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5 Problems Even Middle Income Millennials Are Facing

5 Problems Even Middle Income Millennials Are Facing

Who is the millennial? The world knows the millennials as being those young kids aged 20-30, who are now in college or trying to build their post-college lives. And the major feature that defines millennials is the fact they are broke! Like really broke, because they are drowning in student debt and unemployment.

However, there are a bunch of lucky millennials who did manage to stay on top of their finances and are now proud to be cast as middle income persons. They are the people the rest of the millennials are looking at with envy on social media, thinking how lucky they are. But are they really lucky?

1. Healthcare is still a major luxury

The Affordable Care Act was created to make healthcare affordable for everyone, but it ended up to be a huge fail. For millennials who earn more than the typical broke millennial, healthcare is one of the biggest luxuries out there.

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When you have a middle class income you don’t qualify for government subsidies, but you can’t afford to pay for healthcare either. This comes with a lot of other big problems, so there is no wonder many middle income millennials choose to pay the annual fine and take up the risk of not having any healthcare plan.

2. Kids? You can’t afford them!

When you are stuck between living an eternal financial adolescence and earning enough to afford your own place, kids are a delicate subject. The first requirement for having kids is to have a family, then, to afford the child.

Though only a few people would actually acknowledge it, a newborn costs pretty much, with the expenses growing as the child grows. Add the costs of the pregnancy and delivery, as well as general healthcare for the mother and the baby – and take a look at the previous point when it comes to healthcare – and then consider the unpaid maternity leave.

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All these requirements can’t be met, not even by middle-income millennials. As a result, they are the generation whose choice of having kids is not theirs to take.

3. Owning your own place is (still) impossible

If you do have a job and an income, one would believe you can buy your own house. Well, bad news: middle-income is not enough to buy a house. Or rent one, for a matter of fact.

The reality is that cities with a low cost of living are overwhelmed by people, which increases the cost of living. Moreover, where the good jobs are is where the highest rents can be found.

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Another problem which makes moving out from parents impossible is the way real estate developers are working. They are usually building low income houses in places where there are very low paying jobs or building luxury homes with million dollars price tags. There is no middle ground for your middle income, so you are left with no choices.

4. College can’t be avoided

There were times when students were leaving college with a degree in their hand and endless career opportunities. But those are long gone. Nowadays, college is just a formality. Having a degree means nothing, but not having it is even worse, because you won’t be able to apply for a decent job without it.

If our parents were able to pay their college tuition by working a summer job, now we have to pay the huge student debt from what we earn. This significantly diminishes a middle-income, impairing the person and preventing him or her from establishing a family and moving on.

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5. Retirement is a distant dream

The 9 to 5 job is now more of a 24/7 job, with small pauses, but the real problem seems to be the lack of retirement time. Regardless how much you earn, you will have to work an entire week well into your 60s, in order to pay for your debts, rent and make a living. Depending on what happens in your life, you might find yourself working after the retirement age.

With all these problems, there is no wonder most millennials choose to have a pet over a kid and still live with their parents instead of renting a cosmopolitan loft.

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Last Updated on January 11, 2021

11 Hidden Benefits of Using Oil Diffusers

11 Hidden Benefits of Using Oil Diffusers

Affordable, relaxing, and healthy, oil diffusers are gaining popularity with people everywhere due to their extensive benefits. Oil diffusers work through the simple process of oil diffusion, which uses heat to turn oil into a vapor that is then spread around a living space. Diffused oil can have several relaxation and health-related benefits, including safe scent-dispersion, mosquito and mold defense, stress relief, and more!

Read on for 11 hidden benefits of using oil diffusers.

1. Safe Scents That Make Sense

Unlike candles or air fresheners, oil diffusers release cleansing molecules into your air that work to purify it, not overload it with unhealthy chemicals. Electronic diffusers also do not pose the fire risk that candles do. Plus, they contain the added feature of interchangeability, which means you change oil types for different scents and health benefits.

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2. Stress Relief

Several lab studies have confirmed that diffusing essential oils like lavender have been shown to reduce stress and help relieve anxiety in medical patients. Preliminary studies have also shown that oil diffusers can help alleviate symptoms of depression.

3. Improved Sleep

Diffused oil has relaxing properties that can help people of all ages fall asleep quicker and sleep more soundly. Electronic diffusers not only have the option to mix and match different oil blends (Try a lavender, Bulgarian rose, and Roman chamomile blend to help with insomnia), they also run at a gentle hum that helps relax an agitated mind. Many also come with an auto shut-off feature to help conserve oils once you have fallen asleep.

4. Appetite Control

Much like gum, oil diffusers can help stimulate the senses in a way that works to curb appetite. New research has shown that diffused peppermint oil can help curb appetite by inducing a satiety response within the body. Diffused peppermint oil has also been shown to increase energy.

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5. Bacteria and Mold Killing

When essential oils are diffused in the air, they break down free radicals that contribute to the growth of harmful bacteria. Eucalyptus, thyme, and tea tree oils are especially good for this purpose. Diffused oil is also highly effective when it comes to combating fungal yeast threats, as the oil help makes the air inhospitable for yeasts such as mold. Pine and red thyme essential oils are best for combating mold.

6. Decongestion and Mucus Control

Ever tried Vick’s Vapo-Rub? Its decongesting powers come from active ingredients made from the eucalyptus tree. In principle, oil diffusers work the same way as Vapo-Rub, except they diffuse their decongesting vapor all around the room, not just on your chest or neck. Oil diffusers have been known to cure pneumonia in lab mice.

7. Mosquito Repellant

Nobody likes mosquitoes — but when the trade-off means using repellants full of DEET, a toxic chemical that can be especially harmful to children, mosquito control can often seem like a lose-lose. However, scientists have shown that oil diffusers can be used as a safe and highly effective mosquito repellant. Studies have shown that a diffused oil mixture containing clove essential oil and lemongrass essential oil repelled one type of Zika-carrying mosquito, the Aedes aegypti mosquito, at a rate of 100%.

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8. Pain Relief

While applying oils directly to areas of your body may be the most effective way to alleviate pain, diffusing essential oils can also be an effective means of pain relief. When we inhale healthy essential oils, they enter our blood stream and can help internally relieve persistent pain from headaches, overworked muscles, and sore joints.

9. The New Anti-Viral

Research into the anti-viral effects of oil diffusion is now just gaining steam. A recent study showed that star anise essential oil was proven in medical experiments to destroy the herpes simplex virus in contained areas at a rate of 99%. Another study showed the popular DoTerra oil blend OnGuard to have highly-effective influenza-combating powers.

10. Improved Cognitive Function

Diffusing essential oils has also been shown to improve cognitive function. Many essential oils have adaptogenic qualities, which can work twofold in soothing us when we’re stressed, and giving our bodies a pick-me-up when we’re feeling down or sluggish. By working to level out an imbalanced mood, diffused oils also help us to focus. There are also several essential oils which have been shown to help balance the body’s hormones. With prolonged use, these oils can work to repair the underlying causes responsible for hindering cognitive function.

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11. Money Saving

With ten clear benefits of oil diffusers already outlined, there is one more that should now be obvious: using an oil diffuser will help you to save money. As an anti-viral, bug repelling, and stress-relief solution rolled into one safe product, an oil diffuser used with the proper oils will save you money on products you might otherwise be buying to help cure those pesky headaches or get your kids to fall asleep on time. If you’re wondering just how affordable oil diffusers can be, check the buyer’s guide to the best oil diffusers — you’ll be sure to find one that fits your budget!

Featured photo credit: Jopeel Quimpo via unsplash.com

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