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6 Important Things to Consider When Buying a New House

6 Important Things to Consider When Buying a New House

Buying a new house is a big event. There’s something about getting those keys that really makes you feel good, whether you’ve bought a house before or this is your first time. No matter how new you might be to the house-buying scene, there are some important things you’ll want to consider when you buy a new house. Here are six of the biggest issues you’ll want to address.

1. Location

No matter how nice the house is, if the location is bad that’s going to become a problem. For example, you don’t want to move into a neighborhood that has a high crime rate, or one that’s noisy if you value peace and quiet. Don’t like trains? Don’t buy a house right by the railroad tracks. Where you choose your home is generally more important than the home itself, so be mindful of where that home is located. You can change all kinds of things about your house, but you can’t change its location.

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2. Price

You really don’t want to buy a home you can’t afford. Even if the bank will finance a particular amount, that doesn’t mean you can easily make your monthly payments. What if your circumstances change, or you lose your job? It’s better to stay under your maximum budget. Your house might not be as big or as fancy as you could have purchased, but you’ll have more money in the bank, less stress, and more peace of mind.

3. Upsizing or Downsizing

Think about the size of the place you have now, and whether that works for you. If you live in a tiny apartment with your partner and three children, upsizing is definitely in order. If you’re by yourself, though, or there’s just two of you now that the kids are off to college, you may want to downsize.

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You can always rent a self-storage unit for some of the things that you don’t want or need in the house, but that you want to keep, donate, or sell at a yard sale later on. Downsizing can save you a lot of money on the price of the house and the utilities, too.

4. Layout

The layout of your house is hard to change, in a lot of cases. You can take out a wall as long as it’s not load-bearing, or rearrange a lot of things, but that all costs time and money. In some cases, it might not be possible to change the layout very much, if at all. With that in mind, choose a house that works for you the way it is, or that you only have to make minor layout changes to. That will help save you money, and make it easier for you to get into your new place and start settling into life there.

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5. Purpose

What you’re buying the house for matters. If you plan on living there forever you’re probably looking for different things than you would want if you knew you would only be living there for a few years. A lot of people rent when they aren’t going to be permanently in one location, but buying for a few years can also work well if you get a good deal on your home and aren’t strapped for cash when trying to pay for it.

Carefully consider why you’re moving to this location, what you like about it, and your future plans. While things can always change, it’s good to have an idea of how long you plan to be in a house you’re buying.

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6. Timing

Timing is everything, especially when it comes to buying a house. If you buy at the top of the market you could find that your house loses a lot of value when the market falls. That could mean that you suddenly owe more than your house is worth, and would have a hard time selling it if you needed or wanted to move.

Buying when the market is low is a better choice, because your house will gain value and equity as the market improves. Then you can sell it later for more than you paid, if you decide that it’s time to move somewhere else.

Featured photo credit: Eduard Militaru via unsplash.com

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Tanvir Zafar

Software Engineer at GCUF

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Last Updated on September 20, 2018

How to Stay Calm and Cool When You Are Extremely Stressful

How to Stay Calm and Cool When You Are Extremely Stressful

Being in a hurry all the time drains your energy. Your work and routine life make you feel overwhelmed. Getting caught up in things beyond your control stresses you out…

If you’d like to stay calm and cool in stressful situations, put the following 8 steps into practice:

1. Breathe

The next time you’re faced with a stressful situation that makes you want to hurry, stop what you’re doing for one minute and perform the following steps:

  • Take five deep breaths in and out (your belly should come forward with each inhale).
  • Imagine all that stress leaving your body with each exhale.
  • Smile. Fake it if you have to. It’s pretty hard to stay grumpy with a goofy grin on your face.

Feel free to repeat the above steps every few hours at work or home if you need to.

2. Loosen up

After your breathing session, perform a quick body scan to identify any areas that are tight or tense. Clenched jaw? Rounded shoulders? Anything else that isn’t at ease?

Gently touch or massage any of your body parts that are under tension to encourage total relaxation. It might help to imagine you’re in a place that calms you: a beach, hot tub, or nature trail, for example.

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3. Chew slowly

Slow down at the dinner table if you want to learn to be patient and lose weight. Shoveling your food down as fast as you can is a surefire way to eat more than you need to (and find yourself with a bellyache).

Be a mindful eater who pays attention to the taste, texture, and aroma of every dish. Chew slowly while you try to guess all of the ingredients that were used to prepare your dish.

Chewing slowly will also reduce those dreadful late-night cravings that sneak up on you after work.

4. Let go

Cliche as it sounds, it’s very effective.

The thing that seems like the end of the world right now?

It’s not. Promise.

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Stressing and worrying about the situation you’re in won’t do any good because you’re already in it, so just let it go.

Letting go isn’t easy, so here’s a guide to help you:

21 Things To Do When You Find It Hard To Let Go

5. Enjoy the journey

Focusing on the end result can quickly become exhausting. Chasing a bold, audacious goal that’s going to require a lot of time and patience? Split it into several mini-goals so you’ll have several causes for celebration.

Stop focusing on the negative thoughts. Giving yourself consistent positive feedback will help you grow patience, stay encouraged, and find more joy in the process of achieving your goals.

6. Look at the big picture

The next time you find your stress level skyrocketing, take a deep breath, and ask yourself:

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Will this matter to me…

  • Next week?
  • Next month?
  • Next year?
  • In 10 years?

Hint: No, it won’t.

I bet most of the stuff that stresses you wouldn’t matter the next week, maybe not even the next day.

Stop agonizing over things you can’t control because you’re only hurting yourself.

7. Stop demanding perfection of yourself

You’re not perfect and that’s okay. Show me a person who claims to be perfect and I’ll show you a dirty liar.

Demanding perfection of yourself (or anybody else) will only stress you out because it just isn’t possible.

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8. Practice patience every day

Below are a few easy ways you can practice patience every day, increasing your ability to remain calm and cool in times of stress:

  • The next time you go to the grocery store, get in the longest line.
  • Instead of going through the drive-thru at your bank, go inside.
  • Take a long walk through a secluded park or trail.

Final thoughts

Staying calm in stressful situations is possible, all you need is some daily practice.

Taking deep breaths and eat mindfully are some simple ways to train your brain to be more patient. But changing the way you think of a situation and staying positive are most important in keeping cool whenever you feel overwhelmed and stressful.

Featured photo credit: Brooke Cagle via unsplash.com

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