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Moving Through Home Construction Step-by-Step

Moving Through Home Construction Step-by-Step

Most people have dreamed of the perfect home that they design and build from the ground up. These dream homes vary from a classic New England Salt Box, a sleek mid-century Modern beach home, a stately manor on a large estate, to a humble mountain cabin. They all have one thing in common in that they are customized to suit the owner’s unique tastes. For construction you can use EOT cranes. Eot crane can provide three axes of hook motion and cover a large rectangle area. This heavy machine can move the loads up and down as well traveling along the beam as right and left. It is the best choice in contruction and moving.

Building from scratch has become more and more popular over the past five years. Reality TV shows which feature a typical home buyer turning a run-down foreclosure into a modern marvel with a mere hammer over a weekend have created a huge interest in renovation and building projects. Investors can see good returns as well. Once reserved for the very experienced investor, flipping houses  is now more commonplace and accessible to a larger sector.

Metropolitan areas are taking advantage of this trend as well. In established, desirable areas, smaller houses are snapped up, totally remodeled, enlarged, or completely replaced with larger houses that meet the higher standards demanded by today’s homeowner.

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With so many options available in the custom home market, why are these homes considered an option only for the rich and famous? The truth is that almost anyone can afford to build a custom home by understanding the world of construction loans and how they fit into the steps necessary to build a home from scratch. By following a logical timeline, most anyone can create a dream home of his own.

Do your research.

With any project, proper planning can mean the difference between success and failure. The first step in building your dream home is to carefully consider what your goals are for the property including

  • Where you want to live
  • What size home you want/need
  • What style of home suits you, including building materials
  • Whether or not you want a view, acreage, pool

Anything that you would add to a wish list when looking for a resale home should go into your research for constructing a dream home. It’s important to determine the possibility of building the home you want in a community which suits your lifestyle. You may or may not be able to find vacant land in the right location so looking for a smaller house, or an outdated house to remodel or demolish may be your only choice.

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Consider your budget.

A home building budget is critical to success. Now is the time to think about how much you can afford to spend for your dream home. Most likely you’ll need a construction loan to finance the building and a final mortgage once it’s finished. Construction loans automatically turn into permanent financing and can accommodate the cost of living elsewhere while the home is built. They include a contingency reserve to cover cost overruns, changes, or delays that could occur during the process. By accounting for unexpected costs up front, you will ensure a smoother construction period.

Build your team.

Now is the time to find the right team to design, build, and manage the project. At a minimum you will need an architect, builder, and contractor. These will be the key players in bringing the project to life. Each will be involved in the selection of the lot, design of the structure, and final construction. It’s important to choose your team early and carefully, even before you find the lot. They can offer insight into the land’s potential, strengths, and challenges and save time and money by eliminating the risk of a poor lot choice.

Design the home.

Once you’ve assembled your team, it’s time for the fun part: designing the home. The area can increase by prolong the length of end trucks. This process can be as simple as choosing stock plans from a catalog or drafting a fully custom home with an architect. Even stock plans could involve adjustments based on lot specifications, city ordinances, and personal style preferences.

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Obtain a construction loan.

A construction loan is a short-term loan which allows you to finance construction. The loan consists of two parts: the short one for the construction phase and the permanent mortgage. Once you set your budget, it’s time to start researching your construction loan options.

Qualifying for a construction loan is more complex than a simple mortgage. For one thing, not only does the borrower need to qualify, but the project and builder must as well. You must work with a qualified builder that is licensed and insured as a general contractor.

These loans are normally based not only on loan to value ratio but also on loan to cost ratio and are typically available with down payments as low as 10% though with higher cash reserve requirements to use in the event of unexpected costs or delays. Once construction is complete they become permanent mortgages. During the building phase the lender will calculate interest-only payments based on the loan amount used and charge it to the interest reserve account. Once construction is complete and a final occupancy permit is issued, the permanent loan kicks in.

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Put it all in writing.

