Advertising
Advertising

Tips to Find Branded Laptops For College at a Cheap Price

Tips to Find Branded Laptops For College at a Cheap Price

These days every college student needs a laptop when in lectures, studying, or doing research. It’s a great way to take notes, making sure you have jotted down all the important information you need. This helps you prepare for future assignments and exams. Laptops are safer, too, especially with the introduction of online storage drives that protect your content in case your laptop gets stolen or lost. However, most college students struggle with finances, and often can’t afford brand name laptops with longer batteries, quality graphics, RAM, or hard drives. Because of this, college students often settle for low budget machines that end up being a headache instead of a positive addition to college life.

In 2007, I ran my own online store, and got brand name machines for a fraction of the price. Many times, I would go through the manufacturer, but a lot of times I would go hunting to find the best bargains. Even though this was in 2007, you can still utilize some of my shopping strategies today; I’ve listed them below to help you find brand name laptops for almost 50% off.

Know the Specs

Here’s the thing…

Advertising

Many college students don’t know what they want, and don’t pay attention to specifications. For you to start looking for the right bargain, you need a clear idea of what type of machine you need. Once you know the specifications, you’ll be able to compare prices from different sellers, narrowing it down to the best pricing. For example, when someone would call me about a quote, I always asked this question: What type of machine and specs are you looking for? This would allow me to narrow down my search, providing the buyer with the right information and quote.

For you to find brand name laptops for cheap, you need to know what you’re looking for. Think about the following:

  • Hard drive storage
  • Graphics card
  • RAM
  • Preloaded software
  • Keyword type
  • Brand preference
  • Wireless and/or Ethernet
  • Processor

Grab a piece of paper and write down what your minimum and maximum requirements are.

Advertising

You can also visit some review websites to find out what others are saying about the best laptops for college students. You’ll find a complete list of laptops, specs, and places where you can even order them online. Skim through each one and pay close attention to specs, brand, and price so you find one that fits your exact preference.

eBay.com

This is one of the best places to find laptops for a bargain because some people are looking for quick cash. Many times, people buy an expensive laptop, and right after running into financial crisis 90% of people usually invest in a laptop with a higher configuration than they need, so during tough times they may downgrade if necessary. For example, I can sell an expensive laptop for a lower price and still buy another one to surf the internet, send emails, etc. If you start skimming on eBay.com, you’ll find a handful of laptops for a cheaper price because people either upgraded quickly or need some extra cash.

Here’s a bonus on how to cut costs even more: Look for the “Make Offer” button because you can send in a cheaper offer than what’s listed. You might be able to save an additional $20-$50 dollars.

Advertising

Kijiji.com

The funny thing is, Kijiji.com is owned by eBay.com, and it’s more of a classified marketplace. This is for people who don’t want to wait for bidding to end or are looking to sell even quicker. Start by typing in the item number in the search bar and skim through the results. If it’s a popular model you’re looking for, then I’m sure you’ll see it listed for a fraction of the price. For example, here’s a listing for an iPhone 7 Plus 256GB which is normally $1400 CAD.

    As you can see, you’ll find some for $1200, $1080, etc. However, keep in mind you can continue to negotiate for a lower price.

    Advertising

    Refurbished (with warranty)

    I did a quick search in Google for “refurbished laptops,” and more than 10 websites showed up in the search results. If you are tight on money, then this is an option you should explore. Refurbished doesn’t mean they didn’t work and have been fixed, it just means they have been cleaned up, or were demo machines that were displayed in stores. These machines also come with a 3-month warranty, with some stores offering a warranty extension for up to one year.

    Some of the stores that showed up are in my or area, and so are worth checking out in person. Do a quick search and visit some stores close by to test out the products before purchasing and build that comfort level. Just make sure you visit a store that has been around for years, and with a solid reputation. You can read reviews on the store by doing a quick search in Google again.

    College Bursaries

    Many colleges have bursaries in place to help students with tough financial situations or special needs; however, to do this you have to apply and fill out supporting documentation to get approved. If you qualify, then the college will give you some money to purchase a laptop for school, or connect you with a store partner to provide a brand name laptop for a discounted price. Head over to your college bursary department to find out what’s available to you, and how you can start the application process.

    Final Thoughts

    As a college student, it can be very hard trying to purchase high-quality gadgets because of the financial burden they place on your life. However, we live in a time where it’s very easy to browse online and find what we’re looking for at a fraction of the price. I would suggest you start applying some of the strategies listed above to find what your looking for, and always do your research beforehand. Knowing what you want will make it easier for you to locate and choose the right item.

    Featured photo credit: journalstar.com via journalstar.com

    More by this author

    Rizvan Ullah

    Online Blogger

    A General Guide to Disputing Your Public Record In New York 4 Major Changes in Men After Turning 50 Years Old Success Habits of The Worlds Wealthiest People Strategies to Find the Best Attorney When You Need One How to Create an Effective Sales Funnel

    Trending in Money

    1 How to Nix Your Credit Card Debt in Less Than 3 Years 2 Top 5 Spending Tracker Apps to Manage Your Budget Smart in 2019 3 How to Use Credit Cards While Staying Out of Debt 4 How to Use Debt Snowball to Get out from a Financial Avalanche 5 How Personal Finance Software Helps You Get More Out of Your Money

    Read Next

    Advertising
    Advertising
    Advertising

    Last Updated on April 3, 2019

    How to Nix Your Credit Card Debt in Less Than 3 Years

    How to Nix Your Credit Card Debt in Less Than 3 Years

    Debt is never a fun thing to be in. But, there are many actions that you can take that will help you rid yourself of the burden of debt once and for all.

