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How to Experience the Best of NYC for Under $100

How to Experience the Best of NYC for Under $100

It’s no secret that New York City isn’t exactly one of the cheapest places to visit. If you’re heading to the Big Apple, you’ll have to pay for travel and accommodations, which can be costly themselves. Then, you’ll want to have some extra cash if you plan to take in any of the sites or do a little shopping while you’re there. When it’s all said and done, it can be pretty expensive!

However, there is some great news for those of you traveling to the city. Here’s why: it is absolutely possible to visit New York City on a budget and still have a great time. How is it possible, you ask? Well, I’m going to tell you! In this post, I’m sharing exactly how you can experience the best of New York City for under $100.

1. Transportation

One of the great things about New York City is that there are multiple modes of transportation you have access to. You can choose which one is right for you depending on where you’re going and how much you want to spend. If your destination isn’t far from your hotel accommodations, you can easily walk the city sidewalks to get there. Not only is this a great way to take in the sights and really experience the city, but it’s great exercise as well. And the best part? Walking is totally free!

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However, you will likely need to use public transportation at some point, especially if you’re traveling a farther distance. You have three options for public transportation: a taxi cab, the subway, or a bus. While those New York taxis may be iconic, they aren’t always the most cost effective way to get around the city. Instead, you will likely want to check out the subway or the bus.

One of the best ways to navigate the often confusing NYC metro system is by downloading the official MTA app on your phone. Here are the iOS and Android versions.

For riding the subway or bus, you can purchase a Metrocard to get where you need to go. A regular Metrocard charges you $2.50 per ride, which can add up if you’re anticipating using public transportation often. So, if you know you’ll be riding the bus or subway more than eight times during your stay, spring for the seven-day Metrocard pass, which is $30. While it may seem like a lot of that $100 budget, it’s actually the most affordable option in the end.

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2. Things to Do: Parks, Museums, & More

There are so many things to do in New York that it can be hard to fit it all into one trip. If the weather is great during your stay in New York, you might want to get some fresh air and soak up the sun at one of the popular parks in the area. Some of the free parks you can visit include Central Park, The High Line, and Prospect Park. All three are great locations to check out! If you’re in the city during the summertime, you could enjoy a concert at Central Park or even pay a visit to the zoo there, which would only cost $18.

If you’re just itching to get out on the water, the Loeb Boathouse in Central Park allows you to rent a boat for $15 per hour. However, if you’re looking for an absolutely free option, there are boathouses that provide free kayaking. Check out the Downtown Boathouse and Manhattan Community Boathouse, just to name a few, to find free kayaking. It’s a great way to get out on the water and get in a little exercise, too!

You can even head to Coney Island for a day of fun with Luna Park and the New York Aquarium in the area. At Luna Park, you can ride all the rides you want for four hours at just $32. While you’re there, you can even play games and grab a delicious snack. Over at the aquarium, you’ll find sea lions, penguins, and more with a $11.95 entrance fee.

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For beautiful scenery, head to the Brooklyn Botanic Garden, which actually offers free admission depending on the day and hours. All you have to do is check their website to see when they’re opening, based on the season, and check for the times they offer free admission. It’s a gorgeous place to visit, especially when the weather is nice out. If you can’t get in with free admission, you are suggested to pay $12 as a donation to the park.

If you’re in the mood for a more cultural experience, there are plenty of museums to visit in New York. Both the Metropolitan Museum of Art and the American Museum of Natural History have an entrance fee that is a suggested donation. Donate what you can to support the museums and enjoy seeing all the exhibits they have on display. Suggested donation for adults at the Met is $25, and it’s $22 at the American Museum of Natural History.

3. Where to Eat

Of course, New York City is home to some of the finest restaurants in town. While they’re great to dine at if you’re willing to splurge a little, you’ll likely have to make a reservation in advance to even get a table at these popular restaurants. If you’re looking to save, there are plenty of options around the city for affordable, yet delicious, food. You just have to look for it.

