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Tips to Find Branded Laptops For College at a Cheap Price

Tips to Find Branded Laptops For College at a Cheap Price

These days every college student needs a laptop when in lectures, studying, or doing research. It’s a great way to take notes, making sure you have jotted down all the important information you need. This helps you prepare for future assignments and exams. Laptops are safer, too, especially with the introduction of online storage drives that protect your content in case your laptop gets stolen or lost. However, most college students struggle with finances, and often can’t afford brand name laptops with longer batteries, quality graphics, RAM, or hard drives. Because of this, college students often settle for low budget machines that end up being a headache instead of a positive addition to college life.

In 2007, I ran my own online store, and got brand name machines for a fraction of the price. Many times, I would go through the manufacturer, but a lot of times I would go hunting to find the best bargains. Even though this was in 2007, you can still utilize some of my shopping strategies today; I’ve listed them below to help you find brand name laptops for almost 50% off.

Know the Specs

Here’s the thing…

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Many college students don’t know what they want, and don’t pay attention to specifications. For you to start looking for the right bargain, you need a clear idea of what type of machine you need. Once you know the specifications, you’ll be able to compare prices from different sellers, narrowing it down to the best pricing. For example, when someone would call me about a quote, I always asked this question: What type of machine and specs are you looking for? This would allow me to narrow down my search, providing the buyer with the right information and quote.

For you to find brand name laptops for cheap, you need to know what you’re looking for. Think about the following:

  • Hard drive storage
  • Graphics card
  • RAM
  • Preloaded software
  • Keyword type
  • Brand preference
  • Wireless and/or Ethernet
  • Processor

Grab a piece of paper and write down what your minimum and maximum requirements are.

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You can also visit some review websites to find out what others are saying about the best laptops for college students. You’ll find a complete list of laptops, specs, and places where you can even order them online. Skim through each one and pay close attention to specs, brand, and price so you find one that fits your exact preference.

eBay.com

This is one of the best places to find laptops for a bargain because some people are looking for quick cash. Many times, people buy an expensive laptop, and right after running into financial crisis 90% of people usually invest in a laptop with a higher configuration than they need, so during tough times they may downgrade if necessary. For example, I can sell an expensive laptop for a lower price and still buy another one to surf the internet, send emails, etc. If you start skimming on eBay.com, you’ll find a handful of laptops for a cheaper price because people either upgraded quickly or need some extra cash.

Here’s a bonus on how to cut costs even more: Look for the “Make Offer” button because you can send in a cheaper offer than what’s listed. You might be able to save an additional $20-$50 dollars.

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Kijiji.com

The funny thing is, Kijiji.com is owned by eBay.com, and it’s more of a classified marketplace. This is for people who don’t want to wait for bidding to end or are looking to sell even quicker. Start by typing in the item number in the search bar and skim through the results. If it’s a popular model you’re looking for, then I’m sure you’ll see it listed for a fraction of the price. For example, here’s a listing for an iPhone 7 Plus 256GB which is normally $1400 CAD.

    As you can see, you’ll find some for $1200, $1080, etc. However, keep in mind you can continue to negotiate for a lower price.

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    Refurbished (with warranty)

    I did a quick search in Google for “refurbished laptops,” and more than 10 websites showed up in the search results. If you are tight on money, then this is an option you should explore. Refurbished doesn’t mean they didn’t work and have been fixed, it just means they have been cleaned up, or were demo machines that were displayed in stores. These machines also come with a 3-month warranty, with some stores offering a warranty extension for up to one year.

    Some of the stores that showed up are in my or area, and so are worth checking out in person. Do a quick search and visit some stores close by to test out the products before purchasing and build that comfort level. Just make sure you visit a store that has been around for years, and with a solid reputation. You can read reviews on the store by doing a quick search in Google again.

    College Bursaries

    Many colleges have bursaries in place to help students with tough financial situations or special needs; however, to do this you have to apply and fill out supporting documentation to get approved. If you qualify, then the college will give you some money to purchase a laptop for school, or connect you with a store partner to provide a brand name laptop for a discounted price. Head over to your college bursary department to find out what’s available to you, and how you can start the application process.

    Final Thoughts

    As a college student, it can be very hard trying to purchase high-quality gadgets because of the financial burden they place on your life. However, we live in a time where it’s very easy to browse online and find what we’re looking for at a fraction of the price. I would suggest you start applying some of the strategies listed above to find what your looking for, and always do your research beforehand. Knowing what you want will make it easier for you to locate and choose the right item.

    Featured photo credit: journalstar.com via journalstar.com

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    Rizvan Ullah

    Online Blogger

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    Published on November 20, 2018

    The Best Ways to Save Money Even Impulsive Spenders Can Get Behind

    The Best Ways to Save Money Even Impulsive Spenders Can Get Behind

    The truth is, there are many “money saving guides” online, but most don’t cover the root issue for not saving.

    Once I’d discovered a few key factors that allowed me to save 10k in one year, I realized why most articles couldn’t help me. The problem is that even with the right strategies you can still fail to save money. You need to have the right systems in place and the right mindset.

    In this guide, I’ll cover the best ways to save money — practical yet powerful steps you can take to start saving more. It won’t be easy but with hard work, I’m confident you’ll be able to save more money–even if you’re an impulsive spender.

    Why Your Past Prevents You from Saving Money

    Are you constantly thinking about your financial mistakes?

    If so, these thoughts are holding you back from saving.

    I get it, you wish you could go back in time to avoid your financial downfalls. But dwelling over your past will only rob you from your future. Instead, reflect on your mistakes and ask yourself what lessons you can learn from them.

