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10 Tips on Preparing Yourself for Death

10 Tips on Preparing Yourself for Death

No one wants to think about their own death. But ignoring the issue won’t prevent it from happening. Instead of avoiding the inevitable, take the time to prepare certain basics. Not only will this give you peace of mind, but it will also make things easier on your loved ones after you pass.

1. List Your Debts

While you may not be responsible for your debts after death, it is important that your creditors find out about your change in status. That way, any debts that will not be collected can be recorded as uncollectable, and any debts associated with assets can be managed should your family or friends wish to handle the costs to retain the assets.

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2. Get Assets Together

Any savings and investments also need to be recorded. This includes where the accounts are located, and any pertinent details for identifying the accounts and contacting the company that holds them. Upon death, someone will likely have a right to these assets, so it is important they know where they are.

3. Don’t Forget Your Utilities

Similar to the debt list, you should also list contact information and account details for any services like cable, cell service, and utilities. This makes it easier to manage the cancellation of services after your death, especially if you do not live in the same area as the relative who may be managing your estate.

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4. Get a Will

A will is a document that allows you to express where you want your assets to go. This can include the aforementioned savings accounts, as well as any personal belongings and other property. Without a will, your heirs may have to wait a significant amount of time before the estate can be settled. It may also lead family members to argue over who should have what. Much of the disagreement can be settled if a will is available.

Often, a will is also the document that will help determine who will care for any surviving children.

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5. Plan Your Final Wishes

If you have a specific idea regarding the treatment of your remains, it is best to plan for these in advance. Often, you can make arrangements with local facilities to ensure your needs will be met after your passing. Otherwise, you can include documents that give your loved ones guidance regarding how you would like things to proceed.

6. Check into Life Insurance

For anyone who provides a significant amount of care to another person, having life insurance may be necessary. For example, the primary earner in a household should have enough life insurance to provide for the other household members for a reasonable time period. Depending on the size of the household, and the ages of those therein, the amount needed may vary. Insurance professionals, such as those at LifeNet Insurance Solutions, can help you choose a plan that will fit your needs.

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7. Arrange Pet Care

While most people plan for the care of their children, many forget to have a plan in place for their pets. Even if you don’t formally include the information in your will, it is a point that should be discussed with potential caregivers to determine any course of action upon your death.

8. Have an Emergency Contact

Another important point is to have suitable emergency contact information maintained by your doctor and the local hospital. That way, should something happen while you are under the care of a physician, they know who to inform.

9. Consider a Bucket List

Many people have heard of bucket lists, but not everyone has one. A bucket list includes activities that you would like to do before your death. Often, this can give you a set of goals to work towards, and events to look forward to.

10. Say “I Love You”

Don’t forget to appreciate the people in your life today, whether they are friends or family members. None of us know how long we have, so don’t leave anything as important as an “I love you” unsaid.

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Shelly Green

Entrepreneur writer and a blogger

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Last Updated on March 13, 2019

How to Get out of a Rut: 12 Useful Ways to Get Unstuck

How to Get out of a Rut: 12 Useful Ways to Get Unstuck

Have you gotten into a rut before? Or are you in a rut right now?

You know you’re in a rut when you run out of ideas and inspiration. I personally see a rut as a productivity vacuum. It might very well be a reason why you aren’t getting results. Even as you spend more time on your work, you can’t seem to get anything constructive done. While I’m normally productive, I get into occasional ruts (especially when I’ve been working back-to-back without rest). During those times, I can spend an entire day in front of the computer and get nothing done. It can be quite frustrating.

Over time, I have tried and found several methods that are helpful to pull me out of a rut. If you experience ruts too, whether as a working professional, a writer, a blogger, a student or other work, you will find these useful. Here are 12 of my personal tips to get out of ruts:

1. Work on the small tasks.

When you are in a rut, tackle it by starting small. Clear away your smaller tasks which have been piling up. Reply to your emails, organize your documents, declutter your work space, and reply to private messages.

Whenever I finish doing that, I generate a positive momentum which I bring forward to my work.

2. Take a break from your work desk.

Get yourself away from your desk and go take a walk. Go to the washroom, walk around the office, go out and get a snack.

Your mind is too bogged down and needs some airing. Sometimes I get new ideas right after I walk away from my computer.

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3. Upgrade yourself

Take the down time to upgrade yourself. Go to a seminar. Read up on new materials (#7). Pick up a new language. Or any of the 42 ways here to improve yourself.

The modern computer uses different typefaces because Steve Jobs dropped in on a calligraphy class back in college. How’s that for inspiration?

4. Talk to a friend.

Talk to someone and get your mind off work for a while.

Talk about anything, from casual chatting to a deep conversation about something you really care about. You will be surprised at how the short encounter can be rejuvenating in its own way.

5. Forget about trying to be perfect.

If you are in a rut, the last thing you want to do is step on your own toes with perfectionist tendencies.

Just start small. Do what you can, at your own pace. Let yourself make mistakes.

Soon, a little trickle of inspiration will come. And then it’ll build up with more trickles. Before you know it, you have a whole stream of ideas.

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6. Paint a vision to work towards.

If you are continuously getting in a rut with your work, maybe there’s no vision inspiring you to move forward.

Think about why you are doing this, and what you are doing it for. What is the end vision in mind?

Make it as vivid as possible. Make sure it’s a vision that inspires you and use that to trigger you to action.

7. Read a book (or blog).

The things we read are like food to our brain. If you are out of ideas, it’s time to feed your brain with great materials.

Here’s a list of 40 books you can start off with. Stock your browser with only the feeds of high quality blogs, such as Lifehack.org, DumbLittleMan, Seth Godin’s Blog, Tim Ferris’ Blog, Zen Habits or The Personal Excellence Blog.

Check out the best selling books; those are generally packed with great wisdom.

8. Have a quick nap.

If you are at home, take a quick nap for about 20-30 minutes. This clears up your mind and gives you a quick boost. Nothing quite like starting off on a fresh start after catching up on sleep.

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9. Remember why you are doing this.

Sometimes we lose sight of why we do what we do, and after a while we become jaded. A quick refresher on why you even started on this project will help.

What were you thinking when you thought of doing this? Retrace your thoughts back to that moment. Recall why you are doing this. Then reconnect with your muse.

10. Find some competition.

Nothing quite like healthy competition to spur us forward. If you are out of ideas, then check up on what people are doing in your space.

Colleagues at work, competitors in the industry, competitors’ products and websites, networking conventions.. you get the drill.

11. Go exercise.

Since you are not making headway at work, might as well spend the time shaping yourself up.

Sometimes we work so much that we neglect our health and fitness. Go jog, swim, cycle, whichever exercise you prefer.

As you improve your physical health, your mental health will improve, too. The different facets of ourselves are all interlinked.

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Here’re 15 Tips to Restart the Exercise Habit (and How to Keep It).

12. Take a good break.

Ruts are usually signs that you have been working too long and too hard. It’s time to get a break.

Beyond the quick tips above, arrange for a 1-day or 2-days of break from your work. Don’t check your (work) emails or do anything work-related. Relax and do your favorite activities. You will return to your work recharged and ready to start.

Contrary to popular belief, the world will not end from taking a break from your work. In fact, you will be much more ready to make an impact after proper rest. My best ideas and inspiration always hit me whenever I’m away from my work.

Take a look at this to learn the importance of rest: The Importance of Scheduling Downtime

More Resources About Getting out of a Rut

Featured photo credit: Joshua Earle via unsplash.com

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