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5 Situations When You Need to Hire A Car Accident Lawyer

5 Situations When You Need to Hire A Car Accident Lawyer

Car accidents are common now and bad driving skills of either yours or others can create trouble for you either in the shape of damaged car or other serious injuries. If your car is hit by someone else’s car, it normally results in claiming your damages and engaging with your lawyers and insurance agents.

Mostly, people choose to claim on their own. But technically, it is not easy for a novice to perform all the formalities of the insurance company and get the best possible amount from the firm. There are many situations where it will really be a hard task for you to claim the amount, so you require a car accident lawyer.

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Below are some of the situations when you will positively require a car crash advocate to file and claim your damages.

1. You Are a Novice

During a car accident, there are many points that you need to know, in order to file the claim against the insurance company. But if you are not anyhow aware how to file the claim and what are the hurdles that you may encounter, it will become a long way barrier. It may even lead to your claim rejection. So instead of testing your knowledge, it’s better to get in touch with a car accident lawyer. They are always available to help you in case of financial issues developed by the car accident.

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2. Long Term / Permanent Disability Injuries

An insurance company judges the depth of injury on the basis of three factors i.e. type of injury, time it will take to recover and the medical bills paid till now for the treatment. For a normal person, it really becomes a war to prove your long-term or permanent disability caused due to the car crash.

Car accident attorney knows all the laws and probations of an accident and insurance claim. He can help you in proving your disability by reaching your medical professionals and make your case strong.

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3. Disputed Liability

Many cases have been witnessed when the insurance company builds a question on the liability of the owner. As a newbie in this field, you can’t find out the issue for why the company has questioned your insurance liability. Generally, by this, the company indirectly says that either you are not at the fault or you are not liable to get the insured amount. And, hence the company is not responsible for any payment against the accident.

To get rid of such complex issues, car accident lawyer is the best person to consult with. Being a professional with immense knowledge of the field, they defend your case and make you receive the best-insured amount.

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4. Refuse to Pay Fair Amount

If you are filing the form on your own, there might be numerous points you may not be aware of and as a result that will result in the refusal to the payment. The cancellation is not bounded to the disputed liability only. Instead, there are many reasons that many cause the refusal. A professional car accident lawyer is the person who knows the loophole and gets the issue rectified.

5. Adjuster Already Made an Offer

People generally prefer to stay away from the hurdle of reaching the insurance firm and filing the claim. In return, they made the settlement with the adjuster on a small amount. But if you have faced big injuries, the amount you will be offered will not be sufficient for you. So, you are always be preferred to reach the accident lawyer and consult the best possible step to be taken.

A car accident can be avoided by driving properly. You should always take care to yourself and the road on which you are driving. All the safety accessories must be adopted (seat belts, airbags, etc) that can help you to overcome severe injuries in the case of any accident.

Drive Safely!

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Adnan Manzoor

Data Analyst & Life Coach

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Published on July 4, 2018

Top 10 Recommendations on Money Management Apps

Top 10 Recommendations on Money Management Apps

Don’t want to overspend your budget, swipe your credit card too many times, and feel like a financial mess? Instead of beating yourself up for the bad financial decisions you’ve ever made, create a new plan!

The solution is simple, save more and spend less. But, we all know it’s easier said than done.

One problem is finding quality apps that save you time and money, and aren’t just hype.

Luckily, there’re many great money management apps available at your fingertips. Here are 10 reliable money management apps that can help you save money, and crush debt.

1. Personal Capital

    When was the last time you’ve tracked your net worth? Probably months ago or maybe never. Personal Capital allows you to easily track your net worth and plan for retirement.

    Here are some of its main features:

    • Sync many investment accounts, and expenses (mortgage, credit cards, etc.) in one place
    • Discover hidden fees and how much they’re affecting your retirement plan
    • Wealth management for investors requiring a long-term strategy

    With Personal you’re free to track your expenses and net worth.

    Available for: iOS and Android

    2. Mint

      If your smartphone could only install a few apps, Mint would be one of them. Why? Because Mint tracks all your balances and bills in one place.

      Here are some of its main features:

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      • Effortlessly track all your bills and balances in one dashboard
      • Categorized expenses to understand where you spend your money
      • Uncover hidden fees, and determine your investment style with sophisticated retirement tools.

      Feel at ease with managing your money by a reputable company that isn’t going anywhere.

