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6 Tips To Stay Secure While Shopping Online

6 Tips To Stay Secure While Shopping Online

The holiday season is here, and that means consumers will be opening their wallets to gear up for parties, gift exchanges, and family gatherings— and an increasing amount of this spending is being done online. A survey conducted by UPS found that 2016 marked the first year where consumers reported making more purchases online than they did offline, at 51%; this is up from 48% in 2015 and 47% in 2014.

It’s easy to understand why so many of us have embraced online shopping: It’s easy, convenient, and far less stressful than cramming into a crowded mall or lining up outside a store at 3 a.m. in eight-degree weather. Unfortunately, online shopping has also opened up consumers to cyber crimes. While consumers scour online shopping sites for deals on gifts and Christmas decor, cybercriminals lurk behind the scenes, ready to harvest credit card information and personal data.

I spoke with Santosh Varughese, President and CEO of Cognetyx, about what consumers can do to stay safe from cybersecurity threats while shopping online. Here’s the insight he shared with me:

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1. Make Sure Your Devices Are Up To Date And Have Anti-Virus Protection

The first step to protecting yourself from cyber crimes is to ensure that all of your devices, whether a desktop, laptop or cellphone, are kept up to date. New cyber threats emerge daily, and OS and software updates often can address them. This includes updating your web browsers—something that’s easy to overlook.

No computer should be without anti-virus protection (not even Macs). Preferably, your anti-virus software should include additional cyber attack protection, such as firewalls and spam filtering.

2. Secure Your Home Network

Most people don’t change the default passwords their devices are shipped with. These default passwords are widely available online. Armed with this information, hackers are able to take control of peoples’ routers and other smart devices, often without their knowledge, that are then used to launch a massive cybersecurity attack.

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  • If you have not yet changed your router’s default password, do so immediately, as well as the default passwords for your smart TV and any other smart devices in your home. Hackers can use ‘unsecure these devices’ to break into your network and make their way to your computer.
  • Ensure that your wifi network is secured with WPA2 and requires a strong password for access. Change the default password your internet provider assigned you when your internet service was first connected.

3. Stick With Known Retailers And Double-Check URLs

Sticking with popular and reputable e-commerce sites, such as Amazon, Walmart, or eBay, is always a good practice. However, it is incredibly easy for hackers to set up a phoney version of a legitimate retailer’s website, so always check to make sure you are accessing the website you think you are:

  • When in doubt, use an online fake website detector.
  • Beware of buying from sites with domains that end in “.org”, “.tv”, and other extensions that are almost never used in e-commerce.
  • Look for a “green lock” indicator directly to the left of the URL. If this is missing, this means the site does not have a high level of security that has been guaranteed by a known entity such asVerisign or Symantec.
  • Make sure that the website’s address begins in “https,” which indicates that the website is secure and the information provided by you will be encrypted.
  • Double-check the site’s URL for minor variations in spelling.
  • Type in the URL by hand or use your browser bookmark; never follow links from social media posts, emails, or SMS messages.

4. Be Careful Using Mobile Shopping Apps

Mobile internet access is exploding, with mobile representing over 65% of all digital media time – and apps are being used more often than mobile websites. Mobile analytics company, App Annie, reported that consumers spent a whopping 80 million hours on mobile shopping apps in the week leading up to Black Friday this year. Shopping apps are convenient and often offer better functionality on a mobile device than a website. However, just as hackers can set up phoney websites, they can also build fake shopping apps, so follow these precautions:

  • Download shopping apps only from reputable sources, such as the Google Play Store or the Apple App store.
  • Before downloading an app, read the reviews and comments to see if anyone else noted something suspicious – or if the app has nothing but glowing reviews that sound like they were all written by the same person.
  • Don’t just click “I agree” without reading what permissions an app asks for. Read them carefully, and if you see something that bothers you or that doesn’t make sense, such as if the app wants to access your contacts, don’t allow it to do so – or discontinue the installation.

Additionally, you should always log out of online shopping (and banking) apps completely after you are done using them, and don’t let your mobile device store any of your passwords or payment information. Enable a passcode on your phone or tablet in case your device is stolen.

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5. Pay Safe

When shopping online, payment methods matter:

  • Never pay for an online purchase with a wire transfer; this is a favorite method of scammers.
  • Avoid paying with debit cards or e-checks, as this could tie up the money in your bank account during a dispute. Use a credit card with strong fraud protection or a Paypal account that is linked to one.
  • If you don’t have a credit card, use a prepaid debit card.

