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7 Effortless Ways to Earning Money Online

7 Effortless Ways to Earning Money Online

Are you looking for the easy ways to make money online? Then you’ve come to the right place! For a few years now, making money over the internet has been a hot topic. However, we all see the new ways of achieving those goals tend to pop up every day due to the ever-changing nature of the Web.

Here, I’ve compiled a list of easier and efficient ways that you can use to generate high incomes, and you won’t get caught off guard. Just have a look and choose from the list that best suits your taste.

1) Make Money With Affiliate/Referral Programs

As a matter of fact, the concept of affiliate marketing is becoming healthy for a few years now. When it comes to the affiliate or referral marketing program, it works on a concept of ‘you scratch my back, and I will scratch yours.’ It means that you can start selling someone else’s product or service or pass on traffic to that particular product or service.

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Just spread the word by writing quality posts about it, adding a banner on your blog and highlighting it on social media platforms.

2) Make Money With On-Site SEO

Just know that if you aren’t ranking for the genuine reasons, link building won’t benefit you by any means. You have to invest time in keyword research because it’s significant to know what terms people use to search your product.

After that, go for internal link building and content (on-page) to match those keywords. It’s a fact that investing heavily in keyword research and optimization will pay the highest dividends ever along with the landing of quality traffic to your site.

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3) Make Money With YouTube Videos

Making money on YouTube entirely depends on the level of people’s engagement with the advertisement. Here I refer to engagement as ‘ to click or watch a video for 30 seconds.’ As a matter of fact, the Adwords platform manages the YouTube advertising. For this, advertisers must have to select from a CPC (Cost Per Click) or CPV (Cost Per Video) model.

4) Make Money By Getting Links From Other Companies

A lot of businesses have a ‘retailers’  or ‘where to buy’ tab on their sites. You can ask them to add you to that list. But before that, just make sure that your site is up to the mark regarding design and quality. This way, you’ll have the option to get some testimonials on your site, which will ultimately increase the trust level of the company and show that you’re a reliable source of customers.

5) Make Money With Email Marketing

It’s somewhat easier to induce the existing prospect to buy your product rather than by selling it to the new one. If you’ve developed good relationships with the existing customers and the trust is already established then you can drive sales in a matter of days. Just take out the list of buyer addresses and there you go!

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6) Make Money By Participating In Forums

Forums can be a good place to get engaged with your target audiences. Let’s say your niche has a lot of active forums. Just get involved in them and earn higher dividends in the short run. Always remember that ‘Nobody cares about your business except you.”

7) Make Money With Social Media

Nowadays, social media platforms are the greatest source of spreading a message and developing a fan base. However, if you want to drive more sales in shorter time span, it’s better to spend your time in long-term marketing techniques to enhance SEO rankings.

Modern-day businesses are using such tactics to make money online and are become more social media oriented to earn a lot. If you are a small business or a freelancer, make sure you adapt social media effectively and use any of the methods described above to generate extra income for yourself.

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Featured photo credit: CultureIQ via cultureiq.com

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Adnan Manzoor

Data Analyst & Life Coach

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Last Updated on March 4, 2019

How to Use Credit Cards While Staying Out of Debt

How to Use Credit Cards While Staying Out of Debt

Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

Do Not Treat Credit Cards as Your Funding Sources

Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

Make Sure to Always Pay Off Balances in Full Each Month

The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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Using Credit Cards with Rewards

Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

Featured photo credit: Artem Bali via unsplash.com

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