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10 Tips on Preparing Yourself for Death

10 Tips on Preparing Yourself for Death

No one wants to think about their own death. But ignoring the issue won’t prevent it from happening. Instead of avoiding the inevitable, take the time to prepare certain basics. Not only will this give you peace of mind, but it will also make things easier on your loved ones after you pass.

1. List Your Debts

While you may not be responsible for your debts after death, it is important that your creditors find out about your change in status. That way, any debts that will not be collected can be recorded as uncollectable, and any debts associated with assets can be managed should your family or friends wish to handle the costs to retain the assets.

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2. Get Assets Together

Any savings and investments also need to be recorded. This includes where the accounts are located, and any pertinent details for identifying the accounts and contacting the company that holds them. Upon death, someone will likely have a right to these assets, so it is important they know where they are.

3. Don’t Forget Your Utilities

Similar to the debt list, you should also list contact information and account details for any services like cable, cell service, and utilities. This makes it easier to manage the cancellation of services after your death, especially if you do not live in the same area as the relative who may be managing your estate.

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4. Get a Will

A will is a document that allows you to express where you want your assets to go. This can include the aforementioned savings accounts, as well as any personal belongings and other property. Without a will, your heirs may have to wait a significant amount of time before the estate can be settled. It may also lead family members to argue over who should have what. Much of the disagreement can be settled if a will is available.

Often, a will is also the document that will help determine who will care for any surviving children.

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5. Plan Your Final Wishes

If you have a specific idea regarding the treatment of your remains, it is best to plan for these in advance. Often, you can make arrangements with local facilities to ensure your needs will be met after your passing. Otherwise, you can include documents that give your loved ones guidance regarding how you would like things to proceed.

6. Check into Life Insurance

For anyone who provides a significant amount of care to another person, having life insurance may be necessary. For example, the primary earner in a household should have enough life insurance to provide for the other household members for a reasonable time period. Depending on the size of the household, and the ages of those therein, the amount needed may vary. Insurance professionals, such as those at LifeNet Insurance Solutions, can help you choose a plan that will fit your needs.

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7. Arrange Pet Care

While most people plan for the care of their children, many forget to have a plan in place for their pets. Even if you don’t formally include the information in your will, it is a point that should be discussed with potential caregivers to determine any course of action upon your death.

8. Have an Emergency Contact

Another important point is to have suitable emergency contact information maintained by your doctor and the local hospital. That way, should something happen while you are under the care of a physician, they know who to inform.

9. Consider a Bucket List

Many people have heard of bucket lists, but not everyone has one. A bucket list includes activities that you would like to do before your death. Often, this can give you a set of goals to work towards, and events to look forward to.

10. Say “I Love You”

Don’t forget to appreciate the people in your life today, whether they are friends or family members. None of us know how long we have, so don’t leave anything as important as an “I love you” unsaid.

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Shelly Green

Entrepreneur writer and a blogger

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Last Updated on January 3, 2020

The 10 Essential Habits of Positive People

The 10 Essential Habits of Positive People

Are you waiting for life events to turn out the way you want so that you can feel more positive about your life? Do you find yourself having pre-conditions to your sense of well-being, thinking that certain things must happen for you to be happier? Do you think there is no way that your life stresses can make you anything other than “stressed out” and that other people just don’t understand?  If your answer is “yes” to any of these questions, you might find yourself lingering in the land of negativity for too long!

The following are some tips to keep positive no matter what comes your way. This post will help you stop looking for what psychologists call “positivity” in all the wrong places!  Here are the ten essential habits of positive people.

1. Positive people don’t confuse quitting with letting go.

Instead of hanging on to ideas, beliefs, and even people that are no longer healthy for them, they trust their judgement to let go of negative forces in their lives.  Especially in terms of relationships, they subscribe to The Relationship Prayer which goes:

 I will grant myself the ability to trust the healthy people in my life … 

To set limits with, or let go of, the negative ones … 

And to have the wisdom to know the DIFFERENCE!

 2.  Positive people don’t just have a good day – they make a good day.

Waiting, hoping and wishing seldom have a place in the vocabulary of positive individuals. Rather, they use strong words that are pro-active and not reactive. Passivity leads to a lack of involvement, while positive people get very involved in constructing their lives. They work to make changes to feel better in tough times rather than wish their feelings away.

3. For the positive person, the past stays in the past.

Good and bad memories alike stay where they belong – in the past where they happened. They don’t spend much time pining for the good ol’ days because they are too busy making new memories now. The negative pulls from the past are used not for self-flagellation or unproductive regret, but rather productive regret where they use lessons learned as stepping stones towards a better future.

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4. Show me a positive person and I can show you a grateful person.

The most positive people are the most grateful people.  They do not focus on the potholes of their lives.  They focus on the pot of gold that awaits them every day, with new smells, sights, feelings and experiences.  They see life as a treasure chest full of wonder.

5. Rather than being stuck in their limitations, positive people are energized by their possibilities.

Optimistic people focus on what they can do, not what they can’t do.  They are not fooled to think that there is a perfect solution to every problem, and are confident that there are many solutions and possibilities.  They are not afraid to attempt new solutions to old problems, rather than spin their wheels expecting things to be different this time.  They refuse to be like Charlie Brown expecting that this time Lucy will not pull the football from him!

6. Positive people do not let their fears interfere with their lives!

Positive people have observed that those who are defined and pulled back by their fears never really truly live a full life. While proceeding with appropriate caution, they do not let fear keep them from trying new things. They realize that even failures are necessary steps for a successful life. They have confidence that they can get back up when they are knocked down by life events or their own mistakes, due to a strong belief in their personal resilience.

7. Positive people smile a lot!

When you feel positive on the inside it is like you are smiling from within, and these smiles are contagious. Furthermore, the more others are with positive people, the more they tend to smile too! They see the lightness in life, and have a sense of humor even when it is about themselves. Positive people have a high degree of self-respect, but refuse to take themselves too seriously!

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8. People who are positive are great communicators.

They realize that assertive, confident communication is the only way to connect with others in everyday life.  They avoid judgmental, angry interchanges, and do not let someone else’s blow up give them a reason to react in kind. Rather, they express themselves with tact and finesse.  They also refuse to be non-assertive and let people push them around. They refuse to own problems that belong to someone else.

9. Positive people realize that if you live long enough, there are times for great pain and sadness.

One of the most common misperceptions about positive people is that to be positive, you must always be happy. This can not be further from the truth. Anyone who has any depth at all is certainly not happy all the time.  Being sad, angry, disappointed are all essential emotions in life. How else would you ever develop empathy for others if you lived a life of denial and shallow emotions? Positive people do not run from the gamut of emotions, and accept that part of the healing process is to allow themselves to experience all types of feelings, not only the happy ones. A positive person always holds the hope that there is light at the end of the darkness.  

10. Positive person are empowered people – they refuse to blame others and are not victims in life.

Positive people seek the help and support of others who are supportive and safe.They limit interactions with those who are toxic in any manner, even if it comes to legal action and physical estrangement such as in the case of abuse. They have identified their own basic human rights, and they respect themselves too much to play the part of a victim. There is no place for holding grudges with a positive mindset. Forgiveness helps positive people become better, not bitter.

How about you?  How many habits of positive people do you personally find in yourself?  If you lack even a few of these 10 essential habits, you might find that the expected treasure at the end of the rainbow was not all that it was cracked up to be. How could it — if you keep on bringing a negative attitude around?

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I wish you well in keeping positive, because as we all know, there is certainly nothing positive about being negative!

Featured photo credit: Janaína Castelo Branco via flickr.com

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