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Moving Through Home Construction Step-by-Step

Moving Through Home Construction Step-by-Step

Most people have dreamed of the perfect home that they design and build from the ground up. These dream homes vary from a classic New England Salt Box, a sleek mid-century Modern beach home, a stately manor on a large estate, to a humble mountain cabin. They all have one thing in common in that they are customized to suit the owner’s unique tastes. For construction you can use EOT cranes. Eot crane can provide three axes of hook motion and cover a large rectangle area. This heavy machine can move the loads up and down as well traveling along the beam as right and left. It is the best choice in contruction and moving.

Building from scratch has become more and more popular over the past five years. Reality TV shows which feature a typical home buyer turning a run-down foreclosure into a modern marvel with a mere hammer over a weekend have created a huge interest in renovation and building projects. Investors can see good returns as well. Once reserved for the very experienced investor, flipping houses  is now more commonplace and accessible to a larger sector.

Metropolitan areas are taking advantage of this trend as well. In established, desirable areas, smaller houses are snapped up, totally remodeled, enlarged, or completely replaced with larger houses that meet the higher standards demanded by today’s homeowner.

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With so many options available in the custom home market, why are these homes considered an option only for the rich and famous? The truth is that almost anyone can afford to build a custom home by understanding the world of construction loans and how they fit into the steps necessary to build a home from scratch. By following a logical timeline, most anyone can create a dream home of his own.

Do your research.

With any project, proper planning can mean the difference between success and failure. The first step in building your dream home is to carefully consider what your goals are for the property including

  • Where you want to live
  • What size home you want/need
  • What style of home suits you, including building materials
  • Whether or not you want a view, acreage, pool

Anything that you would add to a wish list when looking for a resale home should go into your research for constructing a dream home. It’s important to determine the possibility of building the home you want in a community which suits your lifestyle. You may or may not be able to find vacant land in the right location so looking for a smaller house, or an outdated house to remodel or demolish may be your only choice.

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Consider your budget.

A home building budget is critical to success. Now is the time to think about how much you can afford to spend for your dream home. Most likely you’ll need a construction loan to finance the building and a final mortgage once it’s finished. Construction loans automatically turn into permanent financing and can accommodate the cost of living elsewhere while the home is built. They include a contingency reserve to cover cost overruns, changes, or delays that could occur during the process. By accounting for unexpected costs up front, you will ensure a smoother construction period.

Build your team.

Now is the time to find the right team to design, build, and manage the project. At a minimum you will need an architect, builder, and contractor. These will be the key players in bringing the project to life. Each will be involved in the selection of the lot, design of the structure, and final construction. It’s important to choose your team early and carefully, even before you find the lot. They can offer insight into the land’s potential, strengths, and challenges and save time and money by eliminating the risk of a poor lot choice.

Design the home.

Once you’ve assembled your team, it’s time for the fun part: designing the home. The area can increase by prolong the length of end trucks. This process can be as simple as choosing stock plans from a catalog or drafting a fully custom home with an architect. Even stock plans could involve adjustments based on lot specifications, city ordinances, and personal style preferences.

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Obtain a construction loan.

A construction loan is a short-term loan which allows you to finance construction. The loan consists of two parts: the short one for the construction phase and the permanent mortgage. Once you set your budget, it’s time to start researching your construction loan options.

Qualifying for a construction loan is more complex than a simple mortgage. For one thing, not only does the borrower need to qualify, but the project and builder must as well. You must work with a qualified builder that is licensed and insured as a general contractor.

These loans are normally based not only on loan to value ratio but also on loan to cost ratio and are typically available with down payments as low as 10% though with higher cash reserve requirements to use in the event of unexpected costs or delays. Once construction is complete they become permanent mortgages. During the building phase the lender will calculate interest-only payments based on the loan amount used and charge it to the interest reserve account. Once construction is complete and a final occupancy permit is issued, the permanent loan kicks in.

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Put it all in writing.

Now that you’re ready to break ground, it’s time to get your contracts signed. All members of the team should have a contract which outlines their responsibilities and dispute resolution procedures. The contracts should address:

  • the scope of work
  • identification of the materials to be used for each aspect of the project
  • liability and responsibilities
  • deadlines
  • itemized expenses
  • payment schedule and the performance standard to use in evaluations
  • final inspection requirements
  • construction site protocols
  • local permits and codes and who is responsible for obtaining these

Creating a custom home is exciting. Both first time home buyers and seasoned homeowners ready to move up will benefit from understanding the process of building a custom home from the ground up. Both fresh construction and renovation projects are possible with the proper use of construction loans. Learning the steps required to navigate construction successfully will ensure that the custom home you’re dreaming of becomes a reality.

