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10 Tips on Preparing Yourself for Death

10 Tips on Preparing Yourself for Death

No one wants to think about their own death. But ignoring the issue won’t prevent it from happening. Instead of avoiding the inevitable, take the time to prepare certain basics. Not only will this give you peace of mind, but it will also make things easier on your loved ones after you pass.

1. List Your Debts

While you may not be responsible for your debts after death, it is important that your creditors find out about your change in status. That way, any debts that will not be collected can be recorded as uncollectable, and any debts associated with assets can be managed should your family or friends wish to handle the costs to retain the assets.

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2. Get Assets Together

Any savings and investments also need to be recorded. This includes where the accounts are located, and any pertinent details for identifying the accounts and contacting the company that holds them. Upon death, someone will likely have a right to these assets, so it is important they know where they are.

3. Don’t Forget Your Utilities

Similar to the debt list, you should also list contact information and account details for any services like cable, cell service, and utilities. This makes it easier to manage the cancellation of services after your death, especially if you do not live in the same area as the relative who may be managing your estate.

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4. Get a Will

A will is a document that allows you to express where you want your assets to go. This can include the aforementioned savings accounts, as well as any personal belongings and other property. Without a will, your heirs may have to wait a significant amount of time before the estate can be settled. It may also lead family members to argue over who should have what. Much of the disagreement can be settled if a will is available.

Often, a will is also the document that will help determine who will care for any surviving children.

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5. Plan Your Final Wishes

If you have a specific idea regarding the treatment of your remains, it is best to plan for these in advance. Often, you can make arrangements with local facilities to ensure your needs will be met after your passing. Otherwise, you can include documents that give your loved ones guidance regarding how you would like things to proceed.

6. Check into Life Insurance

For anyone who provides a significant amount of care to another person, having life insurance may be necessary. For example, the primary earner in a household should have enough life insurance to provide for the other household members for a reasonable time period. Depending on the size of the household, and the ages of those therein, the amount needed may vary. Insurance professionals, such as those at LifeNet Insurance Solutions, can help you choose a plan that will fit your needs.

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7. Arrange Pet Care

While most people plan for the care of their children, many forget to have a plan in place for their pets. Even if you don’t formally include the information in your will, it is a point that should be discussed with potential caregivers to determine any course of action upon your death.

8. Have an Emergency Contact

Another important point is to have suitable emergency contact information maintained by your doctor and the local hospital. That way, should something happen while you are under the care of a physician, they know who to inform.

9. Consider a Bucket List

Many people have heard of bucket lists, but not everyone has one. A bucket list includes activities that you would like to do before your death. Often, this can give you a set of goals to work towards, and events to look forward to.

10. Say “I Love You”

Don’t forget to appreciate the people in your life today, whether they are friends or family members. None of us know how long we have, so don’t leave anything as important as an “I love you” unsaid.

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Shelly Green

Entrepreneur writer and a blogger

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Last Updated on January 14, 2019

7 Ways To Make Exercise Fun For Everyone

7 Ways To Make Exercise Fun For Everyone

From Atkins to Paleo to eating gluten-free despite not being one of the rare few people afflicted with celiac disease, fad diets are everywhere. It drives me crazy because I believe these diets do more harm than good. Your body is made up of a variety of vitamins, nutrients, and minerals, and losing weight healthily isn’t possible when you fill your body with unnecessary synthetic plastics, sugars, and powders. There’s no easy button in life.

What you need to do is exercise, which isn’t very appealing to many people. Workouts take work, so there’s already a stigma involved in going to the gym. Starting a healthy workout regimen becomes easier when you make it fun. If you want to live long and prosper, get off the couch and try these methods to turn your workout into a playout.

1. Take the scenic route.

Walking is an easy way to transition to a healthy lifestyle, and it’s free. Not only do you burn calories (check out this calculator for how many calories you burn based on your weight), but you see the world in a different way. Hiking in nature is great if you have access to it, but don’t let living in an urban area deter you from walking.

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Whenever I’m creatively stuck I get my head straight by walking a couple of miles. It’s also how I discover new paths, meet new people, and stumble upon hole-in-the-wall spots I never would have found otherwise. You could drive past the same place every day and never appreciate the beauty, nor even notice it’s there.

2. Distract yourself.

No matter what exercise routine you choose, use the time to meditate. You may wonder how marathon runners are able to put so many miles on their bodies. It’s because the pain from running that you avoid is something they’ve learned to harness to enter a transcendental state. If you’re aware of the benefits of meditation and exercise but don’t have time to do both, you can combine them, killing two birds with one healthy stone.

3. Listen to music or podcasts.

There are few experiences in life more pleasurable than turning up the music and drowning out the world around you. With so many podcasts and music apps available on your smartphone, you can easily find entertainment options perfectly suited to your personal tastes. Never worry what people may think of you when working out;instead, crank up the volume and get lost in your own world. You’ll be in shape before you know it.

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4. Bring a friend.

Some people can’t go anywhere alone. While I highly recommend dining out and seeing a movie in a theater alone, having company while exercising is very helpful. It allows you to pace yourself with someone else, and gives you a coach to motivate and push harder than you may have on your own.

Many exercises are safer when done with a friend, and some sports can only be played with another person. Involving others in your goals can mean the difference between success and failure. Just remember to continue exercising if the other person flakes, or they’ll be in control of your health.

5. Accessorize.

There are accessories that can make exercise easier, and sometimes buying a new toy can add some much-needed fun to your routine. With apps like RunKeeper and Nike+, your smartphone is capable of tracking your vitals and progress. Wrist weights can add a new dimension to your workout, and, if you exercise at night, a headlamp can help you see what’s in front of you so you don’t trip.

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For urban runners and power-walkers, one of the biggest obstacles is other people. It’s difficult to get in your meditative zone and enjoy your music when you constantly have to dodge people. To resolve this vexing issue, Runbell, a startup in Tokyo, has developed the runner’s version of the bicycle bell. With this lightweight brass bell warning people you’re approaching from behind, you’re free to maintain your transcendental state while continuing your workout. Head to their Kickstarter campaign to pledge your support.

6. Compete.

A little healthy competition can motivate you to push yourself further in your workout regimen. There are apps like Zombies, Run! which turns your run into a video game, and MyFitnessPal which allows you to connect with others in the exercise community. Whether you’re directly competing with a friend, an online community, or against your previous self, setting goals is the key to reaching them. Running with no destination can feel like an impossible task, and it’s easy to get distracted.

7. Relax.

The best part about exercising is how much you enjoy the downtime. If you think laying on your couch all day is enjoyable, it has nothing on that hour you spend as a couch potato after a rigorous workout. Jay-Z said it best, “in order to experience joy, you need pain.” The harder you push yourself while exercising, the better you’ll feel when you’re relaxing.

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With that said, don’t relax too much, or it loses the effect. It’s okay to indulge every so often. Treat yourself to some junk food you’re craving, imbibe a drink here and there, and spend a day vegging out on your couch. Staying healthy doesn’t have to be torture. Just turn down when you can and dedicate some time to better the health of your body. You only get one.

Featured photo credit: tpsdave via pixabay.com

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