Additionally, you should never access your bank account, make purchases, or transmit any other sensitive data over public wifi networks, such as those found in hotels, airports, and restaurants. If you need to buy something or access your bank account while on the go, set up your mobile phone as a secure wifi hotspot and tether your computer to it. Make sure that you set up the tethering using a secure password and WPA2 security, and turn off the tethering capability when you are finished using it.

6. Consider Using a VPN

For extra protection when shopping or banking online, consider using a VPN, or a virtual private network. A VPN creates a secure, encrypted connection between your computer and the VPN provider’s server, allowing you to make purchases and access your bank account even on an unsecured or public wifi connection. This prevents anyone from intercepting your activity in a man-in-the-middle attack. Using a VPN is easy and requires no additional hardware, and any desktop, laptop, or mobile device can use a VPN. There are multiple VPN services available; some are free, while others require a paid subscription.

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Shopping apps, “deal” websites, one-click checkout—the same technological advances that have made online shopping so easy have also made it possible for hackers to compromise the networks of even the biggest retailers. But by taking proactive steps to protect yourself and your personal data, you can keep cyber criminals from spoiling your holidays.

Featured photo credit: Shutterstock via shutterstock.com

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Hira Saeed

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Last Updated on August 16, 2019

10 Best Calendar Apps to Stay on Track in 2019

10 Best Calendar Apps to Stay on Track in 2019

The success of our day is largely dependent on the quality of our planning. Not to miss out anything in their to-dos, some people prefer to make a list of upcoming tasks in a notebook, while others have long started using digital technology solutions.

Calendar applications are some of the main tools that are worth using to organize our life and plan your time carefully.

Many people have switched to specific tools; however, there are still some who do not use calendars on a daily basis. They may find some applications uncomfortable to use, non-functional, or expensive.

In this article, we are going to check out the best calendars apps to help you stay organized.

1. Cal Calendar

    Cal Calendar has recently appeared on the market of mobile applications (Android, iOS). It is the brainchild of the development team of Any.do that features impressive functionality and well-thought-out design.

    The application comes with many great features, including support for Exchange and Google Calendar, widgets, voice recording, and many more.

    Cal Calendar has direct integration with Any.Do To-Do List, which gives you a unique tandem of two applications.

    Apart from its extended functionality, Cal Calendar is easy to use. The creation of events is very simple and fast.

    What is more, depending on the name of the event, the application automatically adds contacts and geolocation data to the entry description. You can even import your lists and entries from Any.do.

    Cal Calendar is a great option for any type of user. It is very convenient and doesn’t overcomplicate the mode of display.

    Another good thing is that this tool is available for free, so you can use it without spending a dime for the software.

    Available for iOS and Android

    2. Google Calendar

      Google Calendar is the official calendar for Android devices that has been tested out by many users around the globe. If you are right now trying to get away from it, consider changing your mind.

      Since this application is installed on most Android devices by default, many users think that there is nothing special in this program. They are wrong.

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      Google has been updating its calendar for quite a few years, and now it comes in Material Design with advanced event features, direct integration into other Google services (for example, supports reminders and Google Now), and comes with Exchange support.

      The program is super easy and will not cost a dime for you. It is a good thing, right?

      Available for iOS and Android

      3. Jorte Calendar

        Jorte Calendar is one of the most popular calendar applications in the Google Play store.

        The program features a wide range of configuration options, with many design alternatives. You can adjust display mode to your needs and view calendar entries sorted by month, week, or day (by hours). It is convenient for quickly picking the desired date, using task bars, and setting reminders.

        Apart from its ordinary information storing function, this application can be a special cloud service, Jorte Cloud, allowing you to synchronize calendars, schedules, and task lists on multiple devices. The application also supports data importing from Google Calendar.

        For those paying attention to the program design, there is also Jorte Store, where you can buy styles and icons to personalize the calendar. This feature makes Jorte is one of the brightest calendar applications.

        A basic version of the app is free of charge, so if you do not want to spend money on a calendar application, it is a good option.

        Available for iOS and Android

        4. Business Calendar

          Business Calendar is geared towards people who use their calendar for work purposes and business task planning. It offers different modes with wide configuration capabilities.

          The application gives a default view mode by months, and events can be marked in different colors. Display modes/ sorting can be adjusted to your needs (by month, day, year, or events).

          You can also set a multi-day viewing mode to see how things look for the next few days. Scrolling up and down moves you by month, and if you check a few days, they will be shown in a more detailed form.

          The day display mode offers hourly scheduling, and the schedule mode provides a detailed schedule for a single event.

          Business Calendar is a great tool for planning/ scheduling cases, tasks, and events. There is a support for recurring events, which can be set up in just a few clicks.

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          Having purchased software, you can use it to import and export other calendars, delete, copy, or move several events at the same time.

          Android Business Calendar application may seem somewhat chaotic, but it works fine and is easy to work with if you play with it for a while.