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There are a number of great pizza joints throughout the city, some of which will allow you to grab a “New York slice” for just $1. Who could resist that? If you’re a foodie and in the city on the weekend, you can head to Brooklyn’s Smorgasburg food fair. It takes place every Saturday and Sunday and is located in the East River State Park and the Brooklyn Bridge Park. They bill themselves as a “food flea market”, you’ll see why when you get there. The best part is you can find amazing food there for under $10.

If you’re looking to grab a drink at one of the local bars, keep your eyes peeled for ones that offer free drinks or discounts at happy hour. There are plenty around the city that will allow you to save the cash while enjoying a cool drink. One of the best resources for finding happy hours in NYC is NYHappyHours.com.

Featured photo credit: Pexels via pexels.com

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Dan Scalco

Director of Marketing

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Published on October 8, 2018

13 Incredibly Useful Tactics to Help You to Stick to Your Family Budget

13 Incredibly Useful Tactics to Help You to Stick to Your Family Budget

Are you having trouble sticking to a family budget? You aren’t alone.

Budgeting is difficult. Creating one is hard enough, but actually sticking to it is a whole other issue. Things come up. Desires and cravings happen. And the next thing you know, budgets break.

So how can you stick to a family budget? Here are 13 tips to make it easier.

1. Choose a major category each month to attack

As the saying goes, “Rome wasn’t built in a day.” With that in mind, one approach to help you get into the habit of sticking to a budget is simply starting slow.

Spend too much on Starbucks runs, eat out too often, and have an out-of-this-world grocery bill? Choose one bad habit and attack.

By choosing one behavior to focus on, you’ll prevent yourself from being overwhelmed. You’ll also experience small victories, which help you gain positive momentum. This momentum can then carry over into your overall budget.

2. Only make major purchases in the morning

If you’re making large purchases in the evening, there’s a good chance you’re doing so after a long day and you’re probably tired.

Why does this matter? Because our judgement tends to be off when tired – our willpower is compromised.

Instead, only make major purchasing decisions in the morning when you’re energized and refreshed. Your brain will be firing on all cylinders and your resolve will be high. You’re less likely to give in and settle at this point.

3. Don’t go to the grocery store hungry

Have trouble with impulse buys at the grocery store? If so, there’s a good chance you’re going grocery shopping while hungry.

The problem here is that when you’re hungry, everything looks good. So you’re more likely to make split decisions on things that aren’t on your grocery list.

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Instead, make sure you eat prior to your grocery store trip. Then take your list, along with your full stomach, and go shopping. Notice how food doesn’t look quite so good when you’re not fighting cravings.

4. Read one-star reviews for products

Is there a product you just have to have (but maybe not really)? Check out the one-star reviews.

By reading all the horrible reviews, you may be able to basically trick yourself into deciding that the product isn’t worth your time and money.

Next thing you know, you didn’t make the purchase, you saved the money, and you feel good about the decision.

5. Never buy anything you put in an online shopping cart until the next day

If you are making a purchase online, it’s typically a two-step process. First, you click “Add to Cart” and then you go in to review your cart and pay.

The problem is that there not typically much reviewing during step two. It’s generally click pay and there you go. However, this is the perfect point to stop for reflection.

Once you add to your cart, your best bet is to step away until the next day. Let the item sit there and grow cold, so to speak.

This gives you a night to “sleep on it” and decide if you really want and need to spend that money. If you wake up the next day and still find the purchase viable, then perhaps it’s time to go for it.

6. Don’t save your credit card info on any site you shop on

One of the other pitfalls of shopping online is that fact that most sites ask you to save your credit card information.

While the sites will frame it as a method of convenience, the truth is they know you’ll spend more money in the long run if your credit card information is saved.

The “convenience” takes away one last decision-making point in the purchasing process. True, it’s a pain to get out your credit card and enter the information every time. But guess what? That’s the point. If that inconvenience helps you stay on budget, then it’s worth it. Which leads into the next tip.

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7. Tape an “impulse buy” reminder to your credit card

Credit cards make spending much easier than cash. When you spend cash, you can literally see your wallet emptying. A credit card comes out, then goes back in. No harm, no foul.