    By coming up with a set plan, eliminating your debt can feel much easier than constantly thinking about it.

    This post will provide some tips on how you can do this to help you nix your credit card debt in less than 3 years.

    Hint: there are ways that are easier than you think.

    1. Consider Consolidating Multiple Credit Cards If Possible

    This may not be applicable to you, but if you have multiple cards – it is something to consider. Keeping up with multiple bills is time consuming.

    It will depend on the balance you have on each. Consolidate ones you can but do not do it to the point that you get too close to the maximum limit. Also, it is ideal to pick the card with the lower interest rate.

    Consider if there are any fees or alternatively, rewards, with transferring a balance to another card. Watch out for fees. Note that some cards offer rewards for transferring a balance to them. This is extra cash that can help go towards paying off your debt.

    Advertising

    Having one or two cards can make nixing your debt much simpler than keeping up with the balance of a bunch of cards. Keeping track of paying the minimum towards a bunch of cards is time consuming. Spend the time to consolidate instead to make the overall process simpler going forward.

    My tip: Have one main credit card. Have a second one that you use for necessities – such as groceries or gas – that offers rewards for those purchases (a lot of cards do) and set the second one on auto-pay. You should be able to pay off a smaller amount on auto-pay if it is a necessity. If you think you cannot, then you may need to cut down a lot on expenses.

    Why do I suggest doing this? Having one thing set to auto-pay is one less thing to think about. One less thing to waste time on. Same idea with consolidating to one main card. Tracking down too many is a hassle.

    2. Try to Pay the Full Balance You Spent Each Month at the Very Least

    You need to pay off the amount you are spending each month when that bill comes in. This is the amount you spent THAT month.

    Do not let the debt keep accruing while you work on paying any unpaid debt that has accrued. It will become a never-ending battle. Try as best as you can to be current on paying for each month’s expenses when that month’s bill comes out.

    If this is a strain, consider why. You may need to cut expenses. Or you may need to consider other cards. Or look at where this money is going.

    3. Pay Extra When You Can – Every Small Amount Counts

    This cannot be emphasized enough. If you are looking at a lot of credit card debt, it can look daunting, but each extra amount that you can put towards the debt will really add up – no matter how small it is.

    Advertising

    It does not just reduce the principal amount that you have left to pay off, but it reduces the amount that is collecting interest. You will always save money with that reduced interest.

    4. Create a Plan on How to Pay Extra

    Back to the main point, having this plan is giving you one less thing to think about.

    This plan should be a plan that works for you. If it does not work for you, your spending habits, and your views on debt, then it will not be an effective plan.

    For instance, if a set plan of an extra $50 (or another amount that you know you can afford) works for you, then do that. Set that aside every month and pay that extra amount. Treat it like a bill. Choose an amount that works for you and pay it like clockwork as though it was a bill you had to pay each month.

    Little amounts will not nix it entirely, but they will help tackle it and having a set plan can make it less of a chore. Creating a new plan of how much to put towards it each month is an unnecessary added stress.

    5. Cut out Costs for Services You Do Not Use

    If you are signed up for subscriptions that you do not use because of some free trial or for some other reason, cut it out. Your overall financial position will look better.

    In turn, that will make cutting your credit card debt easier. Look at your statements to find these expenses. If you do not use them, you may forget you are paying some unnecessary amount each month. Cutting it out can really add up in savings that you can put towards other needed expenses.

    Advertising

    6. Get Aggressive About It

    Consider these points:

    Depending on the interest and the level of debt, you may need to give up a few indulgences. For example, instead of ordering delivery or going out to eat, cook at home. Everything adds up.

    Other things may be more of a sacrifice. It may be a trip you wanted to go on, or a daily latte habit you’ve picked up. In these instances, consider how important it is to you and if it’s worth the sacrifice. And if it is a costly expense, think whether you can wait to indulge.

    Cutting an extravagant expense can really help make a dent in your overall debt. Try not to add to debt when you are trying to pay it off. It will be a never-ending battle. Make it less of a battle with these tips and it will feel easier.

    Bottom line: Do what you can to make this process easier for you. Implement steps that do this. It takes time now, but will help overall. Also, keep track of your spending and paying down of your debts. Which is the next point.

    7. Reevaluate Your Progress at Set Intervals

    Doing a regular check-in can help you see your efforts pay off or maybe indicate that you need to give this a bit more effort. If you check every 3-6 months, it will not feel so much like a chore or feel so daunting.

    By doing this, you will be able to better understand your progress and perhaps readjust your plan. Bonus: if you see it pay off, it will feel great to do this check-in. You will get there.

    Advertising

    Finally (and most importantly)…

    8. Keep Trying

    Do not get discouraged. Pushing it off will make it worse. Just keep trying.

    Once your debt becomes lower, each monthly payment will reduce the balance more. Why? You are paying less towards interest. It will be a snowball effect eventually and it will become much easier to manage. Just get to that point. And know once you do, it will feel easier and motivating.

    Start Knocking out Your Debt Today

    The best way to eliminate debt is to get started right away. Begin by implementing the above steps and watch your debt just melt away. Try out some of the above strategies and see what works best for you. Soon you’ll be on your way to a debt free life.

    More Resources About Better Money Management

    Featured photo credit: Pexels via pexels.com

    Read Next