover letter that stands out from others.

    Bottom Line

    It takes time to move towards a new career. Pay attention to the physical and mental signs to maintain your health. You deserve to work in happiness and come home stress-free. If you avoid the common mistakes people make, you will find a job and discover the role in a career field that is the best fit with your skillsets.

    Master these action steps and changing career paths will be on your terms to make the best decision for your future.

    More About Career Change

    Featured photo credit: Pexels via pexels.com

    Reference

    [1] Mental Health America: The State of Mental Health in America
    [2] MIT Global Education & Career Development: Make a Career Plan
    [3] Creately: Personal SWOT Analysis to Assess and Improve Yourself

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