That’s why it’s a good idea to tape a reminder to your credit card. Customize a message that is something along the lines of “do you really need this?” or “does it fit the budget?”

That way when you pull out the card, you get one last reminder to help you question your decision and stick to your budget.

8. Only use gift cards to shop on Amazon

Amazon is probably the easiest place online to blow money. It’s just so easy to click and buy. However, one way you can slow the process down is buy only using gift cards. Here’s how it works.

If you plan on making a purchase on Amazon, go to the grocery store and purchase a pre-loaded Amazon gift card of the proper amount. There’s no convenience fee, so you literally pay for the money you’ll spend.

Now take that gift card home and load it to your Amazon account. There’s your money to spend.

Why does this help? It makes you have to purposely go to the score and purchase the card in order to purchase the item. That’s a pretty deliberate thing that takes some time, commitment, and thought.

This process will effectively kill the impulse buy.

9. Budget using cash and envelopes

As mentioned earlier, it’s a lot harder to spend cash than swipe a credit card. You can take this even farther by using only cash, and separating that cash by budget category.

Create an envelope for each category and stick the cash in there at the beginning of each month. When the envelope is empty, no more spending on that category, unless you borrow from another (be careful of that approach).

This can be pretty helpful for people that have a hard time following transactions in their checking account, or keeping a budgeting spreadsheet.

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The envelopes simplify the tracking process, leaving no room for error. Nothing hides from you because it’s tangible in the envelopes in front of you.

10. Join a like-minded group

Making the decision to stick to something like budgeting is difficult. It takes long-term commitment.

You’re going to feel weak sometimes. And sometimes you may fail. That said, support from others can help strengthen resolve.

Support can come from a spouse or a friend, but they won’t always have the exact same goal in mind. That’s why it’s a good idea to join a support group that’s likeminded.

No need to pay here, as there are tons of free communities that fit the bill online.

For example, reddit has multiple subreddits that deal with budgeting and frugal living. You can follow, subscribe, and get active in those communities.

This will open your eyes to new tips and strategies, keep your goal fresh on your mind, and help you realize there are others dealing with the same struggles and being successful.

11. Reward Yourself

When you set a budget, it’s usually with a large goal in mind. Maybe you want to be debt free, or perhaps you want to see $10,000 in your savings account.

Whatever the case, the end goal is great, but the end is often far away, making it hard to see the end of the tunnel.

With that in mind, it’s a good idea to set mini-goals along the way. This helps you still look at the big picture but have something that’s attainable in the short-term to help with momentum.

But don’t stop there – set rewards for yourself when you reach that small goal. Maybe it’s an extra meal out. Or a new pair of shoes.

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Whatever the case, this gives you something in the near future to look forward to, which can help with the fatigue that can result in pursuing long-term goals.

12. Take the Buddhist approach

You don’t have to be a Buddhist to recognize some of the wisdom in the teachings. One of the tenets of the philosophy involves accepting that we can’t have everything we want. And that’s okay.

Sometimes you won’t feel good. Sometimes you’ll have cravings. You can’t deny them. But you can recognize them, accept them, and let them pass by. Then you move on.

Apply this to the times you want to do things that will break your budget. You’re going to have the desire to eat out when you shouldn’t. You might want to stay out and spend too much at happy hour with your work friends.

The feelings will come. Recognize them, accept them, but let them go.

13. Set up automatic drafts to savings

If you wait until you’ve spent all your budgeted money to deposit money into savings, guess what? You probably aren’t going to put any money into savings.

It’s too easy to see that as extra money and end up using it to treat yourself.

Instead, set up automatic savings withdrawals. That way, the money is marked and gone before you can even think about it. It becomes a non-issue. It’s no longer “extra.” It’s just savings.

Conclusion

Sticking to a budget can be difficult. No one is denying that.

However, if you can do a few things to set yourself up for success, and put some practices in place to curb impulse buys, then you can (and will!) be successful sticking to your family budget.

Featured photo credit: rawpixel via unsplash.com

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