Now that you’re ready to break ground, it’s time to get your contracts signed. All members of the team should have a contract which outlines their responsibilities and dispute resolution procedures. The contracts should address:

  • the scope of work
  • identification of the materials to be used for each aspect of the project
  • liability and responsibilities
  • deadlines
  • itemized expenses
  • payment schedule and the performance standard to use in evaluations
  • final inspection requirements
  • construction site protocols
  • local permits and codes and who is responsible for obtaining these

Creating a custom home is exciting. Both first time home buyers and seasoned homeowners ready to move up will benefit from understanding the process of building a custom home from the ground up. Both fresh construction and renovation projects are possible with the proper use of construction loans. Learning the steps required to navigate construction successfully will ensure that the custom home you’re dreaming of becomes a reality.

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Tanvir Zafar

The founder of ISU Technologies, passionate in writing about productivity, creativity, entrepreneurship, work and technology.

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Last Updated on June 13, 2019

5 Fixes For Common Sleep Issues All Couples Deal With

5 Fixes For Common Sleep Issues All Couples Deal With

Sleeping next to your partner can be a satisfying experience and is typically seen as the mark of a stable, healthy home life. However, many more people struggle to share a bed with their partner than typically let on. Sleeping beside someone can decrease your sleep quality which negatively affects your life. Maybe you are light sleepers and you wake each other up throughout the night. Maybe one has a loud snoring habit that’s keeping the other awake. Maybe one is always crawling into bed in the early hours of the morning while the other likes to go to bed at 10 p.m.

You don’t have to feel ashamed of finding it difficult to sleep with your partner and you also don’t have to give up entirely on it. Common problems can be addressed with simple solutions such as an additional pillow. Here are five fixes for common sleep issues that couples deal with.

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1. Use a bigger mattress to sleep through movement

It can be difficult to sleep through your partner’s tossing and turning all night, particularly if they have to get in and out of bed. Waking up multiple times in one night can leave you frustrated and exhausted. The solution may be a switch to a bigger mattress or a mattress that minimizes movement.

Look for a mattress that allows enough space so that your partner can move around without impacting you or consider a mattress made for two sleepers like the Sleep Number bed.[1] This bed allows each person to choose their own firmness level. It also minimizes any disturbances their partner might feel. A foam mattress like the kind featured in advertisements where someone jumps on a bed with an unspilled glass of wine will help minimize the impact of your partner’s movements.[2]

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2. Communicate about scheduling conflicts

If one of you is a night owl and the other an early riser, bedtime can become a source of conflict. It’s hard for a light sleeper to be jostled by their partner coming to bed four hours after them. Talk to your partner about negotiating some compromises. If you’re finding it difficult to agree on a bedtime, negotiate with your partner. Don’t come to bed before or after a certain time, giving the early bird a chance to fully fall asleep before the other comes in. Consider giving the night owl an eye mask to allow them to stay in bed while their partner gets up to start the day.

3. Don’t bring your technology to bed

If one partner likes bringing devices to bed and the other partner doesn’t, there’s very little compromise to be found. Science is pretty unanimous on the fact that screens can cause harm to a healthy sleeper. Both partners should agree on a time to keep technology out of the bedroom or turn screens off. This will prevent both partners from having their sleep interrupted and can help you power down after a long day.

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4. White noise and changing positions can silence snoring

A snoring partner can be one of the most difficult things to sleep through. Snoring tends to be position-specific so many doctors recommend switching positions to stop the snoring. Rather than sleeping on your back doctors recommend turning onto your side. Changing positions can cut down on noise and breathing difficulties for any snorer. Using a white noise fan, or sound machine can also help soften the impact of loud snoring and keep both partners undisturbed.

5. Use two blankets if one’s a blanket hog

If you’ve got a blanket hog in your bed don’t fight it, get another blanket. This solution fixes any issues between two partners and their comforter. There’s no rule that you have to sleep under the same blanket. Separate covers can also cut down on tossing and turning making it a multi-useful adaptation.

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Rather than giving up entirely on sharing a bed with your partner, try one of these techniques to improve your sleeping habits. Sleeping in separate beds can be a normal part of a healthy home life, but compromise can go a long way toward creating harmony in a shared bed.

Featured photo credit: Becca Tapert via unsplash.com

Reference

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