    It wasn’t easy for me to accept that I had accumulated thousands of dollars in credit card debt. Once I did, I started heading in the right direction. Embrace your past failures and use them as an opportunity to set new financial goals.

    For example, after accepting that you’re thousands of dollars in debt create a plan to be debt free in a year or two. This way when you’ll be at peace even when you get negative thoughts about your finances. Now you can focus more time on saving and less on your past financial mistakes.

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    How to Effortlessly Track Your Spending

    Stop manually tracking your spending.

    Leverage powerful analytic tools such as Personal Capital and these money management apps to do the work for you. This tool has worked for me and has kept me motivated to why I’m saving in the first place. Once you login to your Personal Capital dashboard, you’re able to view your net worth.

    When I’d first signed up with Personal Capital, I had a negative net worth, but this motivated me to save more. With this tool, you can also view your spending patterns, expenses, and how much money you’re saving.

    Use your net worth as your north star to saving more. Whenever you experience financial setbacks, view how far you’ve come along. Saving money is only half the battle, being consistent is the other half.

    The Truth on Why You Keep Failing

    Saving money isn’t sexy. If it was, wouldn’t everyone be doing it?

    Some people are natural savers, but most are impulsive spenders. Instead of denying that you’re an impulsive spender, embrace it.

    Don’t try to save 60 to 70% of your income if this means you’ll live a miserable life. Saving money isn’t a race but a marathon. You’re saving for retirement and for large purchases.

    If you’re currently having a hard time saving, start spending more money on nice things. This may sound counterintuitive but hear me out. Wouldn’t it be better to save $200 each month for 12 months instead of $500 for 3 months?

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    Most people run into trouble because they create budgets that set them up for failure. This system won’t work for those who are frugal, but chances are they don’t need help saving. This system is for those who can’t save money and need to be rewarded for their hard work.

    Only because you’re buying nice things doesn’t mean that you’ll save less. Here are some rules you should have in place:

    1. Save more than 50% of your available money (after expenses)
    2. Only buy nice things after saving
    3. Automate your savings with automatic bank transfers

    These are the same rules that helped me save thousands each year while buying the latest iPhone. Focus only on items that are important to you. Remember, you can afford anything but not everything.

    How to Foolproof Yourself out of Debt

    Personal finance is a game. On one end, you’re earning money; and on the to other, you’re saving. But what ends up counting in the end isn’t how much you earn but how much you save. Research shows that about 60% of Americans spend more than they save.[1]

    So how can you separate yourself from the 60%?

    By not accumulating more debt. This way you’ll have more money to save and avoid having more financial obligations. A great way to stop accumulating debt is using cash to pay for all your transactions.

    This will be challenging, depending on how reliant you are with your credit card, but it’s worth the effort. Not only will you stop accruing debt, but you’ll also be more conscious with what you buy.

    For example, you’ll think twice about purchasing a new $200 headphone despite having the cash to buy them. According to a poll conducted by The CreditCards.com, 5 out of 6 Americans are impulsive spenders.[2]

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    Telling yourself that you’ll have the discipline to not buy things won’t cut it. This is equal to having junk food in your fridge while trying to eat healthy–it’s only a matter of time before you slip. By using cash to make your purchases, you’ll spend less and save more.

    A Proven Formula to Skyrocket Your Savings

    Having proven systems in place to help you save more is important, but they’re not the best way to save money.

    You can search for dozens of ways to save money, but there’ll always be a limit. Instead of spending the majority of your effort saving, look for ways to increase your income. The truth is that once you have the right systems in place, saving is easy.

    What’s challenging is earning more money. There are many routes you can take to achieve this. For example, you can work long and hard at your current job to earn a raise. But there’s one problem–you’re depending on someone else to give you a raise.

    Your company will have to have the budget, and you’ll have to know how to toot your own horn to get this raise. This isn’t to say that earning a raise is impossible, but things are better when you’re in control right? That’s why building a side-hustle is the best way to increase your income.

    Think of your side-hustle as a part-time job doing something you enjoy. You can sell items on eBay for a profit, or design websites for small businesses. Building a side-hustle will be on the hardest things you’ll do, be too stubborn to quit.

    During the early stages, you won’t be making money and that’s okay. Since you already have a source of income, you won’t be dependent on your side-hustle to pay for your expenses. Depending on how much time you invest in your side-hustle, it can one day replace your current income.

    Whatever route you take, focus more on earning and save as much as possible. You have more control than you give yourself credit for.

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    Transform Yourself into a Saving Money Machine

    Saving money isn’t complicated but it’s one of the hardest things you’ll do.

    By learning from your mistakes and rewarding yourself after saving you’ll save more. What would you do with an extra $200 or $500 each month? To some, this is life-changing money that can improve the quality of their lives.

    The truth is saving money is an art. Save too much and you’ll quit, but save too little and you’ll pay for the consequences in the future. Saving money takes effort and having the right systems in place.

    Imagine if you’d started saving an extra $100 this next month? Or, saved $20K in one year? Although it’s hard to imagine, this can be your reality if you follow the principles covered in this guide.

    Take a moment to brainstorm which goals you’d be able to reach if you had extra money each month. Use these goals as motivation to help you stay on track on your journey to saving more. If I was able to save thousands of dollars with little guidance, imagine what you’ll be able to do.

    What are you waiting for? Go and start saving money, the sky is your limit.

    Featured photo credit: rawpixel via unsplash.com

    Reference

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