Advertising
Advertising

7 Best Peer to Peer Commerce Sites for Making & Saving Money

7 Best Peer to Peer Commerce Sites for Making & Saving Money

In the internet age, it’s possible to enjoy an unprecedented variety of luxuries and creature comforts without having to buy from a business.

Just take AirBnB, which allows you to rent other people’s homes when you travel – or Uber, which lets anyone with a mobile phone and a car drive others around for money. Both services have been extremely successful because they’re an affordable – and often better – option than hotels and taxis.

And that’s what “Peer to Peer Commerce” is all about: getting goods and services directly from other people and businesses. What most people don’t know, however, is just how many apps let you participate in Peer to Peer commerce. Below are our favorites for 2016.

A few of these apps and sites are completely new; several became significantly more popular this year; all of them are definitely a fun way to make and save money.

1. Dog Vacay

mother-and-daughter-with-the-pet_1098-2611

    Going on vacation? Wondering where you’re going to leave your dog?

    Advertising

    You could take your pet to an expensive doggie hotel, where it’ll live with dozens of other dogs…or you can save money by leaving your favorite canine with a caring, loving dog-sitter while you’re away.

    You can schedule to get daily photographs of your dog playing, going outside and getting love from the people it’s staying with. Cool, huh?

    2. Turo

    mother-son-and-great-hat-5-1506490

      Turo – previously Relay Rides – allows users to rent their neighbors’ cars via a convenient online website and mobile app.

      This means you can get a car when you need it, and get access to a large S.U.V., a jeep or even a sports car without having to own one. And if you’re a car owner, you can make money by letting others use your car when you don’t need it for yourself.

      3. TaskRabbit

      Advertising

      girl-with-a-reflex_1150-2

        TaskRabbit lets you hire people to run small errands, from grocery shopping to fetching coffee to your office from Starbucks.

        Now you can feel like Meryl Streep in the Devil Wears Prada – minus the aggressive demeanor – without having to hire a full-time personal assistant! Even better, you can trust more complex tasks – from cleaning and moving to home repairs and handyman work – to TaskRabbit contractors…

        And, of course, make a side income in your free time while doing chores for other users.

        4. Amazon Marketplace

        amazon-com-market-place

          Surprised to see Amazon on this list? Don’t be!

          Amazon Marketplace allows businesses and individuals to sell their goods to each other. With eBay traffic falling significantly over the last couple of years, Amazon Marketplace is the hot new platform for P2P commerce.

          Advertising

          And if you do end up enjoying how the platform works, you can easily transition from selling things you no longer need to running your own business with services like Fulfilled by Amazon.

          5. Fon

          woman-with-a-smartphone-in-airport_1163-708

            Have you ever been in an unfamiliar city without an internet connection? Have you ever wished you could use one of the many password-protected WiFi networks around you?

            With Fon, you can!

            Fon is a little different from the other businesses on this list because it’s more about sharing than P2P commerce. It lets you use other people’s WiFis in different cities around the globe in exchange for them using yours.

            Having said that, I love the idea behind Fon – and couldn’t not include it on this list.

            Advertising

            6. Spinlister

            golf-club-with-a-ball_1160-442

              Doing sports when you’re on vacation is fun. Unfortunately, some kinds of sports equipment – snowboards, high-end mountain bikes, surfboards – can be extremely expensive to buy, and difficult to take with you on vacation.

              Spinlister solves this problem by letting you rent sports equipment from other folks when you’re abroad or at home. With users in 100+ countries, this is a great way to connect with locals and do your favorite sport without overpaying.

              7. JustPark

              beach-town-traditional-street_442-19316813

                Tired of trying to find a parking spot near your home or job? Consider paying your neighbors – or the nice folks who live close to your office – to use theirs instead with JustPark.

                Users report saving 60% on their parking fees on an average – not to mention that, in cities like New York, JustPark spots are often an alternative to circling the same block for hours, trying to find someplace to leave your car.

                Featured photo credit: blog.bazaarvoice.com via blog.bazaarvoice.com

                More by this author

                Vikas Agrawal

                Designing & Marketing

                What Are Analytical Skills and How to Strengthen Them For Success How to Create an Infographic Resume That Will Impress Your Future Employer How I Get Things Done with Only Half of the Time Others Need Writing a Great Value Statement Can Bring In Tons of Money for Your Business All-Natural Tips for Fighting Insomnia and Sleeping Better

                Trending in Money

                1 How to Use Credit Cards While Staying Out of Debt 2 How to Use Debt Snowball to Get out from a Financial Avalanche 3 How Personal Finance Software Helps You Get More Out of Your Money 4 The Best Ways to Save Money Even Impulsive Spenders Can Get Behind 5 How to Answer the Tough Question: What are Your Salary Requirements?

                Read Next

                Advertising
                Advertising
                Advertising

                Last Updated on March 4, 2019

                How to Use Credit Cards While Staying Out of Debt

                How to Use Credit Cards While Staying Out of Debt

                Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

                I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

                Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

                Advertising

                Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

                Do Not Treat Credit Cards as Your Funding Sources

                Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

                I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

                Advertising

                I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

                If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

                Make Sure to Always Pay Off Balances in Full Each Month

                The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

                Advertising

                Using Credit Cards with Rewards

                Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

                You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

                I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

                Advertising

                So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

                What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

                Featured photo credit: Artem Bali via unsplash.com

                Read Next