More by this author

Tanvir Zafar

Software Engineer at GCUF

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Last Updated on October 18, 2018

10 Benefits of Sleeping Naked You Probably Didn’t Know

10 Benefits of Sleeping Naked You Probably Didn’t Know

Sleeping is one of the most important things we do every night.

Getting the right amount of sleep has an untold number of health benefits and not getting enough sleep is a serious problem in many countries around the world.

So you should have heard of the many benefits of getting adequate sleep, but did you know that you can get additional benefits by sleeping naked?

Here are some benefits of sleeping in the nude:

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Video Summary

1. It is easier.

When you don’t have to worry about sleeping in clothes, things start to get easier. You don’t have to buy pajamas, which can save you money. You have less clothes to wash and less clothes to put away. You may have to clean your bed sheets more often, but not nearly as often as you’d have to wash your pajamas when you run out.

2. It forces you to be ready to go more often.

Some people get off of work, change into their pajamas, and use this as an excuse to stay home the rest of the evening. This can lead to a more sedentary lifestyle, which has been attributed to things like weight gain.[1] When you keep your regular clothes on, you tend to go out more often and that’s a good thing.

3. It can make you feel happier and more free.

Just imagine the feeling of laying in bed naked. You’re free of your pants and underwear. Women, you’re not wearing a constrictive bra. It’s just you sandwiched between two cool sheets. The feeling just makes you want to smile and it makes you feel more free. Everyone can use that kind of good feeling every now and then, and it may even help you be happier as a person.

4. Skin-on-skin contact is the best.

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    If you’re married, or living with your significant other, sleeping naked gives a greater chance of skin-on-skin contact, especially when it comes to cuddling. This kind of contact can also lead to a more active sex life. All of this releases copious amounts of oxytocin, which is the neurotransmitter that helps you feel those good feelings about your significant other.[2]

    5. It could lead to better sleep.

    Let’s revisit the scenario I described above. There are no drawstrings or clothes getting tangled in sheets. You don’t have to worry about shirts getting twisted. All of these distractions go away when you sleep naked and it may help you get better, deeper sleep. You don’t need science to tell you that better, deeper sleep only helps you be healthier.

    6. It can help your skin.

    For once your body gets to breathe. Your private parts, armpits, and feet are generally restricted all day and are often covered by multiple layers, even in the summer time. Give those parts a chance to air out and breathe. This can lower the risk of skin diseases, like athlete’s foot, that result from wet, restricted skin.[3]

    7. It helps you regulate your cortisol.

    Cortisol is a very strange chemical in the body but it can do a lot of damage. When you sleep naked, it helps keep your body temperature at the optimal ranges so your body can better create cortisol. If you sleep overheated your cortisol levels tend to stay high, even after you wake up. This can lead to increased anxiety, cravings for bad food, weight gain, and more terrible things.[4] Sleep naked so you can keep your body temperature down and sleep well so your body can properly produce and regulate cortisol.

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    8. It balances your melatonin and growth hormone.

    Continuing along that same vein, keeping your sleeping environment below 70 degrees (F) every night can help your body regulate its melatonin and growth hormone levels. These chemicals help the body do things like prevent aging and are essential to good health. When you sleep in clothes, your body heats up and prevents effective use of these hormones. In other words, sleeping with clothes on makes you grow old faster.

    9. It can keep your sex organs happier.

    For men, the cooler sleeping conditions allows your testes to remain at a cooler temperature. This helps keep your sperm healthy and your reproductive systems functioning as normal. For women, the cooler and more airy sleeping conditions can actually help prevent yeast infections. Yeast grows better in warm, moist conditions.[5] When it’s cooler and dryer, the growth of yeast is prevented.

    10. Sleeping in the summer is more bearable.

      Summertime is a tricky time to get good sleep. If you don’t have air conditioning, then you may find your bedroom a bit stuffy at night.

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      Shedding those bedtime clothes can help the bedroom feel more comfortable. You may even be able to turn the A/C off on those cooler nights, which can save you a few bucks on your electricity bill.

      Don’t wake up drenched in sweat again because your thermostat is downstairs and the hot air expands up to your bedroom where the thermostat can’t read the warm temperatures.

      Sleep well with your naked body!

      With these tips in mind, it’s time to start taking off your clothes at night!

      Of course, there are times where clothes are preferable. If you are ill or it’s cold outside, then you should sleep with clothes on to help you stay warm and prevent further illness. Otherwise, go commando!

      If you’re looking for more tips to sleep well and get up feeling energetic, I recommend you to check out this guide:

      Want to Feel More Energized Throughout the Day? Start With This

      Reference

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