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6 Easy Ways to Treat Yourself

6 Easy Ways to Treat Yourself

Whether you’re male or female, treating yourself to some relaxation can be expensive. Getting a massage, going to a spa or salon, going on vacation—the costs can seem a little overwhelming. Fortunately, I have scoured the universe for some alternate solutions that won’t break the bank. Here are six easy and inexpensive ways to treat yourself.

1. Buy a small massager on Amazon.

Massages are good for you, but they’re expensive. However, I’m not suggesting you go out and get a massage chair, either. Instead, I suggest you invest in a shiatsu neck and shoulder massage pillow, which can also be used to massage your back, stomach, arms, and legs. You can find different brands for under $40 on Amazon, and they come with a warranty. The best part is, now you can get a massage whenever you want!

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2. Take a bath.

A common suggestion, I know—but baths are relaxing, and they’re a good replacement for a hot tub. Oh, yeah, and they’re free. You don’t have to go all out with candles and music (though that helps), but I suggest adding some bath salts, and sipping a nice warm beverage, or a glass of wine or beer while you soak up the relaxation. And if baths aren’t your thing, just take a shower (which can also include bath salts), but focus on letting the spray relax your muscles.

3. Pamper your hair and skin.

This suggestion isn’t just for women. There are lots of ways to give your skin and hair spa or salon quality treatment in the comfort of your own home, and without spending a ton of money. Things like face masks, skin creams, and coconut oil are readily available, as well as hair masks, beard oils, muscle soothing creams, and other essential oils. And these aren’t just for relaxing you, they’re nurturing to your body. No more feeling guilty, because you’re taking care of yourself.

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4. Curl up and read a book.

I’m sure you’ve heard this suggestion before, too; and maybe I’m biased, but I think reading a book is the perfect way to relax and refresh your mind. Not only does it provide you an inexpensive escape, but it’s good for you! Maybe there’s one in particular you’ve been meaning to buy or check out from the library, or maybe there’s one worn and thoroughly creased on your shelf calling your name. But I don’t have time to read, you say. Well, I say don’t give me that excuse, because another cool thing about books: You can put it down and pick it up again whenever you want—guaranteed, no fine print.

5. Go outside.

Nature is one of this world’s greatest pleasures, and simply stepping outside on a beautiful day can be exponentially invigorating. I recommend taking a walk, even if it’s just walking your dog down the street. If you live in the city, why not venture over to a park? Or, if you live near a forest preserve or national park, you could take some friends or family on a mini road trip and go exploring. Some parks are free, some are not. There are over 400 parks to visit, and 124 of them have an entrance fee, but there is a list of days when all parks offer free admission.

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6. Splurge on a really good cup of coffee.

When I say splurge, I don’t mean go totally crazy. I mean if you want Starbucks, or your favorite latte from your favorite local coffee shop, then get it. I mean when you’re at the grocery store trying to decide which bag of coffee grounds to get, don’t just look for the cheapest brand—trust me, good coffee is worth it. Pick out your favorite, or try something new. And when you’ve got that coffee in your hand, savor it. Breathe it in. Enjoy the bliss that is caffeinated excellence in a cup. You’re welcome.

Here is one last piece of wisdom: For the ultimate relaxation, try combining the things on this list (for instance, drink your coffee while reading, or read while sitting with your massager and wearing a face mask). Treating yourself doesn’t have to be expensive or complicated. In fact, it should be simple and stress-free.

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Featured photo credit: Viktor Hanacek via picjumbo.com

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Last Updated on March 29, 2021

Life Insurance: A Secure Way To Protect Your Future.

Life Insurance: A Secure Way To Protect Your Future.

Life is a journey full of ups and downs. No one can actually predict what might happen the next moment; there are times where the happiest moments do not even take a second to turn into the gravest. Planning for your future can help you face such unwelcomed but irrepressible situations with much ease. We all want to make every memorable event of our life more special and to cherish all those moments happily and worry less, you must financially plan your future. But no one has control over life and death. Who would wish to see his family suffer in his absence? Insurance hands over the financial jeopardy of life’s happenings to an insurance company.

Importance of getting a life insurance

No one has control over life and death. Nobody would like to see their family suffering in an absence, and that’s why many people recommend life insurance. A life insurance plan is one of the best ways to secure the future of your family, even against those financial troubles after an untimely demise. These plans are safe and credible, and you could trust them for your family’s better future.

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On the other hand, a life insurance policy is a contract between a company (insurance provider) and policyholder in which the insurance provider ensures to pay a certain amount of money to the nominated beneficiary in case of the policyholder’s death during the term of the agreement. There are different types of insurance plans, and it is important for you to know the benefits of those plans such as a funeral, medical or some life expenses provided they are mentioned in the agreement.

Choosing the right insurance plan

If you’re about to select an insurance plan, you should consider some important factors:

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  • The time at which you start investing in a program and the number of family members you want to get insured. Obviously, a married man with two children has different needs compared to a single one. The number of persons who are dependent on an individual also varies from person to person.
  • The next thing you need to consider is you and your family needs. What are your child’s dream, your retirement plans, for how long would your dependents need financial support, any personal injury, etc. And do not forget those events or situations that will surely demand a huge sum of money.
  • The next thing one must consider is your current income. You should preferably choose a plan which you can afford.

Now you must be having a pretty clear idea of how to choose the best plan for you. Further, you should also compare various plans offered by different companies and numerous sites available online that help will you to compare them.

Differences between life insurance plans

Here’s a short brief of some plan categories you can choose according to your needs:

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  • Term Insurance Plan – You have to pay once, and your nominee gets the paid money under your misfortune demise. It ensures a person for a fixed time. If you survive the policy period, you do not get your premiums back.
  • Whole Life Policy – This plan continues for your lifetime. Under this, the policyholder has to pay regular premiums, until their death.
  • Endowment Policy –  In case the individual dies during the tenure, the beneficiary gets the amount assured. If the person survives the policy tenure, they gets back the premiums paid with other investment returns along with several other benefits.
  • Money Back Policy – In this a portion of the money invested is returned to the investor at regular intervals. If you survive the insurance term you get the entire amount back; else the beneficiary receives the entire sum assured.
  • ULIPs – These are the life insurance plans that offer you future security plus wealth creation options.

Many people do not opt for whole life policy and endowment policy because of the high amount of money you need to pay, while others may prefer to opt for these if they have a high life expectancy. Surely you will find the best one for you.

So what are you waiting for? Plan for your future and live a happier and carefree life today.

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Featured photo credit: aryehsampson.com via aryehsampson.com

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