          A full version of the application is available for $4.99, but you can also find a free version for the app test drive.

          Available for Android

          5. aCalendar

            aCalendar opens our collection of top 10 calendar applications available on the market today. With its appealing design, easy navigation, and great functionality, it is one of the most popular calendar apps in our list.

            Some of extra functions include color schemes for each case type (48 colors to choose from), different types of demonstrations, different widgets, moon phases, and much more.

            Taking into account it functionality, aCalendar is a reliable calendar application that has an easy-to-navigate interface with three display options. Scrolling from side to side allows you to switch between the display modes of the month, week and day.

            When scrolling down and up, you are moving through the calendar at intervals in accordance with the selected display mode.

            Apart from its time planning feature, aCalendar synchronizes photos from contact lists or social networks to remind you about birthdays, anniversaries, or any other special dates.

            The program also supports data transfer through NFC and full-screen widgets, which eases your work with any data.

            The program is available for free, but you can also get even more features if you buy the extended version of software for $4.99.

            Available for Android

            6. DigiCal Calendar

              DigiCal Calendar is very similar to Cal Calendar in the fact that the application focuses on design more than on its functionality. However, this doesn’t mean that the application doesn’t serve the purpose.

              With this calendar application, you can synchronize all your calendars and view them in different ways.

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              Along with the basic functions, this program comes with support for Google Calendar, Outlook, and includes some unique and interesting features. You can match keywords to the image or set up a dark theme.

              The app can even show you the weather forecast for three days. There are many other features that deserve the attention of people who really like to use calendar applications.

              Available for Android

              7. SolCalendar

                SolCalendar can be called a universal application. It claims to be an all-in-one digital solution having a basic calendar functionality combined with some other advanced features, such as weather forecast for a specific day.

                The application supports Google Calendar, as well as tasks, widgets, lunar calendar and even Foursquare.

                Those searching for a calendar application to cover just everything in its functionality, SolCalendar is a program to consider. There are a lot of interesting things in this application; the program does an excellent job working in “all-in-one” mode.

                Test SolCalendar – the application is available for free. You can test it out without purchasing the service.

                Available for Android

                8. Calendar

                  Calendar is a relatively new app. It works as a web app and for both iOS and Android devices. It is an intelligent app that learns your contacts, schedule and tasks. It also helps you schedule and arrange meetings according to your available time slots.

                  A good thing about Calendar is that it allows you to sync up with other calendars you use such as Apple Calendar and Google Calendar. And so you can manage all the calendars you have in one place.

                  Calendar also gives you analytics of your meetings, giving you a clear picture on how you can improve your time management.

                  Available for Desktop, iOS and Android

                  9. Today Calendar

                    Today Calendar is one of the most hip and edgy calendars in our list. The solution was one of the first ones that really embraced Material Design and remains one of the few that adhere to the neat style.

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                    The calendar application offers bold colors, simple controls, and great functionality. This is not as heavy an application as many others; it will not eat all the memory of your device.

                    If you are not searching for something complicated and over-functional, Today Calendar is what you need. You can always test the application before paying for it – the program is available for free.

                    Available for Android

                    10. Calendar Widget: Month

                      Sometimes people do not need a heap of calendar applications. They would prefer to have one efficient calendar widget.

                      Calendar Widget: Month perfectly fills this niche and meets all the needs of a modern user. It has some features of an ordinary calendar, but the real great thing about this software is that it has 80 or more themes in its library.

                      The design of the application is great; the themes are perfectly tuned. There are options for almost any theme of your smartphone. The only drawback is the fact that the widget memory is not too large, and you should be ready for it.

                      This simple calendar widget was created in the image and semblance of widgets from Yahoo. The widget window displays one calendar month with the ability to go to the previous and move to the next one.

                      If you need a simple and affordable calendar to plan your tasks and affairs for one month, this widget is ideal for you. Calendar Widget: Month is so simple that it does not even have Google Calendar support.

                      At the moment, it does not have the function of connecting any third-party calendars and services. Developers allow the possibility of introducing support for Google service as an addition to the widget, if users request to have this opportunity.

                      Available for Android

                      Our Verdict

                      Searching for the right application to manage your various calendars and plan your busy day can sometimes turn into a streak of obstacles.

                      Most of us need flexible applications that can be easily used to manage our tough schedule. The application should have all necessary time planning functions and be intuitive.

                      Stylish design and limitless compatibility also matter. It is not always easy to find such a program.

                      The above digital calendar solutions fall under the category “worth” of being used. They are modern, multifunctional, easy, and easy. Pick the one you like!

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                      Featured photo credit: Unsplash via unsplash.com

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