      Available for: iOS and Android

      3. YNAB

        Everyone needs a budget, there’s no way around it. YNAB (You Need A Budget) is an easy to use app that will change the way you think about money. Their motto is to “give every dollar a job”, and you’ll quickly discover why.

        Here are some of its main features:

        • Easily sync all bank accounts in one place
        • Visually see your debt paying progress with eye-catching charts and notifications
        • Customized categories setting saving goals

        The best part about YNAB is the community that comes along with it. You can hop on the YNAB forum to receive support, listen to the YNAB Podcast or stay tuned for their weekly videos.

        Available for: iOS and Android

        4. Wealthfront

          Albert Einstein once said “compound interest is the eight wonder in the world”, and for a very good reason. The problem is, most people are scared or unwilling to learn the basics of investing. This is why Wealthfront is the perfect solution for the hands-off investors.

          Here are some of its main features:

          • Variety of investment account options including IRA, Roth IRA, and more
          • Your portfolio composed of 7 different asset classes
          • Automatically rebalanced portfolio
          • Daily tax loss harvesting

          Wealthfront is perfect for people requiring investment guidance, or prefer a hands-off solution.

          Available for: iOS and Android

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          5. Clarity Money

            If you’re staying on top of your budget but want to take your finances to the next level, Clarity Money can help you. Clarity Money helps you stay under budget and build a personalized savings plan.

            Here are some of its main features:

            • Easily cancel subscriptions with one click
            • Synchronize bank accounts fast
            • Transfer money effortlessly between different accounts

            Clarity Money isn’t an app that does it all. But, it does make transferring money and canceling subscriptions fast and efficient.

            Available for: iOS and Android

            6. Acorns

              What if there was a way to quickly gain confidence in investing your money, without too much risk? There is, and Acorns is your solution. With Acorns’s technology, you’re able to make investments as small as $5.

              Here are some of its main features:

              • Automatic contribution option
              • Customized portfolio tailored to your needs
              • Low management fees ranging from $1-$2 per month

              Stop wasting dollars on expensive coffee. Instead, invest them towards a brighter financial future.

              Available for: iOS and Android

              7. Albert

                Do you budget by only subtracting your expenses from your income? If so, how would you discover any overpayments or extra money you could save? This is where Albert shines, and it does it all free.

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                Here are some of its main features:

                • Receive notifications for overpayments, hidden fees, and low balances
                • An Automatic budget that’s built around your spending and income
                • Easily track debt and set new financial goals

                While Albert does offer a paid option, most of its core features are FREE. So, what better option to save?

                Available for: iOS

                8. Prism

                  Have you recently forgot to pay a bill because life got in the way? Prism automatically tracks your bills and syncs your bank accounts in one place.

                  Here are some of its main features:

                  • View all your account balances in one glance
                  • Bill due dates are automatically pulled and tracked
                  • Receive early reminders for upcoming bills

                  If your budget is on “fleek” but can’t seem to stay on top of your bills, Prism is your go-to app.

                  Available for: iOS, Android, Windows, Amazon

                  9. Mvelopes

                    Remember hearing about people using envelopes to budget their money? Well, Mvelopes is the new envelope system for this generation. Easily create monthly budgets and track your saving goals.

                    Here are some of its main features:

                    • Connect unlimited bank accounts
                    • Real-time budgeting with auto transaction syncing
                    • Low monthly $4 fee or $40 annual

                    Mvelopes can help you crush debt, save more, and help you stop overspending. With its low monthly fee, it’s worth a try.

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                    Available for: iOS and Android

                    10. Wallaby

                      Most people don’t have time to track their credit card’s changing rewards and interest rates. Because of this, you need help reaping the most of your credit card’s rewards. Wallaby is the app that will help you do just that.

                      Here are some of its main features:

                      • Automatic recommendations for the best credit card to use for each transaction
                      • A friendly user interface, displaying credit cards with their corresponding images
                      • Free to use

                      If you’re using the same credit card to make your purchases, you may be leaving money on the table. Give Wallaby a try if you’re ready to maximize your credit card’s rewards.

                      Available for: iOS and Android

                      Take control of your finances and experience financial freedom

                      Picture yourself staying on budget and saving more money than you’d ever imagined.

                      It took hard work and dedication but you’d finally learned how to manage your money. You have to start taking control of your spending and saving habits.

                      You now have a list of reliable apps that can help you build better money habits, what are you waiting for?

                      Featured photo credit: Pexels via pexels.com

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