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10 Tips on Preparing Yourself for Death

10 Tips on Preparing Yourself for Death

No one wants to think about their own death. But ignoring the issue won’t prevent it from happening. Instead of avoiding the inevitable, take the time to prepare certain basics. Not only will this give you peace of mind, but it will also make things easier on your loved ones after you pass.

1. List Your Debts

While you may not be responsible for your debts after death, it is important that your creditors find out about your change in status. That way, any debts that will not be collected can be recorded as uncollectable, and any debts associated with assets can be managed should your family or friends wish to handle the costs to retain the assets.

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2. Get Assets Together

Any savings and investments also need to be recorded. This includes where the accounts are located, and any pertinent details for identifying the accounts and contacting the company that holds them. Upon death, someone will likely have a right to these assets, so it is important they know where they are.

3. Don’t Forget Your Utilities

Similar to the debt list, you should also list contact information and account details for any services like cable, cell service, and utilities. This makes it easier to manage the cancellation of services after your death, especially if you do not live in the same area as the relative who may be managing your estate.

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4. Get a Will

A will is a document that allows you to express where you want your assets to go. This can include the aforementioned savings accounts, as well as any personal belongings and other property. Without a will, your heirs may have to wait a significant amount of time before the estate can be settled. It may also lead family members to argue over who should have what. Much of the disagreement can be settled if a will is available.

Often, a will is also the document that will help determine who will care for any surviving children.

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5. Plan Your Final Wishes

If you have a specific idea regarding the treatment of your remains, it is best to plan for these in advance. Often, you can make arrangements with local facilities to ensure your needs will be met after your passing. Otherwise, you can include documents that give your loved ones guidance regarding how you would like things to proceed.

6. Check into Life Insurance

For anyone who provides a significant amount of care to another person, having life insurance may be necessary. For example, the primary earner in a household should have enough life insurance to provide for the other household members for a reasonable time period. Depending on the size of the household, and the ages of those therein, the amount needed may vary. Insurance professionals, such as those at LifeNet Insurance Solutions, can help you choose a plan that will fit your needs.

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7. Arrange Pet Care

While most people plan for the care of their children, many forget to have a plan in place for their pets. Even if you don’t formally include the information in your will, it is a point that should be discussed with potential caregivers to determine any course of action upon your death.

8. Have an Emergency Contact

Another important point is to have suitable emergency contact information maintained by your doctor and the local hospital. That way, should something happen while you are under the care of a physician, they know who to inform.

9. Consider a Bucket List

Many people have heard of bucket lists, but not everyone has one. A bucket list includes activities that you would like to do before your death. Often, this can give you a set of goals to work towards, and events to look forward to.

10. Say “I Love You”

Don’t forget to appreciate the people in your life today, whether they are friends or family members. None of us know how long we have, so don’t leave anything as important as an “I love you” unsaid.

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Shelly Green

Entrepreneur writer and a blogger

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Last Updated on March 24, 2021

8 Smart Home Gadgets You Need in Your House

8 Smart Home Gadgets You Need in Your House

We’ve all done it. We’ve gone out and bought useless gadgets that we don’t really need, just because they seemed really cool at the time. Then, we are stuck with a bunch of junk, and end up tossing it or trying to sell it on Ebay.

On the other hand, there are some pretty awesome tech inventions that are actually useful. For instance, many of the latest home gadgets do some of your work for you, from adjusting the home thermostat to locking your front door. And, if used as designed, these tools should really help to make your life a lot easier—and that’s not just a claim from some infomercial trying to sell you yet another useless gadget.

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Take a look at some of the most popular “smart gadgets” on the market:

1. Smart Door Locks

A smart lock lets you lock and unlock your doors by using your smartphone, a special key fob, or biometrics. These locks are keyless, and much more difficult for intruders to break into, making your home a lot safer. You can even use a special app to let people into your home if you are not there to greet them.

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2. Smart Kitchen Tools

Wouldn’t you just love to have a pot of coffee waiting for you when you get home from work? What about a “smart pan” that tells you exactly when you need to flip that omelet? From meat thermometers to kitchen scales, you’ll find a variety of “smart” gadgets designed to make culinary geeks salivate.

3. Mini Home Speaker Play:1

If you love big sound, but hate how much space big speakers take up, and if you want a stereo system that is no bigger than your fist, check out the Play:1 mini speaker. All you have to do is plug it in, connect, and then you can stream without worrying about any interruptions or interface. You can even add onto it, and have different music playing in different rooms.

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4. Wi-Fi Security Cameras

These are the latest in home security, and they connect to the Wi-Fi in your home. You can use your mobile devices to monitor what is going on in your home at all times, no matter where you are. Options include motion sensors, two-way audio, and different recording options.

5. Nest Thermostat

This is a thermostat that lives with you. It can sense seasonal changes, temperature changes, etc., and it will adjust itself automatically. You will never have to fiddle with a thermostat dial or keypad again, because this one basically does all of the work for you. It can also help you to save as much as 12% on heating bills, and 15% on cooling bills.

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6. Smart Lighting

Control your home lighting from your remote device. This is great if you are out and want to make sure that there are some lights on. It is designed to be energy efficient, so it will pay for itself over time because you won’t have to spend so much on your monthly energy bills.

7. Google Chromecast Ultra

Whether you love movies, television shows, music, etc., you can stream it all using Google Chromecast Ultra. Stream all of the entertainment you love in up to 4K UHD and HDR, for just $69 monthly.

8. Canary

This home security system will automatically contact emergency services when they are needed. This system offers both video and audio surveillance, so there will be evidence if there are any break-ins on your property. You can also use it to check up on what’s happening at home when you are not there, including to make sure the kids are doing their homework.

Featured photo credit: Karolina via kaboompics.com

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